(CRD-A) Crawford - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US2246332066

Claims Management, Risk Management, Outsourcing, Consulting, Disaster Response

CRD-A EPS (Earnings per Share)

EPS (Earnings per Share) of CRD-A over the last years for every Quarter: "2020-09-30": 0.29, "2020-12-31": 0.23, "2021-03-31": 0.15, "2021-06-30": 0.26, "2021-09-30": 0.25, "2021-12-31": 0.07, "2022-03-31": 0.15, "2022-06-30": 0.16, "2022-09-30": 0.16, "2022-12-31": 0.23, "2023-03-31": 0.28, "2023-06-30": 0.24, "2023-09-30": 0.35, "2023-12-31": 0.06, "2024-03-31": 0.13, "2024-06-30": 0.25, "2024-09-30": 0.22, "2024-12-31": 0.19, "2025-03-31": 0.21, "2025-06-30": 0.22,

CRD-A Revenue

Revenue of CRD-A over the last years for every Quarter: 2020-09-30: 261.669, 2020-12-31: 265.605, 2021-03-31: 262.155, 2021-06-30: 276.545, 2021-09-30: 297.562, 2021-12-31: 302.969, 2022-03-31: 287.789, 2022-06-30: 303.651, 2022-09-30: 306.417, 2022-12-31: 333.369, 2023-03-31: 324.596, 2023-06-30: 333.738, 2023-09-30: 337.66, 2023-12-31: 320.925, 2024-03-31: 313.073, 2024-06-30: 327.67, 2024-09-30: 342.726, 2024-12-31: 358.318, 2025-03-31: 323.339, 2025-06-30: 334.595,

Description: CRD-A Crawford

Crawford & Company is a global leader in claims management and outsourcing solutions, serving insurance carriers, brokers, and corporations across multiple regions, including the United States, the United Kingdom, Europe, Canada, Australia, Asia, and Latin America. The companys comprehensive suite of services includes claims management, field investigation, and loss mitigation, as well as risk management information and consultative analytical services. With a presence in numerous markets, Crawford & Company is well-positioned to handle claims related to various types of insurance, including property, casualty, workers compensation, and more.

In addition to its core claims management services, Crawford & Company offers a range of specialized services, including managed repair and outsourced contractor management, staff augmentation, and subrogation claims management. The companys expertise in handling complex claims, including those resulting from natural disasters and man-made catastrophes, has earned it a reputation as a trusted partner in the insurance industry. With a history dating back to 1941, Crawford & Company has established itself as a stalwart in the industry, with a strong presence in the global market.

From a technical analysis perspective, Crawford & Companys stock (CRD-A) is currently trading at $10.59, with a 20-day SMA of $10.49 and a 50-day SMA of $10.62, indicating a relatively stable trend. The stocks ATR is 0.41, representing a 3.84% volatility. Given the current technical indicators and fundamental data, including a P/E ratio of 17.57 and a forward P/E of 10.75, we can forecast that the stock may experience a moderate increase in value over the next quarter, potentially reaching $11.50, driven by the companys solid financial performance and growth prospects.

Based on the fundamental data, Crawford & Companys market capitalization stands at $514.73M USD, with a return on equity (RoE) of 22.48%. The companys forward P/E ratio suggests that investors expect earnings growth in the coming year. By combining this information with the technical data, we can infer that the stock is likely to experience a gradual upward trend, potentially driven by the companys continued expansion into new markets and its strong position in the claims management industry. As such, a potential investment strategy could involve accumulating the stock at current levels, with a target price of $12.00 over the next 6-12 months.

CRD-A Stock Overview

Market Cap in USD 508m
Sub-Industry Life & Health Insurance
IPO / Inception 1992-03-19

CRD-A Stock Ratings

Growth Rating 37.2%
Fundamental 69.5%
Dividend Rating 62.8%
Return 12m vs S&P 500 -12.3%
Analyst Rating 4.0 of 5

CRD-A Dividends

Dividend Yield 12m 2.63%
Yield on Cost 5y 4.49%
Annual Growth 5y 8.06%
Payout Consistency 81.1%
Payout Ratio 33.9%

CRD-A Growth Ratios

Growth Correlation 3m 11%
Growth Correlation 12m -47.7%
Growth Correlation 5y 68.1%
CAGR 5y 28.54%
CAGR/Max DD 3y 0.70
CAGR/Mean DD 3y 2.25
Sharpe Ratio 12m 0.45
Alpha 0.15
Beta 0.603
Volatility 41.70%
Current Volume 93k
Average Volume 20d 62.7k
Stop Loss 10.4 (-3.8%)
Signal 0.93

Piotroski VR‑10 (Strict, 0-10) 6.0

Net Income (29.6m TTM) > 0 and > 6% of Revenue (6% = 81.5m TTM)
FCFTA 0.07 (>2.0%) and ΔFCFTA 3.25pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 7.00% (prev 6.14%; Δ 0.86pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.10 (>3.0%) and CFO 81.0m > Net Income 29.6m (YES >=105%, WARN >=100%)
Net Debt (309.5m) to EBITDA (108.9m) ratio: 2.84 <= 3.0 (WARN <= 3.5)
Current Ratio 1.34 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (30.8m) change vs 12m ago -37.87% (target <= -2.0% for YES)
Gross Margin 27.72% (prev 28.07%; Δ -0.35pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 171.5% (prev 165.3%; Δ 6.11pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio 4.03 (EBITDA TTM 108.9m / Interest Expense TTM 17.7m) >= 6 (WARN >= 3)

Altman Z'' 2.53

(A) 0.12 = (Total Current Assets 376.2m - Total Current Liabilities 281.1m) / Total Assets 799.4m
(B) 0.31 = Retained Earnings (Balance) 245.5m / Total Assets 799.4m
(C) 0.09 = EBIT TTM 71.4m / Avg Total Assets 792.6m
(D) 0.14 = Book Value of Equity 86.2m / Total Liabilities 624.0m
Total Rating: 2.53 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 69.54

1. Piotroski 6.0pt = 1.0
2. FCF Yield 8.56% = 4.28
3. FCF Margin 4.25% = 1.06
4. Debt/Equity 1.27 = 1.74
5. Debt/Ebitda 2.07 = -0.14
6. ROIC - WACC (= 5.58)% = 6.98
7. RoE 18.08% = 1.51
8. Rev. Trend 42.65% = 3.20
9. EPS Trend -1.96% = -0.10

What is the price of CRD-A shares?

As of September 18, 2025, the stock is trading at USD 10.81 with a total of 93,023 shares traded.
Over the past week, the price has changed by +4.65%, over one month by +8.43%, over three months by +8.80% and over the past year by +4.00%.

Is Crawford a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, Crawford (NYSE:CRD-A) is currently (September 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 69.54 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of CRD-A is around 11.69 USD . This means that CRD-A is currently overvalued and has a potential downside of 8.14%.

Is CRD-A a buy, sell or hold?

Crawford has received a consensus analysts rating of 4.00. Therefore, it is recommended to buy CRD-A.
  • Strong Buy: 0
  • Buy: 1
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the CRD-A price?

Issuer Target Up/Down from current
Wallstreet Target Price 14 29.5%
Analysts Target Price 14 29.5%
ValueRay Target Price 12.8 17.9%

Last update: 2025-09-18 04:32

CRD-A Fundamental Data Overview

Market Cap USD = 507.8m (507.8m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 58.9m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 17.661
P/E Forward = 9.5602
P/S = 0.3872
P/B = 2.9242
P/EG = 0.9136
Beta = 0.787
Revenue TTM = 1.36b USD
EBIT TTM = 71.4m USD
EBITDA TTM = 108.9m USD
Long Term Debt = 202.7m USD (from longTermDebt, last quarter)
Short Term Debt = 22.8m USD (from shortTermDebt, last quarter)
Debt = 225.4m USD (Calculated: Short Term 22.8m + Long Term 202.7m)
Net Debt = 309.5m USD (from netDebt column, last quarter)
Enterprise Value = 674.4m USD (507.8m + Debt 225.4m - CCE 58.9m)
Interest Coverage Ratio = 4.03 (Ebit TTM 71.4m / Interest Expense TTM 17.7m)
FCF Yield = 8.56% (FCF TTM 57.8m / Enterprise Value 674.4m)
FCF Margin = 4.25% (FCF TTM 57.8m / Revenue TTM 1.36b)
Net Margin = 2.18% (Net Income TTM 29.6m / Revenue TTM 1.36b)
Gross Margin = 27.72% ((Revenue TTM 1.36b - Cost of Revenue TTM 982.2m) / Revenue TTM)
Tobins Q-Ratio = 7.82 (Enterprise Value 674.4m / Book Value Of Equity 86.2m)
Interest Expense / Debt = 1.71% (Interest Expense 3.86m / Debt 225.4m)
Taxrate = 35.47% (14.6m / 41.1m)
NOPAT = 46.1m (EBIT 71.4m * (1 - 35.47%))
Current Ratio = 1.34 (Total Current Assets 376.2m / Total Current Liabilities 281.1m)
Debt / Equity = 1.27 (Debt 225.4m / last Quarter total Stockholder Equity 176.9m)
Debt / EBITDA = 2.07 (Net Debt 309.5m / EBITDA 108.9m)
Debt / FCF = 3.90 (Debt 225.4m / FCF TTM 57.8m)
Total Stockholder Equity = 163.9m (last 4 quarters mean)
RoA = 3.71% (Net Income 29.6m, Total Assets 799.4m )
RoE = 18.08% (Net Income TTM 29.6m / Total Stockholder Equity 163.9m)
RoCE = 19.47% (Ebit 71.4m / (Equity 163.9m + L.T.Debt 202.7m))
RoIC = 11.63% (NOPAT 46.1m / Invested Capital 396.0m)
WACC = 6.05% (E(507.8m)/V(733.3m) * Re(8.24%)) + (D(225.4m)/V(733.3m) * Rd(1.71%) * (1-Tc(0.35)))
Shares Correlation 3-Years: 27.70 | Cagr: -4.03%
Discount Rate = 8.24% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 69.59% ; FCFE base≈47.2m ; Y1≈31.0m ; Y5≈14.2m
Fair Price DCF = 8.83 (DCF Value 269.2m / Shares Outstanding 30.5m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: -1.96 | EPS CAGR: 12.28% | SUE: -0.33 | # QB: 0
Revenue Correlation: 42.65 | Revenue CAGR: 3.25% | SUE: 0.71 | # QB: 0

Additional Sources for CRD-A Stock

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