(CNH) CNH Industrial - Ratings and Ratios
Tractors, Combines, Excavators, Loaders, Financing
CNH EPS (Earnings per Share)
CNH Revenue
Description: CNH CNH Industrial October 30, 2025
CNH Industrial N.V. (NYSE:CNH) designs, manufactures, markets, sells, and finances agricultural and construction equipment worldwide through three operating segments: Agriculture, Construction, and Financial Services. The Agriculture segment offers a full range of farm machinery-including tractors, combines, harvesters, and precision-ag solutions-under the Case IH, New Holland, STEYR, and Raven brands. The Construction segment supplies excavators, dozers, loaders, and related equipment under CASE Construction, New Holland Construction, and Eurocomach. The Financial Services segment, operating as Banco CNH, provides dealer and end-customer financing, revolving credit, and trade-receivables factoring.
Key recent data points: (1) FY 2023 revenue reached approximately $28 billion, with the Agriculture segment contributing about 55 % of total sales; (2) the company reported an adjusted EBIT margin of ~9 %, reflecting pressure from higher commodity prices and supply-chain constraints; (3) CNH is accelerating its electrification roadmap, targeting a 20 % share of electric or hybrid power-train units in new sales by 2027, a move driven by tightening emissions regulations in Europe and North America. Macro-level, demand for farm equipment remains closely tied to global grain and biofuel output, while construction equipment volumes are sensitive to infrastructure spending cycles and interest-rate environments.
For a deeper quantitative view of CNH’s valuation metrics and peer comparison, you may find ValueRay’s analyst toolkit useful.
CNH Stock Overview
| Market Cap in USD | 13,484m |
| Sub-Industry | Agricultural & Farm Machinery |
| IPO / Inception | 2013-09-30 |
CNH Stock Ratings
| Growth Rating | -16.6% |
| Fundamental | 42.1% |
| Dividend Rating | 59.0% |
| Return 12m vs S&P 500 | -21.9% |
| Analyst Rating | 4.05 of 5 |
CNH Dividends
| Dividend Yield 12m | 2.40% |
| Yield on Cost 5y | 3.53% |
| Annual Growth 5y | 27.12% |
| Payout Consistency | 89.6% |
| Payout Ratio | 38.5% |
CNH Growth Ratios
| Growth Correlation 3m | -93.4% |
| Growth Correlation 12m | -4.4% |
| Growth Correlation 5y | -24.4% |
| CAGR 5y | -5.53% |
| CAGR/Max DD 3y (Calmar Ratio) | -0.13 |
| CAGR/Mean DD 3y (Pain Ratio) | -0.21 |
| Sharpe Ratio 12m | 0.43 |
| Alpha | -33.80 |
| Beta | 1.580 |
| Volatility | 29.09% |
| Current Volume | 10293.7k |
| Average Volume 20d | 10854.7k |
| Stop Loss | 10 (-3.9%) |
| Signal | 0.10 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (823.0m TTM) > 0 and > 6% of Revenue (6% = 1.08b TTM) |
| FCFTA 0.05 (>2.0%) and ΔFCFTA 4.71pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 155.5% (prev 121.3%; Δ 34.15pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.08 (>3.0%) and CFO 3.42b > Net Income 823.0m (YES >=105%, WARN >=100%) |
| Net Debt (25.18b) to EBITDA (3.18b) ratio: 7.92 <= 3.0 (WARN <= 3.5) |
| Current Ratio 7.81 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (1.25b) change vs 12m ago -0.56% (target <= -2.0% for YES) |
| Gross Margin 32.40% (prev 32.26%; Δ 0.15pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 41.23% (prev 52.53%; Δ -11.29pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.69 (EBITDA TTM 3.18b / Interest Expense TTM 1.52b) >= 6 (WARN >= 3) |
Altman Z'' 5.61
| (A) 0.64 = (Total Current Assets 32.21b - Total Current Liabilities 4.12b) / Total Assets 43.69b |
| (B) 0.24 = Retained Earnings (Balance) 10.34b / Total Assets 43.69b |
| (C) 0.06 = EBIT TTM 2.57b / Avg Total Assets 43.82b |
| (D) 0.21 = Book Value of Equity 7.68b / Total Liabilities 35.85b |
| Total Rating: 5.61 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 42.13
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield 5.52% = 2.76 |
| 3. FCF Margin 11.82% = 2.95 |
| 4. Debt/Equity 3.59 = -1.58 |
| 5. Debt/Ebitda 7.92 = -2.50 |
| 6. ROIC - WACC (= 0.97)% = 1.21 |
| 7. RoE 10.67% = 0.89 |
| 8. Rev. Trend -75.56% = -5.67 |
| 9. EPS Trend -78.76% = -3.94 |
What is the price of CNH shares?
Over the past week, the price has changed by -3.88%, over one month by -4.58%, over three months by -16.92% and over the past year by -5.14%.
Is CNH Industrial a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CNH is around 9.87 USD . This means that CNH is currently overvalued and has a potential downside of -5.19%.
Is CNH a buy, sell or hold?
- Strong Buy: 8
- Buy: 4
- Hold: 7
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the CNH price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 14.1 | 35.5% |
| Analysts Target Price | 14.1 | 35.5% |
| ValueRay Target Price | 10.6 | 1.9% |
CNH Fundamental Data Overview October 28, 2025
P/E Trailing = 16.5846
P/E Forward = 12.8041
P/S = 0.7462
P/B = 1.7579
P/EG = 0.7272
Beta = 1.58
Revenue TTM = 18.07b USD
EBIT TTM = 2.57b USD
EBITDA TTM = 3.18b USD
Long Term Debt = 27.41b USD (from longTermDebt, last quarter)
Short Term Debt = 86.0m USD (from shortTermDebt, last fiscal year)
Debt = 27.69b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 25.18b USD (from netDebt column, last quarter)
Enterprise Value = 38.67b USD (13.48b + Debt 27.69b - CCE 2.51b)
Interest Coverage Ratio = 1.69 (Ebit TTM 2.57b / Interest Expense TTM 1.52b)
FCF Yield = 5.52% (FCF TTM 2.13b / Enterprise Value 38.67b)
FCF Margin = 11.82% (FCF TTM 2.13b / Revenue TTM 18.07b)
Net Margin = 4.55% (Net Income TTM 823.0m / Revenue TTM 18.07b)
Gross Margin = 32.40% ((Revenue TTM 18.07b - Cost of Revenue TTM 12.21b) / Revenue TTM)
Gross Margin QoQ = 32.24% (prev 32.89%)
Tobins Q-Ratio = 0.89 (Enterprise Value 38.67b / Total Assets 43.69b)
Interest Expense / Debt = 1.30% (Interest Expense 360.0m / Debt 27.69b)
Taxrate = 25.94% (76.0m / 293.0m)
NOPAT = 1.90b (EBIT 2.57b * (1 - 25.94%))
Current Ratio = 7.81 (Total Current Assets 32.21b / Total Current Liabilities 4.12b)
Debt / Equity = 3.59 (Debt 27.69b / totalStockholderEquity, last quarter 7.71b)
Debt / EBITDA = 7.92 (Net Debt 25.18b / EBITDA 3.18b)
Debt / FCF = 11.79 (Net Debt 25.18b / FCF TTM 2.13b)
Total Stockholder Equity = 7.71b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.88% (Net Income 823.0m / Total Assets 43.69b)
RoE = 10.67% (Net Income TTM 823.0m / Total Stockholder Equity 7.71b)
RoCE = 7.31% (EBIT 2.57b / Capital Employed (Equity 7.71b + L.T.Debt 27.41b))
RoIC = 5.49% (NOPAT 1.90b / Invested Capital 34.61b)
WACC = 4.52% (E(13.48b)/V(41.18b) * Re(11.84%) + D(27.69b)/V(41.18b) * Rd(1.30%) * (1-Tc(0.26)))
Discount Rate = 11.84% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -81.65 | Cagr: -3.08%
[DCF Debug] Terminal Value 55.47% ; FCFE base≈1.31b ; Y1≈861.5m ; Y5≈394.0m
Fair Price DCF = 3.78 (DCF Value 4.73b / Shares Outstanding 1.25b; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -78.76 | EPS CAGR: -27.39% | SUE: 0.87 | # QB: 1
Revenue Correlation: -75.56 | Revenue CAGR: -7.75% | SUE: 3.03 | # QB: 1
Additional Sources for CNH Stock
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Fund Manager Positions: Dataroma | Stockcircle