Overview Dividends

(CTO) CTO Realty Growth - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US22948Q1013

Retail Properties, Net Lease, Alpine Interest

EPS (Earnings per Share)

EPS (Earnings per Share) of CTO over the last years for every Quarter: "2020-09": -0.09, "2020-12": 5.53, "2021-03": 0.44, "2021-06": 0.7, "2021-09": 1.29, "2021-12": 0.04, "2022-03": -0.06, "2022-06": 0.0012, "2022-09": 0.19, "2022-12": -0.21, "2023-03": -0.33, "2023-06": 0.03, "2023-09": 0.07, "2023-12": 0.25, "2024-03": 0.2, "2024-06": -0.03, "2024-09": 0.17, "2024-12": -0.4674, "2025-03": 0.0138, "2025-06": -0.0137, "2025-09": 0.03,
EPS CAGR: 26.07%
EPS Trend: 13.4%
Last SUE: 0.06σ
Qual. Beats: 0

Revenue

Revenue of CTO over the last years for every Quarter: 2020-09: 14.571974, 2020-12: 15.961, 2021-03: 14.712, 2021-06: 14.283, 2021-09: 16.577, 2021-12: 24.7, 2022-03: 17.21, 2022-06: 19.463, 2022-09: 23.117, 2022-12: 22.53, 2023-03: 24.717, 2023-06: 26.047, 2023-09: 28.47, 2023-12: 29.885, 2024-03: 28.127, 2024-06: 28.845, 2024-09: 31.805, 2024-12: 35.742, 2025-03: 35.811, 2025-06: 37.638, 2025-09: 37.757,
Revenue CAGR: 20.65%
Revenue Trend: 96.8%
Last SUE: 0.06σ
Qual. Beats: 0
Risk via 10d forecast
Volatility 21.0%
Value at Risk 5%th 32.7%
Relative Tail Risk -5.34%
Reward TTM
Sharpe Ratio -0.19
Alpha -11.10
Character TTM
Hurst Exponent 0.445
Beta 0.503
Beta Downside 0.559
Drawdowns 3y
Max DD 21.96%
Mean DD 10.54%
Median DD 10.39%

Description: CTO CTO Realty Growth October 24, 2025

CTO Realty Growth, Inc. (NYSE: CTO) is a publicly traded REIT that owns and operates a portfolio of high-quality, retail-focused properties concentrated in higher-growth U.S. markets. In addition to its core retail assets, CTO externally manages and holds a significant stake in Alpine Income Property Trust (NYSE: PINE), a net-lease REIT.

Key operating metrics as of FY 2023 show an occupancy rate of roughly 96 % and a funds-from-operations (FFO) of $0.70 per share, reflecting a 4 % year-over-year net rent growth. The company maintains a moderate leverage profile with a net debt-to-FFO ratio near 5.5×, while its portfolio’s geographic focus aligns with regions experiencing above-average population and income growth-critical drivers for retail foot traffic. Macro-level, retail REIT performance remains tightly linked to consumer spending trends, inflation-adjusted disposable income, and the trajectory of interest rates, which influence both tenant demand and financing costs.

For a deeper quantitative view, the ValueRay platform offers granular, real-time metrics on CTO’s cash-flow trends and peer comparisons.

CTO Stock Overview

Market Cap in USD 561m
Sub-Industry Multi-Family Residential REITs
IPO / Inception 1992-09-08
Return 12m vs S&P 500 -14.9%
Analyst Rating 5.0 of 5

CTO Dividends

Metric Value
Dividend Yield 8.62%
Yield on Cost 5y 16.54%
Yield CAGR 5y -17.95%
Payout Consistency 87.6%
Payout Ratio 249.2%

CTO Growth Ratios

Metric Value
CAGR 3y 2.53%
CAGR/Max DD Calmar Ratio 0.12
CAGR/Mean DD Pain Ratio 0.24
Current Volume 209.6k
Average Volume 237.3k

Piotroski VR‑10 (Strict, 0-10) 3.5

Net Income (-33.3m TTM) > 0 and > 6% of Revenue (6% = 8.82m TTM)
FCFTA 0.06 (>2.0%) and ΔFCFTA 8.54pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)
NWC/Revenue 101.8% (prev 15.21%; Δ 86.55pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)
CFO/TA 0.07 (>3.0%) and CFO 81.3m > Net Income -33.3m (YES >=105%, WARN >=100%)
Net Debt (609.9m) to EBITDA (24.3m) ratio: 25.07 <= 3.0 (WARN <= 3.5)
Current Ratio 4.97 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)
Outstanding Shares last Quarter (32.7m) change vs 12m ago 28.06% (target <= -2.0% for YES)
Gross Margin 74.48% (prev 53.84%; Δ 20.64pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)
Asset Turnover 12.25% (prev 10.09%; Δ 2.16pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)
Interest Coverage Ratio -0.85 (EBITDA TTM 24.3m / Interest Expense TTM 24.7m) >= 6 (WARN >= 3)

Altman Z'' 1.41

(A) 0.12 = (Total Current Assets 187.2m - Total Current Liabilities 37.7m) / Total Assets 1.22b
(B) 0.14 = Retained Earnings (Balance) 170.8m / Total Assets 1.22b
(C) -0.02 = EBIT TTM -20.9m / Avg Total Assets 1.20b
(D) 0.26 = Book Value of Equity 170.6m / Total Liabilities 665.1m
Total Rating: 1.41 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 58.01

1. Piotroski 3.50pt
2. FCF Yield 6.61%
3. FCF Margin 51.12%
4. Debt/Equity 1.11
5. Debt/Ebitda 25.07
6. ROIC - WACC (= -6.16)%
7. RoE -5.70%
8. Rev. Trend 96.84%
9. EPS Trend 13.42%

What is the price of CTO shares?

As of November 25, 2025, the stock is trading at USD 17.64 with a total of 209,607 shares traded.
Over the past week, the price has changed by +2.38%, over one month by +7.76%, over three months by +6.95% and over the past year by -3.58%.

Is CTO a buy, sell or hold?

CTO Realty Growth has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy CTO.
  • Strong Buy: 7
  • Buy: 0
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0

What are the forecasts/targets for the CTO price?

Issuer Target Up/Down from current
Wallstreet Target Price 20.9 18.6%
Analysts Target Price 20.9 18.6%
ValueRay Target Price 19.1 8%

CTO Fundamental Data Overview November 20, 2025

Market Cap USD = 561.0m (561.0m USD * 1.0 USD.USD)
P/E Forward = 121.9512
P/S = 3.8178
P/B = 1.001
Beta = 0.673
Revenue TTM = 146.9m USD
EBIT TTM = -20.9m USD
EBITDA TTM = 24.3m USD
Long Term Debt = 604.2m USD (from longTermDebt, last quarter)
Short Term Debt = 51.1m USD (from shortTermDebt, last fiscal year)
Debt = 619.2m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 609.9m USD (from netDebt column, last quarter)
Enterprise Value = 1.14b USD (561.0m + Debt 619.2m - CCE 44.3m)
Interest Coverage Ratio = -0.85 (Ebit TTM -20.9m / Interest Expense TTM 24.7m)
FCF Yield = 6.61% (FCF TTM 75.1m / Enterprise Value 1.14b)
FCF Margin = 51.12% (FCF TTM 75.1m / Revenue TTM 146.9m)
Net Margin = -22.69% (Net Income TTM -33.3m / Revenue TTM 146.9m)
Gross Margin = 74.48% ((Revenue TTM 146.9m - Cost of Revenue TTM 37.5m) / Revenue TTM)
Gross Margin QoQ = 75.44% (prev 72.96%)
Tobins Q-Ratio = 0.93 (Enterprise Value 1.14b / Total Assets 1.22b)
Interest Expense / Debt = 1.10% (Interest Expense 6.83m / Debt 619.2m)
Taxrate = -1.95% (negative due to tax credits) (-58.0k / 2.97m)
NOPAT = -21.3m (EBIT -20.9m * (1 - -1.95%)) [loss with tax shield] [negative tax rate / tax credits]
Current Ratio = 4.97 (Total Current Assets 187.2m / Total Current Liabilities 37.7m)
Debt / Equity = 1.11 (Debt 619.2m / totalStockholderEquity, last quarter 557.3m)
Debt / EBITDA = 25.07 (Net Debt 609.9m / EBITDA 24.3m)
Debt / FCF = 8.12 (Net Debt 609.9m / FCF TTM 75.1m)
Total Stockholder Equity = 584.5m (last 4 quarters mean from totalStockholderEquity)
RoA = -2.73% (Net Income -33.3m / Total Assets 1.22b)
RoE = -5.70% (Net Income TTM -33.3m / Total Stockholder Equity 584.5m)
RoCE = -1.76% (EBIT -20.9m / Capital Employed (Equity 584.5m + L.T.Debt 604.2m))
RoIC = -1.82% (negative operating profit) (NOPAT -21.3m / Invested Capital 1.17b)
WACC = 4.33% (E(561.0m)/V(1.18b) * Re(7.87%) + D(619.2m)/V(1.18b) * Rd(1.10%) * (1-Tc(-0.02)))
Discount Rate = 7.87% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 8.05%
Shares Correlation 3-Years: 100.0 | Cagr: 12.38%
[DCF Debug] Terminal Value 70.46% ; FCFE base≈75.1m ; Y1≈49.3m ; Y5≈22.6m
Fair Price DCF = 13.69 (DCF Value 443.3m / Shares Outstanding 32.4m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 13.42 | EPS CAGR: 26.07% | SUE: 0.06 | # QB: 0
Revenue Correlation: 96.84 | Revenue CAGR: 20.65% | SUE: 0.06 | # QB: 0

Additional Sources for CTO Stock

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