(CTO) CTO Realty Growth - Ratings and Ratios
Exchange: NYSE •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US22948Q1013
Retail Properties, Net Lease, Alpine Interest
Dividends
| Dividend Yield | 8.47% |
| Yield on Cost 5y | 16.34% |
| Yield CAGR 5y | -17.95% |
| Payout Consistency | 87.6% |
| Payout Ratio | 249.2% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 20.6% |
| Value at Risk 5%th | 32.2% |
| Relative Tail Risk | -4.85% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.24 |
| Alpha | -13.15 |
| CAGR/Max DD | 0.30 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.408 |
| Beta | 0.508 |
| Beta Downside | 0.546 |
| Drawdowns 3y | |
|---|---|
| Max DD | 21.39% |
| Mean DD | 8.60% |
| Median DD | 8.34% |
Description: CTO CTO Realty Growth October 24, 2025
CTO Realty Growth, Inc. (NYSE: CTO) is a publicly traded REIT that owns and operates a portfolio of high-quality, retail-focused properties concentrated in higher-growth U.S. markets. In addition to its core retail assets, CTO externally manages and holds a significant stake in Alpine Income Property Trust (NYSE: PINE), a net-lease REIT.
Key operating metrics as of FY 2023 show an occupancy rate of roughly 96 % and a funds-from-operations (FFO) of $0.70 per share, reflecting a 4 % year-over-year net rent growth. The company maintains a moderate leverage profile with a net debt-to-FFO ratio near 5.5×, while its portfolio’s geographic focus aligns with regions experiencing above-average population and income growth-critical drivers for retail foot traffic. Macro-level, retail REIT performance remains tightly linked to consumer spending trends, inflation-adjusted disposable income, and the trajectory of interest rates, which influence both tenant demand and financing costs.
For a deeper quantitative view, the ValueRay platform offers granular, real-time metrics on CTO’s cash-flow trends and peer comparisons.
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (-33.3m TTM) > 0 and > 6% of Revenue (6% = 8.82m TTM) |
| FCFTA 0.06 (>2.0%) and ΔFCFTA 1.70pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 101.8% (prev 125.9%; Δ -24.10pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.07 (>3.0%) and CFO 81.3m > Net Income -33.3m (YES >=105%, WARN >=100%) |
| Net Debt (609.9m) to EBITDA (24.3m) ratio: 25.07 <= 3.0 (WARN <= 3.5) |
| Current Ratio 4.97 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (32.7m) change vs 12m ago 28.06% (target <= -2.0% for YES) |
| Gross Margin 74.48% (prev 73.04%; Δ 1.44pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 12.25% (prev 10.09%; Δ 2.16pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio -0.85 (EBITDA TTM 24.3m / Interest Expense TTM 24.7m) >= 6 (WARN >= 3) |
Altman Z'' 1.41
| (A) 0.12 = (Total Current Assets 187.2m - Total Current Liabilities 37.7m) / Total Assets 1.22b |
| (B) 0.14 = Retained Earnings (Balance) 170.8m / Total Assets 1.22b |
| (C) -0.02 = EBIT TTM -20.9m / Avg Total Assets 1.20b |
| (D) 0.26 = Book Value of Equity 170.6m / Total Liabilities 665.1m |
| Total Rating: 1.41 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 56.74
| 1. Piotroski 3.50pt |
| 2. FCF Yield 6.49% |
| 3. FCF Margin 51.12% |
| 4. Debt/Equity 1.11 |
| 5. Debt/Ebitda 25.07 |
| 6. ROIC - WACC (= -6.23)% |
| 7. RoE -5.70% |
| 8. Rev. Trend 91.77% |
| 9. EPS Trend -1.41% |
What is the price of CTO shares?
As of December 05, 2025, the stock is trading at USD 17.95 with a total of 202,561 shares traded.
Over the past week, the price has changed by -0.72%, over one month by +5.59%, over three months by +5.88% and over the past year by -4.44%.
Over the past week, the price has changed by -0.72%, over one month by +5.59%, over three months by +5.88% and over the past year by -4.44%.
Is CTO a buy, sell or hold?
CTO Realty Growth has received a consensus analysts rating of 5.00.
Therefore, it is recommended to buy CTO.
- Strong Buy: 7
- Buy: 0
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the CTO price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 21 | 17% |
| Analysts Target Price | 21 | 17% |
| ValueRay Target Price | 19.8 | 10.2% |
CTO Fundamental Data Overview December 03, 2025
Market Cap USD = 582.4m (582.4m USD * 1.0 USD.USD)
P/E Forward = 121.9512
P/S = 3.9632
P/B = 1.0504
Beta = 0.673
Revenue TTM = 146.9m USD
EBIT TTM = -20.9m USD
EBITDA TTM = 24.3m USD
Long Term Debt = 604.2m USD (from longTermDebt, last quarter)
Short Term Debt = 51.1m USD (from shortTermDebt, last fiscal year)
Debt = 619.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 609.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.16b USD (582.4m + Debt 619.2m - CCE 44.3m)
Interest Coverage Ratio = -0.85 (Ebit TTM -20.9m / Interest Expense TTM 24.7m)
FCF Yield = 6.49% (FCF TTM 75.1m / Enterprise Value 1.16b)
FCF Margin = 51.12% (FCF TTM 75.1m / Revenue TTM 146.9m)
Net Margin = -22.69% (Net Income TTM -33.3m / Revenue TTM 146.9m)
Gross Margin = 74.48% ((Revenue TTM 146.9m - Cost of Revenue TTM 37.5m) / Revenue TTM)
Gross Margin QoQ = 75.44% (prev 72.96%)
Tobins Q-Ratio = 0.95 (Enterprise Value 1.16b / Total Assets 1.22b)
Interest Expense / Debt = 1.10% (Interest Expense 6.83m / Debt 619.2m)
Taxrate = -1.95% (negative due to tax credits) (-58.0k / 2.97m)
NOPAT = -21.3m (EBIT -20.9m * (1 - -1.95%)) [loss with tax shield] [negative tax rate / tax credits]
Current Ratio = 4.97 (Total Current Assets 187.2m / Total Current Liabilities 37.7m)
Debt / Equity = 1.11 (Debt 619.2m / totalStockholderEquity, last quarter 557.3m)
Debt / EBITDA = 25.07 (Net Debt 609.9m / EBITDA 24.3m)
Debt / FCF = 8.12 (Net Debt 609.9m / FCF TTM 75.1m)
Total Stockholder Equity = 584.5m (last 4 quarters mean from totalStockholderEquity)
RoA = -2.73% (Net Income -33.3m / Total Assets 1.22b)
RoE = -5.70% (Net Income TTM -33.3m / Total Stockholder Equity 584.5m)
RoCE = -1.76% (EBIT -20.9m / Capital Employed (Equity 584.5m + L.T.Debt 604.2m))
RoIC = -1.82% (negative operating profit) (NOPAT -21.3m / Invested Capital 1.17b)
WACC = 4.40% (E(582.4m)/V(1.20b) * Re(7.89%) + D(619.2m)/V(1.20b) * Rd(1.10%) * (1-Tc(-0.02)))
Discount Rate = 7.89% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: 100.0 | Cagr: 12.38%
[DCF Debug] Terminal Value 81.43% ; FCFE base≈66.0m ; Y1≈81.4m ; Y5≈138.9m
Fair Price DCF = 72.98 (DCF Value 2.36b / Shares Outstanding 32.4m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -1.41 | EPS CAGR: -7.38% | SUE: 0.06 | # QB: 0
Revenue Correlation: 91.77 | Revenue CAGR: 11.98% | SUE: 0.06 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.03 | Chg30d=+0.000 | Revisions Net=+1 | Analysts=2
EPS next Year (2026-12-31): EPS=0.14 | Chg30d=+0.000 | Revisions Net=+1 | Growth EPS=+120.4% | Growth Revenue=+5.4%
P/E Forward = 121.9512
P/S = 3.9632
P/B = 1.0504
Beta = 0.673
Revenue TTM = 146.9m USD
EBIT TTM = -20.9m USD
EBITDA TTM = 24.3m USD
Long Term Debt = 604.2m USD (from longTermDebt, last quarter)
Short Term Debt = 51.1m USD (from shortTermDebt, last fiscal year)
Debt = 619.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 609.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.16b USD (582.4m + Debt 619.2m - CCE 44.3m)
Interest Coverage Ratio = -0.85 (Ebit TTM -20.9m / Interest Expense TTM 24.7m)
FCF Yield = 6.49% (FCF TTM 75.1m / Enterprise Value 1.16b)
FCF Margin = 51.12% (FCF TTM 75.1m / Revenue TTM 146.9m)
Net Margin = -22.69% (Net Income TTM -33.3m / Revenue TTM 146.9m)
Gross Margin = 74.48% ((Revenue TTM 146.9m - Cost of Revenue TTM 37.5m) / Revenue TTM)
Gross Margin QoQ = 75.44% (prev 72.96%)
Tobins Q-Ratio = 0.95 (Enterprise Value 1.16b / Total Assets 1.22b)
Interest Expense / Debt = 1.10% (Interest Expense 6.83m / Debt 619.2m)
Taxrate = -1.95% (negative due to tax credits) (-58.0k / 2.97m)
NOPAT = -21.3m (EBIT -20.9m * (1 - -1.95%)) [loss with tax shield] [negative tax rate / tax credits]
Current Ratio = 4.97 (Total Current Assets 187.2m / Total Current Liabilities 37.7m)
Debt / Equity = 1.11 (Debt 619.2m / totalStockholderEquity, last quarter 557.3m)
Debt / EBITDA = 25.07 (Net Debt 609.9m / EBITDA 24.3m)
Debt / FCF = 8.12 (Net Debt 609.9m / FCF TTM 75.1m)
Total Stockholder Equity = 584.5m (last 4 quarters mean from totalStockholderEquity)
RoA = -2.73% (Net Income -33.3m / Total Assets 1.22b)
RoE = -5.70% (Net Income TTM -33.3m / Total Stockholder Equity 584.5m)
RoCE = -1.76% (EBIT -20.9m / Capital Employed (Equity 584.5m + L.T.Debt 604.2m))
RoIC = -1.82% (negative operating profit) (NOPAT -21.3m / Invested Capital 1.17b)
WACC = 4.40% (E(582.4m)/V(1.20b) * Re(7.89%) + D(619.2m)/V(1.20b) * Rd(1.10%) * (1-Tc(-0.02)))
Discount Rate = 7.89% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: 100.0 | Cagr: 12.38%
[DCF Debug] Terminal Value 81.43% ; FCFE base≈66.0m ; Y1≈81.4m ; Y5≈138.9m
Fair Price DCF = 72.98 (DCF Value 2.36b / Shares Outstanding 32.4m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -1.41 | EPS CAGR: -7.38% | SUE: 0.06 | # QB: 0
Revenue Correlation: 91.77 | Revenue CAGR: 11.98% | SUE: 0.06 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.03 | Chg30d=+0.000 | Revisions Net=+1 | Analysts=2
EPS next Year (2026-12-31): EPS=0.14 | Chg30d=+0.000 | Revisions Net=+1 | Growth EPS=+120.4% | Growth Revenue=+5.4%
Additional Sources for CTO Stock
News:
Wall Street Journal |
Benzinga |
Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle