(CB) Chubb - Ratings and Ratios

Exchange: NYSE • Country: Switzerland • Currency: USD • Type: Common Stock • ISIN: CH0044328745

Insurance, Reinsurance, Liability, Property, Casualty

CB EPS (Earnings per Share)

EPS (Earnings per Share) of CB over the last years for every Quarter: "2020-03": 0.55443068219395, "2020-06": -0.73326970944797, "2020-09": 2.6342176936034, "2020-12": 5.3342157511582, "2021-03": 5.0735051633944, "2021-06": 5.0563464514828, "2021-09": 4.1807164283681, "2021-12": 4.9468576709797, "2022-03": 4.5929321893349, "2022-06": 2.8560125410684, "2022-09": 1.9350887352575, "2022-12": 3.1320124134638, "2023-03": 4.5273988992582, "2023-06": 4.3142444658325, "2023-09": 4.9515269025691, "2023-12": 8.0350620891161, "2024-03": 5.230151052034, "2024-06": 5.457570813205, "2024-09": 5.6977724014517, "2024-12": 6.0199980829521, "2025-03": 3.2888559426736, "2025-06": 7.3501733531451,

CB Revenue

Revenue of CB over the last years for every Quarter: 2020-03: 7641, 2020-06: 8985, 2020-09: 9464, 2020-12: 9898, 2021-03: 9971, 2021-06: 9664, 2021-09: 10845, 2021-12: 10483, 2022-03: 9551, 2022-06: 9923, 2022-09: 12082, 2022-12: 11500, 2023-03: 11197, 2023-06: 11845, 2023-09: 13872, 2023-12: 13260, 2024-03: 12905, 2024-06: 13932, 2024-09: 15102, 2024-12: 14180, 2025-03: 13480, 2025-06: 14824,

Description: CB Chubb

Chubb Ltd (NYSE:CB) is a global insurance and reinsurance company operating through six business segments, offering a diverse range of products including property and casualty insurance, life insurance, and reinsurance. The companys broad portfolio includes package policies, workers compensation, cyber insurance, and specialty insurance products for individuals and businesses.

From a financial perspective, Chubb Ltd has demonstrated stability and profitability. Key performance indicators (KPIs) such as Return on Equity (RoE) of 13.19% indicate a strong ability to generate profits from shareholders equity. The companys Price-to-Earnings (P/E) ratio of 13.68 and Forward P/E of 12.92 suggest a relatively stable valuation compared to its earnings. With a Market Capitalization of $113.73 billion, Chubb Ltd is a significant player in the global insurance industry.

Further analysis of Chubbs business reveals a diversified revenue stream across different regions and product lines. The companys presence in the property and casualty insurance market, as well as its life insurance and reinsurance businesses, provides a degree of resilience to market fluctuations. Additionally, Chubbs global footprint, with operations in multiple countries, allows it to capitalize on growth opportunities in various markets.

To evaluate Chubbs performance, one can also consider other KPIs such as the combined ratio, which measures the companys underwriting profitability, and the investment yield, which reflects the returns on its investment portfolio. A combined ratio below 100% indicates profitable underwriting, while a higher investment yield can contribute to the companys overall profitability. By analyzing these metrics, investors can gain a more comprehensive understanding of Chubbs financial health and growth prospects.

CB Stock Overview

Market Cap in USD 109,935m
Sub-Industry Property & Casualty Insurance
IPO / Inception 1993-03-24

CB Stock Ratings

Growth Rating 57.5%
Fundamental 82.7%
Dividend Rating 55.7%
Return 12m vs S&P 500 -15.6%
Analyst Rating 3.45 of 5

CB Dividends

Dividend Yield 12m 1.33%
Yield on Cost 5y 3.21%
Annual Growth 5y 3.05%
Payout Consistency 96.7%
Payout Ratio 17.2%

CB Growth Ratios

Growth Correlation 3m -80.8%
Growth Correlation 12m -10.3%
Growth Correlation 5y 94.7%
CAGR 5y 18.97%
CAGR/Max DD 5y 0.98
Sharpe Ratio 12m -0.05
Alpha -7.77
Beta 0.268
Volatility 18.53%
Current Volume 1451.2k
Average Volume 20d 1406.5k
Stop Loss 265 (-3%)
Signal 0.67

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income (9.20b TTM) > 0 and > 6% of Revenue (6% = 3.46b TTM)
FCFTA 0.05 (>2.0%) and ΔFCFTA -1.00pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 26.53% (prev -141.1%; Δ 167.6pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.05 (>3.0%) and CFO 14.00b > Net Income 9.20b (YES >=105%, WARN >=100%)
Net Debt (12.79b) to EBITDA (12.55b) ratio: 1.02 <= 3.0 (WARN <= 3.5)
Current Ratio 11.19 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (403.8m) change vs 12m ago -1.18% (target <= -2.0% for YES)
Gross Margin 27.21% (prev 64.80%; Δ -37.59pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 23.03% (prev 22.62%; Δ 0.41pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 16.47 (EBITDA TTM 12.55b / Interest Expense TTM 743.0m) >= 6 (WARN >= 3)

Altman Z'' 1.83

(A) 0.06 = (Total Current Assets 16.78b - Total Current Liabilities 1.50b) / Total Assets 261.56b
(B) 0.24 = Retained Earnings (Balance) 63.92b / Total Assets 261.56b
(C) 0.05 = EBIT TTM 12.24b / Avg Total Assets 250.06b
(D) 0.31 = Book Value of Equity 58.09b / Total Liabilities 187.12b
Total Rating: 1.83 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 82.73

1. Piotroski 4.50pt = -0.50
2. FCF Yield 16.56% = 5.0
3. FCF Margin 24.31% = 6.08
4. Debt/Equity 0.22 = 2.48
5. Debt/Ebitda 1.19 = 1.48
6. ROIC - WACC 6.36% = 7.95
7. RoE 13.89% = 1.16
8. Rev. Trend 83.01% = 4.15
9. Rev. CAGR 7.72% = 0.97
10. EPS Trend 58.72% = 1.47
11. EPS CAGR 62.47% = 2.50

What is the price of CB shares?

As of August 29, 2025, the stock is trading at USD 273.25 with a total of 1,451,234 shares traded.
Over the past week, the price has changed by -2.00%, over one month by +2.73%, over three months by -5.13% and over the past year by -0.68%.

Is Chubb a good stock to buy?

Yes, based on ValueRay´s Fundamental Analyses, Chubb (NYSE:CB) is currently (August 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 82.73 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CB is around 277.50 USD . This means that CB is currently overvalued and has a potential downside of 1.56%.

Is CB a buy, sell or hold?

Chubb has received a consensus analysts rating of 3.45. Therefor, it is recommend to hold CB.
  • Strong Buy: 4
  • Buy: 5
  • Hold: 10
  • Sell: 3
  • Strong Sell: 0

What are the forecasts/targets for the CB price?

Issuer Target Up/Down from current
Wallstreet Target Price 301.1 10.2%
Analysts Target Price 304.1 11.3%
ValueRay Target Price 303.3 11%

Last update: 2025-08-15 15:19

CB Fundamental Data Overview

Market Cap USD = 109.93b (109.93b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 40.37b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 12.1686
P/E Forward = 12.7226
P/S = 1.9124
P/B = 1.5802
P/EG = 2.4476
Beta = 0.541
Revenue TTM = 57.59b USD
EBIT TTM = 12.24b USD
EBITDA TTM = 12.55b USD
Long Term Debt = 13.48b USD (from longTermDebt, last quarter)
Short Term Debt = 1.50b USD (from shortTermDebt, last quarter)
Debt = 14.98b USD (Calculated: Short Term 1.50b + Long Term 13.48b)
Net Debt = 12.79b USD (from netDebt column, last quarter)
Enterprise Value = 84.54b USD (109.93b + Debt 14.98b - CCE 40.37b)
Interest Coverage Ratio = 16.47 (Ebit TTM 12.24b / Interest Expense TTM 743.0m)
FCF Yield = 16.56% (FCF TTM 14.00b / Enterprise Value 84.54b)
FCF Margin = 24.31% (FCF TTM 14.00b / Revenue TTM 57.59b)
Net Margin = 15.97% (Net Income TTM 9.20b / Revenue TTM 57.59b)
Gross Margin = 27.21% ((Revenue TTM 57.59b - Cost of Revenue TTM 41.92b) / Revenue TTM)
Tobins Q-Ratio = 1.46 (Enterprise Value 84.54b / Book Value Of Equity 58.09b)
Interest Expense / Debt = 1.21% (Interest Expense 181.0m / Debt 14.98b)
Taxrate = 15.84% (from yearly Income Tax Expense: 1.81b / 11.46b)
NOPAT = 10.30b (EBIT 12.24b * (1 - 15.84%))
Current Ratio = 11.19 (Total Current Assets 16.78b / Total Current Liabilities 1.50b)
Debt / Equity = 0.22 (Debt 14.98b / last Quarter total Stockholder Equity 69.39b)
Debt / EBITDA = 1.19 (Net Debt 12.79b / EBITDA 12.55b)
Debt / FCF = 1.07 (Debt 14.98b / FCF TTM 14.00b)
Total Stockholder Equity = 66.22b (last 4 quarters mean)
RoA = 3.52% (Net Income 9.20b, Total Assets 261.56b )
RoE = 13.89% (Net Income TTM 9.20b / Total Stockholder Equity 66.22b)
RoCE = 15.35% (Ebit 12.24b / (Equity 66.22b + L.T.Debt 13.48b))
RoIC = 12.65% (NOPAT 10.30b / Invested Capital 81.42b)
WACC = 6.28% (E(109.93b)/V(124.91b) * Re(7.0%)) + (D(14.98b)/V(124.91b) * Rd(1.21%) * (1-Tc(0.16)))
Shares Correlation 5-Years: -70.0 | Cagr: -1.72%
Discount Rate = 7.0% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 79.22% ; FCFE base≈14.47b ; Y1≈15.45b ; Y5≈18.70b
Fair Price DCF = 820.1 (DCF Value 326.96b / Shares Outstanding 398.7m; 5y FCF grow 7.60% → 3.0% )
Revenue Correlation: 83.01 | Revenue CAGR: 7.72%
Rev Growth-of-Growth: -6.31
EPS Correlation: 58.72 | EPS CAGR: 62.47%
EPS Growth-of-Growth: -57.71

Additional Sources for CB Stock

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Fund Manager Positions: Dataroma | Stockcircle