(BFS) Saul Centers - Overview

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US8043951016

Stock: Shopping Centers, Mixed-Use Properties, Development Land

Total Rating 24
Risk 33
Buy Signal -0.96

EPS (Earnings per Share)

EPS (Earnings per Share) of BFS over the last years for every Quarter: "2020-12": 0.28, "2021-03": 0.32, "2021-06": 0.42, "2021-09": 0.44, "2021-12": 0.4, "2022-03": 0.44, "2022-06": 0.43, "2022-09": 0.4, "2022-12": 0.38, "2023-03": 0.45, "2023-06": 0.43, "2023-09": 0.42, "2023-12": 0.4321, "2024-03": 0.45, "2024-06": 0.48, "2024-09": 0.48, "2024-12": 0.22, "2025-03": 0.29, "2025-06": 0.33, "2025-09": 0.32, "2025-12": 0,

Revenue

Revenue of BFS over the last years for every Quarter: 2020-12: 58.284, 2021-03: 58.724, 2021-06: 60.004, 2021-09: 60.256, 2021-12: 60.24, 2022-03: 62.144, 2022-06: 60.293, 2022-09: 61.087, 2022-12: 62.336, 2023-03: 63.049, 2023-06: 63.709, 2023-09: 63.766, 2023-12: 67.057, 2024-03: 66.692, 2024-06: 66.943, 2024-09: 67.288, 2024-12: 67.924, 2025-03: 71.856, 2025-06: 70.834, 2025-09: 72.004, 2025-12: null,

Dividends

Dividend Yield 7.37%
Yield on Cost 5y 9.79%
Yield CAGR 5y 2.24%
Payout Consistency 94.7%
Payout Ratio 2.0%
Risk 5d forecast
Volatility 23.0%
Relative Tail Risk -1.05%
Reward TTM
Sharpe Ratio -0.07
Alpha -8.27
Character TTM
Beta 0.397
Beta Downside 0.518
Drawdowns 3y
Max DD 24.07%
CAGR/Max DD 0.00

Description: BFS Saul Centers January 19, 2026

Saul Centers, Inc. (NYSE:BFS) is a self-managed equity REIT based in Bethesda, Maryland, that owns and operates 62 properties-including 50 community-scale shopping centers, eight mixed-use assets, and four undeveloped parcels-totaling roughly 10.2 million sq ft of leasable space. More than 85 % of its net operating income (NOI) comes from assets concentrated in the Washington, D.C./Baltimore metro region, giving the REIT a highly localized revenue base.

Key performance indicators (as of FY 2024) show an occupancy rate near 95 % and a funds-from-operations (FFO) yield of about 6.2 %, supported by a modest leverage ratio of 3.5× debt-to-EBITDA. The REIT’s cash flow is sensitive to regional economic health-particularly employment trends and consumer spending in the D.C. corridor-and to macro-level factors such as Fed policy, which influences borrowing costs for both tenants and the REIT itself. Additionally, the shift toward mixed-use development aligns with broader retail-real-estate trends that favor experiential tenants and residential components to mitigate e-commerce pressure.

For a deeper, data-driven look at how these dynamics translate into valuation metrics, you may find ValueRay’s analytical dashboards useful as a next step in your research.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income: 39.1m TTM > 0 and > 6% of Revenue
FCF/TA: 0.05 > 0.02 and ΔFCF/TA -1.01 > 1.0
NWC/Revenue: -345.0% < 20% (prev -75.69%; Δ -269.3% < -1%)
CFO/TA 0.05 > 3% & CFO 106.4m > Net Income 39.1m
Net Debt (1.01b) to EBITDA (171.2m): 5.90 < 3
Current Ratio: 0.07 > 1.5 & < 3
Outstanding Shares: last quarter (24.2m) vs 12m ago 0.26% < -2%
Gross Margin: 75.86% > 18% (prev 0.69%; Δ 7517 % > 0.5%)
Asset Turnover: 13.20% > 50% (prev 12.68%; Δ 0.52% > 0%)
Interest Coverage Ratio: 1.71 > 6 (EBITDA TTM 171.2m / Interest Expense TTM 66.8m)

Altman Z'' -3.29

A: -0.45 (Total Current Assets 70.8m - Total Current Liabilities 1.05b) / Total Assets 2.17b
B: -0.15 (Retained Earnings -327.0m / Total Assets 2.17b)
C: 0.05 (EBIT TTM 114.1m / Avg Total Assets 2.14b)
D: -0.19 (Book Value of Equity -325.7m / Total Liabilities 1.68b)
Altman-Z'' Score: -3.29 = D

Beneish M -3.73

DSRI: 0.93 (Receivables 59.0m/59.8m, Revenue 282.6m/268.0m)
GMI: 0.91 (GM 75.86% / 69.25%)
AQI: 0.02 (AQ_t 0.02 / AQ_t-1 0.97)
SGI: 1.05 (Revenue 282.6m / 268.0m)
TATA: -0.03 (NI 39.1m - CFO 106.4m) / TA 2.17b)
Beneish M-Score: -3.73 (Cap -4..+1) = AAA

What is the price of BFS shares?

As of February 07, 2026, the stock is trading at USD 34.63 with a total of 78,002 shares traded.
Over the past week, the price has changed by +9.14%, over one month by +11.68%, over three months by +18.04% and over the past year by +0.45%.

Is BFS a buy, sell or hold?

Saul Centers has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy BFS.
  • StrongBuy: 1
  • Buy: 0
  • Hold: 0
  • Sell: 0
  • StrongSell: 0

What are the forecasts/targets for the BFS price?

Issuer Target Up/Down from current
Wallstreet Target Price 45.5 31.4%
Analysts Target Price 45.5 31.4%
ValueRay Target Price 39.9 15.2%

BFS Fundamental Data Overview February 03, 2026

P/E Trailing = 26.2281
P/S = 3.8649
P/B = 5.8663
Revenue TTM = 282.6m USD
EBIT TTM = 114.1m USD
EBITDA TTM = 171.2m USD
Long Term Debt = 1.40b USD (from longTermDebt, last quarter)
Short Term Debt = 1.02b USD (from shortTermDebt, last quarter)
Debt = 1.02b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.01b USD (from netDebt column, last quarter)
Enterprise Value = 2.04b USD (1.03b + Debt 1.02b - CCE 11.8m)
Interest Coverage Ratio = 1.71 (Ebit TTM 114.1m / Interest Expense TTM 66.8m)
EV/FCF = 19.17x (Enterprise Value 2.04b / FCF TTM 106.4m)
FCF Yield = 5.22% (FCF TTM 106.4m / Enterprise Value 2.04b)
FCF Margin = 37.64% (FCF TTM 106.4m / Revenue TTM 282.6m)
Net Margin = 13.83% (Net Income TTM 39.1m / Revenue TTM 282.6m)
Gross Margin = 75.86% ((Revenue TTM 282.6m - Cost of Revenue TTM 68.2m) / Revenue TTM)
Gross Margin QoQ = 88.68% (prev 72.56%)
Tobins Q-Ratio = 0.94 (Enterprise Value 2.04b / Total Assets 2.17b)
Interest Expense / Debt = 1.67% (Interest Expense 17.1m / Debt 1.02b)
Taxrate = 21.0% (US default 21%)
NOPAT = 90.1m (EBIT 114.1m * (1 - 21.00%))
Current Ratio = 0.07 (Total Current Assets 70.8m / Total Current Liabilities 1.05b)
Debt / Equity = 3.23 (Debt 1.02b / totalStockholderEquity, last quarter 316.6m)
Debt / EBITDA = 5.90 (Net Debt 1.01b / EBITDA 171.2m)
Debt / FCF = 9.50 (Net Debt 1.01b / FCF TTM 106.4m)
Total Stockholder Equity = 325.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.83% (Net Income 39.1m / Total Assets 2.17b)
RoE = 12.00% (Net Income TTM 39.1m / Total Stockholder Equity 325.8m)
RoCE = 6.60% (EBIT 114.1m / Capital Employed (Equity 325.8m + L.T.Debt 1.40b))
RoIC = 5.31% (NOPAT 90.1m / Invested Capital 1.70b)
WACC = 4.36% (E(1.03b)/V(2.05b) * Re(7.38%) + D(1.02b)/V(2.05b) * Rd(1.67%) * (1-Tc(0.21)))
Discount Rate = 7.38% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Shares Correlation 3-Years: 33.33 | Cagr: 0.28%
[DCF Debug] Terminal Value 86.37% ; FCFF base≈113.9m ; Y1≈114.2m ; Y5≈121.7m
Fair Price DCF = 107.3 (EV 3.63b - Net Debt 1.01b = Equity 2.62b / Shares 24.4m; r=5.90% [WACC]; 5y FCF grow -0.19% → 2.90% )
EPS Correlation: -61.33 | EPS CAGR: -47.68% | SUE: -3.06 | # QB: 0
Revenue Correlation: 96.83 | Revenue CAGR: 4.87% | SUE: 0.02 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.20 | Chg30d=N/A | Revisions Net=+0 | Analysts=1
EPS next Year (2026-12-31): EPS=0.81 | Chg30d=-0.300 | Revisions Net=-1 | Growth EPS=-22.9% | Growth Revenue=+4.9%

Additional Sources for BFS Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle