(CNF) CNFinance Holdings - Ratings and Ratios

CNFinance Holdings Limited, a financial services provider in the Peoples Republic of China, specializes in home equity loan solutions. The company serves micro and small-enterprise owners through micro credit loans, offering them access to capital for business operations. It also provides loan facilitation, post-facilitation, and guarantee services to commercial banks, enhancing their lending capabilities. Additionally, CNFinance acts as a loan lending agency for financial institutions, bridging gaps in credit access. Its bridge loan products are short-term, unsecured loans designed to help borrowers pay off existing real property-secured loans. Established in 1999 and headquartered in Guangzhou, CNFinance operates in a competitive Chinese financial landscape, focusing on niche lending markets. Web URL: https://www.cashchina.cn

The companys stock, traded under the ticker symbol CNF on the NYSE, represents a small-cap entity in the commercial and residential mortgage finance sector. With a market capitalization of $76.81M, CNFinance operates with a price-to-earnings ratio of 4.47 and a forward P/E of 1.94, indicating potential undervaluation. Its price-to-book ratio of 0.13 reflects a significant discount to book value, while the price-to-sales ratio of 0.09 suggests a low valuation relative to revenue. The return on equity stands at 2.94%, indicating modest profitability. Technically, the stock has averaged 22,907 shares traded over the past 20 days, with a last price of $1.03. It is currently below its 20-day SMA of $1.15, 50-day SMA of $1.11, and 200-day SMA of $1.22, signaling bearish momentum. The average true range (ATR) of 0.09 highlights low volatility.