(F) Ford Motor - Overview
Sector: Consumer Cyclical | Industry: Auto Manufacturers | Exchange: NYSE (USA) | Market Cap: 48.654m USD | Total Return: 41.4% in 12m
Industry Rotation: +2.4
Avg Turnover: 441M USD
Peers RS (IBD): 79.5
EPS Trend: -50.3%
Qual. Beats: 0
Rev. Trend: 74.5%
Qual. Beats: 7
Warnings
High Debt/EBITDA (19.7) with thin interest coverage (1.1)
Altman Z'' 0.54 < 1.0 - financial distress zone
Tailwinds
No distinct edge detected
Ford Motor Company (NYSE:F) designs, manufactures, and services a broad portfolio that includes Ford trucks, SUVs, commercial vans, passenger cars, and Lincoln luxury models across North America, Europe, and other international markets. The firm operates through four segments-Ford Blue (traditional ICE and hybrid vehicles), Ford Model e (electric vehicles), Ford Pro (commercial-fleet solutions), and Ford Credit (automotive financing and leasing). In addition to vehicle sales, Ford provides parts, accessories, digital services, telematics, and EV-charging solutions, while its financing arm offers retail installment contracts, lease programs, and wholesale dealer loans.
In its most recent FY 2025 results, Ford posted $158 billion in revenue, a 6% year-over-year increase driven largely by a 22% surge in Model e EV deliveries, which now represent roughly 20% of total vehicle volume. Operating margin improved to 7.5% as cost-saving initiatives and higher-margin financing activities lifted profitability. Ford Credit’s loan portfolio reached $71 billion, supporting both dealer inventory financing and consumer leases, while free cash flow stood at $5.2 billion, underscoring solid cash generation amid a tightening credit environment. Key macro drivers include the accelerating shift toward electrification, which the sector expects to add $150 billion in cumulative sales by 2028, and ongoing supply-chain normalization that is easing semiconductor bottlenecks.
For a deeper dive into Ford’s valuation metrics and how they compare within the auto sector, you might find ValueRay’s analysis worth exploring.
- Truck and SUV sales drive Ford Blue revenue
- EV production costs impact Model e profitability
- Ford Pro commercial vehicle demand remains strong
- Ford Credit interest rates affect financing income
- Regulatory emissions standards increase compliance costs
| Net Income: -8.18b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA 1.95 > 1.0 |
| NWC/Revenue: 4.59% < 20% (prev 9.52%; Δ -4.93% < -1%) |
| CFO/TA 0.07 > 3% & CFO 21.28b > Net Income -8.18b |
| Net Debt (144.22b) to EBITDA (7.33b): 19.68 < 3 |
| Current Ratio: 1.07 > 1.5 & < 3 |
| Outstanding Shares: last quarter (3.98b) vs 12m ago -1.01% < -2% |
| Gross Margin: 6.52% > 18% (prev 0.08%; Δ 643.9% > 0.5%) |
| Asset Turnover: 65.21% > 50% (prev 64.86%; Δ 0.34% > 0%) |
| Interest Coverage Ratio: 1.06 > 6 (EBITDA TTM 7.33b / Interest Expense TTM 1.25b) |
| A: 0.03 (Total Current Assets 123.49b - Total Current Liabilities 114.89b) / Total Assets 289.16b |
| B: 0.08 (Retained Earnings 22.51b / Total Assets 289.16b) |
| C: 0.00 (EBIT TTM 1.33b / Avg Total Assets 287.18b) |
| D: 0.06 (Book Value of Equity 14.84b / Total Liabilities 253.18b) |
| Altman-Z'' Score: 0.54 = B |
| DSRI: 0.96 (Receivables 64.53b/66.57b, Revenue 187.27b/184.99b) |
| GMI: 1.29 (GM 6.52% / 8.38%) |
| AQI: 1.03 (AQ_t 0.35 / AQ_t-1 0.34) |
| SGI: 1.01 (Revenue 187.27b / 184.99b) |
| TATA: -0.10 (NI -8.18b - CFO 21.28b) / TA 289.16b) |
| Beneish M-Score: -2.88 (Cap -4..+1) = A |
Over the past week, the price has changed by +4.35%, over one month by +8.54%, over three months by -6.97% and over the past year by +41.41%.
- StrongBuy: 3
- Buy: 2
- Hold: 17
- Sell: 1
- StrongSell: 3
| Analysts Target Price | 14.1 | 10.9% |
P/S = 0.2598
P/B = 1.3533
P/EG = 8.4768
Revenue TTM = 187.27b USD
EBIT TTM = 1.33b USD
EBITDA TTM = 7.33b USD
Long Term Debt = 106.03b USD (from longTermDebt, last quarter)
Short Term Debt = 57.87b USD (from shortTermDebt, last quarter)
Debt = 167.57b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 144.22b USD (from netDebt column, last quarter)
Enterprise Value = 192.87b USD (48.65b + Debt 167.57b - CCE 23.36b)
Interest Coverage Ratio = 1.06 (Ebit TTM 1.33b / Interest Expense TTM 1.25b)
EV/FCF = 15.47x (Enterprise Value 192.87b / FCF TTM 12.47b)
FCF Yield = 6.46% (FCF TTM 12.47b / Enterprise Value 192.87b)
FCF Margin = 6.66% (FCF TTM 12.47b / Revenue TTM 187.27b)
Net Margin = -4.37% (Net Income TTM -8.18b / Revenue TTM 187.27b)
Gross Margin = 6.52% ((Revenue TTM 187.27b - Cost of Revenue TTM 175.05b) / Revenue TTM)
Gross Margin QoQ = 3.72% (prev 8.94%)
Tobins Q-Ratio = 0.67 (Enterprise Value 192.87b / Total Assets 289.16b)
Interest Expense / Debt = 0.21% (Interest Expense 348.0m / Debt 167.57b)
Taxrate = 21.0% (US default 21%)
NOPAT = 1.05b (EBIT 1.33b * (1 - 21.00%))
Current Ratio = 1.07 (Total Current Assets 123.49b / Total Current Liabilities 114.89b)
Debt / Equity = 4.66 (Debt 167.57b / totalStockholderEquity, last quarter 35.95b)
Debt / EBITDA = 19.68 (Net Debt 144.22b / EBITDA 7.33b)
Debt / FCF = 11.57 (Net Debt 144.22b / FCF TTM 12.47b)
Total Stockholder Equity = 43.26b (last 4 quarters mean from totalStockholderEquity)
RoA = -2.85% (Net Income -8.18b / Total Assets 289.16b)
RoE = -18.91% (Net Income TTM -8.18b / Total Stockholder Equity 43.26b)
RoCE = 0.89% (EBIT 1.33b / Capital Employed (Equity 43.26b + L.T.Debt 106.03b))
RoIC = 0.52% (NOPAT 1.05b / Invested Capital 202.83b)
WACC = 2.31% (E(48.65b)/V(216.23b) * Re(9.69%) + D(167.57b)/V(216.23b) * Rd(0.21%) * (1-Tc(0.21)))
Discount Rate = 9.69% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -0.77%
[DCF] Terminal Value 88.44% ; FCFF base≈10.18b ; Y1≈12.55b ; Y5≈21.42b
[DCF] Fair Price = 121.1 (EV 621.34b - Net Debt 144.22b = Equity 477.12b / Shares 3.94b; r=6.0% [WACC]; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -50.25 | EPS CAGR: -24.88% | SUE: 0.13 | # QB: 0
Revenue Correlation: 74.48 | Revenue CAGR: 7.92% | SUE: 4.0 | # QB: 7
EPS next Quarter (2026-06-30): EPS=0.39 | Chg7d=-0.008 | Chg30d=-0.020 | Revisions Net=-2 | Analysts=14
EPS current Year (2026-12-31): EPS=1.52 | Chg7d=-0.004 | Chg30d=-0.003 | Revisions Net=+2 | Growth EPS=+39.7% | Growth Revenue=+0.3%
EPS next Year (2027-12-31): EPS=1.83 | Chg7d=-0.002 | Chg30d=-0.002 | Revisions Net=+3 | Growth EPS=+20.5% | Growth Revenue=+1.1%
[Analyst] Revisions Ratio: -1.00 (0 Up / 2 Down within 30d for Next Quarter)