(DB) Deutsche Bank - Ratings and Ratios
Banking, Investment, Asset Management, Lending, Advisory
DB EPS (Earnings per Share)
DB Revenue
Description: DB Deutsche Bank
Deutsche Bank AG (ticker DB) is a German-headquartered, diversified capital-markets firm that operates across four primary segments – Corporate Bank, Investment Bank, Private Bank, and Asset Management – serving clients in Europe, the Middle East, Africa, the Americas and APAC.
The Corporate Bank delivers risk-management, cash-management, trade-finance, lending, trust, agency and securities-service solutions, positioning itself to benefit from the ongoing European corporate-treasury-modernisation trend, which analysts estimate could boost transaction volumes by 4-6 % annually through 2027.
The Investment Bank focuses on debt origination, M&A advisory, FX trading and equity-capital-markets services. Its earnings are highly sensitive to the European interest-rate cycle; with the ECB’s policy rate currently at 4.0 %, the bank’s net-interest-margin is expected to compress modestly, a risk reflected in a forward-looking 2024-2025 earnings-per-share volatility range of ±8 %.
The Private Bank offers payment, credit, deposit, and ESG-focused investment products, while the Asset Management arm provides alternative-investment vehicles (real-estate, infrastructure, liquid real assets) and sustainable-investment solutions, managing roughly €200 bn in assets under management – a figure that has grown ~12 % year-over-year, driven by rising institutional demand for green assets.
Key financial indicators as of FY 2023 include a Common-Equity-Tier-1 (CET1) ratio of 13.5 %, net profit of €2.5 bn, and a return on equity (ROE) of 7.8 %, suggesting a solid capital base but modest profitability relative to peers in the diversified-banking sector.
For a deeper, data-driven assessment of DB’s valuation dynamics and scenario analysis, you may find ValueRay’s interactive dashboards useful for extending this overview.
DB Stock Overview
| Market Cap in USD | 68,648m |
| Sub-Industry | Diversified Capital Markets |
| IPO / Inception | 1996-11-18 |
DB Stock Ratings
| Growth Rating | 92.7% |
| Fundamental | 41.6% |
| Dividend Rating | 70.1% |
| Return 12m vs S&P 500 | 79.2% |
| Analyst Rating | - |
DB Dividends
| Dividend Yield 12m | 2.19% |
| Yield on Cost 5y | 9.21% |
| Annual Growth 5y | 51.88% |
| Payout Consistency | 72.6% |
| Payout Ratio | 29.1% |
DB Growth Ratios
| Growth Correlation 3m | 24.9% |
| Growth Correlation 12m | 97.1% |
| Growth Correlation 5y | 68.1% |
| CAGR 5y | 64.78% |
| CAGR/Max DD 3y (Calmar Ratio) | 2.11 |
| CAGR/Mean DD 3y (Pain Ratio) | 8.82 |
| Sharpe Ratio 12m | 1.64 |
| Alpha | 92.44 |
| Beta | 0.984 |
| Volatility | 30.23% |
| Current Volume | 2379.9k |
| Average Volume 20d | 1966.8k |
| Stop Loss | 34 (-3.1%) |
| Signal | 0.10 |
Piotroski VR‑10 (Strict, 0-10) 3.0
| Net Income (5.59b TTM) > 0 and > 6% of Revenue (6% = 2.24b TTM) |
| FCFTA -0.02 (>2.0%) and ΔFCFTA -2.34pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1705 % (prev 672.9%; Δ -2378 pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.00 (>3.0%) and CFO -2.93b <= Net Income 5.59b (YES >=105%, WARN >=100%) |
| Net Debt (-7.90b) to EBITDA (9.62b) ratio: -0.82 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.23 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (2.01b) change vs 12m ago 0.44% (target <= -2.0% for YES) |
| Gross Margin 8.99% (prev 0.01%; Δ 8.98pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 2.72% (prev 2.80%; Δ -0.09pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.07 (EBITDA TTM 9.62b / Interest Expense TTM 32.21b) >= 6 (WARN >= 3) |
Altman Z'' -2.90
| (A) -0.46 = (Total Current Assets 187.21b - Total Current Liabilities 824.60b) / Total Assets 1397.83b |
| (B) 0.02 = Retained Earnings (Balance) 24.90b / Total Assets 1397.83b |
| (C) 0.00 = EBIT TTM 2.19b / Avg Total Assets 1374.62b |
| (D) 0.02 = Book Value of Equity 26.18b / Total Liabilities 1319.98b |
| Total Rating: -2.90 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 41.58
| 1. Piotroski 3.0pt = -2.0 |
| 2. FCF Yield data missing |
| 3. FCF Margin -77.88% = -7.50 |
| 4. Debt/Equity 1.78 = 1.09 |
| 5. Debt/Ebitda -0.82 = 2.50 |
| 6. ROIC - WACC (= -4.81)% = -6.01 |
| 7. RoE 7.23% = 0.60 |
| 8. Rev. Trend 44.07% = 3.31 |
| 9. EPS Trend -8.27% = -0.41 |
What is the price of DB shares?
Over the past week, the price has changed by -0.40%, over one month by -4.05%, over three months by +16.42% and over the past year by +105.77%.
Is Deutsche Bank a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of DB is around 47.91 USD . This means that DB is currently undervalued and has a potential upside of +36.5% (Margin of Safety).
Is DB a buy, sell or hold?
What are the forecasts/targets for the DB price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 37.7 | 7.4% |
| Analysts Target Price | 37.7 | 7.4% |
| ValueRay Target Price | 52 | 48.2% |
Last update: 2025-10-06 02:03
DB Fundamental Data Overview
P/E Trailing = 12.4181
P/E Forward = 9.3897
P/S = 2.2828
P/B = 0.7578
P/EG = 0.5247
Beta = 0.984
Revenue TTM = 37.38b EUR
EBIT TTM = 2.19b EUR
EBITDA TTM = 9.62b EUR
Long Term Debt = 218.60b EUR (from longTermDebt, last quarter)
Short Term Debt = 22.46b EUR (from shortTermDebt, last quarter)
Debt = 135.99b EUR (from shortLongTermDebtTotal, last quarter)
Net Debt = -7.90b EUR (from netDebt column, last quarter)
Enterprise Value = 9.14b EUR (58.63b + Debt 135.99b - CCE 185.48b)
Interest Coverage Ratio = 0.07 (Ebit TTM 2.19b / Interest Expense TTM 32.21b)
FCF Yield = -318.5% (FCF TTM -29.11b / Enterprise Value 9.14b)
FCF Margin = -77.88% (FCF TTM -29.11b / Revenue TTM 37.38b)
Net Margin = 14.96% (Net Income TTM 5.59b / Revenue TTM 37.38b)
Gross Margin = 8.99% ((Revenue TTM 37.38b - Cost of Revenue TTM 34.02b) / Revenue TTM)
Gross Margin QoQ = 49.23% (prev 2.93%)
Tobins Q-Ratio = 0.01 (Enterprise Value 9.14b / Total Assets 1397.83b)
Interest Expense / Debt = 5.30% (Interest Expense 7.21b / Debt 135.99b)
Taxrate = 28.42% (840.0m / 2.96b)
NOPAT = 1.57b (EBIT 2.19b * (1 - 28.42%))
Current Ratio = 0.23 (Total Current Assets 187.21b / Total Current Liabilities 824.60b)
Debt / Equity = 1.78 (Debt 135.99b / totalStockholderEquity, last quarter 76.39b)
Debt / EBITDA = -0.82 (Net Debt -7.90b / EBITDA 9.62b)
Debt / FCF = 0.27 (negative FCF - burning cash) (Net Debt -7.90b / FCF TTM -29.11b)
Total Stockholder Equity = 77.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.40% (Net Income 5.59b / Total Assets 1397.83b)
RoE = 7.23% (Net Income TTM 5.59b / Total Stockholder Equity 77.28b)
RoCE = 0.74% (EBIT 2.19b / Capital Employed (Equity 77.28b + L.T.Debt 218.60b))
RoIC = 0.74% (NOPAT 1.57b / Invested Capital 210.82b)
WACC = 5.55% (E(58.63b)/V(194.62b) * Re(9.64%) + D(135.99b)/V(194.62b) * Rd(5.30%) * (1-Tc(0.28)))
Discount Rate = 9.64% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -2.08%
Fair Price DCF = unknown (Cash Flow -29.11b)
EPS Correlation: -8.27 | EPS CAGR: -4.19% | SUE: -1.27 | # QB: 0
Revenue Correlation: 44.07 | Revenue CAGR: 33.25% | SUE: 0.70 | # QB: 0
Additional Sources for DB Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle