DDS Stock Analysis: Dillard's | NYSE
Department Stores | NYSE, USA | Market Cap: 11.240m USD | 12M Return: 12.7% | US2540671011 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 81.2M
EPS Trend: -85.8%
Qual. Beats: 1
Rev. Trend: -86.1%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Dillards, Inc. (NYSE: DDS) is a U.S.-based department store chain operating retail locations concentrated in the southeastern, southwestern, and midwestern regions of the country. Founded in 1938 and headquartered in Little Rock, Arkansas, the company sells fashion apparel for men, women, and children, along with accessories, cosmetics, home furnishings, and other consumer goods through its brick-and-mortar stores, its e-commerce site dillards.com, and clearance centers.
The company also operates a general contracting construction segment that builds and remodels its own stores, giving it vertical control over its real estate footprint. As a participant in the Broadline Retail segment of the Consumer Discretionary sector, Dillards competes in a mature channel that has faced sustained pressure from e-commerce growth and shifting consumer preferences toward off-price and discount formats.
- Southeast consumer spending drives comparable store sales
- Proprietary credit card income supports operating margin expansion
- Owned real estate portfolio anchors balance sheet and valuation
| Net Income: 682.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.17 > 0.02 and ΔFCF/TA -4.07 > 1.0 |
| NWC/Revenue: 27.24% < 20% (prev 24.50%; Δ 2.74% < -1%) |
| CFO/TA 0.19 > 3% & CFO 721.1m > Net Income 682.2m |
| Net Debt (-772.9m) to EBITDA (1.02b): -0.76 < 3 |
| Current Ratio: 3.03 > 1.5 & < 3 |
| Outstanding Shares: last quarter (15.6m) vs 12m ago -0.64% < -2% |
| Gross Margin: 39.19% > 18% (prev 39.37%; Δ -0.18% > 0.5%) |
| Asset Turnover: 177.5% > 50% (prev 178.7%; Δ -1.21% > 0%) |
| Interest Coverage Ratio: 20.50 > 6 (EBIT TTM 841.3m / Interest Expense TTM 41.0m) |
| A: 0.48 (Total Current Assets 2.68b - Total Current Liabilities 883.8m) / Total Assets 3.75b |
| B: 1.77 (Retained Earnings 6.65b / Total Assets 3.75b) |
| C: 0.23 (EBIT TTM 841.3m / Avg Total Assets 3.72b) |
| D: 1.30 (Book Value of Equity 2.12b / Total Liabilities 1.63b) |
| Altman-Z'' = 11.81 = AAA |
| DSRI: 1.09 (Receivables 56.9m/52.2m, Revenue 6.60b/6.59b) |
| GMI: 1.00 (GM 39.37% / 39.19%) |
| AQI: 1.33 (AQ_t 0.05 / AQ_t-1 0.03) |
| SGI: 1.00 (Revenue 6.60b / 6.59b) |
| TATA: -0.01 (NI 682.2m - CFO 721.1m) / TA 3.75b) |
| Beneish M = -2.75 (Cap -4..+1) = A |
As of October 29, 2026, the stock is trading at USD 656.60 with a total of 62,062 shares traded. Over the past week, the price has changed by -4.38%, over one month by -3.67%, over three months by +11.54% and over the past year by +12.73%.
Current recommended Stop Loss: 597.80 (which is 9% or 2.1 ATR below the current price).
Dillard's has received a consensus analysts rating of 2.00. Therefore, it is recommended to sell DDS.
- StrongBuy: 0
- Buy: 0
- Hold: 1
- Sell: 1
- StrongSell: 1
| Analysts Target Price | 545.7 | -16.9% |
P/E Trailing = 15.7361
P/E Forward = 35.2113
P/S = 1.7032
P/B = 4.7555
P/EG = 2.2358
Revenue TTM = 6.60b USD
EBIT TTM = 841.3m USD
EBITDA TTM = 1.02b USD
Long Term Debt = 345.7m USD (from longTermDebt, last quarter)
Short Term Debt = 89.1m USD (from shortTermDebt, last quarter)
Debt = 487.9m USD (from shortLongTermDebtTotal, last quarter) + Leases 31.1m
Net Debt = -772.9m USD (calculated: Debt 487.9m - CCE 1.26b)
Enterprise Value = 10.5b USD (11.2b + Debt 487.9m - CCE 1.26b)
Interest Coverage Ratio = 20.50 (Ebit TTM 841.3m / Interest Expense TTM 41.0m)
EV/FCF = 16.57x (Enterprise Value 10.5b / FCF TTM 631.7m)
FCF Yield = 6.04% (FCF TTM 631.7m / Enterprise Value 10.5b)
FCF Margin = 9.57% (FCF TTM 631.7m / Revenue TTM 6.60b)
Net Margin = 10.34% (Net Income TTM 682.2m / Revenue TTM 6.60b)
Gross Margin = 39.19% ((Revenue TTM 6.60b - Cost of Revenue TTM 4.01b) / Revenue TTM)
Gross Margin QoQ = 40.58% (prev 42.48%)
Tobins Q-Ratio = 2.79 (Enterprise Value 10.5b / Total Assets 3.75b)
Interest Expense / Debt = 8.41% (Interest Expense 41.0m / Debt 487.9m)
Taxrate = 18.96% (159.5m / 841.3m)
NOPAT = 681.8m (EBIT 841.3m * (1 - 18.96%))
Current Ratio = 3.03 (Total Current Assets 2.68b / Total Current Liabilities 883.8m)
Debt / Equity = 0.23 (Debt 487.9m / totalStockholderEquity, last quarter 2.12b)
Debt / EBITDA = -0.76 (Net Debt -772.9m / EBITDA 1.02b)
Debt / FCF = -1.22 (Net Debt -772.9m / FCF TTM 631.7m)
Total Stockholder Equity = 1.99b (last 4 quarters mean from totalStockholderEquity)
RoA = 18.35% (Net Income 682.2m / Total Assets 3.75b)
RoE = 34.24% (Net Income TTM 682.2m / Total Stockholder Equity 1.99b)
RoCE = 35.98% (EBIT 841.3m / Capital Employed (Equity 1.99b + L.T.Debt 345.7m))
RoIC = 25.97% (NOPAT 681.8m / Invested Capital 2.63b)
WACC = 9.15% (E(11.2b)/V(11.7b) * Re(9.25%) + D(487.9m)/V(11.7b) * Rd(8.41%) * (1-Tc(0.19)))
Discount Rate = 9.25% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -94.39 | Cagr: -1.74%
[DCF] Terminal Value 70.16% ; FCFF base≈687.3m ; Y1≈602.7m ; Y5≈486.9m
[DCF] Fair Price = 647.6 (EV 6.91b - Net Debt -772.9m = Equity 7.68b / Shares 11.9m; r=9.15% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -85.80 | EPS CAGR: -7.81% | SUE: 1.46 | # QB: 1
Revenue Correlation: -86.14 | Revenue CAGR: -1.73% | SUE: 0.21 | # QB: 0
EPS current Quarter (2026-10-31): EPS=8.05 | Chg30d=+1.39% | Revisions=+25% | Analysts=1
EPS current Year (2027-01-31): EPS=35.99 | Chg30d=+6.35% | Revisions=+25% | GrowthEPS=+2.1% | GrowthRev=+0.5%
EPS next Year (2028-01-31): EPS=34.50 | Chg30d=+1.26% | Revisions=+25% | GrowthEPS=-4.1% | GrowthRev=+1.1%