(FIS) Fidelity National - NYSE
Sector: Technology | Industry: Information Technology Services | Exchange: NYSE (USA) | Market Cap: 21.166m USD | Total Return: -49.8% in 12m
Avg Turnover: 295M
EPS Trend: -14.3%
Qual. Beats: 1
Rev. Trend: 89.5%
Qual. Beats: 0
Warnings
Below Avwap Earnings
Tailwinds
No distinct edge detected
Fidelity National Information Services (FIS) is a global provider of technology solutions for financial institutions, capital markets, and commercial enterprises. Headquartered in Jacksonville, Florida, the company manages critical infrastructure including core banking processing, mobile banking platforms, and risk management systems. Its operations are divided into Banking Solutions, Capital Market Solutions, and Corporate segments.
The company operates within the Transaction & Payment Processing Services sub-industry, a sector characterized by high barriers to entry due to the technical complexity and regulatory requirements of financial data management. FIS utilizes a recurring revenue business model, often securing multi-year contracts that integrate its software deeply into the daily operations of global banks and investment firms.
Investors can further evaluate these operational metrics and valuation trends by exploring the data available on ValueRay. Fidelity National Information Services continues to focus on the modernization of financial infrastructure and the expansion of electronic funds transfer networks.
- Core banking software modernization drives recurring revenue growth for financial institutions
- Capital markets segment performance depends on global trading volume and volatility
- Worldpay spin-off completion focuses operations on high-margin financial technology services
- High interest rates impact bank discretionary spending on digital transformation initiatives
- Operational efficiency gains from cost-reduction programs influence overall margin expansion
| Net Income: 2.67b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA -1.04 > 1.0 |
| NWC/Revenue: -29.94% < 20% (prev -24.96%; Δ -4.97% < -1%) |
| CFO/TA 0.07 > 3% & CFO 2.95b > Net Income 2.67b |
| Net Debt (20.4b) to EBITDA (3.98b): 5.12 < 3 |
| Current Ratio: 0.59 > 1.5 & < 3 |
| Outstanding Shares: last quarter (517.0m) vs 12m ago -2.64% < -2% |
| Gross Margin: 37.59% > 18% (prev 37.05%; Δ 0.54% > 0.5%) |
| Asset Turnover: 30.55% > 50% (prev 31.03%; Δ -0.48% > 0%) |
| Interest Coverage Ratio: 21.16 > 6 (EBIT TTM 1.93b / Interest Expense TTM 91.0m) |
| A: -0.08 (Total Current Assets 4.98b - Total Current Liabilities 8.47b) / Total Assets 43.5b |
| B: -0.47 (Retained Earnings -20.6b / Total Assets 43.5b) |
| C: 0.05 (EBIT TTM 1.93b / Avg Total Assets 38.2b) |
| D: 0.58 (Book Value of Equity 16.0b / Total Liabilities 27.5b) |
| Altman-Z'' = -1.12 = CCC |
| DSRI: 0.90 (Receivables 2.38b/2.31b, Revenue 11.7b/10.2b) |
| GMI: 0.99 (GM 37.05% / 37.59%) |
| AQI: 1.02 (AQ_t 0.86 / AQ_t-1 0.84) |
| SGI: 1.14 (Revenue 11.7b / 10.2b) |
| TATA: -0.01 (NI 2.67b - CFO 2.95b) / TA 43.5b) |
| Beneish M = -3.01 (Cap -4..+1) = AA |
As of June 10, 2026, the stock is trading at USD 39.98 with a total of 4,930,665 shares traded.
Over the past week, the price has changed by -5.97%,
over one month by -5.62%,
over three months by -21.88% and
over the past year by -49.80%.
Fidelity National has received a consensus analysts rating of 4.04. Therefore, it is recommended to buy FIS.
- StrongBuy: 12
- Buy: 4
- Hold: 9
- Sell: 1
- StrongSell: 0
| Analysts Target Price | 58.8 | 47% |
P/E Trailing = 7.936
P/E Forward = 6.5317
P/S = 1.8502
P/B = 1.3248
P/EG = 0.228
Revenue TTM = 11.7b USD
EBIT TTM = 1.93b USD
EBITDA TTM = 3.98b USD
Long Term Debt = 16.8b USD (from longTermDebt, last quarter)
Short Term Debt = 4.26b USD (from shortTermDebt, last quarter)
Debt = 21.1b USD (from shortLongTermDebtTotal, last quarter) + Leases 90.0m
Net Debt = 20.4b USD (calculated: Debt 21.1b - CCE 755.0m)
Enterprise Value = 41.6b USD (21.2b + Debt 21.1b - CCE 755.0m)
Interest Coverage Ratio = 21.16 (Ebit TTM 1.93b / Interest Expense TTM 91.0m)
EV/FCF = 14.94x (Enterprise Value 41.6b / FCF TTM 2.78b)
FCF Yield = 6.69% (FCF TTM 2.78b / Enterprise Value 41.6b)
FCF Margin = 23.85% (FCF TTM 2.78b / Revenue TTM 11.7b)
Net Margin = 22.91% (Net Income TTM 2.67b / Revenue TTM 11.7b)
Gross Margin = 37.59% ((Revenue TTM 11.7b - Cost of Revenue TTM 7.28b) / Revenue TTM)
Gross Margin QoQ = 33.63% (prev 38.26%)
Tobins Q-Ratio = 0.96 (Enterprise Value 41.6b / Total Assets 43.5b)
Interest Expense / Debt = 0.43% (Interest Expense 91.0m / Debt 21.1b)
Taxrate = 9.65% (288.0m / 2.99b)
NOPAT = 1.74b (EBIT 1.93b * (1 - 9.65%))
Current Ratio = 0.59 (Total Current Assets 4.98b / Total Current Liabilities 8.47b)
Debt / Equity = 1.32 (Debt 21.1b / totalStockholderEquity, last quarter 16.0b)
Debt / EBITDA = 5.12 (Net Debt 20.4b / EBITDA 3.98b)
Debt / FCF = 7.33 (Net Debt 20.4b / FCF TTM 2.78b)
Total Stockholder Equity = 14.5b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.00% (Net Income 2.67b / Total Assets 43.5b)
RoE = 18.45% (Net Income TTM 2.67b / Total Stockholder Equity 14.5b)
RoCE = 6.16% (EBIT 1.93b / Capital Employed (Equity 14.5b + L.T.Debt 16.8b))
RoIC = 4.50% (NOPAT 1.74b / Invested Capital 38.7b)
WACC = 4.18% (E(21.2b)/V(42.3b) * Re(7.96%) + D(21.1b)/V(42.3b) * Rd(0.43%) * (1-Tc(0.10)))
Discount Rate = 7.96% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -98.88 | Cagr: -5.77%
[DCF] Terminal Value 77.79% ; FCFF base≈2.65b ; Y1≈3.00b ; Y5≈4.31b
[DCF] Fair Price = 86.29 (EV 65.0b - Net Debt 20.4b = Equity 44.6b / Shares 516.9m; r=8.35% [WACC [floored]]; 5y FCF grow 13.84% → 2.50% )
EPS Correlation: -14.31 | EPS CAGR: -1.27% | SUE: 1.13 | # QB: 1
Revenue Correlation: 89.49 | Revenue CAGR: 5.37% | SUE: 0.18 | # QB: 0
EPS current Quarter (2026-06-30): EPS=1.47 | Chg30d=-1.44% | Revisions=-39% | Analysts=23
EPS next Quarter (2026-09-30): EPS=1.65 | Chg30d=-1.07% | Revisions=-48% | Analysts=22
EPS current Year (2026-12-31): EPS=6.28 | Chg30d=+0.16% | Revisions=+33% | GrowthEPS=+9.1% | GrowthRev=+29.2%
EPS next Year (2027-12-31): EPS=6.85 | Chg30d=-0.54% | Revisions=-14% | GrowthEPS=+9.1% | GrowthRev=+4.7%
[Analyst] Revisions Ratio: -48%