EARN Dividend History & Analysis | 17.3% Yield
EARN has a dividend yield of 17.3% and paid 0.96 USD per share in the last 12M. Complete payout history, full analyses and peer comparison.
Yield 12m
17.28%
Payout Ratio
42.1%
Growth Rate CAGR 5y
-5.03%
Consistency Lifetime
90.8%
Yield on Cost 5y
15.61%
Payout FCF
123.4%
Streak Years
13
Dividend Rating
42.35%
Dividends Cash Amount per Share Yearly
Dividend Growth Year over Year
5 Years Chart with Price and Dividend Yield
Top Dividend Payers in Mortgage REITs
Top 5 Dividend Yields of Peer-Group
| Symbol | Market Cap USD | Dividend Yield TTM | Yield on Cost 5y |
|---|---|---|---|
| DX | 2,796 M | 15.6% | 20.2% |
| MFA | 990 M | 15.1% | 17.2% |
| AGNC | 12,671 M | 14.7% | 17.2% |
| NLY | 16,267 M | 13.8% | 15.7% |
| PMT | 1,029 M | 13.1% | 15.7% |
Top 5 Dividend Growth Rates of Peer-Group
| Symbol | Market Cap USD | Growth Rate | Consistency |
|---|---|---|---|
| MFA | 990 M | 39.1% | 86.6% |
| NLY | 16,267 M | 33.6% | 88.5% |
| IVR | 617 M | 40.9% | 84.4% |
| ARR | 1,959 M | 24.5% | 81.7% |
| TWO | 1,251 M | 24.4% | 85.8% |
Quality Dividend Peers in Mortgage REITs
NLY
Annaly Capital
13.76% Yield
13.76% Yield
EARN Dividend History: Last 50 Payments (USD) as of February 2026
| Ex-Dividend Date | Record Date | Payment Date | Period | Dividend per Share | Dividend Growth Rate QoQ | Payout Yield |
|---|---|---|---|---|---|---|
| 2026-01-30 | 2026-01-30 | 2026-02-27 | Monthly | 0.08 | 0% | 1.45% |
| 2025-12-31 | 2025-12-31 | 2026-01-30 | Monthly | 0.08 | 0% | 1.53% |
| 2025-11-28 | 2025-11-28 | 2025-12-31 | Monthly | 0.08 | 0% | 1.45% |
| 2025-10-31 | 2025-10-31 | 2025-11-28 | Monthly | 0.08 | 0% | 1.56% |
| 2025-09-30 | 2025-09-30 | 2025-10-31 | Monthly | 0.08 | 0% | 1.45% |
| 2025-08-29 | 2025-08-29 | 2025-09-30 | Monthly | 0.08 | 0% | 1.38% |
| 2025-07-31 | 2025-07-31 | 2025-08-29 | Monthly | 0.08 | 0% | 1.35% |
| 2025-06-30 | 2025-06-30 | 2025-07-31 | Monthly | 0.08 | 0% | 1.39% |
| 2025-05-30 | 2025-05-30 | 2025-06-30 | Monthly | 0.08 | 0% | 1.42% |
| 2025-04-30 | 2025-04-30 | 2025-05-27 | Monthly | 0.08 | 0% | 1.45% |
| 2025-03-31 | 2025-03-31 | 2025-04-25 | Monthly | 0.08 | 0% | 1.4% |
| 2025-02-28 | 2025-02-28 | 2025-03-25 | Monthly | 0.08 | 0% | 1.24% |
| 2025-01-31 | 2025-01-31 | 2025-02-25 | Monthly | 0.08 | 0% | 1.22% |
| 2024-12-31 | 2024-12-31 | 2025-01-27 | Monthly | 0.08 | 0% | 1.23% |
| 2024-11-29 | 2024-11-29 | 2024-12-26 | Monthly | 0.08 | 0% | 1.18% |
| 2024-10-31 | 2024-10-31 | 2024-11-25 | Monthly | 0.08 | 0% | 1.22% |
| 2024-09-30 | 2024-09-30 | 2024-10-25 | Monthly | 0.08 | 0% | 1.15% |
| 2024-08-30 | 2024-08-30 | 2024-09-25 | Monthly | 0.08 | 0% | 1.15% |
| 2024-07-31 | 2024-07-31 | 2024-08-26 | Monthly | 0.08 | 0% | 1.14% |
| 2024-06-28 | 2024-06-28 | 2024-07-25 | Monthly | 0.08 | 0% | 1.14% |
| 2024-05-31 | 2024-05-31 | 2024-06-25 | Monthly | 0.08 | 0% | 1.15% |
| 2024-04-29 | 2024-04-30 | 2024-05-28 | Monthly | 0.08 | 0% | 1.19% |
| 2024-03-27 | 2024-03-29 | 2024-04-25 | Monthly | 0.08 | 0% | 1.19% |
| 2024-02-28 | 2024-02-29 | 2024-03-25 | Monthly | 0.08 | 0% | 1.35% |
| 2024-01-30 | 2024-01-31 | 2024-02-26 | Monthly | 0.08 | 0% | 1.31% |
| 2023-12-28 | 2023-12-29 | 2024-01-25 | Monthly | 0.08 | 0% | 1.27% |
| 2023-11-29 | 2023-11-30 | 2023-12-26 | Monthly | 0.08 | 0% | 1.33% |
| 2023-10-30 | 2023-10-31 | 2023-11-27 | Monthly | 0.08 | 0% | 1.55% |
| 2023-09-28 | 2023-09-29 | 2023-10-25 | Monthly | 0.08 | 0% | 1.31% |
| 2023-08-30 | 2023-08-31 | 2023-09-25 | Monthly | 0.08 | 0% | 1.21% |
| 2023-07-28 | 2023-07-31 | 2023-08-25 | Monthly | 0.08 | 0% | 1.09% |
| 2023-06-29 | 2023-06-30 | 2023-07-25 | Monthly | 0.08 | 0% | 1.1% |
| 2023-05-30 | 2023-05-31 | 2023-06-26 | Monthly | 0.08 | 0% | 1.15% |
| 2023-04-27 | 2023-04-28 | 2023-05-25 | Monthly | 0.08 | 0% | 1.09% |
| 2023-03-30 | 2023-03-31 | 2023-04-25 | Monthly | 0.08 | 0% | 1.11% |
| 2023-02-27 | 2023-02-28 | 2023-03-27 | Monthly | 0.08 | 0% | 1.02% |
| 2023-01-30 | 2023-01-31 | 2023-02-27 | Monthly | 0.08 | 0% | 1% |
| 2022-12-29 | 2022-12-30 | 2023-01-25 | Monthly | 0.08 | 0% | 1.14% |
| 2022-11-29 | 2022-11-30 | 2022-12-27 | Monthly | 0.08 | 0% | 1.1% |
| 2022-10-28 | 2022-10-31 | 2022-11-25 | Monthly | 0.08 | 0% | 1.19% |
| 2022-09-29 | 2022-09-30 | 2022-10-25 | Monthly | 0.08 | 0% | 1.24% |
| 2022-08-30 | 2022-08-31 | 2022-09-26 | Monthly | 0.08 | 0% | 0.96% |
| 2022-07-28 | 2022-07-29 | 2022-08-25 | Monthly | 0.08 | 0% | 0.95% |
| 2022-06-29 | 2022-06-30 | 2022-07-25 | Monthly | 0.08 | 0% | 1.06% |
| 2022-05-27 | 2022-05-31 | 2022-06-27 | Monthly | 0.08 | -20% | 0.99% |
| 2022-04-28 | 2022-04-29 | 2022-05-25 | Monthly | 0.1 | 0% | 1.12% |
| 2022-03-30 | 2022-03-31 | 2022-04-25 | Monthly | 0.1 | 0% | 0.98% |
| 2022-02-25 | 2022-02-28 | 2022-03-25 | Monthly | 0.1 | 0% | 1.04% |
| 2022-01-28 | 2022-01-31 | 2022-02-25 | Monthly | 0.1 | 0% | 0.96% |
| 2021-12-29 | 2021-12-30 | 2022-01-25 | Monthly | 0.1 | 0% | 0.93% |
EARN Dividend FAQ
Ellington Credit Company (formerly Ellington Residential Mortgage REIT) is a closed-end investment vehicle that seeks current yield and risk-adjusted total return by investing primarily in collateralized loan obligations (CLOs), with a focus on mezzanine-level debt and equity tranches. The firm was incorporated in 2012, rebranded in April 2024, and is headquartered in Old Greenwich, Connecticut.
What is the Dividend Yield of EARN?
As of February 2026, EARN`s dividend yield is 17.28%. This is calculated by dividing the trailing 12-month dividend rate (TTM rate) of 0.96 USD by the current share price of 5.27.Does EARN pay a dividend?
As of February 2026, EARN paid a dividend of 0.96 USD in the last 12 months. The last dividend was paid on 2026-01-30 and the payout was 0.08 USD.How often does EARN pay dividends?
EARN pays dividends monthly. Over the last 12 months, EARN has issued 12 dividend payments. The last dividend payment was made on 2026-01-30.EARN dividend forecast
Based on historical data, the forecasted dividends per share for EARN for the next 4 payments are between 0.027 (-66.3%) and 0.041 (-48.8%).This represents a significant dividend cut compared to the last payment.
Will EARN pay dividends in 2026?
The latest dividend paid per share was 0.08 USD with an Ex-Dividend Date of 2026-01-30. The next Ex-Dividend date for Ellington Residential (EARN) is currently unknown.What is the next Ex-Dividend Date for EARN?
The next Ex-Dividend date for Ellington Residential (EARN) is currently unknown. We automatically update the next Ex-Dividend date when it is announced.What is the Dividend Growth of EARN?
EARN's average dividend growth rate over the past 5 years is -5.03% per year.
Negative growth: EARN's Dividend growth is negative and declining.
What is the Yield on Cost of EARN?
EARN's 5-Year Yield on Cost is 15.6%. If you bought EARN's shares at 6.15 USD five years ago, your current annual dividend income (0.96 USD per share, trailing 12 months) equals 15.6% of your original purchase price.What is the Payout Consistency of EARN?
EARN Payout Consistency is 90.8%.
The payout consistency is a proprietary measure of how consistently a company has paid dividends over its lifetime and blends growth rate, number of dividend payments, interruptions or lowering dividends into one number.
Very consistent: Ellington Residential has a strong track record of consistent dividend payments over its lifetime.
Does EARN have a good Dividend Yield?
EARN`s 17.28% Dividend Yield is considered as extremely high. Investors should watch out for NAV decline.What is the Dividend Payout Ratio of EARN?
The Dividend Payout Ratio of EARN is 42.1%. Healthy - Leaves room for growth and provides some protection to maintain dividends even in a recession.What is the Dividend Rating of EARN?
EARN`s Overall Dividend Rating is 42.35%. Ratings surpassing 65% are regarded as acceptable, exceeding 75% are favorable and surpassing 85% are strong.Key Metric Definitions
- Dividend Yield
- Annual dividend per share divided by current share price.
- Payout Ratio
- Percentage of earnings paid as dividends. Below 60% = safe, above 100% = unsustainable.
- Payout FCF
- Percentage of Free Cash Flow paid as dividends. More reliable than Payout Ratio since it measures actual cash.
- Growth Rate (CAGR)
- Compound annual growth rate of dividends over the last 5 years.
- Consistency
- Reliability of dividend payments over lifetime. Penalizes cuts and pauses.
- Yield on Cost
- Your effective yield if you bought 5 years ago. Shows dividend growth impact over time.
- Streak
- Consecutive years of dividend payments. 25+ years = Dividend Aristocrat.
- Dividend Rating
- Proprietary score (0-100) combining yield, growth, safety and consistency.
Last update: 2026-01-31 02:37