CRBG Stock Analysis: Corebridge Financial | NYSE
Asset Management | NYSE, USA | Market Cap: 13.286m USD | 12M Return: -16.6% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 152M
EPS Trend: -71.7%
Qual. Beats: 0
Rev. Trend: -12.0%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 3.8 years of data
Average return per month, with how dependable it is below — did the month move the same way every year (high) or randomly (low). Above 60 is a pattern worth trusting; under 40 is noise.
Corebridge Financial, Inc. (NYSE: CRBG) is a U.S.-based provider of retirement solutions and insurance products, headquartered in Houston, Texas and incorporated in 1998. The company was formerly known as SAFG Retirement Services, Inc., and it operates through four business segments: Individual Retirement, Group Retirement, Life Insurance, and Institutional Markets.
Its Individual Retirement segment offers fixed, fixed index, registered index-linked, and variable annuities, while the Group Retirement segment provides in-plan and out-of-plan products including recordkeeping platforms, group annuities, investment advisory, and brokerage services. The Life Insurance segment distributes term, whole, index universal, and guaranteed universal life insurance, and the Institutional Markets segment supplies stable value wraps, structured settlement and pension risk transfer annuities, corporate and bank-owned life insurance, and guaranteed investment contracts.
Corebridge operates within the diversified financial services subsector of the financials industry, with annuities serving as its core retirement product line. Annuities are insurance contracts that convert premiums into a stream of guaranteed income, commonly used to manage longevity risk in retirement planning. The company was spun off from American International Group (AIG) and completed its initial public offering on September 15, 2022.
- Pension risk transfer premiums accelerate Institutional Markets growth
- Interest rate moves pressure fixed annuity spreads and hedging costs
- Share buybacks accelerate capital return to shareholders
| Net Income: 245.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA -0.07 > 1.0 |
| NWC/Revenue: -365.5% < 20% (prev 2.35k%; Δ -2.71k% < -1%) |
| CFO/TA 0.00 > 3% & CFO 1.64b > Net Income 245.0m |
| Net Debt (10.6b) to EBITDA (1.58b): 6.66 < 3 |
| Current Ratio: 0.04 > 1.5 & < 3 |
| Outstanding Shares: last quarter (473.5m) vs 12m ago -15.14% < -2% |
| Gross Margin: 77.72% > 18% (prev 79.55%; Δ -1.83% > 0.5%) |
| Asset Turnover: 1.61% > 50% (prev 0.71%; Δ 0.91% > 0%) |
| Interest Coverage Ratio: 1.78 > 6 (EBIT TTM 953.0m / Interest Expense TTM 535.0m) |
| A: -0.06 (Total Current Assets 907.0m - Total Current Liabilities 23.6b) / Total Assets 381b |
| B: 0.05 (Retained Earnings 18.2b / Total Assets 381b) |
| C: 0.00 (EBIT TTM 953.0m / Avg Total Assets 386b) |
| D: 0.03 (Book Value of Equity 10.8b / Total Liabilities 370b) |
| Altman-Z'' = -0.19 = B |
As of July 01, 2026, the stock is trading at USD 28.84 with a total of 2,780,439 shares traded. Over the past week, the price has changed by -0.97%, over one month by +8.68%, over three months by +21.02% and over the past year by -16.56%.
Current recommended Stop Loss: 26.80 (which is 7.1% or 2.2 ATR below the current price).
Corebridge Financial has received a consensus analysts rating of 4.07. Therefore, it is recommended to buy CRBG.
- StrongBuy: 6
- Buy: 5
- Hold: 2
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 34.8 | 20.5% |
P/E Trailing = 72.725
P/E Forward = 4.6253
P/S = 0.7107
P/B = 1.2884
Revenue TTM = 6.22b USD
EBIT TTM = 953.0m USD
EBITDA TTM = 1.58b USD
Long Term Debt = 10.9b USD (from longTermDebt, last quarter)
Short Term Debt = 9.36b USD (from shortTermDebt, last fiscal year)
Debt = 10.9b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 10.6b USD (calculated: Debt 10.9b - CCE 373.0m)
Enterprise Value = 23.8b USD (13.3b + Debt 10.9b - CCE 373.0m)
Interest Coverage Ratio = 1.78 (Ebit TTM 953.0m / Interest Expense TTM 535.0m)
EV/FCF = 14.56x (Enterprise Value 23.8b / FCF TTM 1.64b)
FCF Yield = 6.87% (FCF TTM 1.64b / Enterprise Value 23.8b)
FCF Margin = 26.31% (FCF TTM 1.64b / Revenue TTM 6.22b)
Net Margin = 3.94% (Net Income TTM 245.0m / Revenue TTM 6.22b)
Gross Margin = 77.72% ((Revenue TTM 6.22b - Cost of Revenue TTM 1.39b) / Revenue TTM)
Gross Margin QoQ = 75.70% (prev 81.67%)
Tobins Q-Ratio = 0.06 (Enterprise Value 23.8b / Total Assets 381b)
Interest Expense / Debt = 4.90% (Interest Expense 535.0m / Debt 10.9b)
Taxrate = 21.0% (US federal default 21%)
NOPAT = 752.9m (EBIT 953.0m * (1 - 21.00%))
Current Ratio = 0.04 (Total Current Assets 907.0m / Total Current Liabilities 23.6b)
Debt / Equity = 1.01 (Debt 10.9b / totalStockholderEquity, last quarter 10.8b)
Debt / EBITDA = 6.66 (Net Debt 10.6b / EBITDA 1.58b)
Debt / FCF = 6.45 (Net Debt 10.6b / FCF TTM 1.64b)
Total Stockholder Equity = 12.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.06% (Net Income 245.0m / Total Assets 381b)
RoE = 1.97% (Net Income TTM 245.0m / Total Stockholder Equity 12.5b)
RoCE = 4.08% (EBIT 953.0m / Capital Employed (Equity 12.5b + L.T.Debt 10.9b))
RoIC = 0.21% (NOPAT 752.9m / Invested Capital 367b)
WACC = 7.41% (E(13.3b)/V(24.2b) * Re(10.32%) + D(10.9b)/V(24.2b) * Rd(4.90%) * (1-Tc(0.21)))
Discount Rate = 10.32% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -100.00 | Cagr: -12.11%
[DCF] Terminal Value 73.10% ; FCFF base≈1.75b ; Y1≈1.54b ; Y5≈1.24b
[DCF] Fair Price = 20.56 (EV 19.9b - Net Debt 10.6b = Equity 9.39b / Shares 456.7m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -71.67 | EPS CAGR: -33.09% | SUE: 0.02 | # QB: 0
Revenue Correlation: -11.97 | Revenue CAGR: -4.96% | SUE: -0.15 | # QB: 0
EPS next Quarter (2026-09-30): EPS=1.27 | Chg30d=-3.84% | Revisions=+8% | Analysts=13
EPS current Year (2026-12-31): EPS=4.71 | Chg30d=-2.81% | Revisions=-41% | GrowthEPS=+6.6% | GrowthRev=-1.2%
EPS next Year (2027-12-31): EPS=5.82 | Chg30d=-0.43% | Revisions=-12% | GrowthEPS=+23.5% | GrowthRev=+8.2%
[Analyst] Revisions Ratio: -41%