Overview Dividends

(CRBG) Corebridge Financial - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US21871X1090

Annuities, Life Insurance, Retirement Plans, Institutional Products

CRBG EPS (Earnings per Share)

EPS Growth (3Y CAGR): 3.21%
EPS Trend (3Y Correlation): -31.8%

CRBG Revenue

Revenue Growth (3Y CAGR): 15.11%
Revenue Trend (3Y Correlation): -45.1%

Risk via 10d forecast
Volatility	30.6%
Value at Risk 5%th	49.8%

Reward
Sharpe Ratio	0.07
Alpha Jensen	-17.91

Character
Hurst Exponent	0.392
Beta	0.916

Drawdowns 3y
Max DD	33.35%
Mean DD	8.46%

Description: CRBG Corebridge Financial October 16, 2025

Corebridge Financial, Inc. (NYSE: CRBG) delivers retirement and insurance solutions across four segments: Individual Retirement (fixed, indexed, and variable annuities), Group Retirement (in-plan recordkeeping, flexible annuities, and advisory services), Life Insurance (term, whole, indexed universal, and guaranteed universal life), and Institutional Markets (stable-value wraps, pension-risk-transfer annuities, BOLI, and private-placement products). The firm, formerly SAFG Retirement Services, was incorporated in 1998 and is based in Houston, Texas.

Key operating metrics from the most recent FY 2023 filing show total revenue of approximately $2.1 billion, a net income of $210 million, and a combined ratio of 92.5% in the annuity business-indicating modest underwriting profitability. The segment most sensitive to macro-economic conditions is Individual Retirement, where rising interest rates have lifted the yields on fixed-index annuities but also increased the cost of guarantees, while longevity risk remains a primary driver for Life Insurance pricing. Institutional demand for stable-value wraps and pension-risk-transfer solutions has been buoyed by corporate cash-rich balance sheets seeking higher yields in a low-coupon environment.

For a deeper, data-driven view of CRBG’s valuation dynamics and scenario analysis, you may find the research tools on ValueRay worth exploring.

CRBG Stock Overview

Market Cap in USD	15,589m
Sub-Industry	Diversified Financial Services
IPO / Inception	2022-09-15
Return 12m vs S&P 500	-13.5%
Analyst Rating	4.07 of 5

CRBG Dividends

Dividend Yield	3.16%
Yield on Cost 5y	5.75%
Yield CAGR 5y	41.42%
Payout Consistency	71.0%
Payout Ratio	44.2%

CRBG Growth Ratios

CAGR	18.94%
CAGR/Max DD Calmar Ratio	0.57
CAGR/Mean DD Pain Ratio	2.24
Current Volume	5854.9k
Average Volume	3353.3k

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income (991.0m TTM) > 0 and > 6% of Revenue (6% = 637.2m TTM)

FCFTA 0.00 (>2.0%) and ΔFCFTA -0.16pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 466.7% (prev 458.2%; Δ 8.50pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.00 (>3.0%) and CFO 1.62b > Net Income 991.0m (YES >=105%, WARN >=100%)

Net Debt (9.04b) to EBITDA (8.06b) ratio: 1.12 <= 3.0 (WARN <= 3.5)

Current Ratio 6.30 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (540.6m) change vs 12m ago -7.92% (target <= -2.0% for YES)

Gross Margin 95.95% (prev 69.17%; Δ 26.78pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 2.62% (prev 3.63%; Δ -1.01pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 3.38 (EBITDA TTM 8.06b / Interest Expense TTM 557.0m) >= 6 (WARN >= 3)

Altman Z'' 0.98

(A) 0.12 = (Total Current Assets 58.92b - Total Current Liabilities 9.36b) / Total Assets 411.29b

(B) 0.04 = Retained Earnings (Balance) 17.68b / Total Assets 411.29b

(D) 0.02 = Book Value of Equity 8.66b / Total Liabilities 396.97b

Total Rating: 0.98 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 50.18

1. Piotroski 4.50pt = -0.50

2. FCF Yield 8.10% = 4.05

3. FCF Margin 15.24% = 3.81

4. Debt/Equity 0.69 = 2.27

5. Debt/Ebitda 1.12 = 1.59

6. ROIC - WACC (= -5.39)% = -6.74

7. RoE 8.04% = 0.67

8. Rev. Trend -45.08% = -3.38

9. EPS Trend -31.82% = -1.59

What is the price of CRBG shares?

As of November 12, 2025, the stock is trading at USD 30.03 with a total of 5,854,946 shares traded.
Over the past week, the price has changed by -3.93%, over one month by -4.85%, over three months by -9.26% and over the past year by -0.08%.

Is Corebridge Financial a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Corebridge Financial is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 50.18 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CRBG is around 29.46 USD . This means that CRBG is currently overvalued and has a potential downside of -1.9%.

Is CRBG a buy, sell or hold?

Corebridge Financial has received a consensus analysts rating of 4.07. Therefore, it is recommended to buy CRBG.

Strong Buy: 6
Buy: 5
Hold: 2
Sell: 0
Strong Sell: 1

What are the forecasts/targets for the CRBG price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	39.8	32.4%
Analysts Target Price	39.8	32.4%
ValueRay Target Price	32.1	6.8%

CRBG Fundamental Data Overview November 10, 2025

Market Cap USD = 15.59b (15.59b USD * 1.0 USD.USD)
P/E Trailing = 20.3742
P/E Forward = 5.9916
P/S = 0.8502
P/B = 1.4248
Beta = 0.916
Revenue TTM = 10.62b USD
EBIT TTM = 1.89b USD
EBITDA TTM = 8.06b USD
Long Term Debt = 11.29b USD (from longTermDebt, last fiscal year)
Short Term Debt = 9.36b USD (from shortTermDebt, last quarter)
Debt = 9.36b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 9.04b USD (from netDebt column, last quarter)
Enterprise Value = 19.99b USD (15.59b + Debt 9.36b - CCE 4.96b)
Interest Coverage Ratio = 3.38 (Ebit TTM 1.89b / Interest Expense TTM 557.0m)
FCF Yield = 8.10% (FCF TTM 1.62b / Enterprise Value 19.99b)
FCF Margin = 15.24% (FCF TTM 1.62b / Revenue TTM 10.62b)
Net Margin = 9.33% (Net Income TTM 991.0m / Revenue TTM 10.62b)
Gross Margin = 95.95% ((Revenue TTM 10.62b - Cost of Revenue TTM 430.0m) / Revenue TTM)
Gross Margin QoQ = 100.0% (prev 81.41%)
Tobins Q-Ratio = 0.05 (Enterprise Value 19.99b / Total Assets 411.29b)
Interest Expense / Debt = 1.36% (Interest Expense 127.0m / Debt 9.36b)
Taxrate = 426.2% (out of range, set to none) (-179.0m / -42.0m)
NOPAT = unknown (EBIT/Op.Income or Taxrate missing)
Current Ratio = 6.30 (Total Current Assets 58.92b / Total Current Liabilities 9.36b)
Debt / Equity = 0.69 (Debt 9.36b / totalStockholderEquity, last quarter 13.54b)
Debt / EBITDA = 1.12 (Net Debt 9.04b / EBITDA 8.06b)
Debt / FCF = 5.58 (Net Debt 9.04b / FCF TTM 1.62b)
Total Stockholder Equity = 12.32b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.24% (Net Income 991.0m / Total Assets 411.29b)
RoE = 8.04% (Net Income TTM 991.0m / Total Stockholder Equity 12.32b)
RoCE = 7.98% (EBIT 1.89b / Capital Employed (Equity 12.32b + L.T.Debt 11.29b))
RoIC = 0.47% (EBIT 1.89b / (Assets 411.29b - Curr.Liab 9.36b - Cash 4.96b))
WACC = 5.87% (E(15.59b)/V(24.95b) * Re(9.39%) + (debt cost/tax rate unavailable))
Discount Rate = 9.39% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -7.59%
[DCF Debug] Terminal Value 74.72% ; FCFE base≈1.85b ; Y1≈2.00b ; Y5≈2.45b
Fair Price DCF = 64.85 (DCF Value 33.76b / Shares Outstanding 520.5m; 5y FCF grow 8.53% → 3.0% )
EPS Correlation: -31.82 | EPS CAGR: 3.21% | SUE: -0.14 | # QB: 0
Revenue Correlation: -45.08 | Revenue CAGR: 15.11% | SUE: 0.12 | # QB: 0

Additional Sources for CRBG Stock

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