(CHMI) Cherry Hill Mortgage - Ratings and Ratios
Residential Mortgage-Backed Securities, Mortgage Servicing Rights
CHMI EPS (Earnings per Share)
CHMI Revenue
Description: CHMI Cherry Hill Mortgage
Cherry Hill Mortgage Investment Corporation is a specialized residential real estate finance company that focuses on acquiring, investing in, and managing residential mortgage assets across the United States. The companys investment strategy is diversified across two primary segments: Investments in RMBS (residential mortgage-backed securities) and Investments in Servicing Related Assets. As a real estate investment trust (REIT), Cherry Hill Mortgage Investment Corporation is exempt from federal corporate income taxes provided it distributes at least 90% of its taxable income to shareholders, making it an attractive option for income-seeking investors.
The companys operational framework is centered around generating returns through its mortgage asset investments, with a keen focus on managing risk and optimizing portfolio performance. Given its structure as a REIT and its investment focus, Cherry Hill Mortgage Investment Corporation is sensitive to interest rate fluctuations, mortgage market trends, and overall economic conditions that impact the residential real estate sector.
Analyzing the technical data, CHMIs stock price is currently at $3.08, slightly above its 20-day and 50-day simple moving averages (SMA20: $2.93, SMA50: $3.05), indicating a relatively stable short-term trend. The Average True Range (ATR) of 0.15, or 4.98%, suggests moderate volatility. With a 52-week high of $3.52 and a low of $2.28, the stock has shown resilience within a defined range. Considering the fundamental data, the companys market capitalization is approximately $99.43 million, with a P/E ratio of 42.71, indicating a premium valuation relative to earnings. The Return on Equity (RoE) stands at 5.05%, suggesting a modest return for shareholders.
Forecasting CHMIs performance involves integrating both technical and fundamental analyses. Given the current technical indicators and fundamental data, a potential forecast could involve a cautious outlook. If the stock maintains its position above the SMA20 and SMA50, it may continue to trend positively. However, the high P/E ratio could imply that the stock is overvalued relative to its earnings, potentially limiting upside. Conversely, the REITs requirement to distribute most of its taxable income could continue to attract income-focused investors, supporting the stock price. A potential price target could be in the range of $3.30 to $3.50, contingent upon maintaining the current trend and absence of significant adverse market shifts. Conversely, a drop below the SMA20 could signal a decline towards the 52-week low.
CHMI Stock Overview
Market Cap in USD | 96m |
Sector | Real Estate |
Industry | REIT - Mortgage |
GiC Sub-Industry | Mortgage REITs |
IPO / Inception | 2013-10-04 |
CHMI Stock Ratings
Growth Rating | -52.9 |
Fundamental | - |
Dividend Rating | 39.4 |
Rel. Strength | -11.2 |
Analysts | 3.67 of 5 |
Fair Price Momentum | 2.90 USD |
Fair Price DCF | 4.03 USD |
CHMI Dividends
Dividend Yield 12m | 21.31% |
Yield on Cost 5y | 12.85% |
Annual Growth 5y | -9.89% |
Payout Consistency | 88.7% |
Payout Ratio | 1.7% |
CHMI Growth Ratios
Growth Correlation 3m | -69.5% |
Growth Correlation 12m | -17.5% |
Growth Correlation 5y | -86.5% |
CAGR 5y | -9.80% |
CAGR/Max DD 5y | -0.16 |
Sharpe Ratio 12m | -0.12 |
Alpha | -22.28 |
Beta | 0.555 |
Volatility | 31.60% |
Current Volume | 203.8k |
Average Volume 20d | 231.3k |
Stop Loss | 2.6 (-6.8%) |
As of August 08, 2025, the stock is trading at USD 2.79 with a total of 203,752 shares traded.
Over the past week, the price has changed by +0.36%, over one month by +2.20%, over three months by -0.50% and over the past year by -7.41%.
No, based on ValueRay´s Analyses, Cherry Hill Mortgage (NYSE:CHMI) is currently (August 2025) a stock to sell. It has a ValueRay Growth Rating of -52.94 and therefor a clear technical negative rating according to historical growth.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CHMI is around 2.90 USD . This means that CHMI is currently overvalued and has a potential downside of 3.94%.
Cherry Hill Mortgage has received a consensus analysts rating of 3.67. Therefor, it is recommend to hold CHMI.
- Strong Buy: 1
- Buy: 0
- Hold: 2
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, CHMI Cherry Hill Mortgage will be worth about 3.1 in August 2026. The stock is currently trading at 2.79. This means that the stock has a potential upside of +12.19%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 4 | 43.4% |
Analysts Target Price | 4 | 43.4% |
ValueRay Target Price | 3.1 | 12.2% |
CHMI Fundamental Data Overview
CCE Cash And Equivalents = 49.3m USD (Cash And Short Term Investments, last quarter)
P/S = 3.4945
P/B = 0.7819
P/EG = -3.03
Beta = 1.051
Revenue TTM = 15.2m USD
EBIT TTM = 51.6m USD
EBITDA TTM = 64.4m USD
Long Term Debt = 149.3m USD (last quarter)
Short Term Debt = 1.11b USD (last quarter)
Net Debt = 1.15b USD (last quarter)
Debt = 1.26b USD (Short Term 1.11b + Long Term 149.3m)
Enterprise Value = 1.31b USD (Market Cap 96.1m + Debt 1.26b - CCE 49.3m)
Interest Coverage Ratio = 0.94 (Ebit TTM 51.6m / Interest Expense TTM 54.8m)
FCF Yield = 1.15% (FCF TTM 15.1m / Enterprise Value 1.31b)
[93m FCF Margin = 99.17% (FCF TTM 15.1m / Revenue TTM 15.2m)
[39m Net Margin = -44.21% (Net Income TTM -6.71m / Revenue TTM 15.2m)
Gross Margin = 18.77% ((Revenue TTM 15.2m - Cost of Revenue TTM 12.3m) / Revenue TTM)
[93m Tobins Q-Ratio = -1.28 (Enterprise Value 1.31b / Book Value Of Equity -1.02b)
[39m Interest Expense / Debt = 1.00% (Interest Expense 12.6m / Debt 1.26b)
Taxrate = 25.15% (Income Tax Expense 4.10m / Income Before Tax 16.3m, last fiscal year)
NOPAT = 38.6m (EBIT 51.6m × (1 – 25.15%))
Current Ratio = 0.08 (Total Current Assets 92.0m / Total Current Liabilities 1.13b)
Debt / Equity = 5.56 (Debt 1.26b / last Quarter total Stockholder Equity 226.6m)
Debt / EBITDA = 19.55 (Net Debt 1.15b / EBITDA 64.4m)
Debt / FCF = 83.64 (Debt 1.26b / FCF TTM 15.1m)
Total Stockholder Equity = 232.0m (last 4 quarters mean)
RoA = -0.46%
RoE = -2.89% (Net Income TTM -6.71m / Total Stockholder Equity 232.0m)
RoCE = 13.54% (Ebit 51.6m / Total Stockholder Equity 232.0m + Long Term Debt 149.3m)
RoIC = 13.85% (NOPAT 38.6m / Invested Capital 278.9m)
WACC = 1.78% ((Market Cap / EV) * CAPM 14.87%) + (Debt / EV) * Interest Expense on Debt * (1 - Taxrate)
Shares Correlation 5-Years: 100.0 | Cagr: 12.00%
Discount Rate = 14.87% (= CAPM)
Fair Price DCF = 4.03 (DCF Value 131.6m / Shares Outstanding 32.7m)
Revenue Correlation: -38.21 | Revenue CAGR: 34.65%
Revenue Growth Correlation: 30.85%
EPS Correlation: -41.89 | EPS CAGR: 35.24%
EPS Growth Correlation: -51.38%
Additional Sources for CHMI Stock
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Fund Manager Positions: Dataroma | Stockcircle