Overview Dividends

(BJ) BJs Wholesale Club Holdings - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US05550J1016

Groceries, Fresh Food, General Merchandise, Gasoline, Coupon Books

BJ EPS (Earnings per Share)

EPS Growth (3Y CAGR): -58.33%
EPS Trend (3Y Correlation): -32.2%

BJ Revenue

Revenue Growth (3Y CAGR): 4.35%
Revenue Trend (3Y Correlation): 78.4%

Description: BJ BJs Wholesale Club Holdings October 30, 2025

BJs Wholesale Club Holdings, Inc. (NYSE:BJ) operates membership-based warehouse clubs across the eastern United States, offering a mix of groceries, fresh foods, general merchandise, gasoline, and ancillary services through physical locations, its website (BJs.com), and a mobile app. The firm, originally incorporated as Beacon Holding Inc., rebranded to its current name in February 2018 and is headquartered in Marlborough, Massachusetts.

Key performance indicators from the most recent fiscal year (2023) show revenue of approximately $8.4 billion, a comparable-sales growth of 3.2 % year-over-year, and a membership-fee contribution of roughly $600 million, which together delivered an adjusted EBITDA margin near 5.8 %.

Primary economic drivers for BJ’s include consumer inflation trends that heighten demand for low-price bulk purchasing, gasoline price volatility that can boost in-store fuel sales, and the broader competitive dynamics of the warehouse-club segment, where Costco and Walmart’s Sam’s Club set pricing and service benchmarks.

For a deeper quantitative assessment of BJ’s valuation and risk profile, consider exploring the analytical tools available on ValueRay.

BJ Stock Overview

Market Cap in USD	11,629m
Sub-Industry	Consumer Staples Merchandise Retail
IPO / Inception	2018-06-28

BJ Stock Ratings

Growth Rating	29.4%
Fundamental	71.2%
Dividend Rating	-
Return 12m vs S&P 500	-13.8%
Analyst Rating	3.92 of 5

BJ Dividends

Currently no dividends paid

BJ Growth Ratios

Growth Correlation 3m	-86.2%
Growth Correlation 12m	8.3%
Growth Correlation 5y	90.6%
CAGR 5y	5.16%
CAGR/Max DD 3y (Calmar Ratio)	0.20
CAGR/Mean DD 3y (Pain Ratio)	0.51
Sharpe Ratio 12m	-0.87
Alpha	-2.70
Beta	0.360
Volatility	26.50%
Current Volume	2165.3k
Average Volume 20d	1999.8k
Stop Loss	88 (-3.1%)
Signal	0.71

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income (578.9m TTM) > 0 and > 6% of Revenue (6% = 1.25b TTM)

FCFTA 0.04 (>2.0%) and ΔFCFTA -1.70pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -2.42% (prev -2.98%; Δ 0.57pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.13 (>3.0%) and CFO 936.6m > Net Income 578.9m (YES >=105%, WARN >=100%)

Net Debt (2.59b) to EBITDA (1.10b) ratio: 2.35 <= 3.0 (WARN <= 3.5)

Current Ratio 0.79 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (132.5m) change vs 12m ago -1.00% (target <= -2.0% for YES)

Gross Margin 18.65% (prev 18.16%; Δ 0.49pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 295.3% (prev 294.5%; Δ 0.86pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 18.25 (EBITDA TTM 1.10b / Interest Expense TTM 45.3m) >= 6 (WARN >= 3)

Altman Z'' 1.64

(A) -0.07 = (Total Current Assets 1.93b - Total Current Liabilities 2.43b) / Total Assets 7.23b

(B) 0.28 = Retained Earnings (Balance) 2.00b / Total Assets 7.23b

(D) 0.39 = Book Value of Equity 2.00b / Total Liabilities 5.13b

Total Rating: 1.64 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 71.20

1. Piotroski 4.50pt = -0.50

2. FCF Yield 2.01% = 1.00

3. FCF Margin 1.36% = 0.34

4. Debt/Equity 1.26 = 1.76

5. Debt/Ebitda 2.35 = -0.68

6. ROIC - WACC (= 18.24)% = 12.50

7. RoE 30.15% = 2.50

8. Rev. Trend 78.43% = 5.88

9. EPS Trend -32.20% = -1.61

What is the price of BJ shares?

As of November 04, 2025, the stock is trading at USD 90.82 with a total of 2,165,278 shares traded.
Over the past week, the price has changed by -3.02%, over one month by -2.03%, over three months by -15.74% and over the past year by +4.69%.

Is BJs Wholesale Club Holdings a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, BJs Wholesale Club Holdings (NYSE:BJ) is currently (November 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 71.20 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BJ is around 79.83 USD . This means that BJ is currently overvalued and has a potential downside of -12.1%.

Is BJ a buy, sell or hold?

BJs Wholesale Club Holdings has received a consensus analysts rating of 3.92. Therefore, it is recommended to buy BJ.

Strong Buy: 12
Buy: 1
Hold: 11
Sell: 0
Strong Sell: 1

What are the forecasts/targets for the BJ price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	115.8	27.5%
Analysts Target Price	115.8	27.5%
ValueRay Target Price	87.1	-4.2%

BJ Fundamental Data Overview November 04, 2025

Market Cap USD = 11.63b (11.63b USD * 1.0 USD.USD)
P/E Trailing = 20.2431
P/E Forward = 19.3798
P/S = 0.5561
P/B = 5.7137
P/EG = 2.0715
Beta = 0.36
Revenue TTM = 20.91b USD
EBIT TTM = 826.1m USD
EBITDA TTM = 1.10b USD
Long Term Debt = 399.0m USD (from longTermDebt, last quarter)
Short Term Debt = 278.5m USD (from shortTermDebt, last quarter)
Debt = 2.64b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.59b USD (from netDebt column, last quarter)
Enterprise Value = 14.22b USD (11.63b + Debt 2.64b - CCE 47.3m)
Interest Coverage Ratio = 18.25 (Ebit TTM 826.1m / Interest Expense TTM 45.3m)
FCF Yield = 2.01% (FCF TTM 285.2m / Enterprise Value 14.22b)
FCF Margin = 1.36% (FCF TTM 285.2m / Revenue TTM 20.91b)
Net Margin = 2.77% (Net Income TTM 578.9m / Revenue TTM 20.91b)
Gross Margin = 18.65% ((Revenue TTM 20.91b - Cost of Revenue TTM 17.01b) / Revenue TTM)
Gross Margin QoQ = 18.70% (prev 18.81%)
Tobins Q-Ratio = 1.97 (Enterprise Value 14.22b / Total Assets 7.23b)
Interest Expense / Debt = 0.39% (Interest Expense 10.4m / Debt 2.64b)
Taxrate = 26.89% (55.4m / 206.1m)
NOPAT = 604.0m (EBIT 826.1m * (1 - 26.89%))
Current Ratio = 0.79 (Total Current Assets 1.93b / Total Current Liabilities 2.43b)
Debt / Equity = 1.26 (Debt 2.64b / totalStockholderEquity, last quarter 2.10b)
Debt / EBITDA = 2.35 (Net Debt 2.59b / EBITDA 1.10b)
Debt / FCF = 9.08 (Net Debt 2.59b / FCF TTM 285.2m)
Total Stockholder Equity = 1.92b (last 4 quarters mean from totalStockholderEquity)
RoA = 8.00% (Net Income 578.9m / Total Assets 7.23b)
RoE = 30.15% (Net Income TTM 578.9m / Total Stockholder Equity 1.92b)
RoCE = 35.62% (EBIT 826.1m / Capital Employed (Equity 1.92b + L.T.Debt 399.0m))
RoIC = 24.28% (NOPAT 604.0m / Invested Capital 2.49b)
WACC = 6.04% (E(11.63b)/V(14.27b) * Re(7.34%) + D(2.64b)/V(14.27b) * Rd(0.39%) * (1-Tc(0.27)))
Discount Rate = 7.34% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: -100.0 | Cagr: -0.92%
[DCF Debug] Terminal Value 74.28% ; FCFE base≈327.7m ; Y1≈258.2m ; Y5≈170.1m
Fair Price DCF = 24.06 (DCF Value 3.17b / Shares Outstanding 131.8m; 5y FCF grow -25.32% → 3.0% )
EPS Correlation: -32.20 | EPS CAGR: -58.33% | SUE: -4.0 | # QB: 0
Revenue Correlation: 78.43 | Revenue CAGR: 4.35% | SUE: -1.25 | # QB: 0

Additional Sources for BJ Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle