BJ Stock Analysis: BJs Wholesale Club Holdings | NYSE
Discount Stores | NYSE, USA | Market Cap: 11.771m USD | 12M Return: -6.7% | US05550J1016 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 165M
EPS Trend: 94.2%
Qual. Beats: 1
Rev. Trend: 95.7%
Qual. Beats: 2
Warnings
Tailwinds
Seasonality 8.1 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
BJs Wholesale Club Holdings, Inc. operates a chain of membership warehouse clubs primarily concentrated in the eastern half of the United States, with its corporate headquarters in Marlborough, Massachusetts. Founded in 1984, the company offers groceries, fresh food, general merchandise, gasoline, and ancillary services through its physical clubs as well as its BJs.com website and mobile app. The company was previously known as Beacon Holding Inc. and adopted its current name in February 2018.
As a membership-based warehouse retailer in the Consumer Staples sector, BJs competes with national players such as Costco and Sams Club by charging annual membership fees in exchange for access to bulk merchandise at discounted prices. Unlike its larger competitors, BJs maintains a regional footprint focused on the eastern U.S., which positions it to benefit from stable, recurring demand for everyday essentials that tends to hold up across economic cycles.
- Membership growth and renewal rates drive recurring fee revenue
- Gasoline margin volatility pressures overall merchandise margins
- East coast store expansion intensifies competition with Costco and Sams Club
| Net Income: 594.5m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA 0.61 > 1.0 |
| NWC/Revenue: -3.52% < 20% (prev -2.42%; Δ -1.10% < -1%) |
| CFO/TA 0.14 > 3% & CFO 1.11b > Net Income 594.5m |
| Net Debt (4.83b) to EBITDA (1.17b): 4.12 < 3 |
| Current Ratio: 0.73 > 1.5 & < 3 |
| Outstanding Shares: last quarter (127.7m) vs 12m ago -3.61% < -2% |
| Gross Margin: 18.24% > 18% (prev 18.65%; Δ -0.41% > 0.5%) |
| Asset Turnover: 299.7% > 50% (prev 289.2%; Δ 10.53% > 0%) |
| Interest Coverage Ratio: 18.79 > 6 (EBIT TTM 871.0m / Interest Expense TTM 46.4m) |
| A: -0.10 (Total Current Assets 2.17b - Total Current Liabilities 2.97b) / Total Assets 7.99b |
| B: 0.19 (Retained Earnings 1.52b / Total Assets 7.99b) |
| C: 0.11 (EBIT TTM 871.0m / Avg Total Assets 7.61b) |
| D: 0.38 (Book Value of Equity 2.20b / Total Liabilities 5.79b) |
| Altman-Z'' = 1.13 = BB |
| DSRI: 1.04 (Receivables 308.6m/270.9m, Revenue 22.8b/20.9b) |
| GMI: 1.02 (GM 18.65% / 18.24%) |
| AQI: 0.90 (AQ_t 0.15 / AQ_t-1 0.16) |
| SGI: 1.09 (Revenue 22.8b / 20.9b) |
| TATA: -0.06 (NI 594.5m - CFO 1.11b) / TA 7.99b) |
| Beneish M = -2.97 (Cap -4..+1) = A |
As of September 14, 2026, the stock is trading at USD 91.49 with a total of 1,675,425 shares traded. Over the past week, the price has changed by -1.82%, over one month by -2.63%, over three months by +0.62% and over the past year by -6.69%.
Current recommended Stop Loss: 88.20 (which is 3.6% or 1.3 ATR below the current price).
BJs Wholesale Club Holdings has received a consensus analysts rating of 3.92. Therefore, it is recommended to buy BJ.
- StrongBuy: 12
- Buy: 1
- Hold: 11
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 105.7 | 15.5% |
P/E Trailing = 20.3917
P/E Forward = 20.0401
P/S = 0.516
P/B = 5.3315
P/EG = 2.1798
Revenue TTM = 22.8b USD
EBIT TTM = 871.0m USD
EBITDA TTM = 1.17b USD
Long Term Debt = 399.1m USD (from longTermDebt, last fiscal year)
Short Term Debt = 417.9m USD (from shortTermDebt, last quarter)
Debt = 4.86b USD (from shortLongTermDebtTotal, last quarter) + Leases 2.09b
Net Debt = 4.83b USD (calculated: Debt 4.86b - CCE 30.0m)
Enterprise Value = 16.6b USD (11.8b + Debt 4.86b - CCE 30.0m)
Interest Coverage Ratio = 18.79 (Ebit TTM 871.0m / Interest Expense TTM 46.4m)
EV/FCF = 45.58x (Enterprise Value 16.6b / FCF TTM 364.2m)
FCF Yield = 2.19% (FCF TTM 364.2m / Enterprise Value 16.6b)
FCF Margin = 1.60% (FCF TTM 364.2m / Revenue TTM 22.8b)
Net Margin = 2.61% (Net Income TTM 594.5m / Revenue TTM 22.8b)
Gross Margin = 18.24% ((Revenue TTM 22.8b - Cost of Revenue TTM 18.6b) / Revenue TTM)
Gross Margin QoQ = 17.83% (prev 18.16%)
Tobins Q-Ratio = 2.08 (Enterprise Value 16.6b / Total Assets 7.99b)
Interest Expense / Debt = 0.95% (Interest Expense 46.4m / Debt 4.86b)
Taxrate = 27.34% (223.7m / 818.2m)
NOPAT = 632.9m (EBIT 871.0m * (1 - 27.34%))
Current Ratio = 0.73 (Total Current Assets 2.17b / Total Current Liabilities 2.97b)
Debt / Equity = 2.21 (Debt 4.86b / totalStockholderEquity, last quarter 2.20b)
Debt / EBITDA = 4.12 (Net Debt 4.83b / EBITDA 1.17b)
Debt / FCF = 13.26 (Net Debt 4.83b / FCF TTM 364.2m)
Total Stockholder Equity = 2.17b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.81% (Net Income 594.5m / Total Assets 7.99b)
RoE = 27.35% (Net Income TTM 594.5m / Total Stockholder Equity 2.17b)
RoCE = 33.86% (EBIT 871.0m / Capital Employed (Equity 2.17b + L.T.Debt 399.1m))
RoIC = 11.70% (NOPAT 632.9m / Invested Capital 5.41b)
WACC = 3.29% (E(11.8b)/V(16.6b) * Re(4.36%) + D(4.86b)/V(16.6b) * Rd(0.95%) * (1-Tc(0.27)))
Discount Rate = 4.36% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -92.95 | Cagr: -2.14%
[DCF] Terminal Value 77.97% ; FCFF base≈332.6m ; Y1≈381.3m ; Y5≈561.1m
[DCF] Fair Price = 28.61 (EV 8.44b - Net Debt 4.83b = Equity 3.61b / Shares 126.3m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 94.20 | EPS CAGR: 6.42% | SUE: 2.36 | # QB: 1
Revenue Correlation: 95.72 | Revenue CAGR: 4.63% | SUE: 2.92 | # QB: 2
EPS current Quarter (2026-10-31): EPS=1.24 | Chg30d=+0.31% | Revisions=+0% | Analysts=19
EPS current Year (2027-01-31): EPS=4.71 | Chg30d=+4.24% | Revisions=+87% | GrowthEPS=+7.0% | GrowthRev=+11.5%
EPS next Year (2028-01-31): EPS=5.02 | Chg30d=+2.60% | Revisions=+72% | GrowthEPS=+6.7% | GrowthRev=+5.8%
[Analyst] Revisions Ratio: +61% (up=42, down=9)