DDS Stock Analysis: Dillard's | NYSE
Department Stores | NYSE, USA | Market Cap: 9.618m USD | 12M Return: 21.5% | US2540671011 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 83.7M
EPS Trend: -85.8%
Qual. Beats: 1
Rev. Trend: -86.1%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.6 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Dillards, Inc. (NYSE: DDS) is a U.S. operator of traditional department stores, founded in 1938 and headquartered in Little Rock, Arkansas. The company sells fashion apparel for men, women, and children, along with accessories, cosmetics, home furnishings, and other general merchandise, serving customers in the southeastern, southwestern, and midwestern regions of the country. The retailer is classified within the Consumer Discretionary sector under the Broadline Retail sub-industry.
The business operates through a multi-channel model that includes its physical department store base, the dillards.com e-commerce platform, and clearance centers, and it also performs its own store construction and remodeling work through an in-house general contracting operation. As a traditional department store chain, Dillards competes in a segment that has faced long-running pressure from off-price retailers, specialty stores, and the ongoing shift of apparel and home goods sales online.
- Same-store sales growth drives apparel and cosmetics revenue
- Off-price retailers intensify competitive pressure on department stores
- Dividend and buyback program returns capital to shareholders
| Net Income: 682.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.17 > 0.02 and ΔFCF/TA -4.07 > 1.0 |
| NWC/Revenue: 27.24% < 20% (prev 24.50%; Δ 2.74% < -1%) |
| CFO/TA 0.19 > 3% & CFO 721.1m > Net Income 682.2m |
| Net Debt (-770.3m) to EBITDA (907.3m): -0.85 < 3 |
| Current Ratio: 3.03 > 1.5 & < 3 |
| Outstanding Shares: last quarter (15.6m) vs 12m ago -0.64% < -2% |
| Gross Margin: 39.19% > 18% (prev 39.37%; Δ -0.18% > 0.5%) |
| Asset Turnover: 177.5% > 50% (prev 178.7%; Δ -1.21% > 0%) |
| Interest Coverage Ratio: 17.74 > 6 (EBIT TTM 728.0m / Interest Expense TTM 41.0m) |
| A: 0.48 (Total Current Assets 2.68b - Total Current Liabilities 883.8m) / Total Assets 3.75b |
| B: 1.68 (Retained Earnings 6.31b / Total Assets 3.75b) |
| C: 0.20 (EBIT TTM 728.0m / Avg Total Assets 3.72b) |
| D: 2.57 (Book Value of Equity 2.70b / Total Liabilities 1.05b) |
| Altman-Z'' = 12.64 = AAA |
| DSRI: 1.09 (Receivables 56.9m/52.2m, Revenue 6.60b/6.59b) |
| GMI: 1.00 (GM 39.37% / 39.19%) |
| AQI: 1.33 (AQ_t 0.05 / AQ_t-1 0.03) |
| SGI: 1.00 (Revenue 6.60b / 6.59b) |
| TATA: -0.01 (NI 682.2m - CFO 721.1m) / TA 3.75b) |
| Beneish M = -2.75 (Cap -4..+1) = A |
As of August 24, 2026, the stock is trading at USD 621.63 with a total of 97,566 shares traded. Over the past week, the price has changed by +10.83%, over one month by +10.81%, over three months by +7.84% and over the past year by +21.45%.
Current recommended Stop Loss: 564.90 (which is 9.1% or 2.1 ATR below the current price).
Dillard's has received a consensus analysts rating of 2.00. Therefore, it is recommended to sell DDS.
- StrongBuy: 0
- Buy: 0
- Hold: 1
- Sell: 1
- StrongSell: 1
| Analysts Target Price | 545.7 | -12.2% |
P/E Trailing = 14.1057
P/E Forward = 31.1526
P/S = 1.4564
P/B = 4.5353
P/EG = 2.2358
Revenue TTM = 6.60b USD
EBIT TTM = 728.0m USD
EBITDA TTM = 907.3m USD
Long Term Debt = 425.7m USD (from longTermDebt, last fiscal year)
Short Term Debt = 89.1m USD (from shortTermDebt, last quarter)
Debt = 490.5m USD (from shortLongTermDebtTotal, last quarter) + Leases 33.7m
Net Debt = -770.3m USD (calculated: Debt 490.5m - CCE 1.26b)
Enterprise Value = 8.85b USD (9.62b + Debt 490.5m - CCE 1.26b)
Interest Coverage Ratio = 17.74 (Ebit TTM 728.0m / Interest Expense TTM 41.0m)
EV/FCF = 14.01x (Enterprise Value 8.85b / FCF TTM 631.7m)
FCF Yield = 7.14% (FCF TTM 631.7m / Enterprise Value 8.85b)
FCF Margin = 9.57% (FCF TTM 631.7m / Revenue TTM 6.60b)
Net Margin = 10.34% (Net Income TTM 682.2m / Revenue TTM 6.60b)
Gross Margin = 39.19% ((Revenue TTM 6.60b - Cost of Revenue TTM 4.01b) / Revenue TTM)
Gross Margin QoQ = 40.58% (prev 42.48%)
Tobins Q-Ratio = 2.36 (Enterprise Value 8.85b / Total Assets 3.75b)
Interest Expense / Debt = 8.37% (Interest Expense 41.0m / Debt 490.5m)
Taxrate = 18.96% (159.5m / 841.3m)
NOPAT = 590.0m (EBIT 728.0m * (1 - 18.96%))
Current Ratio = 3.03 (Total Current Assets 2.68b / Total Current Liabilities 883.8m)
Debt / Equity = 0.18 (Debt 490.5m / totalStockholderEquity, last quarter 2.70b)
Debt / EBITDA = -0.85 (Net Debt -770.3m / EBITDA 907.3m)
Debt / FCF = -1.22 (Net Debt -770.3m / FCF TTM 631.7m)
Total Stockholder Equity = 2.14b (last 4 quarters mean from totalStockholderEquity)
RoA = 18.35% (Net Income 682.2m / Total Assets 3.75b)
RoE = 31.92% (Net Income TTM 682.2m / Total Stockholder Equity 2.14b)
RoCE = 28.41% (EBIT 728.0m / Capital Employed (Equity 2.14b + L.T.Debt 425.7m))
RoIC = 22.47% (NOPAT 590.0m / Invested Capital 2.63b)
WACC = 9.88% (E(9.62b)/V(10.1b) * Re(10.04%) + D(490.5m)/V(10.1b) * Rd(8.37%) * (1-Tc(0.19)))
Discount Rate = 10.04% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -94.39 | Cagr: -1.74%
[DCF] Terminal Value 67.59% ; FCFF base≈687.3m ; Y1≈602.7m ; Y5≈486.9m
[DCF] Fair Price = 603.2 (EV 6.24b - Net Debt -770.3m = Equity 7.02b / Shares 11.6m; r=9.88% [WACC]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -85.80 | EPS CAGR: -7.81% | SUE: 1.46 | # QB: 1
Revenue Correlation: -86.14 | Revenue CAGR: -1.73% | SUE: 0.21 | # QB: 0
EPS current Quarter (2026-10-31): EPS=8.05 | Chg30d=+1.39% | Revisions=+25% | Analysts=1
EPS current Year (2027-01-31): EPS=35.99 | Chg30d=+6.35% | Revisions=+25% | GrowthEPS=+2.1% | GrowthRev=+0.5%
EPS next Year (2028-01-31): EPS=34.50 | Chg30d=+1.26% | Revisions=+0% | GrowthEPS=-4.1% | GrowthRev=+1.1%