(FIS) Fidelity National - Ratings and Ratios
Banking Software, Payment Processing, Risk Management, Trading Platforms
FIS EPS (Earnings per Share)
FIS Revenue
Description: FIS Fidelity National
Fidelity National Information Services, Inc. (NYSE:FIS) is a U.S.-based provider of technology solutions that enable financial institutions, businesses, and developers to process transactions, manage risk, and deliver digital banking experiences worldwide. Founded in 1968 and headquartered in Jacksonville, Florida, the firm operates under three primary segments: Banking Solutions, Capital Market Solutions, and Corporate & Other.
Its product portfolio spans core processing platforms, mobile and online banking suites, fraud-risk and compliance tools, card-and-retail payment infrastructure, electronic funds transfer networks, wealth-and-retirement services, and item-processing solutions. In the capital markets arena, FIS delivers trading, asset-management, lending, leveraged-loan, syndicated-loan, treasury, and risk-management technologies.
Key performance indicators from the most recent fiscal year (FY 2023) show revenue of approximately $14.6 billion, representing a 5% year-over-year increase driven largely by higher adoption of cloud-based banking services. Adjusted earnings per share rose 8% to $5.12, while the operating margin held steady near 14%, reflecting efficient cost-control amid ongoing integration of recent acquisitions. The transaction-processing sector is currently expanding at a 6-7% compound annual growth rate globally, propelled by the shift to digital payments, tighter regulatory scrutiny that favors robust compliance platforms, and sustained demand for real-time settlement capabilities.
For a deeper, data-driven assessment of FIS’s valuation dynamics and competitive positioning, you may find the analyst tools on ValueRay useful for extending this initial overview.
FIS Stock Overview
| Market Cap in USD | 34,743m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2001-06-20 |
FIS Stock Ratings
| Growth Rating | -41.0% |
| Fundamental | 55.5% |
| Dividend Rating | 36.5% |
| Return 12m vs S&P 500 | -31.3% |
| Analyst Rating | 3.89 of 5 |
FIS Dividends
| Dividend Yield 12m | 2.15% |
| Yield on Cost 5y | 1.17% |
| Annual Growth 5y | 0.57% |
| Payout Consistency | 95.2% |
| Payout Ratio | 29.1% |
FIS Growth Ratios
| Growth Correlation 3m | -89.4% |
| Growth Correlation 12m | -63.7% |
| Growth Correlation 5y | -60.9% |
| CAGR 5y | -1.50% |
| CAGR/Max DD 3y (Calmar Ratio) | -0.04 |
| CAGR/Mean DD 3y (Pain Ratio) | -0.08 |
| Sharpe Ratio 12m | -0.15 |
| Alpha | -36.51 |
| Beta | 1.058 |
| Volatility | 25.61% |
| Current Volume | 3158.7k |
| Average Volume 20d | 4107.1k |
| Stop Loss | 64.8 (-3.1%) |
| Signal | -0.35 |
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income (112.0m TTM) > 0 and > 6% of Revenue (6% = 619.0m TTM) |
| FCFTA 0.05 (>2.0%) and ΔFCFTA -30.62pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -29.83% (prev 16.71%; Δ -46.55pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.05 (>3.0%) and CFO 1.72b > Net Income 112.0m (YES >=105%, WARN >=100%) |
| Net Debt (12.39b) to EBITDA (3.48b) ratio: 3.56 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.59 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (525.0m) change vs 12m ago -5.75% (target <= -2.0% for YES) |
| Gross Margin 36.68% (prev 37.98%; Δ -1.31pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 30.36% (prev 28.79%; Δ 1.56pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 5.19 (EBITDA TTM 3.48b / Interest Expense TTM 321.0m) >= 6 (WARN >= 3) |
Altman Z'' -3.81
| (A) -0.09 = (Total Current Assets 4.37b - Total Current Liabilities 7.45b) / Total Assets 33.37b |
| (B) -0.69 = Retained Earnings (Balance) -23.07b / Total Assets 33.37b |
| (C) 0.05 = EBIT TTM 1.67b / Avg Total Assets 33.99b |
| (D) -1.22 = Book Value of Equity -23.47b / Total Liabilities 19.20b |
| Total Rating: -3.81 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 55.48
| 1. Piotroski 3.50pt = -1.50 |
| 2. FCF Yield 3.38% = 1.69 |
| 3. FCF Margin 15.44% = 3.86 |
| 4. Debt/Equity 0.92 = 2.10 |
| 5. Debt/Ebitda 3.56 = -2.35 |
| 6. ROIC - WACC (= -1.18)% = -1.48 |
| 7. RoE 0.73% = 0.06 |
| 8. Rev. Trend 77.89% = 5.84 |
| 9. EPS Trend -54.87% = -2.74 |
What is the price of FIS shares?
Over the past week, the price has changed by -0.42%, over one month by +0.04%, over three months by -15.39% and over the past year by -22.24%.
Is Fidelity National a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FIS is around 59.81 USD . This means that FIS is currently overvalued and has a potential downside of -10.56%.
Is FIS a buy, sell or hold?
- Strong Buy: 10
- Buy: 6
- Hold: 11
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the FIS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 85.2 | 27.4% |
| Analysts Target Price | 85.2 | 27.4% |
| ValueRay Target Price | 66.1 | -1.2% |
Last update: 2025-10-03 02:28
FIS Fundamental Data Overview
P/E Trailing = 266.04
P/E Forward = 10.582
P/S = 3.3676
P/B = 2.4312
P/EG = 0.5346
Beta = 1.058
Revenue TTM = 10.32b USD
EBIT TTM = 1.67b USD
EBITDA TTM = 3.48b USD
Long Term Debt = 8.87b USD (from longTermDebt, last quarter)
Short Term Debt = 4.10b USD (from shortTermDebt, last quarter)
Debt = 12.97b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 12.39b USD (from netDebt column, last quarter)
Enterprise Value = 47.13b USD (34.74b + Debt 12.97b - CCE 581.0m)
Interest Coverage Ratio = 5.19 (Ebit TTM 1.67b / Interest Expense TTM 321.0m)
FCF Yield = 3.38% (FCF TTM 1.59b / Enterprise Value 47.13b)
FCF Margin = 15.44% (FCF TTM 1.59b / Revenue TTM 10.32b)
Net Margin = 1.09% (Net Income TTM 112.0m / Revenue TTM 10.32b)
Gross Margin = 36.68% ((Revenue TTM 10.32b - Cost of Revenue TTM 6.53b) / Revenue TTM)
Gross Margin QoQ = 36.39% (prev 34.72%)
Tobins Q-Ratio = 1.41 (Enterprise Value 47.13b / Total Assets 33.37b)
Interest Expense / Debt = 0.85% (Interest Expense 110.0m / Debt 12.97b)
Taxrate = -2.18% (negative due to tax credits) (10.0m / -459.0m)
NOPAT = 1.70b (EBIT 1.67b * (1 - -2.18%)) [negative tax rate / tax credits]
Current Ratio = 0.59 (Total Current Assets 4.37b / Total Current Liabilities 7.45b)
Debt / Equity = 0.92 (Debt 12.97b / totalStockholderEquity, last quarter 14.17b)
Debt / EBITDA = 3.56 (Net Debt 12.39b / EBITDA 3.48b)
Debt / FCF = 7.78 (Net Debt 12.39b / FCF TTM 1.59b)
Total Stockholder Equity = 15.37b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.34% (Net Income 112.0m / Total Assets 33.37b)
RoE = 0.73% (Net Income TTM 112.0m / Total Stockholder Equity 15.37b)
RoCE = 6.87% (EBIT 1.67b / Capital Employed (Equity 15.37b + L.T.Debt 8.87b))
RoIC = 6.27% (NOPAT 1.70b / Invested Capital 27.16b)
WACC = 7.45% (E(34.74b)/V(47.72b) * Re(9.91%) + D(12.97b)/V(47.72b) * Rd(0.85%) * (1-Tc(-0.02)))
Discount Rate = 9.91% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -5.75%
[DCF Debug] Terminal Value 66.41% ; FCFE base≈5.85b ; Y1≈4.50b ; Y5≈2.83b
Fair Price DCF = 75.68 (DCF Value 39.54b / Shares Outstanding 522.4m; 5y FCF grow -27.45% → 3.0% )
EPS Correlation: -54.87 | EPS CAGR: -61.26% | SUE: -4.0 | # QB: 0
Revenue Correlation: 77.89 | Revenue CAGR: 2.95% | SUE: 0.07 | # QB: 0
Additional Sources for FIS Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle