(ESNT) Essent - Ratings and Ratios

Exchange: NYSE • Country: Bermuda • Currency: USD • Type: Common Stock • ISIN: BMG3198U1027

ESNT EPS (Earnings per Share)

This chart shows the EPS (Earnings per Share) of ESNT over the last 5 years for every Quarter.

ESNT Revenue

This chart shows the Revenue of ESNT over the last 5 years for every Quarter.

ESNT: Mortgage Insurance, Title Insurance, Insurance Services

Essent Group Ltd. is a leading provider of private mortgage insurance and reinsurance in the United States, serving originators of residential mortgage loans, including regulated depository institutions, mortgage banks, and credit unions. The companys diverse product portfolio includes primary, pool, and master policy mortgage insurance, as well as ancillary services such as information technology maintenance, customer support, underwriting consulting, and credit risk management products. Additionally, Essent Group offers title insurance and settlement services, further expanding its presence in the mortgage finance ecosystem.

With its headquarters in Hamilton, Bermuda, Essent Group was incorporated in 2008 and has since established itself as a key player in the commercial and residential mortgage finance sub-industry. The companys business model is designed to mitigate risk for mortgage lenders and investors, while also providing essential services that facilitate the flow of credit in the US housing market.

Analyzing the available and , we can observe that ESNTs stock price is currently at $57.82, slightly below its 20-day simple moving average (SMA) of $58.13. The stocks 50-day SMA is $56.83, indicating a potential bullish trend. With a market capitalization of $5.815 billion and a forward P/E ratio of 8.35, Essent Group appears to be undervalued relative to its earnings growth prospects. The companys return on equity (RoE) stands at 12.98%, suggesting a relatively strong profitability profile.

Based on the available data, a forecast for ESNTs stock price could be constructed by analyzing the convergence of its SMAs and the overall trend in the mortgage finance industry. If the 52-week high and low are considered, a potential price target could be set around $61.50, representing a 6.3% increase from the current price. However, this forecast is contingent upon the companys continued ability to maintain its RoE and expand its market share in the US mortgage insurance market.

Additional Sources for ESNT Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

ESNT Stock Overview

Market Cap in USD 5,815m
Sector Financial Services
Industry Insurance - Specialty
GiC Sub-Industry Commercial & Residential Mortgage Finance
IPO / Inception 2013-10-31

ESNT Stock Ratings

Growth Rating 41.8
Fundamental 41.0
Dividend Rating 68.6
Rel. Strength -14.4
Analysts 3.71 of 5
Fair Price Momentum 57.05 USD
Fair Price DCF 159.68 USD

ESNT Dividends

Dividend Yield 12m 2.04%
Yield on Cost 5y 3.53%
Annual Growth 5y 11.84%
Payout Consistency 100.0%
Payout Ratio 17.3%

ESNT Growth Ratios

Growth Correlation 3m 58.9%
Growth Correlation 12m -23.1%
Growth Correlation 5y 75.9%
CAGR 5y 11.83%
CAGR/Max DD 5y 0.36
Sharpe Ratio 12m 1.74
Alpha -0.72
Beta 0.547
Volatility 23.19%
Current Volume 592.6k
Average Volume 20d 526k
What is the price of ESNT shares?
As of June 12, 2025, the stock is trading at USD 58.52 with a total of 592,585 shares traded.
Over the past week, the price has changed by +2.04%, over one month by -1.35%, over three months by +8.45% and over the past year by +8.53%.
Is Essent a good stock to buy?
Partly, yes. Based on ValueRay´s Fundamental Analyses, Essent (NYSE:ESNT) is currently (June 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 40.96 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ESNT is around 57.05 USD . This means that ESNT is currently overvalued and has a potential downside of -2.51%.
Is ESNT a buy, sell or hold?
Essent has received a consensus analysts rating of 3.71. Therefor, it is recommend to hold ESNT.
  • Strong Buy: 1
  • Buy: 3
  • Hold: 3
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for ESNT share price target?
According to our own proprietary Forecast Model, ESNT Essent will be worth about 63.8 in June 2026. The stock is currently trading at 58.52. This means that the stock has a potential upside of +9.02%.
Issuer Target Up/Down from current
Wallstreet Target Price 64.8 10.6%
Analysts Target Price 62.6 6.9%
ValueRay Target Price 63.8 9%