(FIS) Fidelity National - Overview

Sector: Technology | Industry: Information Technology Services | Exchange: NYSE (USA) | Market Cap: 24.344m USD | Total Return: -36% in 12m

Banking Software, Payment Processing, Financial Services, Risk Management
Total Rating 22
Safety 37
Buy Signal -1.35
Information Technology Services
Industry Rotation: -19.1
Market Cap: 24.3B
Avg Turnover: 292M USD
ATR: 3.60%
Peers RS (IBD): 8.8
Risk 5d forecast
Volatility36.7%
Rel. Tail Risk-2.05%
Reward TTM
Sharpe Ratio-1.66
Alpha-63.47
Character TTM
Beta0.717
Beta Downside0.081
Drawdowns 3y
Max DD50.60%
CAGR/Max DD-0.13
EPS (Earnings per Share) EPS (Earnings per Share) of FIS over the last years for every Quarter: "2021-03": 1.3, "2021-06": 1.61, "2021-09": 1.73, "2021-12": 1.92, "2022-03": 1.47, "2022-06": 1.73, "2022-09": 1.74, "2022-12": 1.71, "2023-03": 1.29, "2023-06": 1.55, "2023-09": 1.65, "2023-12": 0.94, "2024-03": 1.1, "2024-06": 1.36, "2024-09": 1.4, "2024-12": 1.39, "2025-03": 1.21, "2025-06": 1.36, "2025-09": 1.51, "2025-12": 1.68, "2026-03": 0,
EPS CAGR: -49.95%
EPS Trend: -48.1%
Last SUE: -4.00
Qual. Beats: 0
Revenue Revenue of FIS over the last years for every Quarter: 2021-03: 3223, 2021-06: 3475, 2021-09: 3507, 2021-12: 3672, 2022-03: 3492, 2022-06: 3719, 2022-09: 2415, 2022-12: 2526, 2023-03: 2397, 2023-06: 2424, 2023-09: 2492, 2023-12: 2512, 2024-03: 2468, 2024-06: 2490, 2024-09: 2570, 2024-12: 2599, 2025-03: 2532, 2025-06: 2616, 2025-09: 2935, 2025-12: 2812, 2026-03: null,
Rev. CAGR: -5.61%
Rev. Trend: -24.2%
Last SUE: 0.78
Qual. Beats: 0

Warnings

No concerns identified

Tailwinds

No distinct edge detected

Description: FIS Fidelity National

Fidelity National Information Services (FIS) (NYSE: FIS) delivers a broad suite of financial-services technology to banks, capital-market firms, and other institutions, spanning core processing, digital banking, payments, fraud and risk management, as well as treasury and lending solutions. Its operations are organized into Banking Solutions, Capital Market Solutions, and Corporate & Other segments, and the company has been a market leader since its 1968 founding in Jacksonville, Florida.

In its most recent fiscal year (FY 2025), FIS reported revenue of $14.3 billion, up 5.2% year-over-year, driven by strong demand for cloud-based payment processing amid a 9% annual growth in global transaction volumes. The firm’s adjusted EPS reached $6.84, reflecting a 7% margin expansion as operating efficiencies from its recent SaaS migration took hold. Additionally, the U.S. banking sector’s shift toward digital onboarding and real-time payments-accelerated by the Federal Reserve’s Faster Payments Initiative-continues to underpin FIS’s long-term growth outlook.

For a deeper dive into how these trends may affect FIS’s valuation, consider exploring further analysis on ValueRay.

Headlines to Watch Out For
  • Financial institution tech spending impacts Banking Solutions revenue
  • Capital Markets Solutions revenue tied to trading volumes
  • Regulatory changes in financial services increase compliance costs
  • Economic downturns reduce demand for payment processing
  • Competition from fintech firms pressures pricing and market share
Piotroski VR‑10 (Strict) 6.0
Net Income: 382.0m TTM > 0 and > 6% of Revenue
FCF/TA: 0.08 > 0.02 and ΔFCF/TA 3.48 > 1.0
NWC/Revenue: -28.71% < 20% (prev -8.97%; Δ -19.74% < -1%)
CFO/TA 0.09 > 3% & CFO 2.96b > Net Income 382.0m
Net Debt (12.48b) to EBITDA (3.59b): 3.48 < 3
Current Ratio: 0.59 > 1.5 & < 3
Outstanding Shares: last quarter (519.0m) vs 12m ago -3.89% < -2%
Gross Margin: 38.12% > 18% (prev 0.38%; Δ 3.77k% > 0.5%)
Asset Turnover: 32.39% > 50% (prev 29.98%; Δ 2.42% > 0%)
Interest Coverage Ratio: 4.64 > 6 (EBITDA TTM 3.59b / Interest Expense TTM 368.0m)
Altman Z'' -3.73
A: -0.09 (Total Current Assets 4.49b - Total Current Liabilities 7.62b) / Total Assets 33.49b
B: -0.68 (Retained Earnings -22.72b / Total Assets 33.49b)
C: 0.05 (EBIT TTM 1.71b / Avg Total Assets 33.64b)
D: -1.19 (Book Value of Equity -23.22b / Total Liabilities 19.59b)
Altman-Z'' Score: -3.73 = D
Beneish M -3.06
DSRI: 0.98 (Receivables 2.38b/2.25b, Revenue 10.89b/10.13b)
GMI: 0.99 (GM 38.12% / 37.58%)
AQI: 1.03 (AQ_t 0.85 / AQ_t-1 0.82)
SGI: 1.08 (Revenue 10.89b / 10.13b)
TATA: -0.08 (NI 382.0m - CFO 2.96b) / TA 33.49b)
Beneish M-Score: -3.06 (Cap -4..+1) = AA
What is the price of FIS shares? As of April 11, 2026, the stock is trading at USD 43.37 with a total of 9,177,782 shares traded.
Over the past week, the price has changed by -7.09%, over one month by -14.17%, over three months by -33.96% and over the past year by -36.00%.
Is FIS a buy, sell or hold? Fidelity National has received a consensus analysts rating of 3.89. Therefore, it is recommended to buy FIS.
  • StrongBuy: 10
  • Buy: 6
  • Hold: 11
  • Sell: 1
  • StrongSell: 0
What are the forecasts/targets for the FIS price?
Analysts Target Price 66.5 53.4%
Fidelity National (FIS) - Fundamental Data Overview as of 10 April 2026
P/E Trailing = 64.3973
P/E Forward = 7.3964
P/S = 2.2801
P/B = 1.7132
P/EG = 0.2581
Revenue TTM = 10.89b USD
EBIT TTM = 1.71b USD
EBITDA TTM = 3.59b USD
Long Term Debt = 9.07b USD (from longTermDebt, last quarter)
Short Term Debt = 4.01b USD (from shortTermDebt, last quarter)
Debt = 13.08b USD (corrected: LT Debt 9.07b + ST Debt 4.01b)
Net Debt = 12.48b USD (recalculated: Debt 13.08b - CCE 599.0m)
Enterprise Value = 36.83b USD (24.34b + Debt 13.08b - CCE 599.0m)
Interest Coverage Ratio = 4.64 (Ebit TTM 1.71b / Interest Expense TTM 368.0m)
EV/FCF = 13.11x (Enterprise Value 36.83b / FCF TTM 2.81b)
FCF Yield = 7.63% (FCF TTM 2.81b / Enterprise Value 36.83b)
FCF Margin = 25.78% (FCF TTM 2.81b / Revenue TTM 10.89b)
Net Margin = 3.51% (Net Income TTM 382.0m / Revenue TTM 10.89b)
Gross Margin = 38.12% ((Revenue TTM 10.89b - Cost of Revenue TTM 6.74b) / Revenue TTM)
Gross Margin QoQ = 38.26% (prev 42.45%)
Tobins Q-Ratio = 1.10 (Enterprise Value 36.83b / Total Assets 33.49b)
Interest Expense / Debt = 0.67% (Interest Expense 88.0m / Debt 13.08b)
Taxrate = 14.24% (85.0m / 597.0m)
NOPAT = 1.47b (EBIT 1.71b * (1 - 14.24%))
Current Ratio = 0.59 (Total Current Assets 4.49b / Total Current Liabilities 7.62b)
Debt / Equity = 0.94 (Debt 13.08b / totalStockholderEquity, last quarter 13.90b)
Debt / EBITDA = 3.48 (Net Debt 12.48b / EBITDA 3.59b)
Debt / FCF = 4.44 (Net Debt 12.48b / FCF TTM 2.81b)
Total Stockholder Equity = 14.25b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.14% (Net Income 382.0m / Total Assets 33.49b)
RoE = 2.68% (Net Income TTM 382.0m / Total Stockholder Equity 14.25b)
RoCE = 7.33% (EBIT 1.71b / Capital Employed (Equity 14.25b + L.T.Debt 9.07b))
RoIC = 5.43% (NOPAT 1.47b / Invested Capital 27.00b)
WACC = 5.73% (E(24.34b)/V(37.43b) * Re(8.50%) + D(13.08b)/V(37.43b) * Rd(0.67%) * (1-Tc(0.14)))
Discount Rate = 8.50% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -6.29%
[DCF] Terminal Value 85.84% ; FCFF base≈2.35b ; Y1≈2.24b ; Y5≈2.15b
[DCF] Fair Price = 100.9 (EV 64.38b - Net Debt 12.48b = Equity 51.90b / Shares 514.4m; r=6.0% [WACC]; 5y FCF grow -6.21% → 3.0% )
EPS Correlation: -48.07 | EPS CAGR: -49.95% | SUE: -4.0 | # QB: 0
Revenue Correlation: -24.20 | Revenue CAGR: -5.61% | SUE: 0.78 | # QB: 0
EPS next Quarter (2026-06-30): EPS=1.50 | Chg7d=+0.000 | Chg30d=-0.001 | Revisions Net=+1 | Analysts=21
EPS current Year (2026-12-31): EPS=6.26 | Chg7d=+0.002 | Chg30d=-0.007 | Revisions Net=-2 | Growth EPS=+8.9% | Growth Revenue=+29.1%
EPS next Year (2027-12-31): EPS=6.89 | Chg7d=+0.002 | Chg30d=-0.016 | Revisions Net=-3 | Growth EPS=+10.1% | Growth Revenue=+4.8%
[Analyst] Revisions Ratio: +0.33 (2 Up / 1 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 6.9% (Discount Rate 8.5% - Earnings Yield 1.6%)
[Growth] Growth Spread = +22.8% (Analyst 29.8% - Implied 6.9%)
External Resources
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