(BK) The Bank of New York Mellon - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0640581007

Custody, Trust, Clearing, Investment, Wealth

Stock: Asset Management & Custody Banks
Age 52.7y

MCap 86,450m
Avg Vol 3.09M (364M USD)

Beta 0.868
Volatility 21.28%

EPS (Earnings per Share)

EPS CAGR: 22.63%
EPS Trend: 93.9%

Last SUE: 3.28
Qual. Beats: 11

Revenue

Rev. CAGR: 24.27%
Rev. Trend: 84.7%

Last SUE: 3.03
Qual. Beats: 1

Dividends

Dividend Yield	2.20%
Yield on Cost 5y	5.04%
Yield CAGR 5y	11.37%
Payout Consistency	91.6%
Payout Ratio	22.5%

Risk via 5d forecast
Volatility	21.3%
Value at Risk 5%th	35.1%
Relative Tail Risk	0.23%

Reward TTM
Sharpe Ratio	1.76
Alpha	34.98
CAGR/Max DD	1.70

Character TTM
Hurst Exponent	0.502
Beta	0.868
Beta Downside	1.052

Drawdowns 3y
Max DD	22.91%
Mean DD	5.04%
Median DD	1.82%

Description: BK The Bank of New York Mellon December 03, 2025

The Bank of New York Mellon (BK) operates a diversified suite of financial services across four segments-Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other-catering to central banks, sovereigns, asset managers, insurers, corporations, and high-net-worth individuals worldwide.

Within Securities Services, BK provides custody, fund accounting, securities lending, and data-analytics solutions, while its Market and Wealth Services arm delivers clearing, cash-management, and prime brokerage. The Investment and Wealth Management segment adds portfolio management, private banking, and estate-planning capabilities, and the “Other” segment contributes ancillary revenue streams such as corporate treasury and insurance products.

Key industry metrics reinforce BK’s market position: as of Q3 2024 the firm reported approximately **$45 trillion in assets under custody and administration**, a **5% year-over-year increase in fee-based revenue**, and a **net interest margin compression of roughly 30 bps** driven by the prolonged low-rate environment. The sector’s growth is further propelled by rising demand for ESG-focused data analytics and digital custody platforms, trends that BK is actively expanding through its analytics and technology offerings.

For a deeper, data-driven look at BK’s valuation and peer benchmarks, the ValueRay platform provides a concise, actionable snapshot.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (5.55b TTM) > 0 and > 6% of Revenue (6% = 2.35b TTM)

FCFTA 0.00 (>2.0%) and ΔFCFTA 1.35pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -291.4% (prev -292.0%; Δ 0.57pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.01 (>3.0%) and CFO 3.10b <= Net Income 5.55b (YES >=105%, WARN >=100%)

Net Debt (-97.64b) to EBITDA (8.36b) ratio: -11.68 <= 3.0 (WARN <= 3.5)

Current Ratio 0.70 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (704.7m) change vs 12m ago -3.95% (target <= -2.0% for YES)

Gross Margin 50.62% (prev 45.98%; Δ 4.63pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 8.83% (prev 9.51%; Δ -0.67pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.25 (EBITDA TTM 8.36b / Interest Expense TTM 20.68b) >= 6 (WARN >= 3)

Altman Z'' -1.08

(A) -0.24 = (Total Current Assets 272.49b - Total Current Liabilities 386.86b) / Total Assets 472.30b

(B) 0.10 = Retained Earnings (Balance) 46.40b / Total Assets 472.30b

(D) 0.10 = Book Value of Equity 43.38b / Total Liabilities 427.49b

Total Rating: -1.08 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 60.42

1. Piotroski 4.0pt

2. FCF Yield -2.22%

3. FCF Margin 3.99%

4. Debt/Equity 0.76

5. Debt/Ebitda -11.68

6. ROIC - WACC (= -4.23)%

7. RoE 12.66%

8. Rev. Trend 84.69%

9. EPS Trend 93.89%

What is the price of BK shares?

As of January 18, 2026, the stock is trading at USD 121.33 with a total of 4,721,241 shares traded.
Over the past week, the price has changed by +1.92%, over one month by +6.10%, over three months by +14.25% and over the past year by +50.81%.

Is BK a buy, sell or hold?

The Bank of New York Mellon has received a consensus analysts rating of 3.88. Therefore, it is recommended to buy BK.

Strong Buy: 5
Buy: 5
Hold: 5
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the BK price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	132	8.8%
Analysts Target Price	132	8.8%
ValueRay Target Price	169.1	39.4%

BK Fundamental Data Overview January 17, 2026

P/E Trailing = 16.7527
P/E Forward = 15.3139
P/S = 4.2984
P/B = 2.1613
P/EG = 1.3665
Revenue TTM = 39.24b USD
EBIT TTM = 5.21b USD
EBITDA TTM = 8.36b USD
Long Term Debt = 32.57b USD (from longTermDebt, two quarters ago)
Short Term Debt = 2.00b USD (from shortTermDebt, last quarter)
Debt = 33.88b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -97.64b USD (from netDebt column, last quarter)
Enterprise Value = -70.36b USD (86.45b + Debt 33.88b - CCE 190.69b)
Interest Coverage Ratio = 0.25 (Ebit TTM 5.21b / Interest Expense TTM 20.68b)
EV/FCF = -44.96x (Enterprise Value -70.36b / FCF TTM 1.56b)
FCF Yield = -2.22% (FCF TTM 1.56b / Enterprise Value -70.36b)
FCF Margin = 3.99% (FCF TTM 1.56b / Revenue TTM 39.24b)
Net Margin = 14.14% (Net Income TTM 5.55b / Revenue TTM 39.24b)
Gross Margin = 50.62% ((Revenue TTM 39.24b - Cost of Revenue TTM 19.38b) / Revenue TTM)
Gross Margin QoQ = 58.69% (prev 48.34%)
Tobins Q-Ratio = -0.15 (set to none) (Enterprise Value -70.36b / Total Assets 472.30b)
Interest Expense / Debt = 14.64% (Interest Expense 4.96b / Debt 33.88b)
Taxrate = 20.38% (376.0m / 1.84b)
NOPAT = 4.15b (EBIT 5.21b * (1 - 20.38%))
Current Ratio = 0.70 (Total Current Assets 272.49b / Total Current Liabilities 386.86b)
Debt / Equity = 0.76 (Debt 33.88b / totalStockholderEquity, last quarter 44.31b)
Debt / EBITDA = -11.68 (Net Debt -97.64b / EBITDA 8.36b)
Debt / FCF = -62.39 (Net Debt -97.64b / FCF TTM 1.56b)
Total Stockholder Equity = 43.82b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.25% (Net Income 5.55b / Total Assets 472.30b)
RoE = 12.66% (Net Income TTM 5.55b / Total Stockholder Equity 43.82b)
RoCE = 6.82% (EBIT 5.21b / Capital Employed (Equity 43.82b + L.T.Debt 32.57b))
RoIC = 5.68% (NOPAT 4.15b / Invested Capital 73.07b)
WACC = 9.91% (E(86.45b)/V(120.33b) * Re(9.22%) + D(33.88b)/V(120.33b) * Rd(14.64%) * (1-Tc(0.20)))
Discount Rate = 9.22% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.46%
[DCF Debug] Terminal Value 62.13% ; FCFF base≈1.56b ; Y1≈1.03b ; Y5≈468.7m
Fair Price DCF = 151.9 (EV 6.91b - Net Debt -97.64b = Equity 104.55b / Shares 688.2m; r=9.91% [WACC]; 5y FCF grow -40.0% → 2.90% )
[DCF Warning] FCF declining rapidly (-40.0%), DCF may be unreliable
EPS Correlation: 93.89 | EPS CAGR: 22.63% | SUE: 3.28 | # QB: 11
Revenue Correlation: 84.69 | Revenue CAGR: 24.27% | SUE: 3.03 | # QB: 1
EPS next Quarter (2026-03-31): EPS=1.89 | Chg30d=+0.088 | Revisions Net=+4 | Analysts=9
EPS current Year (2026-12-31): EPS=8.31 | Chg30d=+0.157 | Revisions Net=+8 | Growth EPS=+10.8% | Growth Revenue=+5.3%
EPS next Year (2027-12-31): EPS=9.35 | Chg30d=+0.219 | Revisions Net=+4 | Growth EPS=+12.4% | Growth Revenue=+4.5%

Additional Sources for BK Stock

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