(CB) Chubb - Overview

Exchange: NYSE • Country: Switzerland • Currency: USD • Type: Common Stock • ISIN: CH0044328745

Stock:

Total Rating 64

Risk 94

Buy Signal 1.31

Insurance - Property & Casualty +18.2
Property & Casualty Insurance +13.4

Market Cap: 130,509m
Avg Trading Vol: 592M USD

ATR: 1.93%
Peers RS (IBD): 86.36

Risk 5d forecast
Volatility	18.4%
Relative Tail Risk	-6.73%

Reward TTM
Sharpe Ratio	1.01
Alpha	16.75

Character TTM
Beta	0.192
Beta Downside	0.343

Drawdowns 3y
Max DD	14.35%
CAGR/Max DD	1.35

EPS (Earnings per Share)

EPS CAGR: 19.80%
EPS Trend: 74.5%

Last SUE: 3.34
Qual. Beats: 6

Revenue

Rev. CAGR: 12.92%
Rev. Trend: 90.7%

Last SUE: 3.66
Qual. Beats: 2

Description: CB Chubb

Chubb Limited provides insurance and reinsurance products worldwide. The company operates through six segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company provides package policies, property and general liability, workers' compensation, automobile, umbrella, financial lines, professional and management liability, environmental, international coverages, property and casualty, commercial marine, and risk management products and services. It also offers homeowners, automobile and collector cars, valuable articles, personal and excess liability, travel insurance, cyber, and recreational marine insurance and services. In addition, the company provides multiple peril crop insurance and crop-hail insurance for farm, ranch, and specialty property and casualty, and commercial agriculture products; and property insurance products, including traditional commercial fire coverage, as well as energy industry-related, construction, and other technical coverages; personal accident and supplemental medical coverages, such as accidental death, business/holiday travel, specified disease, disability, medical and hospital indemnity, and income protection; and professional indemnity, cyber, surety, aviation, political risk, and specialty personal lines products. Further, the company offers property catastrophe reinsurance, traditional and specialty P&C reinsurance; and protection and savings products, which includes whole life, universal life, unit linked contracts, endowment plans, individual and group term life, dental, critical illness, dementia, hospital cash, personal accident, credit life, and group employee benefits. The company was formerly known as ACE Limited and changed its name to Chubb Limited in January 2016. Chubb Limited was incorporated in 1985 and is headquartered in Zurich, Switzerland.

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income: 10.31b TTM > 0 and > 6% of Revenue
FCF/TA: 0.03 > 0.02 and ΔFCF/TA -3.35 > 1.0
NWC/Revenue: 24.85% < 20% (prev 24.28%; Δ 0.57% < -1%)
CFO/TA 0.03 > 3% & CFO 8.76b > Net Income 10.31b
Net Debt (-2.47b) to EBITDA (10.08b): -0.25 < 3
Current Ratio: 10.88 > 1.5 & < 3
Outstanding Shares: last quarter (396.5m) vs 12m ago -7.30% < -2%
Gross Margin: 46.22% > 18% (prev 0.29%; Δ 4593 % > 0.5%)
Asset Turnover: 22.97% > 50% (prev 22.76%; Δ 0.20% > 0%)
Interest Coverage Ratio: 12.80 > 6 (EBITDA TTM 10.08b / Interest Expense TTM 764.0m)

Altman Z'' 1.81

A: 0.05 (Total Current Assets 16.30b - Total Current Liabilities 1.50b) / Total Assets 272.33b
B: 0.25 (Retained Earnings 66.72b / Total Assets 272.33b)
C: 0.04 (EBIT TTM 9.78b / Avg Total Assets 259.44b)
D: 0.38 (Book Value of Equity 73.76b / Total Liabilities 192.55b)
Altman-Z'' Score: 1.81 = BBB

Beneish M

DSRI: none (Receivables none/34.49b, Revenue 59.58b/56.12b)
GMI: 0.62 (GM 46.22% / 28.76%)
AQI: none (AQ_t none / AQ_t-1 none)
SGI: 1.06 (Revenue 59.58b / 56.12b)
TATA: 0.01 (NI 10.31b - CFO 8.76b) / TA 272.33b)
Beneish M-Score: cannot calculate (missing components)

What is the price of CB shares?

As of February 27, 2026, the stock is trading at USD 337.92 with a total of 1,815,808 shares traded.
Over the past week, the price has changed by +2.66%, over one month by +11.34%, over three months by +13.79% and over the past year by +25.11%.

Is CB a buy, sell or hold?

Chubb has received a consensus analysts rating of 3.45. Therefor, it is recommend to hold CB.

StrongBuy: 4
Buy: 5
Hold: 10
Sell: 3
StrongSell: 0

What are the forecasts/targets for the CB price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	336.2	-0.5%
Analysts Target Price	336.2	-0.5%

CB Fundamental Data Overview February 21, 2026

P/E Trailing = 12.9186
P/E Forward = 11.9332
P/S = 2.1686
P/B = 1.7231
P/EG = 1.9555
Revenue TTM = 59.58b USD
EBIT TTM = 9.78b USD
EBITDA TTM = 10.08b USD
Long Term Debt = 15.73b USD (from longTermDebt, two quarters ago)
Short Term Debt = 1.50b USD (from shortTermDebt, two quarters ago)
Debt = 17.23b USD (from shortLongTermDebtTotal, two quarters ago)
Net Debt = -2.47b USD (from netDebt column, last quarter)
Enterprise Value = 145.27b USD (130.51b + Debt 17.23b - CCE 2.47b)
Interest Coverage Ratio = 12.80 (Ebit TTM 9.78b / Interest Expense TTM 764.0m)
EV/FCF = 16.59x (Enterprise Value 145.27b / FCF TTM 8.76b)
FCF Yield = 6.03% (FCF TTM 8.76b / Enterprise Value 145.27b)
FCF Margin = 14.70% (FCF TTM 8.76b / Revenue TTM 59.58b)
Net Margin = 17.30% (Net Income TTM 10.31b / Revenue TTM 59.58b)
Gross Margin = 46.22% ((Revenue TTM 59.58b - Cost of Revenue TTM 32.05b) / Revenue TTM)
Gross Margin QoQ = none% (prev 31.18%)
Tobins Q-Ratio = 0.53 (Enterprise Value 145.27b / Total Assets 272.33b)
Interest Expense / Debt = 1.19% (Interest Expense 205.0m / Debt 17.23b)
Taxrate = 15.84% (597.0m / 3.77b)
NOPAT = 8.23b (EBIT 9.78b * (1 - 15.84%))
Current Ratio = 10.88 (Total Current Assets 16.30b / Total Current Liabilities 1.50b)
Debt / Equity = 0.23 (Debt 17.23b / totalStockholderEquity, last quarter 73.76b)
Debt / EBITDA = -0.25 (Net Debt -2.47b / EBITDA 10.08b)
Debt / FCF = -0.28 (Net Debt -2.47b / FCF TTM 8.76b)
Total Stockholder Equity = 70.18b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.97% (Net Income 10.31b / Total Assets 272.33b)
RoE = 14.69% (Net Income TTM 10.31b / Total Stockholder Equity 70.18b)
RoCE = 11.39% (EBIT 9.78b / Capital Employed (Equity 70.18b + L.T.Debt 15.73b))
RoIC = 9.74% (NOPAT 8.23b / Invested Capital 84.56b)
WACC = 5.96% (E(130.51b)/V(147.74b) * Re(6.62%) + D(17.23b)/V(147.74b) * Rd(1.19%) * (1-Tc(0.16)))
Discount Rate = 6.62% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Shares Correlation 3-Years: -33.33 | Cagr: -1.74%
[DCF] Terminal Value 86.71% ; FCFF base≈11.73b ; Y1≈12.52b ; Y5≈15.12b
[DCF] Fair Price = 1127 (EV 438.36b - Net Debt -2.47b = Equity 440.83b / Shares 391.1m; r=5.96% [WACC]; 5y FCF grow 7.60% → 2.90% )
EPS Correlation: 74.55 | EPS CAGR: 19.80% | SUE: 3.34 | # QB: 6
Revenue Correlation: 90.72 | Revenue CAGR: 12.92% | SUE: 3.66 | # QB: 2
EPS next Quarter (2026-03-31): EPS=6.57 | Chg7d=+0.018 | Chg30d=+0.014 | Revisions Net=+6 | Analysts=21
EPS current Year (2026-12-31): EPS=26.84 | Chg7d=+0.031 | Chg30d=+0.523 | Revisions Net=+18 | Growth EPS=+8.3% | Growth Revenue=+5.1%
EPS next Year (2027-12-31): EPS=28.95 | Chg7d=+0.074 | Chg30d=+0.295 | Revisions Net=+5 | Growth EPS=+7.9% | Growth Revenue=+4.9%
[Analyst] Revisions Ratio: +0.43 (10 Up / 4 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 0.2% (Discount Rate 7.9% - Earnings Yield 7.7%)
[Growth] Growth Spread = +5.2% (Analyst 5.5% - Implied 0.2%)

Additional Sources for CB Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle