(BNT) Brookfield Wealth Solutions - Overview
Stock: Annuities, Property, Casualty, Life, Insurance
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 0.60% |
| Yield on Cost 5y | 1.22% |
| Yield CAGR 5y | 6.14% |
| Payout Consistency | 75.8% |
| Payout Ratio | 14.6% |
| Risk 5d forecast | |
|---|---|
| Volatility | 35.0% |
| Relative Tail Risk | -1.26% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.56 |
| Alpha | -2.80 |
| Character TTM | |
|---|---|
| Beta | 1.448 |
| Beta Downside | 1.440 |
| Drawdowns 3y | |
|---|---|
| Max DD | 27.64% |
| CAGR/Max DD | 0.93 |
Description: BNT Brookfield Wealth Solutions December 23, 2025
Brookfield Wealth Solutions Ltd. (NYSE:BNT) operates three core segments-Annuities, Property & Casualty (P&C) insurance, and Life Insurance-delivering retirement-related products, specialty liability coverages, and permanent life policies to both retail and institutional clients. The Annuities unit sells fixed-index, fixed-rate, single-premium immediate, and variable annuities, plus pension-risk-transfer solutions; the P&C unit underwrites specialty casualty, construction-defect, general liability, commercial multi-peril, workers-compensation, product/environmental liability, and auto liability lines; the Life Insurance unit offers whole life, universal life, and variable universal life contracts.
Key market metrics that can influence BNT’s performance include: (1) the combined ratio for its P&C underwriting, which hovered around 92% in 2023-below the industry median of ~95% and indicating underwriting profitability; (2) the growth rate of U.S. annuity sales, which rose ~7% YoY in 2023, providing a tailwind for the Annuities segment; and (3) the prevailing interest-rate environment, as higher rates boost the investment yield on fixed-index and fixed-rate annuities but can compress the value of existing variable contracts. Additionally, the reinsurance sector’s capacity cycle is tightening after the 2022-23 loss events, potentially expanding pricing power for BNT’s legacy reinsurance legacy assets.
For a deeper, data-driven view of BNT’s valuation dynamics, you may find ValueRay’s analyst toolkit useful for uncovering hidden risk-adjusted upside.
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income: 1.32b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.02 > 0.02 and ΔFCF/TA 0.47 > 1.0 |
| NWC/Revenue: 88.28% < 20% (prev 322.7%; Δ -234.4% < -1%) |
| CFO/TA 0.02 > 3% & CFO 3.73b > Net Income 1.32b |
| Net Debt (-7.44b) to EBITDA (2.44b): -3.05 < 3 |
| Current Ratio: 19.61 > 1.5 & < 3 |
| Outstanding Shares: last quarter (304.9m) vs 12m ago 137.0% < -2% |
| Gross Margin: 24.92% > 18% (prev 0.36%; Δ 2456 % > 0.5%) |
| Asset Turnover: 9.94% > 50% (prev 7.67%; Δ 2.27% > 0%) |
| Interest Coverage Ratio: 3.90 > 6 (EBITDA TTM 2.44b / Interest Expense TTM 363.0m) |
Altman Z'' 0.80
| A: 0.08 (Total Current Assets 13.41b - Total Current Liabilities 684.0m) / Total Assets 152.82b |
| B: 0.02 (Retained Earnings 2.81b / Total Assets 152.82b) |
| C: 0.01 (EBIT TTM 1.41b / Avg Total Assets 144.97b) |
| D: 0.12 (Book Value of Equity 16.29b / Total Liabilities 135.91b) |
| Altman-Z'' Score: 0.80 = B |
Beneish M -3.02
| DSRI: 0.06 (Receivables 1.12b/14.51b, Revenue 14.42b/10.52b) |
| GMI: 1.43 (GM 24.92% / 35.68%) |
| AQI: 1.23 (AQ_t 0.91 / AQ_t-1 0.74) |
| SGI: 1.37 (Revenue 14.42b / 10.52b) |
| TATA: -0.02 (NI 1.32b - CFO 3.73b) / TA 152.82b) |
| Beneish M-Score: -3.02 (Cap -4..+1) = AA |
What is the price of BNT shares?
Over the past week, the price has changed by +0.43%, over one month by -3.10%, over three months by +1.98% and over the past year by +19.02%.
Is BNT a buy, sell or hold?
What are the forecasts/targets for the BNT price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | - | - |
| Analysts Target Price | - | - |
| ValueRay Target Price | 55.4 | 18% |
BNT Fundamental Data Overview February 05, 2026
P/S = 0.8535
P/B = 0.6783
Revenue TTM = 14.42b USD
EBIT TTM = 1.41b USD
EBITDA TTM = 2.44b USD
Long Term Debt = 4.57b USD (from longTermDebt, last quarter)
Short Term Debt = 493.0m USD (from shortTermDebt, last quarter)
Debt = 4.77b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -7.44b USD (from netDebt column, last quarter)
Enterprise Value = -9.36b USD (12.23b + Debt 4.77b - CCE 26.36b)
Interest Coverage Ratio = 3.90 (Ebit TTM 1.41b / Interest Expense TTM 363.0m)
EV/FCF = -2.53x (Enterprise Value -9.36b / FCF TTM 3.70b)
FCF Yield = -39.56% (FCF TTM 3.70b / Enterprise Value -9.36b)
FCF Margin = 25.70% (FCF TTM 3.70b / Revenue TTM 14.42b)
Net Margin = 9.16% (Net Income TTM 1.32b / Revenue TTM 14.42b)
Gross Margin = 24.92% ((Revenue TTM 14.42b - Cost of Revenue TTM 10.82b) / Revenue TTM)
Gross Margin QoQ = 36.68% (prev 34.82%)
Tobins Q-Ratio = -0.06 (set to none) (Enterprise Value -9.36b / Total Assets 152.82b)
Interest Expense / Debt = 2.35% (Interest Expense 112.0m / Debt 4.77b)
Taxrate = 19.68% (149.0m / 757.0m)
NOPAT = 1.14b (EBIT 1.41b * (1 - 19.68%))
Current Ratio = 19.61 (Total Current Assets 13.41b / Total Current Liabilities 684.0m)
Debt / Equity = 0.29 (Debt 4.77b / totalStockholderEquity, last quarter 16.29b)
Debt / EBITDA = -3.05 (Net Debt -7.44b / EBITDA 2.44b)
Debt / FCF = -2.01 (Net Debt -7.44b / FCF TTM 3.70b)
Total Stockholder Equity = 13.96b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.91% (Net Income 1.32b / Total Assets 152.82b)
RoE = 9.47% (Net Income TTM 1.32b / Total Stockholder Equity 13.96b)
RoCE = 7.63% (EBIT 1.41b / Capital Employed (Equity 13.96b + L.T.Debt 4.57b))
RoIC = 6.16% (NOPAT 1.14b / Invested Capital 18.44b)
WACC = 8.62% (E(12.23b)/V(17.00b) * Re(11.25%) + D(4.77b)/V(17.00b) * Rd(2.35%) * (1-Tc(0.20)))
Discount Rate = 11.25% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 44.78%
[DCF Debug] Terminal Value 79.26% ; FCFF base≈3.29b ; Y1≈4.06b ; Y5≈6.92b
Fair Price DCF = 1856 (EV 103.77b - Net Debt -7.44b = Equity 111.21b / Shares 59.9m; r=8.62% [WACC]; 5y FCF grow 25.0% → 2.90% )
EPS Correlation: -42.22 | EPS CAGR: -71.26% | SUE: 0.0 | # QB: 0
Revenue Correlation: 53.58 | Revenue CAGR: -11.81% | SUE: N/A | # QB: 0