CRBG Stock Analysis: Corebridge Financial | NYSE
Asset Management | NYSE, USA | Market Cap: 15.170m USD | 12M Return: 13% | US21871X1090 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 162M
EPS Trend: -55.2%
Qual. Beats: 0
Rev. Trend: 43.4%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
Seasonality 4 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Corebridge Financial, Inc. (NYSE: CRBG) is a U.S.-based provider of retirement solutions and insurance products, headquartered in Houston, Texas and incorporated in 1998. The company was formerly known as SAFG Retirement Services, Inc., and it was spun off from American International Group (AIG) in September 2022, listing on the NYSE as an independent public company.
Corebridge operates through four reporting segments: Individual Retirement (fixed, fixed index/registered index-linked, and variable annuities), Group Retirement (in-plan and out-of-plan recordkeeping, annuities, and advisory/brokerage services), Life Insurance (term, whole, index universal, and guaranteed universal life products), and Institutional Markets (stable value wraps, pension risk transfer annuities, corporate/bank-owned life insurance, and guaranteed investment contracts).
As a large-cap member of the Financials sector (GICS Diversified Financial Services), Corebridge generates revenue primarily through insurance underwriting margins, fees on retirement plan assets under administration, and spread income on annuity and investment contract liabilities. Annuities and retirement plan services are core distribution channels in the U.S. life and retirement industry, where carriers compete on investment guarantees, crediting rates, and plan-sponsor relationships.
- Pension risk transfer volumes drive Institutional Markets segment growth
- Fixed indexed annuity sales fuel Individual Retirement premium growth
- AIG remaining stake reduction accelerates share buyback program
| Net Income: 907.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 0.03 > 1.0 |
| NWC/Revenue: 69.87% < 20% (prev 2.23k%; Δ -2.16k% < -1%) |
| CFO/TA 0.00 > 3% & CFO 1.85b > Net Income 907.0m |
| Net Debt (5.93b) to EBITDA (2.39b): 2.48 < 3 |
| Current Ratio: 6.25 > 1.5 & < 3 |
| Outstanding Shares: last quarter (454.2m) vs 12m ago -17.46% < -2% |
| Gross Margin: 94.13% > 18% (prev 80.28%; Δ 13.85% > 0.5%) |
| Asset Turnover: 2.31% > 50% (prev 0.72%; Δ 1.59% > 0%) |
| Interest Coverage Ratio: 3.04 > 6 (EBIT TTM 1.61b / Interest Expense TTM 529.0m) |
| A: 0.02 (Total Current Assets 7.82b - Total Current Liabilities 1.25b) / Total Assets 416b |
| B: 0.04 (Retained Earnings 18.1b / Total Assets 416b) |
| C: 0.00 (EBIT TTM 1.61b / Avg Total Assets 407b) |
| D: 0.03 (Book Value of Equity 10.7b / Total Liabilities 404b) |
| Altman-Z'' = 0.30 = B |
As of October 07, 2026, the stock is trading at USD 35.17 with a total of 2,693,331 shares traded. Over the past week, the price has changed by +4.15%, over one month by +4.96%, over three months by +14.97% and over the past year by +12.98%.
Current recommended Stop Loss: 33.90 (which is 3.6% or 1.4 ATR below the current price).
Corebridge Financial has received a consensus analysts rating of 4.36. Therefore, it is recommended to buy CRBG.
- StrongBuy: 8
- Buy: 3
- Hold: 3
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 38.8 | 10.4% |
P/E Trailing = 21.8141
P/E Forward = 5.9916
P/S = 0.7773
P/B = 1.4872
Revenue TTM = 9.40b USD
EBIT TTM = 1.61b USD
EBITDA TTM = 2.39b USD
Long Term Debt = 9.62b USD (from longTermDebt, last quarter)
Short Term Debt = 1.25b USD (from shortTermDebt, last quarter)
Debt = 10.9b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 5.93b USD (calculated: Debt 10.9b - CCE 4.94b)
Enterprise Value = 21.1b USD (15.2b + Debt 10.9b - CCE 4.94b)
Interest Coverage Ratio = 3.04 (Ebit TTM 1.61b / Interest Expense TTM 529.0m)
EV/FCF = 11.39x (Enterprise Value 21.1b / FCF TTM 1.85b)
FCF Yield = 8.78% (FCF TTM 1.85b / Enterprise Value 21.1b)
FCF Margin = 19.70% (FCF TTM 1.85b / Revenue TTM 9.40b)
Net Margin = 9.65% (Net Income TTM 907.0m / Revenue TTM 9.40b)
Gross Margin = 94.13% ((Revenue TTM 9.40b - Cost of Revenue TTM 552.0m) / Revenue TTM)
Gross Margin QoQ = none% (prev 75.70%)
Tobins Q-Ratio = 0.05 (Enterprise Value 21.1b / Total Assets 416b)
Interest Expense / Debt = 4.87% (Interest Expense 529.0m / Debt 10.9b)
Taxrate = 18.74% (202.0m / 1.08b)
NOPAT = 1.31b (EBIT 1.61b * (1 - 18.74%))
Current Ratio = 6.25 (Total Current Assets 7.82b / Total Current Liabilities 1.25b)
Debt / Equity = 1.02 (Debt 10.9b / totalStockholderEquity, last quarter 10.7b)
Debt / EBITDA = 2.48 (Net Debt 5.93b / EBITDA 2.39b)
Debt / FCF = 3.20 (Net Debt 5.93b / FCF TTM 1.85b)
Total Stockholder Equity = 12.0b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.22% (Net Income 907.0m / Total Assets 416b)
RoE = 7.53% (Net Income TTM 907.0m / Total Stockholder Equity 12.0b)
RoCE = 7.42% (EBIT 1.61b / Capital Employed (Equity 12.0b + L.T.Debt 9.62b))
RoIC = 0.31% (NOPAT 1.31b / Invested Capital 415b)
WACC = 7.18% (E(15.2b)/V(26.0b) * Re(9.49%) + D(10.9b)/V(26.0b) * Rd(4.87%) * (1-Tc(0.19)))
Discount Rate = 9.49% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -98.27 | Cagr: -13.22%
[DCF] Terminal Value 76.70% ; FCFF base≈1.78b ; Y1≈1.94b ; Y5≈2.43b
[DCF] Fair Price = 69.96 (EV 37.1b - Net Debt 5.93b = Equity 31.2b / Shares 445.8m; r=8.35% [WACC [floored]]; 5y FCF grow 10.37% → 2.50% )
EPS Correlation: -55.19 | EPS CAGR: -19.22% | SUE: 0.05 | # QB: 0
Revenue Correlation: 43.38 | Revenue CAGR: 24.92% | SUE: -0.11 | # QB: 0
EPS current Quarter (2026-09-30): EPS=1.21 | Chg30d=+1.48% | Revisions=+22% | Analysts=13
EPS current Year (2026-12-31): EPS=4.57 | Chg30d=+0.44% | Revisions=+62% | GrowthEPS=+3.3% | GrowthRev=-4.5%
EPS next Year (2027-12-31): EPS=5.78 | Chg30d=+0.10% | Revisions=+50% | GrowthEPS=+26.5% | GrowthRev=+9.7%
[Analyst] Revisions Ratio: +59% (up=12, down=2)