Overview Dividends

(BLD) Topbuild - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US89055F1030

Insulation, Installation Services, Distribution, Building Materials

BLD EPS (Earnings per Share)

EPS Growth (3Y CAGR): 7.44%
EPS Trend (3Y Correlation): 49.1%

BLD Revenue

Revenue Growth (3Y CAGR): 3.59%
Revenue Trend (3Y Correlation): 35.5%

Risk via 10d forecast
Volatility	40.3%
Value at Risk 5%th	61.4%

Reward
Sharpe Ratio	0.53
Alpha Jensen	-4.17

Character
Hurst Exponent	0.488
Beta	1.683

Drawdowns 3y
Max DD	42.41%
Mean DD	13.89%

Description: BLD Topbuild October 31, 2025

TopBuild Corp. (NYSE: BLD) operates two primary segments-Installation and Specialty Distribution-providing a broad portfolio of insulation and building-material products, including fiberglass, spray-foam, cellulose, glass, gutters, roofing, and interior finish items. The company both installs insulation for residential, commercial, and industrial projects and distributes related products through a network of branches and distribution centers across the United States and Canada.

Its customer base spans single-family homebuilders, multi-family developers, commercial general contractors, remodelers, and a variety of specialty contractors (e.g., gutter, weatherization, and modular home builders). By serving both end-users and professional installers, TopBuild captures value at multiple points in the construction supply chain.

From recent filings, TopBuild reported FY 2023 revenue of approximately $1.33 billion with an adjusted EBITDA margin near 12%, and same-store sales grew about 5% year-over-year. The business is highly sensitive to housing-starts data-U.S. single-family starts rose 3% YoY in Q3 2024-and to federal energy-efficiency incentives that boost demand for higher-performance insulation. Additionally, material-cost inflation and tightening mortgage rates remain key macro variables that can compress margins or dampen new-construction volumes.

For a deeper, data-driven look at how these drivers are reflected in TopBuild’s valuation metrics, you may find ValueRay’s analyst toolkit useful for further research.

BLD Stock Overview

Market Cap in USD	11,861m
Sub-Industry	Homebuilding
IPO / Inception	2015-07-01
Return 12m vs S&P 500	5.46%
Analyst Rating	4.17 of 5

BLD Dividends

Currently no dividends paid

BLD Growth Ratios

CAGR	44.40%
CAGR/Max DD Calmar Ratio	1.05
CAGR/Mean DD Pain Ratio	3.20
Current Volume	308.7k
Average Volume	292.7k

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (567.8m TTM) > 0 and > 6% of Revenue (6% = 314.2m TTM)

FCFTA 0.12 (>2.0%) and ΔFCFTA -2.67pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 30.64% (prev 14.42%; Δ 16.21pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.13 (>3.0%) and CFO 845.8m > Net Income 567.8m (YES >=105%, WARN >=100%)

Net Debt (1.95b) to EBITDA (995.4m) ratio: 1.96 <= 3.0 (WARN <= 3.5)

Current Ratio 2.90 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (28.2m) change vs 12m ago -5.75% (target <= -2.0% for YES)

Gross Margin 29.73% (prev 30.62%; Δ -0.89pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 94.68% (prev 114.0%; Δ -19.37pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 10.21 (EBITDA TTM 995.4m / Interest Expense TTM 82.8m) >= 6 (WARN >= 3)

Altman Z'' 5.25

(A) 0.25 = (Total Current Assets 2.45b - Total Current Liabilities 842.7m) / Total Assets 6.41b

(B) 0.53 = Retained Earnings (Balance) 3.41b / Total Assets 6.41b

(D) 0.81 = Book Value of Equity 3.39b / Total Liabilities 4.19b

Total Rating: 5.25 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 75.68

1. Piotroski 6.0pt = 1.0

2. FCF Yield 5.73% = 2.87

3. FCF Margin 15.11% = 3.78

4. Debt/Equity 1.39 = 1.61

5. Debt/Ebitda 1.96 = 0.09

6. ROIC - WACC (= 7.23)% = 9.04

7. RoE 26.12% = 2.18

8. Rev. Trend 35.48% = 2.66

9. EPS Trend 49.13% = 2.46

What is the price of BLD shares?

As of November 13, 2025, the stock is trading at USD 439.97 with a total of 308,681 shares traded.
Over the past week, the price has changed by +8.47%, over one month by +3.63%, over three months by +2.40% and over the past year by +22.21%.

Is Topbuild a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, Topbuild (NYSE:BLD) is currently (November 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 75.68 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BLD is around 502.29 USD . This means that BLD is currently undervalued and has a potential upside of +14.16% (Margin of Safety).

Is BLD a buy, sell or hold?

Topbuild has received a consensus analysts rating of 4.17. Therefore, it is recommended to buy BLD.

Strong Buy: 6
Buy: 2
Hold: 4
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the BLD price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	483.9	10%
Analysts Target Price	483.9	10%
ValueRay Target Price	566.8	28.8%

BLD Fundamental Data Overview November 11, 2025

Market Cap USD = 11.86b (11.86b USD * 1.0 USD.USD)
P/E Trailing = 21.5033
P/E Forward = 19.1571
P/S = 2.2653
P/B = 5.1553
Beta = 1.683
Revenue TTM = 5.24b USD
EBIT TTM = 845.6m USD
EBITDA TTM = 995.4m USD
Long Term Debt = 1.33b USD (from longTermDebt, last fiscal year)
Short Term Debt = 136.0m USD (from shortTermDebt, last quarter)
Debt = 3.09b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.95b USD (from netDebt column, last quarter)
Enterprise Value = 13.81b USD (11.86b + Debt 3.09b - CCE 1.14b)
Interest Coverage Ratio = 10.21 (Ebit TTM 845.6m / Interest Expense TTM 82.8m)
FCF Yield = 5.73% (FCF TTM 791.2m / Enterprise Value 13.81b)
FCF Margin = 15.11% (FCF TTM 791.2m / Revenue TTM 5.24b)
Net Margin = 10.84% (Net Income TTM 567.8m / Revenue TTM 5.24b)
Gross Margin = 29.73% ((Revenue TTM 5.24b - Cost of Revenue TTM 3.68b) / Revenue TTM)
Gross Margin QoQ = 30.07% (prev 30.37%)
Tobins Q-Ratio = 2.15 (Enterprise Value 13.81b / Total Assets 6.41b)
Interest Expense / Debt = 0.92% (Interest Expense 28.4m / Debt 3.09b)
Taxrate = 25.34% (48.3m / 190.5m)
NOPAT = 631.3m (EBIT 845.6m * (1 - 25.34%))
Current Ratio = 2.90 (Total Current Assets 2.45b / Total Current Liabilities 842.7m)
Debt / Equity = 1.39 (Debt 3.09b / totalStockholderEquity, last quarter 2.22b)
Debt / EBITDA = 1.96 (Net Debt 1.95b / EBITDA 995.4m)
Debt / FCF = 2.46 (Net Debt 1.95b / FCF TTM 791.2m)
Total Stockholder Equity = 2.17b (last 4 quarters mean from totalStockholderEquity)
RoA = 8.86% (Net Income 567.8m / Total Assets 6.41b)
RoE = 26.12% (Net Income TTM 567.8m / Total Stockholder Equity 2.17b)
RoCE = 24.16% (EBIT 845.6m / Capital Employed (Equity 2.17b + L.T.Debt 1.33b))
RoIC = 17.07% (NOPAT 631.3m / Invested Capital 3.70b)
WACC = 9.84% (E(11.86b)/V(14.95b) * Re(12.22%) + D(3.09b)/V(14.95b) * Rd(0.92%) * (1-Tc(0.25)))
Discount Rate = 12.22% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -5.83%
[DCF Debug] Terminal Value 68.34% ; FCFE base≈753.9m ; Y1≈897.1m ; Y5≈1.41b
Fair Price DCF = 460.9 (DCF Value 12.94b / Shares Outstanding 28.1m; 5y FCF grow 20.26% → 3.0% )
EPS Correlation: 49.13 | EPS CAGR: 7.44% | SUE: 0.16 | # QB: 0
Revenue Correlation: 35.48 | Revenue CAGR: 3.59% | SUE: 0.64 | # QB: 0

Additional Sources for BLD Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle