(CHMI) Cherry Hill Mortgage - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US1646511014

Residential Mortgage-Backed Securities, Mortgage Servicing Rights

CHMI EPS (Earnings per Share)

EPS (Earnings per Share) of CHMI over the last years for every Quarter: "2020-03": -2.64, "2020-06": -0.59, "2020-09": -0.04, "2020-12": 0.52, "2021-03": 1.07, "2021-06": -0.67, "2021-09": -0.22, "2021-12": 0.37, "2022-03": 1.4, "2022-06": -0.81, "2022-09": 1.9, "2022-12": -1.51, "2023-03": -0.78, "2023-06": 0.06, "2023-09": 0.38, "2023-12": -1.1, "2024-03": 0.39, "2024-06": 0.03, "2024-09": -0.4, "2024-12": 0.37, "2025-03": -0.22,

CHMI Revenue

Revenue of CHMI over the last years for every Quarter: 2020-03: -56.551, 2020-06: -12.567, 2020-09: 0.634, 2020-12: 10.878, 2021-03: 28.094, 2021-06: -9.768, 2021-09: 2.97, 2021-12: 9.59, 2022-03: 36.141, 2022-06: -10.928, 2022-09: 46.121, 2022-12: -31.141, 2023-03: -16.738, 2023-06: 5.902, 2023-09: 20.527, 2023-12: 17.939, 2024-03: 16.348, 2024-06: 6.579, 2024-09: -7.077, 2024-12: 18.725, 2025-03: -3.05,

Description: CHMI Cherry Hill Mortgage

Cherry Hill Mortgage Investment Corporation is a specialized residential real estate finance company that focuses on acquiring, investing in, and managing residential mortgage assets across the United States. The companys investment strategy is diversified across two primary segments: Investments in RMBS (residential mortgage-backed securities) and Investments in Servicing Related Assets. As a real estate investment trust (REIT), Cherry Hill Mortgage Investment Corporation is exempt from federal corporate income taxes provided it distributes at least 90% of its taxable income to shareholders, making it an attractive option for income-seeking investors.

The companys operational framework is centered around generating returns through its mortgage asset investments, with a keen focus on managing risk and optimizing portfolio performance. Given its structure as a REIT and its investment focus, Cherry Hill Mortgage Investment Corporation is sensitive to interest rate fluctuations, mortgage market trends, and overall economic conditions that impact the residential real estate sector.

Analyzing the technical data, CHMIs stock price is currently at $3.08, slightly above its 20-day and 50-day simple moving averages (SMA20: $2.93, SMA50: $3.05), indicating a relatively stable short-term trend. The Average True Range (ATR) of 0.15, or 4.98%, suggests moderate volatility. With a 52-week high of $3.52 and a low of $2.28, the stock has shown resilience within a defined range. Considering the fundamental data, the companys market capitalization is approximately $99.43 million, with a P/E ratio of 42.71, indicating a premium valuation relative to earnings. The Return on Equity (RoE) stands at 5.05%, suggesting a modest return for shareholders.

Forecasting CHMIs performance involves integrating both technical and fundamental analyses. Given the current technical indicators and fundamental data, a potential forecast could involve a cautious outlook. If the stock maintains its position above the SMA20 and SMA50, it may continue to trend positively. However, the high P/E ratio could imply that the stock is overvalued relative to its earnings, potentially limiting upside. Conversely, the REITs requirement to distribute most of its taxable income could continue to attract income-focused investors, supporting the stock price. A potential price target could be in the range of $3.30 to $3.50, contingent upon maintaining the current trend and absence of significant adverse market shifts. Conversely, a drop below the SMA20 could signal a decline towards the 52-week low.

CHMI Stock Overview

Market Cap in USD 96m
Sector Real Estate
Industry REIT - Mortgage
GiC Sub-Industry Mortgage REITs
IPO / Inception 2013-10-04

CHMI Stock Ratings

Growth Rating -52.9
Fundamental -
Dividend Rating 39.4
Rel. Strength -11.2
Analysts 3.67 of 5
Fair Price Momentum 2.90 USD
Fair Price DCF 4.03 USD

CHMI Dividends

Dividend Yield 12m 21.31%
Yield on Cost 5y 12.85%
Annual Growth 5y -9.89%
Payout Consistency 88.7%
Payout Ratio 1.7%

CHMI Growth Ratios

Growth Correlation 3m -69.5%
Growth Correlation 12m -17.5%
Growth Correlation 5y -86.5%
CAGR 5y -9.80%
CAGR/Max DD 5y -0.16
Sharpe Ratio 12m -0.12
Alpha -22.28
Beta 0.555
Volatility 31.60%
Current Volume 203.8k
Average Volume 20d 231.3k
Stop Loss 2.6 (-6.8%)
What is the price of CHMI shares?
As of August 08, 2025, the stock is trading at USD 2.79 with a total of 203,752 shares traded.
Over the past week, the price has changed by +0.36%, over one month by +2.20%, over three months by -0.50% and over the past year by -7.41%.
Is Cherry Hill Mortgage a good stock to buy?
No, based on ValueRay´s Analyses, Cherry Hill Mortgage (NYSE:CHMI) is currently (August 2025) a stock to sell. It has a ValueRay Growth Rating of -52.94 and therefor a clear technical negative rating according to historical growth.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CHMI is around 2.90 USD . This means that CHMI is currently overvalued and has a potential downside of 3.94%.
Is CHMI a buy, sell or hold?
Cherry Hill Mortgage has received a consensus analysts rating of 3.67. Therefor, it is recommend to hold CHMI.
  • Strong Buy: 1
  • Buy: 0
  • Hold: 2
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for CHMI share price target?
According to our own proprietary Forecast Model, CHMI Cherry Hill Mortgage will be worth about 3.1 in August 2026. The stock is currently trading at 2.79. This means that the stock has a potential upside of +12.19%.
Issuer Target Up/Down from current
Wallstreet Target Price 4 43.4%
Analysts Target Price 4 43.4%
ValueRay Target Price 3.1 12.2%

CHMI Fundamental Data Overview

Market Cap USD = 96.1m (96.1m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 49.3m USD (Cash And Short Term Investments, last quarter)
P/S = 3.4945
P/B = 0.7819
P/EG = -3.03
Beta = 1.051
Revenue TTM = 15.2m USD
EBIT TTM = 51.6m USD
EBITDA TTM = 64.4m USD
Long Term Debt = 149.3m USD (last quarter)
Short Term Debt = 1.11b USD (last quarter)
Net Debt = 1.15b USD (last quarter)
Debt = 1.26b USD (Short Term 1.11b + Long Term 149.3m)
Enterprise Value = 1.31b USD (Market Cap 96.1m + Debt 1.26b - CCE 49.3m)
Interest Coverage Ratio = 0.94 (Ebit TTM 51.6m / Interest Expense TTM 54.8m)
FCF Yield = 1.15% (FCF TTM 15.1m / Enterprise Value 1.31b)
 FCF Margin = 99.17% (FCF TTM 15.1m / Revenue TTM 15.2m)
 Net Margin = -44.21% (Net Income TTM -6.71m / Revenue TTM 15.2m)
Gross Margin = 18.77% ((Revenue TTM 15.2m - Cost of Revenue TTM 12.3m) / Revenue TTM)
 Tobins Q-Ratio = -1.28 (Enterprise Value 1.31b / Book Value Of Equity -1.02b)
 Interest Expense / Debt = 1.00% (Interest Expense 12.6m / Debt 1.26b)
Taxrate = 25.15% (Income Tax Expense 4.10m / Income Before Tax 16.3m, last fiscal year)
NOPAT = 38.6m (EBIT 51.6m × (1 – 25.15%))
Current Ratio = 0.08 (Total Current Assets 92.0m / Total Current Liabilities 1.13b)
Debt / Equity = 5.56 (Debt 1.26b / last Quarter total Stockholder Equity 226.6m)
Debt / EBITDA = 19.55 (Net Debt 1.15b / EBITDA 64.4m)
Debt / FCF = 83.64 (Debt 1.26b / FCF TTM 15.1m)
Total Stockholder Equity = 232.0m (last 4 quarters mean)
RoA = -0.46%
RoE = -2.89% (Net Income TTM -6.71m / Total Stockholder Equity 232.0m)
RoCE = 13.54% (Ebit 51.6m / Total Stockholder Equity 232.0m + Long Term Debt 149.3m)
RoIC = 13.85% (NOPAT 38.6m / Invested Capital 278.9m)
WACC = 1.78% ((Market Cap / EV) * CAPM 14.87%) + (Debt / EV) * Interest Expense on Debt * (1 - Taxrate)
Shares Correlation 5-Years: 100.0 | Cagr: 12.00%
Discount Rate = 14.87% (= CAPM)
Fair Price DCF = 4.03 (DCF Value 131.6m / Shares Outstanding 32.7m)
Revenue Correlation: -38.21 | Revenue CAGR: 34.65%
Revenue Growth Correlation: 30.85%
EPS Correlation: -41.89 | EPS CAGR: 35.24%
EPS Growth Correlation: -51.38%

Additional Sources for CHMI Stock

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