ECC Stock Analysis: Eagle Point Credit | NYSE
Asset Management | NYSE, USA | Market Cap: 489m USD | 12M Return: -35.7% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 4.10M
EPS Trend: -72.2%
Qual. Beats: 0
Rev. Trend: 22.4%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Eagle Point Credit Company Inc. (NYSE: ECC) is a closed-end fund externally managed by Eagle Point Credit Management LLC. The fund invests primarily in the equity and junior debt tranches of U.S. collateralized loan obligations (CLOs), which are structured credit vehicles backed by pools of below investment grade senior secured loans.
Because it focuses on the lower-rated portions of the CLO capital structure, ECC occupies a higher-risk, higher-yield segment of the U.S. fixed income market. Its shares trade on the NYSE like a stock, which means its market price can move independently of the funds underlying net asset value (NAV) - a common feature of closed-end fund structures.
- CLO equity spreads tighten compressing forward return outlook
- Rising loan defaults pressure equity tranche cash flow distributions
- Discount to NAV widens as credit cycle concerns grow
| Net Income: -175.0m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA -1.05 > 1.0 |
| NWC/Revenue: 32.59% < 20% (prev 83.74%; Δ -51.15% < -1%) |
| CFO/TA 0.06 > 3% & CFO 72.8m > Net Income -175.0m |
| Net Debt/EBITDA: error (EBITDA <= 0) |
| Current Ratio: 3.31 > 1.5 & < 3 |
| Outstanding Shares: last quarter (132.5m) vs 12m ago 10.27% < -2% |
| Gross Margin: 66.38% > 18% (prev 31.28%; Δ 35.10% > 0.5%) |
| Asset Turnover: 10.93% > 50% (prev 4.67%; Δ 6.26% > 0%) |
| Interest Coverage Ratio: -4.98 > 6 (EBIT TTM -132.8m / Interest Expense TTM 26.7m) |
| A: 0.04 (Total Current Assets 66.0m - Total Current Liabilities 20.0m) / Total Assets 1.13b |
| B: -0.64 (Retained Earnings -719.4m / Total Assets 1.13b) |
| C: -0.10 (EBIT TTM -132.8m / Avg Total Assets 1.29b) |
| D: 2.27 (Book Value of Equity 785.3m / Total Liabilities 346.1m) |
| Altman-Z'' = -0.11 = B |
As of July 04, 2026, the stock is trading at USD 3.86 with a total of 1,027,000 shares traded. Over the past week, the price has changed by +4.04%, over one month by -3.96%, over three months by +0.85% and over the past year by -35.67%.
Current recommended Stop Loss: 3.70 (which is 4.1% or 1.6 ATR below the current price).
Eagle Point Credit has received a consensus analysts rating of 4.33. Therefore, it is recommended to buy ECC.
- StrongBuy: 4
- Buy: 0
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 8.5 | 120.2% |
P/E Forward = 5.0
P/S = 2.5214
P/B = 0.6514
Revenue TTM = 141.3m USD
EBIT TTM = -132.8m USD
EBITDA TTM = -132.8m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = 327.0m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 315.6m USD (calculated: Debt 327.0m - CCE 11.4m)
Enterprise Value = 804.8m USD (489.2m + Debt 327.0m - CCE 11.4m)
Interest Coverage Ratio = -4.98 (Ebit TTM -132.8m / Interest Expense TTM 26.7m)
EV/FCF = 11.06x (Enterprise Value 804.8m / FCF TTM 72.8m)
FCF Yield = 9.04% (FCF TTM 72.8m / Enterprise Value 804.8m)
FCF Margin = 51.47% (FCF TTM 72.8m / Revenue TTM 141.3m)
Net Margin = -123.8% (Net Income TTM -175.0m / Revenue TTM 141.3m)
Gross Margin = 66.38% ((Revenue TTM 141.3m - Cost of Revenue TTM 47.5m) / Revenue TTM)
Gross Margin QoQ = 70.38% (prev none%)
Tobins Q-Ratio = 0.71 (Enterprise Value 804.8m / Total Assets 1.13b)
Interest Expense / Debt = 8.16% (Interest Expense 26.7m / Debt 327.0m)
Taxrate = 21.0% (US federal default 21%)
NOPAT = -104.9m (EBIT -132.8m * (1 - 21.00%)) [loss with tax shield]
Current Ratio = 3.31 (Total Current Assets 66.0m / Total Current Liabilities 20.0m)
Debt / Equity = 0.42 (Debt 327.0m / totalStockholderEquity, last quarter 785.3m)
Debt / EBITDA = -2.38 (negative EBITDA) (Net Debt 315.6m / EBITDA -132.8m)
Debt / FCF = 4.34 (Net Debt 315.6m / FCF TTM 72.8m)
Total Stockholder Equity = 999.5m (last 4 quarters mean from totalStockholderEquity)
RoA = -13.53% (Net Income -175.0m / Total Assets 1.13b)
RoE = -17.51% (Net Income TTM -175.0m / Total Stockholder Equity 999.5m)
RoCE = -11.95% (EBIT -132.8m / Capital Employed (Total Assets 1.13b - Current Liab 20.0m))
RoIC = -9.50% (negative operating profit) (NOPAT -104.9m / Invested Capital 1.10b)
WACC = 7.79% (E(489.2m)/V(816.2m) * Re(8.68%) + D(327.0m)/V(816.2m) * Rd(8.16%) * (1-Tc(0.21)))
Discount Rate = 8.68% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 96.61 | Cagr: 27.33%
[DCF] Terminal Value 73.10% ; FCFF base≈87.2m ; Y1≈76.4m ; Y5≈61.8m
[DCF] Fair Price = 5.11 (EV 991.4m - Net Debt 315.6m = Equity 675.8m / Shares 132.2m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -72.23 | EPS CAGR: -6.93% | SUE: -0.14 | # QB: 0
Revenue Correlation: 22.36 | Revenue CAGR: 18.11% | SUE: -0.33 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.18 | Chg30d=-14.94% | Revisions=-57% | Analysts=4
EPS next Quarter (2026-09-30): EPS=0.19 | Chg30d=-13.48% | Revisions=-57% | Analysts=4
EPS current Year (2026-12-31): EPS=0.77 | Chg30d=-12.75% | Revisions=-57% | GrowthEPS=-21.4% | GrowthRev=-16.8%
EPS next Year (2027-12-31): EPS=0.80 | Chg30d=-14.97% | Revisions=-40% | GrowthEPS=+3.2% | GrowthRev=+4.7%
[Analyst] Revisions Ratio: -82% (up=0, down=14)