(CB) Chubb - Ratings and Ratios

Chubb Limited (NYSE:CB) is a global leader in insurance and reinsurance, operating across six core segments: North America Commercial P&C Insurance, North America Personal P&C Insurance, North America Agricultural Insurance, Overseas General Insurance, Global Reinsurance, and Life Insurance. The company offers a diverse range of products, including property and general liability, workers compensation, automobile, umbrella, and financial lines insurance, as well as specialized coverages such as environmental, professional and management liability, and cyber insurance. In the personal lines segment, Chubb provides homeowners, automobile, valuable articles, and travel insurance, alongside personal and excess liability coverage. Its agricultural insurance division includes multiple peril crop insurance and crop-hail insurance, while its life insurance offerings encompass whole life, universal life, and term life products, among others. Chubb also provides reinsurance solutions, including property catastrophe reinsurance and specialty P&C reinsurance. The company, rebranded from ACE Limited in 2016, is headquartered in Zurich, Switzerland, and maintains a strong global presence with operations in 54 countries and over $200 billion in gross premiums written annually.

Chubbs technical and fundamental data suggest a stable outlook with potential upside. The stocks average volume of 1.96 million shares indicates moderate liquidity, while its last price of $285.59 is slightly below its SMA 20 of $289.80, signaling short-term consolidation. The SMA 50 and SMA 200 of $283.52 and $277.82, respectively, suggest a bullish long-term trend. The ATR of 7.61 reflects manageable volatility. Fundamentally, Chubbs market cap of $114.12 billion underscores its large-cap status, with a P/E ratio of 12.55 and forward P/E of 13.50 indicating reasonable valuation. The P/B ratio of 1.80 and P/S ratio of 2.04 align with industry averages, while an ROE of 14.48 highlights strong profitability.

Over the next three months, Chubb is expected to maintain its upward trajectory, driven by strong underwriting margins and solid investment income. The stock is projected to test its SMA 20 resistance near $289.80, with potential upside to $295.00 if momentum improves. Support is expected at $280.00, aligned with its SMA 50. Earnings momentum and macroeconomic stability will be key catalysts. The companys diversified portfolio and disciplined underwriting practices position it well to navigate market uncertainties, with a focus on maintaining its premium growth and profitability.