(F) Ford Motor - NYSE
Sector: Consumer Cyclical | Industry: Auto Manufacturers | Exchange: NYSE (USA) | Market Cap: 56.025m USD | Total Return: 39.5% in 12m
Avg Turnover: 906M
EPS Trend: -84.4%
Qual. Beats: 1
Rev. Trend: 96.3%
Qual. Beats: 8
Warnings
High Debt/EBITDA (177.5) with thin interest coverage (-4.4)
Interest Coverage Ratio -4.4 is critical
Altman Z'' 0.53 < 1.0 - financial distress zone
Below Avwap Earnings
Tailwinds
Idiosyncratic Leader
Ford Motor Company (NYSE: F) is a U.S.-based global automaker headquartered in Dearborn, Michigan, and incorporated in 1903. The company designs, manufactures, and services Ford and Lincoln branded vehicles, including trucks, sport utility vehicles, commercial vans, and passenger cars. Operations are organized across four reportable segments: Ford Blue (core internal combustion and hybrid vehicles), Ford Model e (electric vehicles, software, and digital services), Ford Pro (commercial and fleet services), and Ford Credit (vehicle financing and leasing). Ford sells vehicles through dealers and distributors, as well as directly to commercial fleet operators, daily rental companies, and government customers across the United States, Canada, the United Kingdom, Mexico, and other international markets.
In addition to vehicle production, Ford offers a growing portfolio of related services, including telematics, EV charging solutions, and digital vehicle technologies. As is common in the automobile manufacturing industry, the company operates a captive finance arm, Ford Credit, which provides retail installment sale contracts, direct financing leases, wholesale loans to dealers for inventory financing, and loans for working capital and dealership facilities. Ford Credit serves retail customers, commercial lessees, and government entities, generating a separate revenue stream tied to the companys core vehicle sales.
Ford operates in the Consumer Discretionary sector, within the Automobile Manufacturers sub-industry. The company is currently navigating the broader industry transition from internal combustion engines to electric vehicles, while balancing its traditional ICE and hybrid business with investments in EV and software platforms through the Model e segment.
- Ford Pro commercial segment drives margins and revenue growth
- Model e EV losses mount as demand growth slows
- US tariff exposure pressures North American production costs
| Net Income: -6.11b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA 0.11 > 1.0 |
| NWC/Revenue: 5.08% < 20% (prev 7.83%; Δ -2.75% < -1%) |
| CFO/TA 0.07 > 3% & CFO 18.9b > Net Income -6.11b |
| Current Ratio: 1.09 > 1.5 & < 3 |
| Outstanding Shares: last quarter (4.07b) vs 12m ago 1.50% < -2% |
| Gross Margin: 9.18% > 18% (prev 7.88%; Δ 1.29% > 0.5%) |
| Asset Turnover: 66.97% > 50% (prev 64.27%; Δ 2.70% > 0%) |
| Interest Coverage Ratio: -4.37 > 6 (EBIT TTM -5.77b / Interest Expense TTM 1.32b) |
| A: 0.03 (Total Current Assets 116b - Total Current Liabilities 107b) / Total Assets 282b |
| B: 0.09 (Retained Earnings 24.4b / Total Assets 282b) |
| C: -0.02 (EBIT TTM -5.77b / Avg Total Assets 283b) |
| D: 0.15 (Book Value of Equity 37.5b / Total Liabilities 245b) |
| Altman-Z'' = 0.53 = B |
| DSRI: 0.94 (Receivables 63.4b/65.2b, Revenue 190b/183b) |
| GMI: 0.86 (GM 7.88% / 9.18%) |
| AQI: 1.05 (AQ_t 0.35 / AQ_t-1 0.33) |
| SGI: 1.04 (Revenue 190b / 183b) |
| TATA: -0.09 (NI -6.11b - CFO 18.9b) / TA 282b) |
| Beneish M = -3.16 (Cap -4..+1) = AA |
As of June 28, 2026, the stock is trading at USD 14.13 with a total of 59,506,552 shares traded. Over the past week, the price has changed by +0.50%, over one month by -7.77%, over three months by +23.35% and over the past year by +39.48%.
Current recommended Stop Loss: 13.30 (which is 5.9% or 1.4 ATR below the current price).
Ford Motor has received a consensus analysts rating of 3.29. Therefore, it is recommended to hold F.
- StrongBuy: 3
- Buy: 2
- Hold: 15
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 14.9 | 5.1% |
P/E Forward = 8.4175
P/S = 0.2951
P/B = 1.4959
P/EG = 8.4768
Revenue TTM = 190b USD
EBIT TTM = -5.77b USD
EBITDA TTM = 727.0m USD
Long Term Debt = 106b USD (from longTermDebt, last quarter)
Short Term Debt = 50.8b USD (from shortTermDebt, last quarter)
Debt = 160b USD (from shortLongTermDebtTotal, last quarter) + Leases 2.38b
Net Debt = 129b USD (calculated: Debt 160b - CCE 30.5b)
Enterprise Value = 185b USD (56.0b + Debt 160b - CCE 30.5b)
Interest Coverage Ratio = -4.37 (Ebit TTM -5.77b / Interest Expense TTM 1.32b)
EV/FCF = 19.38x (Enterprise Value 185b / FCF TTM 9.55b)
FCF Yield = 5.16% (FCF TTM 9.55b / Enterprise Value 185b)
FCF Margin = 5.03% (FCF TTM 9.55b / Revenue TTM 190b)
Net Margin = -3.22% (Net Income TTM -6.11b / Revenue TTM 190b)
Gross Margin = 9.18% ((Revenue TTM 190b - Cost of Revenue TTM 172b) / Revenue TTM)
Gross Margin QoQ = 18.36% (prev 3.72%)
Tobins Q-Ratio = 0.66 (Enterprise Value 185b / Total Assets 282b)
Interest Expense / Debt = 0.83% (Interest Expense 1.32b / Debt 160b)
Taxrate = 12.40% (361.0m / 2.91b)
NOPAT = -5.05b (EBIT -5.77b * (1 - 12.40%)) [loss with tax shield]
Current Ratio = 1.09 (Total Current Assets 116b / Total Current Liabilities 107b)
Debt / Equity = 4.26 (Debt 160b / totalStockholderEquity, last quarter 37.5b)
Debt / EBITDA = 177.5 (Net Debt 129b / EBITDA 727.0m)
Debt / FCF = 13.52 (Net Debt 129b / FCF TTM 9.55b)
Total Stockholder Equity = 41.5b (last 4 quarters mean from totalStockholderEquity)
RoA = -2.15% (Net Income -6.11b / Total Assets 282b)
RoE = -14.72% (Net Income TTM -6.11b / Total Stockholder Equity 41.5b)
RoCE = -3.90% (EBIT -5.77b / Capital Employed (Equity 41.5b + L.T.Debt 106b))
RoIC = -2.33% (negative operating profit) (NOPAT -5.05b / Invested Capital 217b)
WACC = 3.10% (E(56.0b)/V(216b) * Re(9.86%) + D(160b)/V(216b) * Rd(0.83%) * (1-Tc(0.12)))
Discount Rate = 9.86% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -24.44 | Cagr: 0.43%
[DCF] Terminal Value 75.77% ; FCFF base≈9.45b ; Y1≈9.69b ; Y5≈10.7b
[DCF] Fair Price = 9.39 (EV 166b - Net Debt 129b = Equity 36.7b / Shares 3.91b; r=8.35% [WACC [floored]]; 5y FCF grow 2.55% → 2.50% )
EPS Correlation: -84.35 | EPS CAGR: -17.45% | SUE: 4.0 | # QB: 1
Revenue Correlation: 96.33 | Revenue CAGR: 3.79% | SUE: 1.29 | # QB: 8
EPS current Quarter (2026-06-30): EPS=0.34 | Chg30d=-5.68% | Revisions=-33% | Analysts=15
EPS next Quarter (2026-09-30): EPS=0.36 | Chg30d=+0.61% | Revisions=-75% | Analysts=15
EPS current Year (2026-12-31): EPS=1.64 | Chg30d=+1.61% | Revisions=+64% | GrowthEPS=+50.3% | GrowthRev=+1.0%
EPS next Year (2027-12-31): EPS=1.84 | Chg30d=-0.88% | Revisions=+9% | GrowthEPS=+12.0% | GrowthRev=+1.9%
[Analyst] Revisions Ratio: -75%