DFS - Discover Financial Services - Stock & Dividends
Exchange: USA Stocks • Country: United States • Currency: USD • Type: Common Stock • ISIN: US2547091080
Credit Cards, Loans, Deposit Accounts, ATM Services, Payment Processing
Discover Financial Services is a leading provider of digital banking products and services, as well as payment solutions, in the United States. The company operates through two primary segments: Digital Banking and Payment Services.
The Digital Banking segment offers a range of financial products and services to individuals, including Discover-branded credit cards, private student loans, personal loans, home loans, and other consumer lending options. Additionally, this segment provides direct-to-consumer deposit products, such as savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts, checking accounts, and sweep accounts. This allows customers to manage their finances, save, and invest through a variety of convenient and accessible channels.
The Payment Services segment operates the PULSE network, which enables customers to access automated teller machines, debit, and electronic funds transfer services. This segment also includes Diners Club International, a payments network that issues Diners Club-branded charge cards and provides card acceptance services to merchants. Furthermore, the company offers payment transaction processing and settlement services, facilitating seamless transactions for businesses and individuals alike.
With a rich history dating back to 1960, Discover Financial Services is headquartered in Riverwoods, Illinois, and has established itself as a trusted and innovative player in the financial services industry. For more information, visit their website at https://www.discover.com.
Drawdown (Underwater) Chart
Overall Trend and Yearly Seasonality
DFS Stock Overview
Market Cap in USD | 35,540m |
Sector | Financial Services |
Industry | Credit Services |
GiC SubIndustry | Consumer Finance |
TER | 0.00% |
IPO / Inception | 2007-07-02 |
DFS Stock Ratings
Growth 5y | 46.2 |
Fundamental | 10.6 |
Dividend | 65.2 |
Rel. Performance vs Sector | 1.86 |
Analysts | 3.41/5 |
Fair Price Momentum | 139.19 USD |
Fair Price DCF | 660.24 USD |
DFS Dividends
Dividend Yield 12m | 1.98% |
Yield on Cost 5y | 3.44% |
Dividends CAGR 5y | 9.95% |
Payout Consistency | 96.0% |
DFS Growth Ratios
Growth 12m | 39.69% |
Growth Correlation 12m | 66% |
Growth Correlation 3m | 45% |
CAGR 5y | 11.68% |
CAGR/Mean DD 5y | 0.66 |
Sharpe Ratio 12m | 1.08 |
Alpha vs SP500 12m | 8.22 |
Beta vs SP500 5y weekly | 1.71 |
ValueRay RSI | 79.28 |
Volatility GJR Garch 1y | 30.71% |
Price / SMA 50 | 10.3% |
Price / SMA 200 | 25.85% |
Current Volume | 1327k |
Average Volume 20d | 1564.5k |
External Links for DFS Stock
Wall Street Journal • Benzinga • Yahoo Finance
Tweets
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Fund Manager Positions
Dataroma • Stockcircle
As of July 27, 2024, the stock is trading at USD 141.62 with a total of 1,327,033 shares traded.
Over the past week, the price has changed by +0.37%, over one month by +13.51%, over three months by +12.05% and over the past year by +38.53%.
According to ValueRays Forecast Model, DFS Discover Financial Services will be worth about 157.5 in July 2025. The stock is currently trading at 141.62. This means that the stock has a potential upside of +11.23%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 137.8 | -2.68 |
Analysts Target Price | 101.9 | -28.0 |
ValueRay Target Price | 157.5 | 11.2 |