(EVTC) Evertec - Ratings and Ratios

EVERTEC, Inc. (NYSE:EVTC) is a leading provider of transaction processing and financial technology services across Latin America, Puerto Rico, and the Caribbean. The company operates through four core segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. Its merchant acquiring services enable point-of-sale and e-commerce merchants to process debit, credit, prepaid, and electronic benefit transfer (EBT) cards. The company also offers payment processing services for financial institutions, including credit and debit card processing, authorization, settlement, and fraud monitoring. Additionally, EVERTEC provides business process management solutions such as core bank processing, network hosting, managed security services, IT professional services, and cash processing. The company owns and operates the ATH network, a PIN debit network, and processes approximately 10 billion transactions annually. Its services are primarily sold through a direct sales force, targeting financial institutions, merchants, corporations, and government agencies. Founded in 1988, EVERTEC is headquartered in San Juan, Puerto Rico.

From a technical perspective, EVTC is currently trading at $34.14, slightly above its 20-day SMA of $33.69 but below its 50-day SMA of $35.16. The stock is near its 200-day SMA of $34.03, indicating a neutral long-term trend. The average true range (ATR) of 1.09 suggests moderate volatility. The average 20-day volume is 293,435 shares, reflecting stable trading activity.

Fundamentally, EVERTEC has a market capitalization of $2.133 billion, with a price-to-earnings (P/E) ratio of 19.04, indicating a premium valuation relative to its earnings. The price-to-book (P/B) ratio of 4.47 reflects a higher valuation compared to its book value. The price-to-sales (P/S) ratio of 2.52 suggests the market is pricing in growth expectations. Return on equity (RoE) is low at 0.02, indicating limited profitability relative to shareholder equity.