(BRO) Brown & Brown - Ratings and Ratios

Brown & Brown, Inc. (NYSE: BRO) operates as a diversified insurance intermediary, offering a broad range of insurance products and services across multiple geographies, including the United States, Canada, Ireland, the United Kingdom, and other international markets. The company is organized into four primary business segments: Retail, Programs, Wholesale Brokerage, and Services, each tailored to address specific customer needs and market opportunities.

The Retail segment delivers property and casualty insurance, employee benefits, personal insurance, and specialized insurance products, complemented by risk management, loss control, and claims processing services. This segment serves a diverse client base, including commercial enterprises, public entities, professionals, and individuals, providing customized solutions to mitigate risks and protect assets.

The Programs segment specializes in professional liability insurance and related products for specific industries, such as dentistry, law, eyecare, and real estate. It also offers supplementary insurance products for events, medical facilities, and cyber liabilities. This segment leverages a network of independent agents and provides program management services for insurance carriers, ensuring tailored coverage for niche markets.

The Wholesale Brokerage segment focuses on excess and surplus lines insurance, catering to complex or hard-to-place risks. It markets and distributes these specialized insurance products through independent agents and brokers, addressing the unique needs of both commercial and personal lines clients.

The Services segment provides third-party claims administration and medical utilization management, primarily in the areas of workers compensation and general liability. Additional services include Medicare Set-aside, Social Security disability advocacy, and claims adjusting, positioning the company as a comprehensive partner for insurance-related administrative needs.

Founded in 1939 and headquartered in Daytona Beach, Florida, Brown & Brown, Inc. has established itself as a leading insurance intermediary with a strong market presence and a reputation for delivering value to its clients and stakeholders.

Ticker Symbol: BRO Exchange: NYSE Type: common stock Country Origin: United States GICS Sub Industry: Insurance Brokers

3-Month Forecast: Based on and , BRO is expected to trade within a range bounded by support at 112.5 and resistance at 119.9. The stock is currently testing the SMA 50 (117.00), with the SMA 20 (119.75) acting as near-term resistance. The ATR (2.93) suggests moderate volatility, with potential for sideways movement in the near term. indicates a P/E of 33.88 and forward P/E of 27.62, reflecting market expectations for growth, though technical indicators may signal consolidation in the coming months.