(FIS) Fidelity National - Ratings and Ratios
Banking Software, Payment Processing, Risk Management, Trading Systems, Lending
FIS EPS (Earnings per Share)
FIS Revenue
Description: FIS Fidelity National
Fidelity National Information Services, Inc. (NYSE:FIS) is a global provider of financial services technology solutions, serving financial institutions, businesses, and developers. The company operates through multiple segments, including Banking Solutions, Capital Market Solutions, and Corporate and Other, offering a range of services such as core processing, mobile and online banking, fraud and risk management, and payment processing.
From a business perspective, FIS has a diversified revenue stream across various financial services, including banking, capital markets, and wealth management. Key performance indicators (KPIs) to watch include revenue growth, operating margins, and client acquisition rates. With a strong presence in the transaction and payment processing services industry, FIS is well-positioned to capitalize on the growing demand for digital payment solutions and financial technology.
In terms of financial health, FIS has a market capitalization of approximately $42.7 billion, indicating a significant presence in the market. The companys return on equity (ROE) is around 5.13%, which is a relatively modest return. However, the forward price-to-earnings (P/E) ratio is around 14.31, suggesting that the market expects earnings growth in the future. Other important KPIs to monitor include debt-to-equity ratio, free cash flow, and return on assets (ROA).
To further evaluate FIS as a potential investment opportunity, its essential to analyze its competitive positioning, innovation pipeline, and strategic initiatives. FIS has been investing in digital transformation and cloud-based solutions, which is expected to drive growth in the long term. Additionally, the companys ability to integrate acquired businesses and expand its product offerings will be crucial in maintaining its market share.
FIS Stock Overview
| Market Cap in USD | 36,467m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2001-06-20 |
FIS Stock Ratings
| Growth Rating | -46.7% |
| Fundamental | 56.6% |
| Dividend Rating | 36.5% |
| Return 12m vs S&P 500 | -32.0% |
| Analyst Rating | 3.89 of 5 |
FIS Dividends
| Dividend Yield 12m | 2.14% |
| Yield on Cost 5y | 1.20% |
| Annual Growth 5y | 0.57% |
| Payout Consistency | 95.2% |
| Payout Ratio | 29.1% |
FIS Growth Ratios
| Growth Correlation 3m | -83.3% |
| Growth Correlation 12m | -61.4% |
| Growth Correlation 5y | -62.9% |
| CAGR 5y | -4.82% |
| CAGR/Max DD 3y | -0.11 |
| CAGR/Mean DD 3y | -0.28 |
| Sharpe Ratio 12m | -0.15 |
| Alpha | -31.57 |
| Beta | 0.536 |
| Volatility | 31.99% |
| Current Volume | 4107.1k |
| Average Volume 20d | 3637k |
| Stop Loss | 64.8 (-3.1%) |
| Signal | -0.84 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (112.0m TTM) > 0 and > 6% of Revenue (6% = 619.0m TTM) |
| FCFTA 0.05 (>2.0%) and ΔFCFTA -30.62pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -29.83% (prev 16.71%; Δ -46.55pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.05 (>3.0%) and CFO 1.72b > Net Income 112.0m (YES >=105%, WARN >=100%) |
| Net Debt (12.39b) to EBITDA (3.48b) ratio: 3.56 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.59 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (525.0m) change vs 12m ago -5.75% (target <= -2.0% for YES) |
| Gross Margin 36.68% (prev 37.98%; Δ -1.31pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 30.36% (prev 28.79%; Δ 1.56pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 5.19 (EBITDA TTM 3.48b / Interest Expense TTM 321.0m) >= 6 (WARN >= 3) |
Altman Z'' -3.81
| (A) -0.09 = (Total Current Assets 4.37b - Total Current Liabilities 7.45b) / Total Assets 33.37b |
| (B) -0.69 = Retained Earnings (Balance) -23.07b / Total Assets 33.37b |
| (C) 0.05 = EBIT TTM 1.67b / Avg Total Assets 33.99b |
| (D) -1.22 = Book Value of Equity -23.47b / Total Liabilities 19.20b |
| Total Rating: -3.81 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 56.63
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield 3.26% = 1.63 |
| 3. FCF Margin 15.44% = 3.86 |
| 4. Debt/Equity 0.92 = 2.10 |
| 5. Debt/Ebitda 3.73 = -2.44 |
| 6. ROIC - WACC -1.84% = -2.30 |
| 7. RoE 0.73% = 0.06 |
| 8. Rev. Trend 77.89% = 3.89 |
| 9. Rev. CAGR 2.95% = 0.37 |
| 10. EPS Trend 38.54% = 0.96 |
| 11. EPS CAGR 0.0% = 0.0 |
What is the price of FIS shares?
Over the past week, the price has changed by -2.19%, over one month by -6.31%, over three months by -16.81% and over the past year by -19.01%.
Is Fidelity National a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FIS is around 59.82 USD . This means that FIS is currently overvalued and has a potential downside of -10.5%.
Is FIS a buy, sell or hold?
- Strong Buy: 10
- Buy: 6
- Hold: 11
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the FIS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 85.6 | 28.1% |
| Analysts Target Price | 85.6 | 28.1% |
| ValueRay Target Price | 65.2 | -2.4% |
Last update: 2025-09-03 04:37
FIS Fundamental Data Overview
CCE Cash And Equivalents = 581.0m USD (last quarter)
P/E Trailing = 279.24
P/E Forward = 12.1359
P/S = 3.5347
P/B = 2.5739
P/EG = 0.6126
Beta = 1.054
Revenue TTM = 10.32b USD
EBIT TTM = 1.67b USD
EBITDA TTM = 3.48b USD
Long Term Debt = 8.87b USD (from longTermDebt, last quarter)
Short Term Debt = 4.10b USD (from shortTermDebt, last quarter)
Debt = 12.97b USD (Calculated: Short Term 4.10b + Long Term 8.87b)
Net Debt = 12.39b USD (from netDebt column, last quarter)
Enterprise Value = 48.86b USD (36.47b + Debt 12.97b - CCE 581.0m)
Interest Coverage Ratio = 5.19 (Ebit TTM 1.67b / Interest Expense TTM 321.0m)
FCF Yield = 3.26% (FCF TTM 1.59b / Enterprise Value 48.86b)
FCF Margin = 15.44% (FCF TTM 1.59b / Revenue TTM 10.32b)
Net Margin = 1.09% (Net Income TTM 112.0m / Revenue TTM 10.32b)
Gross Margin = 36.68% ((Revenue TTM 10.32b - Cost of Revenue TTM 6.53b) / Revenue TTM)
Tobins Q-Ratio = -2.08 (set to none) (Enterprise Value 48.86b / Book Value Of Equity -23.47b)
Interest Expense / Debt = 0.85% (Interest Expense 110.0m / Debt 12.97b)
Taxrate = 31.42% (362.0m / 1.15b)
NOPAT = 1.14b (EBIT 1.67b * (1 - 31.42%))
Current Ratio = 0.59 (Total Current Assets 4.37b / Total Current Liabilities 7.45b)
Debt / Equity = 0.92 (Debt 12.97b / last Quarter total Stockholder Equity 14.17b)
Debt / EBITDA = 3.73 (Net Debt 12.39b / EBITDA 3.48b)
Debt / FCF = 8.14 (Debt 12.97b / FCF TTM 1.59b)
Total Stockholder Equity = 15.37b (last 4 quarters mean)
RoA = 0.34% (Net Income 112.0m, Total Assets 33.37b )
RoE = 0.73% (Net Income TTM 112.0m / Total Stockholder Equity 15.37b)
RoCE = 6.87% (Ebit 1.67b / (Equity 15.37b + L.T.Debt 8.87b))
RoIC = 4.21% (NOPAT 1.14b / Invested Capital 27.16b)
WACC = 6.05% (E(36.47b)/V(49.44b) * Re(7.99%)) + (D(12.97b)/V(49.44b) * Rd(0.85%) * (1-Tc(0.31)))
Shares Correlation 3-Years: -98.47 | Cagr: -1.31%
Discount Rate = 7.99% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 73.82% ; FCFE base≈5.85b ; Y1≈4.50b ; Y5≈2.83b
Fair Price DCF = 101.5 (DCF Value 53.01b / Shares Outstanding 522.4m; 5y FCF grow -27.45% → 3.0% )
Revenue Correlation: 77.89 | Revenue CAGR: 2.95%
Rev Growth-of-Growth: 1.43
EPS Correlation: 38.54 | EPS CAGR: 0.0%
EPS Growth-of-Growth: -101.6
Additional Sources for FIS Stock
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