(ESNT) Essent - Ratings and Ratios
Exchange: NYSE • Country: Bermuda • Currency: USD • Type: Common Stock • ISIN: BMG3198U1027
ESNT: Mortgage Insurance, Reinsurance, IT Services, Title Insurance
Essent Group Ltd (NYSE:ESNT) is a Bermuda-based provider of private mortgage insurance and reinsurance, primarily for residential properties in the United States. The company operates through its subsidiaries, offering a range of mortgage insurance products, including primary, pool, and master policies. Essent also provides IT maintenance and development services, customer support, underwriting consulting, and contract underwriting services. Additionally, it offers title insurance and settlement services, catering to a diverse client base that includes regulated depository institutions, mortgage banks, credit unions, and other lenders, as well as mortgage borrowers and investors. Incorporated in 2008, Essent Group is strategically positioned in Hamilton, Bermuda, and is a key player in the mortgage finance industry. The companys operations are supported by a robust risk management framework, focusing on credit risk assessment and mitigation. Essent Group has established itself as a reliable partner in the mortgage insurance sector, leveraging its expertise to navigate market dynamics and regulatory requirements. Web URL: https://www.essentgroup.com
From a financial perspective, Essent Group Ltd (NYSE:ESNT) demonstrates stability and growth potential. With a market capitalization of $5,692.68 million, the company operates with a price-to-earnings (P/E) ratio of 8.04 and a forward P/E of 8.10, indicating undervaluation relative to its earnings. The price-to-book (P/B) ratio of 1.02 suggests that the stock is fairly valued relative to its book value. The price-to-sales (P/S) ratio of 4.58 highlights strong revenue generation. Return on equity (RoE) stands at 13.02%, reflecting efficient use of shareholder capital. Technically, the stock shows a neutral trend with SMA crossover points clustered around the current price of $55.54. The average true range (ATR) of 1.59 indicates moderate volatility. Over the next three months, based on
Additional Sources for ESNT Stock
Tweets: X Stocktwits
Fund Manager Positions: Dataroma Stockcircle
ESNT Stock Overview
Market Cap in USD | 5,693m |
Sector | Financial Services |
Industry | Insurance - Specialty |
GiC Sub-Industry | Commercial & Residential Mortgage Finance |
IPO / Inception | 2013-10-31 |
ESNT Stock Ratings
Growth Rating | 58.8 |
Fundamental | 58.5 |
Dividend Rating | 70.7 |
Rel. Strength | -10.6 |
Analysts | 3.63/5 |
Fair Price Momentum | 58.89 USD |
Fair Price DCF | 179.65 USD |
ESNT Dividends
Dividend Yield 12m | 2.03% |
Yield on Cost 5y | 4.87% |
Annual Growth 5y | 11.84% |
Payout Consistency | 100.0% |
ESNT Growth Ratios
Growth Correlation 3m | -44% |
Growth Correlation 12m | -9.8% |
Growth Correlation 5y | 76% |
CAGR 5y | 19.24% |
CAGR/Max DD 5y | 0.58 |
Sharpe Ratio 12m | 1.83 |
Alpha | 1.25 |
Beta | 0.547 |
Volatility | 25.96% |
Current Volume | 716.6k |
Average Volume 20d | 704.1k |
As of May 01, 2025, the stock is trading at USD 56.93 with a total of 716,596 shares traded.
Over the past week, the price has changed by +2.52%, over one month by -1.37%, over three months by -1.70% and over the past year by +9.65%.
Partly, yes. Based on ValueRay Fundamental Analyses, Essent (NYSE:ESNT) is currently (May 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 58.50 and therefor a somewhat positive outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of ESNT as of May 2025 is 58.89. This means that ESNT is currently overvalued and has a potential downside of 3.44%.
Essent has received a consensus analysts rating of 3.63. Therefor, it is recommend to hold ESNT.
- Strong Buy: 1
- Buy: 3
- Hold: 4
- Sell: 0
- Strong Sell: 0
According to ValueRays Forecast Model, ESNT Essent will be worth about 64.7 in May 2026. The stock is currently trading at 56.93. This means that the stock has a potential upside of +13.72%.
Issuer | Forecast | Upside |
---|---|---|
Wallstreet Target Price | 62.7 | 10.2% |
Analysts Target Price | 63.9 | 12.2% |
ValueRay Target Price | 64.7 | 13.7% |