EG Stock Analysis: Everest | NYSE
Insurance - Reinsurance | NYSE, USA | Market Cap: 14.397m USD | 12M Return: 16.9% | BMG3223R1088 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 137M
EPS Trend: -40.1%
Qual. Beats: 0
Rev. Trend: 84.3%
Qual. Beats: 8
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Everest Group, Ltd. is a Bermuda-based global provider of reinsurance and insurance products, operating through two segments: Insurance and Reinsurance. The company writes property and casualty reinsurance-both treaty and facultative-through brokers and directly with ceding companies, and distributes commercial property and casualty insurance via wholesale and retail brokers, surplus lines brokers, and program administrators. Its reinsurance product portfolio spans specialty lines including mortgage, catastrophe, marine, aviation, engineering, professional liability, credit and surety, motor, agriculture/crop, and political violence.
The firm was founded in 1973 and is headquartered in Hamilton, Bermuda, having rebranded from Everest Re Group, Ltd. in July 2023. As a large-cap Financials stock listed on the NYSE under ticker EG, it operates within the reinsurance sub-industry, where Bermuda-domiciled carriers play a prominent global role due to the jurisdictions established regulatory framework for risk-bearing entities.
- Reinsurance pricing softens at mid-year renewals pressuring premium growth
- Catastrophe losses from severe weather pressure combined ratio
- Investment income surges on higher yields boosting underwriting margins
| Net Income: 1.91b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA -4.15 > 1.0 |
| NWC/Revenue: -153.0% < 20% (prev -56.45%; Δ -96.56% < -1%) |
| CFO/TA 0.03 > 3% & CFO 2.07b > Net Income 1.91b |
| Net Debt (38.2m) to EBITDA (2.39b): 0.02 < 3 |
| Current Ratio: 0.40 > 1.5 & < 3 |
| Outstanding Shares: last quarter (40.3m) vs 12m ago -4.62% < -2% |
| Gross Margin: 28.79% > 18% (prev 11.16%; Δ 17.63% > 0.5%) |
| Asset Turnover: 27.23% > 50% (prev 28.93%; Δ -1.70% > 0%) |
| Interest Coverage Ratio: 17.70 > 6 (EBIT TTM 2.39b / Interest Expense TTM 135.0m) |
| A: -0.41 (Total Current Assets 16.8b - Total Current Liabilities 42.4b) / Total Assets 62.2b |
| B: 0.28 (Retained Earnings 17.6b / Total Assets 62.2b) |
| C: 0.04 (EBIT TTM 2.39b / Avg Total Assets 61.3b) |
| D: 0.33 (Book Value of Equity 15.4b / Total Liabilities 46.7b) |
| Altman-Z'' = -1.16 = CCC |
As of October 17, 2026, the stock is trading at USD 389.10 with a total of 299,371 shares traded. Over the past week, the price has changed by +5.63%, over one month by +3.00%, over three months by +4.82% and over the past year by +16.93%.
Current recommended Stop Loss: 376.00 (which is 3.4% or 1.8 ATR below the current price).
Everest has received a consensus analysts rating of 3.59. Therefore, it is recommended to hold EG.
- StrongBuy: 3
- Buy: 4
- Hold: 10
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 409.8 | 5.3% |
P/E Trailing = 7.9263
P/E Forward = 6.1996
P/S = 0.8557
P/B = 0.9253
P/EG = 0.9682
Revenue TTM = 16.7b USD
EBIT TTM = 2.39b USD
EBITDA TTM = 2.39b USD
Long Term Debt = 3.59b USD (from longTermDebt, last quarter)
Short Term Debt = 28.0m USD (from shortTermDebt, last fiscal year)
Debt = 3.66b USD (from shortLongTermDebtTotal, last quarter) + Leases 69.2m
Net Debt = 38.2m USD (calculated: Debt 3.66b - CCE 3.62b)
Enterprise Value = 14.4b USD (14.4b + Debt 3.66b - CCE 3.62b)
Interest Coverage Ratio = 17.70 (Ebit TTM 2.39b / Interest Expense TTM 135.0m)
EV/FCF = 6.98x (Enterprise Value 14.4b / FCF TTM 2.07b)
FCF Yield = 14.33% (FCF TTM 2.07b / Enterprise Value 14.4b)
FCF Margin = 12.38% (FCF TTM 2.07b / Revenue TTM 16.7b)
Net Margin = 11.45% (Net Income TTM 1.91b / Revenue TTM 16.7b)
Gross Margin = 28.79% ((Revenue TTM 16.7b - Cost of Revenue TTM 11.9b) / Revenue TTM)
Gross Margin QoQ = 24.67% (prev 45.50%)
Tobins Q-Ratio = 0.23 (Enterprise Value 14.4b / Total Assets 62.2b)
Interest Expense / Debt = 3.69% (Interest Expense 135.0m / Debt 3.66b)
Taxrate = 16.28% (372.0m / 2.29b)
NOPAT = 2.00b (EBIT 2.39b * (1 - 16.28%))
Current Ratio = 0.40 (Total Current Assets 16.8b / Total Current Liabilities 42.4b)
Debt / Equity = 0.24 (Debt 3.66b / totalStockholderEquity, last quarter 15.4b)
Debt / EBITDA = 0.02 (Net Debt 38.2m / EBITDA 2.39b)
Debt / FCF = 0.02 (Net Debt 38.2m / FCF TTM 2.07b)
Total Stockholder Equity = 15.4b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.12% (Net Income 1.91b / Total Assets 62.2b)
RoE = 12.43% (Net Income TTM 1.91b / Total Stockholder Equity 15.4b)
RoCE = 12.59% (EBIT 2.39b / Capital Employed (Equity 15.4b + L.T.Debt 3.59b))
RoIC = 10.55% (NOPAT 2.00b / Invested Capital 19.0b)
WACC = 5.05% (E(14.4b)/V(18.1b) * Re(5.55%) + D(3.66b)/V(18.1b) * Rd(3.69%) * (1-Tc(0.16)))
Discount Rate = 5.55% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -91.36 | Cagr: -2.76%
[DCF] Terminal Value 73.10% ; FCFF base≈3.05b ; Y1≈2.68b ; Y5≈2.16b
[DCF] Fair Price = 903.9 (EV 34.7b - Net Debt 38.2m = Equity 34.7b / Shares 38.3m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -40.07 | EPS CAGR: -23.87% | SUE: 0.07 | # QB: 0
Revenue Correlation: 84.30 | Revenue CAGR: 7.42% | SUE: 0.93 | # QB: 8
EPS current Quarter (2026-09-30): EPS=8.14 | Chg30d=-0.74% | Revisions=+40% | Analysts=15
EPS current Year (2026-12-31): EPS=54.30 | Chg30d=+0.98% | Revisions=+40% | GrowthEPS=+21.9% | GrowthRev=-20.1%
EPS next Year (2027-12-31): EPS=60.14 | Chg30d=+0.65% | Revisions=-38% | GrowthEPS=+10.8% | GrowthRev=-4.7%
[Analyst] Revisions Ratio: +8% (up=5, down=4)