Overview Dividends

(BLX) Foreign Trade Bank of Latin - Ratings and Ratios

Exchange: NYSE • Country: Panama • Currency: USD • Type: Common Stock • ISIN: PAP169941328

Trade Finance, Export Lending, Import Credit, Asset Secured

BLX EPS (Earnings per Share)

EPS Growth (3Y CAGR): 22.23%
EPS Trend (3Y Correlation): 89.6%

BLX Revenue

Revenue Growth (3Y CAGR): 17.26%
Revenue Trend (3Y Correlation): 27.6%

Risk via 10d forecast
Volatility	26.0%
Value at Risk 5%th	40.6%

Reward
Sharpe Ratio	1.18
Alpha Jensen	24.67

Character
Hurst Exponent	0.513
Beta	0.843

Drawdowns 3y
Max DD	21.01%
Mean DD	4.04%

Description: BLX Foreign Trade Bank of Latin August 13, 2025

Foreign Trade Bank of Latin America Inc (BLX) is a Panamanian common stock operating in the Specialized Finance sub-industry. The bank provides financial services to Latin American countries, facilitating international trade.

To evaluate BLXs performance, key metrics include Return on Equity (RoE) of 15.63%, indicating the banks ability to generate profits from shareholders equity. The Price-to-Earnings (P/E) ratio of 7.02 suggests that the stock is undervalued relative to its earnings. Market capitalization stands at $1.446 billion, reflecting the companys size and investor confidence.

Economic drivers influencing BLXs performance include Latin Americas trade dynamics, regional economic growth, and the banks ability to navigate complex financial transactions. Key Performance Indicators (KPIs) to monitor include net interest margin, loan growth, and asset quality. The banks exposure to emerging markets and trade finance opportunities positions it for potential growth, driven by increasing demand for financial services in the region.

Investors should consider the banks competitive positioning, risk management practices, and regulatory environment. BLXs beta of 0.84 indicates relatively lower volatility compared to the broader market. The stocks current price is near its 52-week high, suggesting strong recent performance. Average trading volume is around 131,150 shares, indicating moderate liquidity.

BLX Stock Overview

Market Cap in USD	1,641m
Sub-Industry	Specialized Finance
IPO / Inception	1992-09-24
Return 12m vs S&P 500	17.8%
Analyst Rating	4.50 of 5

BLX Dividends

Dividend Yield	5.67%
Yield on Cost 5y	24.15%
Yield CAGR 5y	15.21%
Payout Consistency	81.9%
Payout Ratio	41.6%

BLX Growth Ratios

CAGR	48.49%
CAGR/Max DD Calmar Ratio	2.31
CAGR/Mean DD Pain Ratio	12.01
Current Volume	126.6k
Average Volume	126.6k

Piotroski VR‑10 (Strict, 0-10) 2.0

Net Income (222.4m TTM) > 0 and > 6% of Revenue (6% = 41.5m TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA 1.76pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue -754.5% (prev -598.9%; Δ -155.6pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.01 (>3.0%) and CFO 143.3m <= Net Income 222.4m (YES >=105%, WARN >=100%)

Net Debt (3.56b) to EBITDA (225.1m) ratio: 15.79 <= 3.0 (WARN <= 3.5)

Current Ratio 0.30 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (37.2m) change vs 12m ago 1.21% (target <= -2.0% for YES)

Gross Margin 43.36% (prev 50.57%; Δ -7.22pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 5.78% (prev 7.24%; Δ -1.46pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 0.44 (EBITDA TTM 225.1m / Interest Expense TTM 381.3m) >= 6 (WARN >= 3)

Altman Z'' -2.25

(A) -0.42 = (Total Current Assets 2.19b - Total Current Liabilities 7.40b) / Total Assets 12.50b

(B) 0.07 = Retained Earnings (Balance) 891.3m / Total Assets 12.50b

(D) 0.15 = Book Value of Equity 1.62b / Total Liabilities 10.85b

Total Rating: -2.25 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 57.21

1. Piotroski 2.0pt = -3.0

2. FCF Yield 4.47% = 2.24

3. FCF Margin 20.27% = 5.07

4. Debt/Equity 2.16 = 0.53

5. Debt/Ebitda 15.79 = -2.50

6. ROIC - WACC (= -2.37)% = -2.96

7. RoE 15.42% = 1.28

8. Rev. Trend 27.60% = 2.07

9. EPS Trend 89.60% = 4.48

What is the price of BLX shares?

As of November 12, 2025, the stock is trading at USD 44.10 with a total of 126,613 shares traded.
Over the past week, the price has changed by +3.22%, over one month by -0.47%, over three months by +0.82% and over the past year by +36.01%.

Is Foreign Trade Bank of Latin a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Foreign Trade Bank of Latin is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 57.21 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of BLX is around 61.16 USD . This means that BLX is currently undervalued and has a potential upside of +38.68% (Margin of Safety).

Is BLX a buy, sell or hold?

Foreign Trade Bank of Latin has received a consensus analysts rating of 4.50. Therefore, it is recommended to buy BLX.

Strong Buy: 1
Buy: 1
Hold: 0
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the BLX price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	55.5	25.9%
Analysts Target Price	55.5	25.9%
ValueRay Target Price	65.9	49.5%

BLX Fundamental Data Overview November 11, 2025

Market Cap USD = 1.64b (1.64b USD * 1.0 USD.USD)
P/E Trailing = 7.4333
P/S = 5.3201
P/B = 1.1836
P/EG = 1.58
Beta = 0.843
Revenue TTM = 691.3m USD
EBIT TTM = 167.4m USD
EBITDA TTM = 225.1m USD
Long Term Debt = 2.70b USD (from longTermDebt, last fiscal year)
Short Term Debt = 139.4m USD (from shortTermDebt, last quarter)
Debt = 3.56b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.56b USD (from netDebt column, last quarter)
Enterprise Value = 3.13b USD (1.64b + Debt 3.56b - CCE 2.06b)
Interest Coverage Ratio = 0.44 (Ebit TTM 167.4m / Interest Expense TTM 381.3m)
FCF Yield = 4.47% (FCF TTM 140.1m / Enterprise Value 3.13b)
FCF Margin = 20.27% (FCF TTM 140.1m / Revenue TTM 691.3m)
Net Margin = 32.18% (Net Income TTM 222.4m / Revenue TTM 691.3m)
Gross Margin = 43.36% ((Revenue TTM 691.3m - Cost of Revenue TTM 391.6m) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 39.23%)
Tobins Q-Ratio = 0.25 (Enterprise Value 3.13b / Total Assets 12.50b)
Interest Expense / Debt = 3.56% (Interest Expense 126.7m / Debt 3.56b)
Taxrate = 21.0% (US default 21%)
NOPAT = 132.3m (EBIT 167.4m * (1 - 21.00%))
Current Ratio = 0.30 (Total Current Assets 2.19b / Total Current Liabilities 7.40b)
Debt / Equity = 2.16 (Debt 3.56b / totalStockholderEquity, last quarter 1.65b)
Debt / EBITDA = 15.79 (Net Debt 3.56b / EBITDA 225.1m)
Debt / FCF = 25.38 (Net Debt 3.56b / FCF TTM 140.1m)
Total Stockholder Equity = 1.44b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.78% (Net Income 222.4m / Total Assets 12.50b)
RoE = 15.42% (Net Income TTM 222.4m / Total Stockholder Equity 1.44b)
RoCE = 4.04% (EBIT 167.4m / Capital Employed (Equity 1.44b + L.T.Debt 2.70b))
RoIC = 2.44% (NOPAT 132.3m / Invested Capital 5.42b)
WACC = 4.81% (E(1.64b)/V(5.20b) * Re(9.12%) + D(3.56b)/V(5.20b) * Rd(3.56%) * (1-Tc(0.21)))
Discount Rate = 9.12% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.94%
[DCF Debug] Terminal Value 65.74% ; FCFE base≈140.1m ; Y1≈92.0m ; Y5≈42.1m
Fair Price DCF = 24.22 (DCF Value 696.1m / Shares Outstanding 28.7m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 89.60 | EPS CAGR: 22.23% | SUE: 4.0 | # QB: 5
Revenue Correlation: 27.60 | Revenue CAGR: 17.26% | SUE: 4.0 | # QB: 9

Additional Sources for BLX Stock

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Fund Manager Positions: Dataroma | Stockcircle