BJ Stock Analysis: BJs Wholesale Club Holdings | NYSE
Discount Stores | NYSE, USA | Market Cap: 11.523m USD | 12M Return: -14.4% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 182M
EPS Trend: 93.9%
Qual. Beats: 0
Rev. Trend: 98.2%
Qual. Beats: 1
Warnings
Tailwinds
No distinct edge detected
Seasonality 8 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
BJs Wholesale Club Holdings, Inc. operates a chain of membership warehouse clubs primarily concentrated in the eastern half of the United States, with its corporate headquarters in Marlborough, Massachusetts. Founded in 1984, the company offers groceries, fresh food, general merchandise, gasoline, and ancillary services through its physical clubs as well as its BJs.com website and mobile app. The company was previously known as Beacon Holding Inc. and adopted its current name in February 2018.
As a membership-based warehouse retailer in the Consumer Staples sector, BJs competes with national players such as Costco and Sams Club by charging annual membership fees in exchange for access to bulk merchandise at discounted prices. Unlike its larger competitors, BJs maintains a regional footprint focused on the eastern U.S., which positions it to benefit from stable, recurring demand for everyday essentials that tends to hold up across economic cycles.
- Membership growth and renewal rates drive recurring fee revenue
- Gasoline margin volatility pressures overall merchandise margins
- East coast store expansion intensifies competition with Costco and Sams Club
| Net Income: 571.3m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA -1.12 > 1.0 |
| NWC/Revenue: -3.78% < 20% (prev -2.80%; Δ -0.97% < -1%) |
| CFO/TA 0.12 > 3% & CFO 961.9m > Net Income 571.3m |
| Net Debt (4.92b) to EBITDA (1.12b): 4.38 < 3 |
| Current Ratio: 0.73 > 1.5 & < 3 |
| Outstanding Shares: last quarter (129.4m) vs 12m ago -2.54% < -2% |
| Gross Margin: 18.47% > 18% (prev 18.57%; Δ -0.09% > 0.5%) |
| Asset Turnover: 291.2% > 50% (prev 289.7%; Δ 1.47% > 0%) |
| Interest Coverage Ratio: 18.98 > 6 (EBIT TTM 828.7m / Interest Expense TTM 43.7m) |
| A: -0.10 (Total Current Assets 2.21b - Total Current Liabilities 3.04b) / Total Assets 7.93b |
| B: 0.17 (Retained Earnings 1.34b / Total Assets 7.93b) |
| C: 0.11 (EBIT TTM 828.7m / Avg Total Assets 7.54b) |
| D: 0.37 (Book Value of Equity 2.13b / Total Liabilities 5.80b) |
| Altman-Z'' = 0.99 = BB |
| DSRI: 1.26 (Receivables 319.9m/240.4m, Revenue 22.0b/20.7b) |
| GMI: 1.01 (GM 18.57% / 18.47%) |
| AQI: 0.90 (AQ_t 0.15 / AQ_t-1 0.16) |
| SGI: 1.06 (Revenue 22.0b / 20.7b) |
| TATA: -0.05 (NI 571.3m - CFO 961.9m) / TA 7.93b) |
| Beneish M = -2.83 (Cap -4..+1) = A |
As of July 16, 2026, the stock is trading at USD 90.24 with a total of 1,462,779 shares traded. Over the past week, the price has changed by +4.07%, over one month by +0.03%, over three months by -0.51% and over the past year by -14.39%.
Current recommended Stop Loss: 86.90 (which is 3.7% or 1.3 ATR below the current price).
BJs Wholesale Club Holdings has received a consensus analysts rating of 3.92. Therefore, it is recommended to buy BJ.
- StrongBuy: 12
- Buy: 1
- Hold: 11
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 101.1 | 12% |
P/E Trailing = 20.7448
P/E Forward = 19.4932
P/S = 0.5239
P/B = 5.2879
P/EG = 2.1174
Revenue TTM = 22.0b USD
EBIT TTM = 828.7m USD
EBITDA TTM = 1.12b USD
Long Term Debt = 399.2m USD (from longTermDebt, last quarter)
Short Term Debt = 557.0m USD (from shortTermDebt, last quarter)
Debt = 4.95b USD (from shortLongTermDebtTotal, last quarter) + Leases 2.09b
Net Debt = 4.92b USD (calculated: Debt 4.95b - CCE 27.8m)
Enterprise Value = 16.4b USD (11.5b + Debt 4.95b - CCE 27.8m)
Interest Coverage Ratio = 18.98 (Ebit TTM 828.7m / Interest Expense TTM 43.7m)
EV/FCF = 72.33x (Enterprise Value 16.4b / FCF TTM 227.4m)
FCF Yield = 1.38% (FCF TTM 227.4m / Enterprise Value 16.4b)
FCF Margin = 1.04% (FCF TTM 227.4m / Revenue TTM 22.0b)
Net Margin = 2.60% (Net Income TTM 571.3m / Revenue TTM 22.0b)
Gross Margin = 18.47% ((Revenue TTM 22.0b - Cost of Revenue TTM 17.9b) / Revenue TTM)
Gross Margin QoQ = 18.16% (prev 18.11%)
Tobins Q-Ratio = 2.07 (Enterprise Value 16.4b / Total Assets 7.93b)
Interest Expense / Debt = 0.88% (Interest Expense 43.7m / Debt 4.95b)
Taxrate = 27.22% (213.7m / 785.0m)
NOPAT = 603.1m (EBIT 828.7m * (1 - 27.22%))
Current Ratio = 0.73 (Total Current Assets 2.21b / Total Current Liabilities 3.04b)
Debt / Equity = 2.33 (Debt 4.95b / totalStockholderEquity, last quarter 2.13b)
Debt / EBITDA = 4.38 (Net Debt 4.92b / EBITDA 1.12b)
Debt / FCF = 21.64 (Net Debt 4.92b / FCF TTM 227.4m)
Total Stockholder Equity = 2.15b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.57% (Net Income 571.3m / Total Assets 7.93b)
RoE = 26.59% (Net Income TTM 571.3m / Total Stockholder Equity 2.15b)
RoCE = 32.53% (EBIT 828.7m / Capital Employed (Equity 2.15b + L.T.Debt 399.2m))
RoIC = 11.14% (NOPAT 603.1m / Invested Capital 5.41b)
WACC = 4.05% (E(11.5b)/V(16.5b) * Re(5.51%) + D(4.95b)/V(16.5b) * Rd(0.88%) * (1-Tc(0.27)))
Discount Rate = 5.51% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -94.40 | Cagr: -1.71%
[DCF] Terminal Value 73.10% ; FCFF base≈250.6m ; Y1≈219.7m ; Y5≈177.5m
[DCF] Fair Price = N/A (negative equity: EV 2.85b - Net Debt 4.92b = -2.07b; debt exceeds intrinsic value)
EPS Correlation: 93.93 | EPS CAGR: 6.26% | SUE: 0.78 | # QB: 0
Revenue Correlation: 98.16 | Revenue CAGR: 4.05% | SUE: 4.0 | # QB: 1
EPS current Quarter (2026-07-31): EPS=1.16 | Chg30d=-3.50% | Revisions=-85% | Analysts=20
EPS next Quarter (2026-10-31): EPS=1.23 | Chg30d=-1.32% | Revisions=-11% | Analysts=20
EPS current Year (2027-01-31): EPS=4.52 | Chg30d=+0.04% | Revisions=+11% | GrowthEPS=+2.7% | GrowthRev=+9.4%
EPS next Year (2028-01-31): EPS=4.88 | Chg30d=+0.15% | Revisions=-24% | GrowthEPS=+8.1% | GrowthRev=+6.2%
[Analyst] Revisions Ratio: -32% (up=21, down=42)