(ESNT) Essent - Ratings and Ratios
Exchange: NYSE • Country: Bermuda • Currency: USD • Type: Common Stock • ISIN: BMG3198U1027
ESNT EPS (Earnings per Share)
ESNT Revenue
ESNT: Mortgage Insurance, Title Insurance, Insurance Services
Essent Group Ltd. is a leading provider of private mortgage insurance and reinsurance in the United States, serving originators of residential mortgage loans, including regulated depository institutions, mortgage banks, and credit unions. The companys diverse product portfolio includes primary, pool, and master policy mortgage insurance, as well as ancillary services such as information technology maintenance, customer support, underwriting consulting, and credit risk management products. Additionally, Essent Group offers title insurance and settlement services, further expanding its presence in the mortgage finance ecosystem.
With its headquarters in Hamilton, Bermuda, Essent Group was incorporated in 2008 and has since established itself as a key player in the commercial and residential mortgage finance sub-industry. The companys business model is designed to mitigate risk for mortgage lenders and investors, while also providing essential services that facilitate the flow of credit in the US housing market.
Analyzing the available
Based on the available data, a forecast for ESNTs stock price could be constructed by analyzing the convergence of its SMAs and the overall trend in the mortgage finance industry. If the 52-week high and low are considered, a potential price target could be set around $61.50, representing a 6.3% increase from the current price. However, this forecast is contingent upon the companys continued ability to maintain its RoE and expand its market share in the US mortgage insurance market.
Additional Sources for ESNT Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
ESNT Stock Overview
Market Cap in USD | 5,815m |
Sector | Financial Services |
Industry | Insurance - Specialty |
GiC Sub-Industry | Commercial & Residential Mortgage Finance |
IPO / Inception | 2013-10-31 |
ESNT Stock Ratings
Growth Rating | 41.8 |
Fundamental | 41.0 |
Dividend Rating | 68.6 |
Rel. Strength | -14.4 |
Analysts | 3.71 of 5 |
Fair Price Momentum | 57.05 USD |
Fair Price DCF | 159.68 USD |
ESNT Dividends
Dividend Yield 12m | 2.04% |
Yield on Cost 5y | 3.53% |
Annual Growth 5y | 11.84% |
Payout Consistency | 100.0% |
Payout Ratio | 17.3% |
ESNT Growth Ratios
Growth Correlation 3m | 58.9% |
Growth Correlation 12m | -23.1% |
Growth Correlation 5y | 75.9% |
CAGR 5y | 11.83% |
CAGR/Max DD 5y | 0.36 |
Sharpe Ratio 12m | 1.74 |
Alpha | -0.72 |
Beta | 0.547 |
Volatility | 23.19% |
Current Volume | 592.6k |
Average Volume 20d | 526k |
As of June 12, 2025, the stock is trading at USD 58.52 with a total of 592,585 shares traded.
Over the past week, the price has changed by +2.04%, over one month by -1.35%, over three months by +8.45% and over the past year by +8.53%.
Partly, yes. Based on ValueRay´s Fundamental Analyses, Essent (NYSE:ESNT) is currently (June 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 40.96 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of ESNT is around 57.05 USD . This means that ESNT is currently overvalued and has a potential downside of -2.51%.
Essent has received a consensus analysts rating of 3.71. Therefor, it is recommend to hold ESNT.
- Strong Buy: 1
- Buy: 3
- Hold: 3
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, ESNT Essent will be worth about 63.8 in June 2026. The stock is currently trading at 58.52. This means that the stock has a potential upside of +9.02%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 64.8 | 10.6% |
Analysts Target Price | 62.6 | 6.9% |
ValueRay Target Price | 63.8 | 9% |