(BK) The Bank of New York Mellon - Ratings and Ratios
Custody, Trust, Clearing, Investment Management, Wealth Services
BK EPS (Earnings per Share)
BK Revenue
| Risk via 10d forecast | |
|---|---|
| Volatility | 19.9% |
| Value at Risk 5%th | 33.0% |
| Relative Tail Risk | 1.07% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 1.54 |
| Alpha | 32.11 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.393 |
| Beta | 0.882 |
| Beta Downside | 1.105 |
| Drawdowns 3y | |
|---|---|
| Max DD | 22.91% |
| Mean DD | 5.03% |
| Median DD | 1.86% |
Description: BK The Bank of New York Mellon September 26, 2025
The Bank of New York Mellon (BK) delivers a broad suite of financial products and services across four operating segments: Securities Services, Market and Wealth Services, Investment and Wealth Management, and an “Other” segment that includes leasing, treasury, derivatives, and insurance-related activities.
Its Securities Services arm provides custody, trust, and depositary functions, along with middle-office solutions, securities lending, foreign-exchange, and data-analytics services for brokers, investors, private-equity and real-estate funds, and other issuers.
The Market and Wealth Services segment focuses on clearing and custody, wealth-and-retirement solutions, technology and data-management, prime brokerage, and integrated cash-management tools such as payments, FX, liquidity, receivables, payables, and trade finance, plus U.S. government and global clearing and tri-party services.
Investment and Wealth Management offers active investment strategies, product distribution, wealth and estate planning, private banking, and information-management services, while the “Other” segment adds corporate-treasury, derivative trading, corporate-owned life insurance, tax-credit investments, and business-exit services.
The firm’s client roster spans central banks and sovereign wealth funds, large financial institutions, asset managers, insurers, corporations, local authorities, high-net-worth individuals, and family offices.
Founded in 1784 and headquartered in New York, BNY Mellon is the world’s largest custodian, holding approximately $41.5 trillion in assets under custody (AUC) and $28 trillion in assets under administration (AUA) as of Q2 2024, with revenue growth of 5 % YoY driven largely by higher custody fees and expanding ETF-related services.
Key sector drivers include continued ETF inflows (which boost custody volumes), tighter regulatory capital requirements that increase demand for outsourced middle-office functions, and the gradual adoption of digital-asset custody solutions, all of which could enhance BK’s fee-based earnings in a rising-interest-rate environment.
If you want a data-rich, side-by-side comparison of BK’s valuation multiples and scenario analyses, ValueRay’s platform offers a convenient way to dig deeper.
BK Stock Overview
| Market Cap in USD | 76,457m |
| Sub-Industry | Asset Management & Custody Banks |
| IPO / Inception | 1973-05-03 |
| Return 12m vs S&P 500 | 27.0% |
| Analyst Rating | 3.88 of 5 |
BK Dividends
| Dividend Yield | 1.81% |
| Yield on Cost 5y | 5.82% |
| Yield CAGR 5y | 9.46% |
| Payout Consistency | 91.4% |
| Payout Ratio | 28.1% |
BK Growth Ratios
| CAGR 3y | 39.74% |
| CAGR/Max DD Calmar Ratio | 1.73 |
| CAGR/Mean DD Pain Ratio | 7.91 |
| Current Volume | 4468.3k |
| Average Volume | 3162.3k |
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income (5.24b TTM) > 0 and > 6% of Revenue (6% = 2.43b TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA 1.78pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 80.25% (prev -323.3%; Δ 403.5pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 3.89b <= Net Income 5.24b (YES >=105%, WARN >=100%) |
| Net Debt (29.60b) to EBITDA (7.96b) ratio: 3.72 <= 3.0 (WARN <= 3.5) |
| Current Ratio 14.73 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (704.7m) change vs 12m ago -5.03% (target <= -2.0% for YES) |
| Gross Margin 47.99% (prev 52.57%; Δ -4.59pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 9.16% (prev 7.93%; Δ 1.24pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.23 (EBITDA TTM 7.96b / Interest Expense TTM 20.99b) >= 6 (WARN >= 3) |
Altman Z'' 0.97
| (A) 0.07 = (Total Current Assets 34.82b - Total Current Liabilities 2.36b) / Total Assets 455.31b |
| (B) 0.10 = Retained Earnings (Balance) 45.35b / Total Assets 455.31b |
| (C) 0.01 = EBIT TTM 4.83b / Avg Total Assets 441.39b |
| (D) 0.10 = Book Value of Equity 42.00b / Total Liabilities 410.95b |
| Total Rating: 0.97 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 56.75
| 1. Piotroski 2.0pt = -3.0 |
| 2. FCF Yield 3.35% = 1.67 |
| 3. FCF Margin 8.78% = 2.20 |
| 4. Debt/Equity 0.79 = 2.20 |
| 5. Debt/Ebitda 3.72 = -2.44 |
| 6. ROIC - WACC (= -4.83)% = -6.03 |
| 7. RoE 12.17% = 1.01 |
| 8. Rev. Trend 88.62% = 6.65 |
| 9. EPS Trend 89.86% = 4.49 |
What is the price of BK shares?
Over the past week, the price has changed by +0.77%, over one month by +3.66%, over three months by +7.43% and over the past year by +45.61%.
Is The Bank of New York Mellon a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BK is around 130.65 USD . This means that BK is currently undervalued and has a potential upside of +18.26% (Margin of Safety).
Is BK a buy, sell or hold?
- Strong Buy: 5
- Buy: 5
- Hold: 5
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the BK price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 118.1 | 6.9% |
| Analysts Target Price | 118.1 | 6.9% |
| ValueRay Target Price | 147.9 | 33.8% |
BK Fundamental Data Overview November 09, 2025
P/E Trailing = 15.8211
P/E Forward = 13.7174
P/S = 3.8744
P/B = 1.9427
P/EG = 1.0981
Beta = 1.123
Revenue TTM = 40.45b USD
EBIT TTM = 4.83b USD
EBITDA TTM = 7.96b USD
Long Term Debt = 31.08b USD (from longTermDebt, last fiscal year)
Short Term Debt = 2.36b USD (from shortTermDebt, last quarter)
Debt = 34.65b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 29.60b USD (from netDebt column, last quarter)
Enterprise Value = 106.05b USD (76.46b + Debt 34.65b - CCE 5.05b)
Interest Coverage Ratio = 0.23 (Ebit TTM 4.83b / Interest Expense TTM 20.99b)
FCF Yield = 3.35% (FCF TTM 3.55b / Enterprise Value 106.05b)
FCF Margin = 8.78% (FCF TTM 3.55b / Revenue TTM 40.45b)
Net Margin = 12.96% (Net Income TTM 5.24b / Revenue TTM 40.45b)
Gross Margin = 47.99% ((Revenue TTM 40.45b - Cost of Revenue TTM 21.04b) / Revenue TTM)
Gross Margin QoQ = 48.45% (prev 47.87%)
Tobins Q-Ratio = 0.23 (Enterprise Value 106.05b / Total Assets 455.31b)
Interest Expense / Debt = 15.46% (Interest Expense 5.36b / Debt 34.65b)
Taxrate = 21.33% (395.0m / 1.85b)
NOPAT = 3.80b (EBIT 4.83b * (1 - 21.33%))
Current Ratio = 14.73 (Total Current Assets 34.82b / Total Current Liabilities 2.36b)
Debt / Equity = 0.79 (Debt 34.65b / totalStockholderEquity, last quarter 43.88b)
Debt / EBITDA = 3.72 (Net Debt 29.60b / EBITDA 7.96b)
Debt / FCF = 8.33 (Net Debt 29.60b / FCF TTM 3.55b)
Total Stockholder Equity = 43.07b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.15% (Net Income 5.24b / Total Assets 455.31b)
RoE = 12.17% (Net Income TTM 5.24b / Total Stockholder Equity 43.07b)
RoCE = 6.52% (EBIT 4.83b / Capital Employed (Equity 43.07b + L.T.Debt 31.08b))
RoIC = 5.34% (NOPAT 3.80b / Invested Capital 71.20b)
WACC = 10.17% (E(76.46b)/V(111.11b) * Re(9.26%) + D(34.65b)/V(111.11b) * Rd(15.46%) * (1-Tc(0.21)))
Discount Rate = 9.26% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.46%
[DCF Debug] Terminal Value 65.15% ; FCFE base≈3.55b ; Y1≈2.33b ; Y5≈1.07b
Fair Price DCF = 24.80 (DCF Value 17.30b / Shares Outstanding 697.3m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 89.86 | EPS CAGR: 14.36% | SUE: 3.28 | # QB: 10
Revenue Correlation: 88.62 | Revenue CAGR: 43.97% | SUE: 0.78 | # QB: 0
Additional Sources for BK Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle