Overview Dividends

(BLX) Foreign Trade Bank of Latin - Ratings and Ratios

Exchange: NYSE • Country: Panama • Currency: USD • Type: Common Stock • ISIN: PAP169941328

Trade Finance, Export Lending, Import Credit, Asset Secured

BLX EPS (Earnings per Share)

EPS Growth (3Y CAGR): 30.23%
EPS Growth Momentum (3Y): -3.6%

BLX Revenue

Revenue Growth (3Y CAGR): 43.59%
Revenue Trend (3Y Correlation): 78.8%
Revenue Growth Momentum (3Y): -67.9%

Description: BLX Foreign Trade Bank of Latin

Foreign Trade Bank of Latin America Inc (BLX) is a Panamanian common stock operating in the Specialized Finance sub-industry. The bank provides financial services to Latin American countries, facilitating international trade.

To evaluate BLXs performance, key metrics include Return on Equity (RoE) of 15.63%, indicating the banks ability to generate profits from shareholders equity. The Price-to-Earnings (P/E) ratio of 7.02 suggests that the stock is undervalued relative to its earnings. Market capitalization stands at $1.446 billion, reflecting the companys size and investor confidence.

Economic drivers influencing BLXs performance include Latin Americas trade dynamics, regional economic growth, and the banks ability to navigate complex financial transactions. Key Performance Indicators (KPIs) to monitor include net interest margin, loan growth, and asset quality. The banks exposure to emerging markets and trade finance opportunities positions it for potential growth, driven by increasing demand for financial services in the region.

Investors should consider the banks competitive positioning, risk management practices, and regulatory environment. BLXs beta of 0.84 indicates relatively lower volatility compared to the broader market. The stocks current price is near its 52-week high, suggesting strong recent performance. Average trading volume is around 131,150 shares, indicating moderate liquidity.

BLX Stock Overview

Market Cap in USD	1,447m
Sector	Financial Services
Industry	Banks - Regional
GiC Sub-Industry	Specialized Finance
IPO / Inception	1992-09-24

BLX Stock Ratings

Growth Rating	97.3
Fundamental	47.7%
Dividend Rating	80.6
Rel. Strength	38.0
Analysts	4.50 of 5
Fair Price Momentum	61.18 USD
Fair Price DCF	-

BLX Dividends

Dividend Yield 12m	4.30%
Yield on Cost 5y	19.29%
Annual Growth 5y	12.00%
Payout Consistency	82.2%
Payout Ratio	53.1%

BLX Growth Ratios

Growth Correlation 3m	42.3%
Growth Correlation 12m	95.3%
Growth Correlation 5y	94%
CAGR 5y	37.50%
CAGR/Max DD 5y	1.21
Sharpe Ratio 12m	1.73
Alpha	55.05
Beta	0.838
Volatility	25.50%
Current Volume	207.4k
Average Volume 20d	137.3k
Stop Loss	45.7 (-3.1%)

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (206.3m TTM) > 0 and > 6% of Revenue (6% = 48.6m TTM)

FCFTA -0.09 (>2.0%) and ΔFCFTA -13.36pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -684.1% (prev 213.1%; Δ -897.3pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA -0.06 (>3.0%) and CFO -790.1m <= Net Income 206.3m (YES >=105%, WARN >=100%)

Net Debt (2.61b) to EBITDA (210.1m) ratio: 12.41 <= 3.0 (WARN <= 3.5)

Current Ratio 0.28 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (36.9m) change vs 12m ago 0.91% (target <= -2.0% for YES)

Gross Margin 33.94% (prev 51.43%; Δ -17.49pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 7.01% (prev 7.16%; Δ -0.15pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.40 (EBITDA TTM 210.1m / Interest Expense TTM 519.3m) >= 6 (WARN >= 3)

Altman Z'' -2.47

(A) -0.45 = (Total Current Assets 2.13b - Total Current Liabilities 7.67b) / Total Assets 12.39b

(B) 0.07 = Retained Earnings (Balance) 820.5m / Total Assets 12.39b

(D) 0.12 = Book Value of Equity 1.35b / Total Liabilities 11.02b

Total Rating: -2.47 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 47.67

1. Piotroski 2.0pt = -3.0

2. FCF Yield -28.89% = -5.0

3. FCF Margin data missing

4. Debt/Equity 3.26 = -1.14

5. Debt/Ebitda 21.25 = -2.50

6. ROIC - WACC -0.74% = -0.93

7. RoE 15.63% = 1.30

8. Rev. Trend 78.84% = 3.94

9. Rev. CAGR 43.59% = 2.50

10. EPS Trend data missing

11. EPS CAGR 30.23% = 2.50

What is the price of BLX shares?
As of August 13, 2025, the stock is trading at USD 47.15 with a total of 207,364 shares traded.
Over the past week, the price has changed by +15.45%, over one month by +11.52%, over three months by +17.26% and over the past year by +74.18%.

Is Foreign Trade Bank of Latin a good stock to buy?
No, based on ValueRay´s Fundamental Analyses, Foreign Trade Bank of Latin (NYSE:BLX) is currently (August 2025) a stock to sell. It has a ValueRay Fundamental Rating of 47.67 and therefor a negative outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BLX is around 61.18 USD . This means that BLX is currently undervalued and has a potential upside of +29.76% (Margin of Safety).

Is BLX a buy, sell or hold?
Foreign Trade Bank of Latin has received a consensus analysts rating of 4.50. Therefore, it is recommended to buy BLX.

Strong Buy: 1
Buy: 1
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts for BLX share price target?
According to our own proprietary Forecast Model, BLX Foreign Trade Bank of Latin will be worth about 65.3 in August 2026. The stock is currently trading at 47.15. This means that the stock has a potential upside of +38.56%.

Issuer	Target	Up/Down from current
Wallstreet Target Price	43.5	-7.7%
Analysts Target Price	43.5	-7.7%
ValueRay Target Price	65.3	38.6%

BLX Fundamental Data Overview

Market Cap USD = 1.45b (1.45b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 2.00b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 7.0232
P/S = 4.9982
P/B = 1.0661
P/EG = 1.58
Beta = 0.84
Revenue TTM = 809.4m USD
EBIT TTM = 206.3m USD
EBITDA TTM = 210.1m USD
Long Term Debt = 2.77b USD (from longTermDebt, last quarter)
Short Term Debt = 1.69b USD (from shortTermDebt, last quarter)
Debt = 4.46b USD (Calculated: Short Term 1.69b + Long Term 2.77b)
Net Debt = 2.61b USD (from netDebt column, last quarter)
Enterprise Value = 3.91b USD (1.45b + Debt 4.46b - CCE 2.00b)
Interest Coverage Ratio = 0.40 (Ebit TTM 206.3m / Interest Expense TTM 519.3m)
FCF Yield = -28.89% (FCF TTM -1.13b / Enterprise Value 3.91b)
[93m FCF Margin = -139.5% (FCF TTM -1.13b / Revenue TTM 809.4m)
[39m Net Margin = 25.49% (Net Income TTM 206.3m / Revenue TTM 809.4m)
Gross Margin = 33.94% ((Revenue TTM 809.4m - Cost of Revenue TTM 534.7m) / Revenue TTM)
Tobins Q-Ratio = 2.90 (Enterprise Value 3.91b / Book Value Of Equity 1.35b)
Interest Expense / Debt = 2.78% (Interest Expense 124.2m / Debt 4.46b)
Taxrate = 21.0% (US default)
NOPAT = 163.0m (EBIT 206.3m * (1 - 21.00%))
Current Ratio = 0.28 (Total Current Assets 2.13b / Total Current Liabilities 7.67b)
Debt / Equity = 3.26 (Debt 4.46b / last Quarter total Stockholder Equity 1.37b)
Debt / EBITDA = 21.25 (Net Debt 2.61b / EBITDA 210.1m)
Debt / FCF = -3.95 (Debt 4.46b / FCF TTM -1.13b)
Total Stockholder Equity = 1.32b (last 4 quarters mean)
RoA = 1.66% (Net Income 206.3m, Total Assets 12.39b )
RoE = 15.63% (Net Income TTM 206.3m / Total Stockholder Equity 1.32b)
RoCE = 5.05% (Ebit 206.3m / (Equity 1.32b + L.T.Debt 2.77b))
RoIC = 3.14% (NOPAT 163.0m / Invested Capital 5.19b)
WACC = 3.89% (E(1.45b)/V(5.91b) * Re(9.10%)) + (D(4.46b)/V(5.91b) * Rd(2.78%) * (1-Tc(0.21)))
Shares Correlation 5-Years: 0.0 | Cagr: -0.07%
Discount Rate = 9.10% (= CAPM, Blume Beta Adj.)
[93m Fair Price DCF = unknown (Cash Flow -1.13b)
[39m Revenue Correlation: 78.84 | Revenue CAGR: 43.59%
Revenue Growth Correlation: -67.88%
EPS Correlation: N/A | EPS CAGR: 30.23%
EPS Growth Correlation: -3.57%

Additional Sources for BLX Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle