(FINV) FinVolution - Ratings and Ratios

Exchange: NYSE • Country: China • Currency: USD • Type: Common Stock • ISIN: US31810T1016

Consumer Loans, Credit Solutions, Investment Services

FINV EPS (Earnings per Share)

EPS (Earnings per Share) of FINV over the last years for every Quarter: "2020-03": 1.36, "2020-06": 1.5, "2020-09": 2.05, "2020-12": 1.72, "2021-03": 2, "2021-06": 2.11, "2021-09": 2.15, "2021-12": 2.21, "2022-03": 1.81, "2022-06": 1.98, "2022-09": 2.05, "2022-12": 1.91, "2023-03": 2.42, "2023-06": 1.95, "2023-09": 2.05, "2023-12": 1.92, "2024-03": 1.97, "2024-06": 2.12, "2024-09": 2.36, "2024-12": 0.52, "2025-03": 2.84,

FINV Revenue

Revenue of FINV over the last years for every Quarter: 2020-03: 2106.31, 2020-06: 1810.452, 2020-09: 1793.333, 2020-12: 1852.992, 2021-03: 2112.893, 2021-06: 2384.1, 2021-09: 2525.112, 2021-12: 2448.023, 2022-03: 2446.794, 2022-06: 2665.988, 2022-09: 2971.445, 2022-12: 3049.976, 2023-03: 3050.643, 2023-06: 3075.678, 2023-09: 3197.527, 2023-12: 3276.711, 2024-03: 3165.081, 2024-06: 3168, 2024-09: 3276.051, 2024-12: 3456.692, 2025-03: 3481.041,

Description: FINV FinVolution

FinVolution Group is a leading fintech company that connects borrowers with financial institutions, offering a range of internet financial services. With a presence in China, Indonesia, the Philippines, and beyond, the company has established itself as a major player in the online consumer finance industry. Formerly known as PPDAI Group Inc., FinVolution Group rebranded in November 2019, reflecting its evolving business model and expanding global footprint. Headquartered in Shanghai, China, the company has been at the forefront of innovation in the fintech space since its founding in 2007.

FinVolution Groups business model is built around its proprietary fintech platform, which leverages technology to facilitate lending and other financial services. The companys services cater to a diverse range of customers, from individual consumers to institutional partners. With a strong focus on risk management and regulatory compliance, FinVolution Group has established partnerships with prominent financial institutions, further solidifying its position in the market.

Analyzing the , we observe that FINVs stock price is currently at $8.91, above its SMA20 and SMA50, indicating a positive short-term trend. The stock is also above its SMA200, suggesting a longer-term uptrend. The ATR indicates a moderate level of volatility, with a 3.68% daily price swing. Given the current trend and volatility, we can forecast that FINVs stock price may continue to rise in the short term, potentially reaching $9.50 in the next few weeks.

Examining the , we note that FinVolution Groups Market Cap stands at $2.12 billion, with a P/E ratio of 6.06 and a Forward P/E of 3.67, indicating a relatively undervalued stock. The companys RoE of 17.21% suggests a strong ability to generate profits from shareholder equity. Combining these fundamental insights with the technical analysis, we forecast that FINVs stock price may reach $11.00 in the next 6-12 months, driven by the companys solid financial performance and improving market sentiment.

Based on the analysis, we conclude that FinVolution Group is an attractive investment opportunity, with a strong business model, solid financials, and a positive trend in its stock price. As the company continues to expand its global presence and improve its risk management capabilities, we expect FINVs stock price to continue its upward trajectory, making it a compelling buy for investors seeking exposure to the fintech and consumer finance sectors.

Additional Sources for FINV Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle

FINV Stock Overview

Market Cap in USD 2,336m
Sector Financial Services
Industry Credit Services
GiC Sub-Industry Consumer Finance
IPO / Inception 2017-11-10

FINV Stock Ratings

Growth Rating 73.0
Fundamental 80.7
Dividend Rating 82.0
Rel. Strength 79.8
Analysts 5 of 5
Fair Price Momentum 11.72 USD
Fair Price DCF 484.62 USD

FINV Dividends

Dividend Yield 12m 3.35%
Yield on Cost 5y 17.64%
Annual Growth 5y 14.58%
Payout Consistency 94.3%
Payout Ratio 20.2%

FINV Growth Ratios

Growth Correlation 3m 92.7%
Growth Correlation 12m 94.4%
Growth Correlation 5y 57.1%
CAGR 5y 43.77%
CAGR/Max DD 5y 0.62
Sharpe Ratio 12m 1.96
Alpha 110.94
Beta 0.431
Volatility 38.43%
Current Volume 2303.9k
Average Volume 20d 1524.1k
Stop Loss 10.1 (-4.7%)
What is the price of FINV shares?
As of July 14, 2025, the stock is trading at USD 10.60 with a total of 2,303,907 shares traded.
Over the past week, the price has changed by +6.11%, over one month by +21.84%, over three months by +38.20% and over the past year by +121.34%.
Is FinVolution a good stock to buy?
Yes, based on ValueRay´s Fundamental Analyses, FinVolution (NYSE:FINV) is currently (July 2025) a good stock to buy. It has a ValueRay Fundamental Rating of 80.67 and therefor a positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FINV is around 11.72 USD . This means that FINV is currently undervalued and has a potential upside of +10.57% (Margin of Safety).
Is FINV a buy, sell or hold?
FinVolution has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy FINV.
  • Strong Buy: 8
  • Buy: 0
  • Hold: 0
  • Sell: 0
  • Strong Sell: 0
What are the forecasts for FINV share price target?
According to our own proprietary Forecast Model, FINV FinVolution will be worth about 13.1 in July 2026. The stock is currently trading at 10.60. This means that the stock has a potential upside of +23.3%.
Issuer Target Up/Down from current
Wallstreet Target Price 11.9 11.8%
Analysts Target Price 11.8 11.6%
ValueRay Target Price 13.1 23.3%