(BHLB) Berkshire Hills Bancorp - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0846801076

BHLB: Deposit Services, Loan Services, Wealth Management, Banking Services

Berkshire Hills Bancorp, Inc. (NYSE:BHLB) is a bank holding company for Berkshire Bank, offering a comprehensive suite of financial services across the United States. Established in 1846 and headquartered in Boston, Massachusetts, the company specializes in commercial and retail banking, consumer lending, private banking, and wealth management. Its deposit products include demand deposit, interest-bearing checking, regular savings, money market savings, time certificates of deposit, and retirement deposit accounts. The bank also provides a range of loan products, such as commercial real estate, commercial and industrial, residential mortgage, and consumer loans, as well as revolving loans, lines of credit, letters of credit, time notes, and SBA-guaranteed loans.

Beyond its core banking services, Berkshire Hills Bancorp offers wealth management solutions, including consultative investment management, trust administration, tax return preparation, and financial planning. The company also provides investment products and brokerage services. Its commercial cash management, online banking, and mobile banking platforms cater to transaction account customers, while its overdraft program and debit cards enhance convenience. Additionally, the bank operates a commercial payment processing business, serving personal, commercial, non-profit, and municipal deposit customers.

Based on and , Berkshire Hills Bancorp, Inc. (BHLB) is expected to maintain stability in the next three months. The stock is trading at $25.61, with an SMA 50 of $25.64, indicating near-term support. The SMA 200 at $27.22 suggests potential resistance. Average volume of 577,250 shares and an ATR of 0.87 indicate moderate volatility. From a perspective, the company’s P/E of 10.03 and forward P/E of 10.19 suggest reasonable valuation. The P/B ratio of 0.96 and P/S of 2.70 indicate undervaluation relative to book value and revenue. With a market cap of $1.163 billion and an RoE of 5.23, BHLB is positioned as a stable regional bank with attractive valuation metrics. Expect sideways movement with potential upside if macroeconomic conditions improve.

Additional Sources for BHLB Stock

BHLB Stock Overview

Market Cap in USD 1,190m
Sector Financial Services
Industry Banks - Regional
GiC Sub-Industry Regional Banks
IPO / Inception 2000-06-28

BHLB Stock Ratings

Growth Rating 61.2
Fundamental 41.7
Dividend Rating 61.8
Rel. Strength -6.75
Analysts 4/5
Fair Price Momentum 23.13 USD
Fair Price DCF 7.24 USD

BHLB Dividends

Dividend Yield 12m 3.45%
Yield on Cost 5y 9.39%
Annual Growth 5y 0.00%
Payout Consistency 93.9%

BHLB Growth Ratios

Growth Correlation 3m -83.2%
Growth Correlation 12m 41%
Growth Correlation 5y 45.3%
CAGR 5y 21.63%
CAGR/Max DD 5y 0.54
Sharpe Ratio 12m -0.14
Alpha 4.49
Beta 0.816
Volatility 29.01%
Current Volume 313.3k
Average Volume 20d 499.2k
What is the price of BHLB stocks?
As of May 11, 2025, the stock is trading at USD 25.54 with a total of 313,290 shares traded.
Over the past week, the price has changed by -0.27%, over one month by +5.23%, over three months by -13.33% and over the past year by +13.32%.
Is Berkshire Hills Bancorp a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Berkshire Hills Bancorp (NYSE:BHLB) is currently (May 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 41.70 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of BHLB as of May 2025 is 23.13. This means that BHLB is currently overvalued and has a potential downside of -9.44%.
Is BHLB a buy, sell or hold?
Berkshire Hills Bancorp has received a consensus analysts rating of 4.00. Therefor, it is recommend to buy BHLB.
  • Strong Buy: 2
  • Buy: 1
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecast for BHLB stock price target?
According to ValueRays Forecast Model, BHLB Berkshire Hills Bancorp will be worth about 26.8 in May 2026. The stock is currently trading at 25.54. This means that the stock has a potential upside of +4.97%.
Issuer Forecast Upside
Wallstreet Target Price 32.1 25.7%
Analysts Target Price 32.1 25.7%
ValueRay Target Price 26.8 5%