(FIS) Fidelity National - Ratings and Ratios
Exchange: NYSE •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US31620M1062
Banking Software, Payment Processing, Wealth Platforms, Trading
Dividends
| Dividend Yield | 2.94% |
| Yield on Cost 5y | 1.46% |
| Yield CAGR 5y | 0.71% |
| Payout Consistency | 90.8% |
| Payout Ratio | 29.3% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 24.3% |
| Value at Risk 5%th | 38.0% |
| Relative Tail Risk | -4.72% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -0.76 |
| Alpha | -30.93 |
| CAGR/Max DD | 0.02 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.372 |
| Beta | 0.612 |
| Beta Downside | 0.520 |
| Drawdowns 3y | |
|---|---|
| Max DD | 37.27% |
| Mean DD | 15.34% |
| Median DD | 15.82% |
Description: FIS Fidelity National December 03, 2025
Fidelity National Information Services (FIS) delivers a broad suite of financial-services technology to banks, capital-market firms, and other enterprises, organized into Banking Solutions, Capital Market Solutions, and Corporate & Other segments. Its product portfolio spans core processing, digital banking, fraud and risk tools, card and payment networks, electronic funds transfer, wealth-management platforms, and treasury-risk solutions.
Key recent metrics (FY 2023) include revenue of roughly $14.5 billion, an operating margin of about 15 %, and diluted earnings per share of $3.45, reflecting steady demand for real-time payments and cloud-based core banking. The business is sensitive to macro drivers such as interest-rate cycles (which affect loan-originations and treasury activity) and the accelerating adoption of fintech APIs that pressure legacy processing fees.
Sector-wide, the transaction-and-payment processing market is projected to grow at a 6-8 % CAGR through 2028, driven by increasing digital commerce volumes, regulatory pushes for faster payments (e.g., FedNow), and the shift of banks toward SaaS core platforms-trends that directly benefit FIS’s product roadmap.
For a deeper dive into FIS’s valuation metrics and scenario analysis, you might explore the ValueRay platform.
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (152.0m TTM) > 0 and > 6% of Revenue (6% = 640.9m TTM) |
| FCFTA 0.06 (>2.0%) and ΔFCFTA -28.97pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -32.77% (prev 9.24%; Δ -42.01pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.07 (>3.0%) and CFO 2.16b > Net Income 152.0m (YES >=105%, WARN >=100%) |
| Net Debt (12.50b) to EBITDA (3.54b) ratio: 3.53 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.53 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (525.0m) change vs 12m ago -4.20% (target <= -2.0% for YES) |
| Gross Margin 37.94% (prev 37.85%; Δ 0.09pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 31.70% (prev 29.23%; Δ 2.47pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 4.84 (EBITDA TTM 3.54b / Interest Expense TTM 347.0m) >= 6 (WARN >= 3) |
Altman Z'' -3.92
| (A) -0.11 = (Total Current Assets 3.97b - Total Current Liabilities 7.47b) / Total Assets 33.04b |
| (B) -0.70 = Retained Earnings (Balance) -23.02b / Total Assets 33.04b |
| (C) 0.05 = EBIT TTM 1.68b / Avg Total Assets 33.69b |
| (D) -1.23 = Book Value of Equity -23.51b / Total Liabilities 19.18b |
| Total Rating: -3.92 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 47.89
| 1. Piotroski 4.0pt |
| 2. FCF Yield 4.25% |
| 3. FCF Margin 18.75% |
| 4. Debt/Equity 0.94 |
| 5. Debt/Ebitda 3.53 |
| 6. ROIC - WACC (= -1.37)% |
| 7. RoE 1.03% |
| 8. Rev. Trend -47.02% |
| 9. EPS Trend -50.30% |
What is the price of FIS shares?
As of December 07, 2025, the stock is trading at USD 66.66 with a total of 2,777,112 shares traded.
Over the past week, the price has changed by +1.35%, over one month by +2.95%, over three months by -2.46% and over the past year by -20.40%.
Over the past week, the price has changed by +1.35%, over one month by +2.95%, over three months by -2.46% and over the past year by -20.40%.
Is FIS a buy, sell or hold?
Fidelity National has received a consensus analysts rating of 3.89.
Therefore, it is recommended to buy FIS.
- Strong Buy: 10
- Buy: 6
- Hold: 11
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the FIS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 81.1 | 21.6% |
| Analysts Target Price | 81.1 | 21.6% |
| ValueRay Target Price | 66.7 | 0% |
FIS Fundamental Data Overview December 03, 2025
Market Cap USD = 34.58b (34.58b USD * 1.0 USD.USD)
P/E Trailing = 206.875
P/E Forward = 10.4822
P/S = 3.3048
P/B = 2.4575
P/EG = 0.5291
Beta = 0.935
Revenue TTM = 10.68b USD
EBIT TTM = 1.68b USD
EBITDA TTM = 3.54b USD
Long Term Debt = 8.90b USD (from longTermDebt, last quarter)
Short Term Debt = 4.17b USD (from shortTermDebt, last quarter)
Debt = 13.07b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 12.50b USD (from netDebt column, last quarter)
Enterprise Value = 47.08b USD (34.58b + Debt 13.07b - CCE 571.0m)
Interest Coverage Ratio = 4.84 (Ebit TTM 1.68b / Interest Expense TTM 347.0m)
FCF Yield = 4.25% (FCF TTM 2.00b / Enterprise Value 47.08b)
FCF Margin = 18.75% (FCF TTM 2.00b / Revenue TTM 10.68b)
Net Margin = 1.42% (Net Income TTM 152.0m / Revenue TTM 10.68b)
Gross Margin = 37.94% ((Revenue TTM 10.68b - Cost of Revenue TTM 6.63b) / Revenue TTM)
Gross Margin QoQ = 42.45% (prev 36.39%)
Tobins Q-Ratio = 1.42 (Enterprise Value 47.08b / Total Assets 33.04b)
Interest Expense / Debt = 0.69% (Interest Expense 90.0m / Debt 13.07b)
Taxrate = 23.20% (87.0m / 375.0m)
NOPAT = 1.29b (EBIT 1.68b * (1 - 23.20%))
Current Ratio = 0.53 (Total Current Assets 3.97b / Total Current Liabilities 7.47b)
Debt / Equity = 0.94 (Debt 13.07b / totalStockholderEquity, last quarter 13.86b)
Debt / EBITDA = 3.53 (Net Debt 12.50b / EBITDA 3.54b)
Debt / FCF = 6.24 (Net Debt 12.50b / FCF TTM 2.00b)
Total Stockholder Equity = 14.70b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.46% (Net Income 152.0m / Total Assets 33.04b)
RoE = 1.03% (Net Income TTM 152.0m / Total Stockholder Equity 14.70b)
RoCE = 7.12% (EBIT 1.68b / Capital Employed (Equity 14.70b + L.T.Debt 8.90b))
RoIC = 4.78% (NOPAT 1.29b / Invested Capital 27.00b)
WACC = 6.15% (E(34.58b)/V(47.65b) * Re(8.27%) + D(13.07b)/V(47.65b) * Rd(0.69%) * (1-Tc(0.23)))
Discount Rate = 8.27% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -5.75%
[DCF Debug] Terminal Value 72.89% ; FCFE base≈6.02b ; Y1≈4.63b ; Y5≈2.90b
Fair Price DCF = 101.1 (DCF Value 52.33b / Shares Outstanding 517.9m; 5y FCF grow -27.45% → 3.0% )
EPS Correlation: -50.30 | EPS CAGR: -6.20% | SUE: 0.48 | # QB: 0
Revenue Correlation: -47.02 | Revenue CAGR: -5.80% | SUE: 0.67 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.38 | Chg30d=+0.024 | Revisions Net=+7 | Analysts=21
EPS next Year (2026-12-31): EPS=6.33 | Chg30d=+0.071 | Revisions Net=+15 | Growth EPS=+9.6% | Growth Revenue=+4.6%
P/E Trailing = 206.875
P/E Forward = 10.4822
P/S = 3.3048
P/B = 2.4575
P/EG = 0.5291
Beta = 0.935
Revenue TTM = 10.68b USD
EBIT TTM = 1.68b USD
EBITDA TTM = 3.54b USD
Long Term Debt = 8.90b USD (from longTermDebt, last quarter)
Short Term Debt = 4.17b USD (from shortTermDebt, last quarter)
Debt = 13.07b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 12.50b USD (from netDebt column, last quarter)
Enterprise Value = 47.08b USD (34.58b + Debt 13.07b - CCE 571.0m)
Interest Coverage Ratio = 4.84 (Ebit TTM 1.68b / Interest Expense TTM 347.0m)
FCF Yield = 4.25% (FCF TTM 2.00b / Enterprise Value 47.08b)
FCF Margin = 18.75% (FCF TTM 2.00b / Revenue TTM 10.68b)
Net Margin = 1.42% (Net Income TTM 152.0m / Revenue TTM 10.68b)
Gross Margin = 37.94% ((Revenue TTM 10.68b - Cost of Revenue TTM 6.63b) / Revenue TTM)
Gross Margin QoQ = 42.45% (prev 36.39%)
Tobins Q-Ratio = 1.42 (Enterprise Value 47.08b / Total Assets 33.04b)
Interest Expense / Debt = 0.69% (Interest Expense 90.0m / Debt 13.07b)
Taxrate = 23.20% (87.0m / 375.0m)
NOPAT = 1.29b (EBIT 1.68b * (1 - 23.20%))
Current Ratio = 0.53 (Total Current Assets 3.97b / Total Current Liabilities 7.47b)
Debt / Equity = 0.94 (Debt 13.07b / totalStockholderEquity, last quarter 13.86b)
Debt / EBITDA = 3.53 (Net Debt 12.50b / EBITDA 3.54b)
Debt / FCF = 6.24 (Net Debt 12.50b / FCF TTM 2.00b)
Total Stockholder Equity = 14.70b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.46% (Net Income 152.0m / Total Assets 33.04b)
RoE = 1.03% (Net Income TTM 152.0m / Total Stockholder Equity 14.70b)
RoCE = 7.12% (EBIT 1.68b / Capital Employed (Equity 14.70b + L.T.Debt 8.90b))
RoIC = 4.78% (NOPAT 1.29b / Invested Capital 27.00b)
WACC = 6.15% (E(34.58b)/V(47.65b) * Re(8.27%) + D(13.07b)/V(47.65b) * Rd(0.69%) * (1-Tc(0.23)))
Discount Rate = 8.27% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -5.75%
[DCF Debug] Terminal Value 72.89% ; FCFE base≈6.02b ; Y1≈4.63b ; Y5≈2.90b
Fair Price DCF = 101.1 (DCF Value 52.33b / Shares Outstanding 517.9m; 5y FCF grow -27.45% → 3.0% )
EPS Correlation: -50.30 | EPS CAGR: -6.20% | SUE: 0.48 | # QB: 0
Revenue Correlation: -47.02 | Revenue CAGR: -5.80% | SUE: 0.67 | # QB: 0
EPS next Quarter (2026-03-31): EPS=1.38 | Chg30d=+0.024 | Revisions Net=+7 | Analysts=21
EPS next Year (2026-12-31): EPS=6.33 | Chg30d=+0.071 | Revisions Net=+15 | Growth EPS=+9.6% | Growth Revenue=+4.6%
Additional Sources for FIS Stock
News:
Wall Street Journal |
Benzinga |
Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle