(ESNT) Essent - Ratings and Ratios

Exchange: NYSE • Country: Bermuda • Currency: USD • Type: Common Stock • ISIN: BMG3198U1027

ESNT: Mortgage Insurance, Reinsurance, IT Services, Title Insurance

Essent Group Ltd (NYSE:ESNT) is a Bermuda-based provider of private mortgage insurance and reinsurance, primarily for residential properties in the United States. The company operates through its subsidiaries, offering a range of mortgage insurance products, including primary, pool, and master policies. Essent also provides IT maintenance and development services, customer support, underwriting consulting, and contract underwriting services. Additionally, it offers title insurance and settlement services, catering to a diverse client base that includes regulated depository institutions, mortgage banks, credit unions, and other lenders, as well as mortgage borrowers and investors. Incorporated in 2008, Essent Group is strategically positioned in Hamilton, Bermuda, and is a key player in the mortgage finance industry. The companys operations are supported by a robust risk management framework, focusing on credit risk assessment and mitigation. Essent Group has established itself as a reliable partner in the mortgage insurance sector, leveraging its expertise to navigate market dynamics and regulatory requirements. Web URL: https://www.essentgroup.com

From a financial perspective, Essent Group Ltd (NYSE:ESNT) demonstrates stability and growth potential. With a market capitalization of $5,692.68 million, the company operates with a price-to-earnings (P/E) ratio of 8.04 and a forward P/E of 8.10, indicating undervaluation relative to its earnings. The price-to-book (P/B) ratio of 1.02 suggests that the stock is fairly valued relative to its book value. The price-to-sales (P/S) ratio of 4.58 highlights strong revenue generation. Return on equity (RoE) stands at 13.02%, reflecting efficient use of shareholder capital. Technically, the stock shows a neutral trend with SMA crossover points clustered around the current price of $55.54. The average true range (ATR) of 1.59 indicates moderate volatility. Over the next three months, based on and , Essent Group Ltd is expected to trade within a narrow range, potentially between $53 and $58, supported by stable earnings and a resilient housing market outlook.

Additional Sources for ESNT Stock

ESNT Stock Overview

Market Cap in USD 5,693m
Sector Financial Services
Industry Insurance - Specialty
GiC Sub-Industry Commercial & Residential Mortgage Finance
IPO / Inception 2013-10-31

ESNT Stock Ratings

Growth Rating 58.8
Fundamental 58.5
Dividend Rating 70.7
Rel. Strength -10.6
Analysts 3.63/5
Fair Price Momentum 58.89 USD
Fair Price DCF 179.65 USD

ESNT Dividends

Dividend Yield 12m 2.03%
Yield on Cost 5y 4.87%
Annual Growth 5y 11.84%
Payout Consistency 100.0%

ESNT Growth Ratios

Growth Correlation 3m -44%
Growth Correlation 12m -9.8%
Growth Correlation 5y 76%
CAGR 5y 19.24%
CAGR/Max DD 5y 0.58
Sharpe Ratio 12m 1.83
Alpha 1.25
Beta 0.547
Volatility 25.96%
Current Volume 716.6k
Average Volume 20d 704.1k
What is the price of ESNT stocks?
As of May 01, 2025, the stock is trading at USD 56.93 with a total of 716,596 shares traded.
Over the past week, the price has changed by +2.52%, over one month by -1.37%, over three months by -1.70% and over the past year by +9.65%.
Is Essent a good stock to buy?
Partly, yes. Based on ValueRay Fundamental Analyses, Essent (NYSE:ESNT) is currently (May 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 58.50 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ESNT as of May 2025 is 58.89. This means that ESNT is currently overvalued and has a potential downside of 3.44%.
Is ESNT a buy, sell or hold?
Essent has received a consensus analysts rating of 3.63. Therefor, it is recommend to hold ESNT.
  • Strong Buy: 1
  • Buy: 3
  • Hold: 4
  • Sell: 0
  • Strong Sell: 0
What are the forecast for ESNT stock price target?
According to ValueRays Forecast Model, ESNT Essent will be worth about 64.7 in May 2026. The stock is currently trading at 56.93. This means that the stock has a potential upside of +13.72%.
Issuer Forecast Upside
Wallstreet Target Price 62.7 10.2%
Analysts Target Price 63.9 12.2%
ValueRay Target Price 64.7 13.7%