(BK) The Bank of New York Mellon - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US0640581007

Custody, Trust, Clearing, Investment, Wealth

Stock: Asset Management & Custody Banks
Age 52.7y

MCap 83,807m
Avg Vol 3.31M (391M USD)

Beta 0.855
Volatility 21.15%

EPS (Earnings per Share)

EPS CAGR: 22.63%
EPS Trend: 93.9%

Last SUE: 3.28
Qual. Beats: 11

Revenue

Rev. CAGR: 24.27%
Rev. Trend: 84.7%

Last SUE: 3.03
Qual. Beats: 1

Dividends

Dividend Yield	2.65%
Yield on Cost 5y	7.11%
Yield CAGR 5y	11.37%
Payout Consistency	91.6%
Payout Ratio	22.5%

Risk via 5d forecast
Volatility	21.2%
Value at Risk 5%th	35.0%
Relative Tail Risk	0.69%

Reward TTM
Sharpe Ratio	1.51
Alpha	29.80
CAGR/Max DD	1.62

Character TTM
Hurst Exponent	0.474
Beta	0.855
Beta Downside	1.034

Drawdowns 3y
Max DD	22.91%
Mean DD	5.05%
Median DD	1.87%

Description: BK The Bank of New York Mellon December 03, 2025

The Bank of New York Mellon (BK) operates a diversified suite of financial services across four segments-Securities Services, Market and Wealth Services, Investment and Wealth Management, and Other-catering to central banks, sovereigns, asset managers, insurers, corporations, and high-net-worth individuals worldwide.

Within Securities Services, BK provides custody, fund accounting, securities lending, and data-analytics solutions, while its Market and Wealth Services arm delivers clearing, cash-management, and prime brokerage. The Investment and Wealth Management segment adds portfolio management, private banking, and estate-planning capabilities, and the “Other” segment contributes ancillary revenue streams such as corporate treasury and insurance products.

Key industry metrics reinforce BK’s market position: as of Q3 2024 the firm reported approximately **$45 trillion in assets under custody and administration**, a **5% year-over-year increase in fee-based revenue**, and a **net interest margin compression of roughly 30 bps** driven by the prolonged low-rate environment. The sector’s growth is further propelled by rising demand for ESG-focused data analytics and digital custody platforms, trends that BK is actively expanding through its analytics and technology offerings.

For a deeper, data-driven look at BK’s valuation and peer benchmarks, the ValueRay platform provides a concise, actionable snapshot.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income: 5.55b TTM > 0 and > 6% of Revenue
FCF/TA: 0.00 > 0.02 and ΔFCF/TA 1.35 > 1.0
NWC/Revenue: -291.4% < 20% (prev -292.0%; Δ 0.57% < -1%)
CFO/TA 0.01 > 3% & CFO 3.10b > Net Income 5.55b
Net Debt (-97.64b) to EBITDA (8.36b): -11.68 < 3
Current Ratio: 0.70 > 1.5 & < 3
Outstanding Shares: last quarter (704.7m) vs 12m ago -3.95% < -2%
Gross Margin: 50.62% > 18% (prev 0.46%; Δ 5016 % > 0.5%)
Asset Turnover: 8.83% > 50% (prev 9.51%; Δ -0.67% > 0%)
Interest Coverage Ratio: 0.25 > 6 (EBITDA TTM 8.36b / Interest Expense TTM 20.68b)

Altman Z'' -1.08

A: -0.24 (Total Current Assets 272.49b - Total Current Liabilities 386.86b) / Total Assets 472.30b
B: 0.10 (Retained Earnings 46.40b / Total Assets 472.30b)
C: 0.01 (EBIT TTM 5.21b / Avg Total Assets 444.18b)
D: 0.10 (Book Value of Equity 43.38b / Total Liabilities 427.49b)
Altman-Z'' Score: -1.08 = CCC

Beneish M 1.00

DSRI: 11.64 (Receivables 81.81b/7.08b, Revenue 39.24b/39.55b)
GMI: 0.91 (GM 50.62% / 45.98%)
AQI: 0.85 (AQ_t 0.42 / AQ_t-1 0.49)
SGI: 0.99 (Revenue 39.24b / 39.55b)
TATA: 0.01 (NI 5.55b - CFO 3.10b) / TA 472.30b)
Beneish M-Score: 5.56 (Cap -4..+1) = D

ValueRay F-Score (Strict, 0-100) 60.57

1. Piotroski: 4.0pt
2. FCF Yield: -2.14%
3. FCF Margin: 3.99%
4. Debt/Equity: 0.76
5. Debt/Ebitda: -11.68
6. ROIC - WACC: -4.14%
7. RoE: 12.66%
8. Revenue Trend: 84.69%
9. EPS Trend: 93.89%

What is the price of BK shares?

As of January 26, 2026, the stock is trading at USD 117.61 with a total of 3,862,178 shares traded.
Over the past week, the price has changed by -2.11%, over one month by +0.56%, over three months by +9.81% and over the past year by +39.82%.

Is BK a buy, sell or hold?

The Bank of New York Mellon has received a consensus analysts rating of 3.88. Therefore, it is recommended to buy BK.

Strong Buy: 5
Buy: 5
Hold: 5
Sell: 1
Strong Sell: 0

What are the forecasts/targets for the BK price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	132.6	12.7%
Analysts Target Price	132.6	12.7%
ValueRay Target Price	155.3	32.1%

BK Fundamental Data Overview January 24, 2026

P/E Trailing = 16.2405
P/E Forward = 14.5773
P/S = 4.167
P/B = 2.0952
P/EG = 1.3006
Revenue TTM = 39.24b USD
EBIT TTM = 5.21b USD
EBITDA TTM = 8.36b USD
Long Term Debt = 32.30b USD (from longTermDebt, last quarter)
Short Term Debt = 2.00b USD (from shortTermDebt, last quarter)
Debt = 33.88b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -97.64b USD (from netDebt column, last quarter)
Enterprise Value = -73.00b USD (83.81b + Debt 33.88b - CCE 190.69b)
Interest Coverage Ratio = 0.25 (Ebit TTM 5.21b / Interest Expense TTM 20.68b)
EV/FCF = -46.65x (Enterprise Value -73.00b / FCF TTM 1.56b)
FCF Yield = -2.14% (FCF TTM 1.56b / Enterprise Value -73.00b)
FCF Margin = 3.99% (FCF TTM 1.56b / Revenue TTM 39.24b)
Net Margin = 14.14% (Net Income TTM 5.55b / Revenue TTM 39.24b)
Gross Margin = 50.62% ((Revenue TTM 39.24b - Cost of Revenue TTM 19.38b) / Revenue TTM)
Gross Margin QoQ = 58.69% (prev 48.34%)
Tobins Q-Ratio = -0.15 (set to none) (Enterprise Value -73.00b / Total Assets 472.30b)
Interest Expense / Debt = 14.64% (Interest Expense 4.96b / Debt 33.88b)
Taxrate = 20.38% (376.0m / 1.84b)
NOPAT = 4.15b (EBIT 5.21b * (1 - 20.38%))
Current Ratio = 0.70 (Total Current Assets 272.49b / Total Current Liabilities 386.86b)
Debt / Equity = 0.76 (Debt 33.88b / totalStockholderEquity, last quarter 44.31b)
Debt / EBITDA = -11.68 (Net Debt -97.64b / EBITDA 8.36b)
Debt / FCF = -62.39 (Net Debt -97.64b / FCF TTM 1.56b)
Total Stockholder Equity = 43.82b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.25% (Net Income 5.55b / Total Assets 472.30b)
RoE = 12.66% (Net Income TTM 5.55b / Total Stockholder Equity 43.82b)
RoCE = 6.85% (EBIT 5.21b / Capital Employed (Equity 43.82b + L.T.Debt 32.30b))
RoIC = 5.68% (NOPAT 4.15b / Invested Capital 73.07b)
WACC = 9.82% (E(83.81b)/V(117.68b) * Re(9.07%) + D(33.88b)/V(117.68b) * Rd(14.64%) * (1-Tc(0.20)))
Discount Rate = 9.07% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.46%
[DCF Debug] Terminal Value 62.49% ; FCFF base≈1.56b ; Y1≈1.03b ; Y5≈468.7m
Fair Price DCF = 152.0 (EV 6.99b - Net Debt -97.64b = Equity 104.63b / Shares 688.2m; r=9.82% [WACC]; 5y FCF grow -40.0% → 2.90% )
[DCF Warning] FCF declining rapidly (-40.0%), DCF may be unreliable
EPS Correlation: 93.89 | EPS CAGR: 22.63% | SUE: 3.28 | # QB: 11
Revenue Correlation: 84.69 | Revenue CAGR: 24.27% | SUE: 3.03 | # QB: 1
EPS next Quarter (2026-03-31): EPS=1.90 | Chg30d=+0.090 | Revisions Net=+8 | Analysts=10
EPS current Year (2026-12-31): EPS=8.32 | Chg30d=+0.140 | Revisions Net=+11 | Growth EPS=+10.9% | Growth Revenue=+5.3%
EPS next Year (2027-12-31): EPS=9.35 | Chg30d=+0.185 | Revisions Net=+8 | Growth EPS=+12.3% | Growth Revenue=+4.5%

Additional Sources for BK Stock

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