(FIS) Fidelity National - Ratings and Ratios
Banking Software, Payment Processing, Risk Management, Trading Platforms
FIS EPS (Earnings per Share)
FIS Revenue
| Risk via 10d forecast | |
|---|---|
| Volatility | 27.2% |
| Value at Risk 5%th | 43.0% |
| Relative Tail Risk | -3.75% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | -1.03 |
| Alpha | -35.23 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.516 |
| Beta | 0.603 |
| Beta Downside | 0.525 |
| Drawdowns 3y | |
|---|---|
| Max DD | 37.27% |
| Mean DD | 14.89% |
| Median DD | 14.16% |
Description: FIS Fidelity National September 29, 2025
Fidelity National Information Services, Inc. (NYSE:FIS) is a U.S.-based provider of technology solutions that enable financial institutions, businesses, and developers to process transactions, manage risk, and deliver digital banking experiences worldwide. Founded in 1968 and headquartered in Jacksonville, Florida, the firm operates under three primary segments: Banking Solutions, Capital Market Solutions, and Corporate & Other.
Its product portfolio spans core processing platforms, mobile and online banking suites, fraud-risk and compliance tools, card-and-retail payment infrastructure, electronic funds transfer networks, wealth-and-retirement services, and item-processing solutions. In the capital markets arena, FIS delivers trading, asset-management, lending, leveraged-loan, syndicated-loan, treasury, and risk-management technologies.
Key performance indicators from the most recent fiscal year (FY 2023) show revenue of approximately $14.6 billion, representing a 5% year-over-year increase driven largely by higher adoption of cloud-based banking services. Adjusted earnings per share rose 8% to $5.12, while the operating margin held steady near 14%, reflecting efficient cost-control amid ongoing integration of recent acquisitions. The transaction-processing sector is currently expanding at a 6-7% compound annual growth rate globally, propelled by the shift to digital payments, tighter regulatory scrutiny that favors robust compliance platforms, and sustained demand for real-time settlement capabilities.
For a deeper, data-driven assessment of FIS’s valuation dynamics and competitive positioning, you may find the analyst tools on ValueRay useful for extending this initial overview.
FIS Stock Overview
| Market Cap in USD | 33,546m |
| Sub-Industry | Transaction & Payment Processing Services |
| IPO / Inception | 2001-06-20 |
| Return 12m vs S&P 500 | -35.3% |
| Analyst Rating | 3.89 of 5 |
FIS Dividends
| Dividend Yield | 2.43% |
| Yield on Cost 5y | 1.18% |
| Yield CAGR 5y | 0.71% |
| Payout Consistency | 90.8% |
| Payout Ratio | 28.5% |
FIS Growth Ratios
| CAGR 3y | 4.47% |
| CAGR/Max DD Calmar Ratio | 0.12 |
| CAGR/Mean DD Pain Ratio | 0.30 |
| Current Volume | 3551.5k |
| Average Volume | 3739.5k |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (152.0m TTM) > 0 and > 6% of Revenue (6% = 640.9m TTM) |
| FCFTA 0.05 (>2.0%) and ΔFCFTA -29.93pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -32.77% (prev 9.24%; Δ -42.01pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.06 (>3.0%) and CFO 1.84b > Net Income 152.0m (YES >=105%, WARN >=100%) |
| Net Debt (3.53b) to EBITDA (3.45b) ratio: 1.02 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.53 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (525.0m) change vs 12m ago -4.20% (target <= -2.0% for YES) |
| Gross Margin 37.94% (prev 37.85%; Δ 0.09pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 31.70% (prev 29.23%; Δ 2.47pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 4.58 (EBITDA TTM 3.45b / Interest Expense TTM 347.0m) >= 6 (WARN >= 3) |
Altman Z'' -3.94
| (A) -0.11 = (Total Current Assets 3.97b - Total Current Liabilities 7.47b) / Total Assets 33.04b |
| (B) -0.70 = Retained Earnings (Balance) -23.02b / Total Assets 33.04b |
| (C) 0.05 = EBIT TTM 1.59b / Avg Total Assets 33.69b |
| (D) -1.23 = Book Value of Equity -23.51b / Total Liabilities 19.18b |
| Total Rating: -3.94 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 61.48
| 1. Piotroski 5.0pt = 0.0 |
| 2. FCF Yield 4.55% = 2.28 |
| 3. FCF Margin 15.80% = 3.95 |
| 4. Debt/Equity 0.30 = 2.46 |
| 5. Debt/Ebitda 1.02 = 1.74 |
| 6. ROIC - WACC (= -3.01)% = -3.77 |
| 7. RoE 1.03% = 0.09 |
| 8. Rev. Trend 73.53% = 5.51 |
| 9. EPS Trend -15.42% = -0.77 |
What is the price of FIS shares?
Over the past week, the price has changed by -0.83%, over one month by -5.17%, over three months by -9.73% and over the past year by -25.87%.
Is Fidelity National a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of FIS is around 56.43 USD . This means that FIS is currently overvalued and has a potential downside of -12.16%.
Is FIS a buy, sell or hold?
- Strong Buy: 10
- Buy: 6
- Hold: 11
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the FIS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 81.2 | 26.3% |
| Analysts Target Price | 81.2 | 26.3% |
| ValueRay Target Price | 62.4 | -2.9% |
FIS Fundamental Data Overview November 10, 2025
P/E Trailing = 202.4375
P/E Forward = 10.661
P/S = 3.2059
P/B = 2.45
P/EG = 0.5387
Beta = 0.935
Revenue TTM = 10.68b USD
EBIT TTM = 1.59b USD
EBITDA TTM = 3.45b USD
Long Term Debt = 9.69b USD (from longTermDebt, last fiscal year)
Short Term Debt = 4.10b USD (from shortTermDebt, last quarter)
Debt = 4.10b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 3.53b USD (from netDebt column, last quarter)
Enterprise Value = 37.08b USD (33.55b + Debt 4.10b - CCE 571.0m)
Interest Coverage Ratio = 4.58 (Ebit TTM 1.59b / Interest Expense TTM 347.0m)
FCF Yield = 4.55% (FCF TTM 1.69b / Enterprise Value 37.08b)
FCF Margin = 15.80% (FCF TTM 1.69b / Revenue TTM 10.68b)
Net Margin = 1.42% (Net Income TTM 152.0m / Revenue TTM 10.68b)
Gross Margin = 37.94% ((Revenue TTM 10.68b - Cost of Revenue TTM 6.63b) / Revenue TTM)
Gross Margin QoQ = 42.45% (prev 36.39%)
Tobins Q-Ratio = 1.12 (Enterprise Value 37.08b / Total Assets 33.04b)
Interest Expense / Debt = 2.19% (Interest Expense 90.0m / Debt 4.10b)
Taxrate = 23.20% (87.0m / 375.0m)
NOPAT = 1.22b (EBIT 1.59b * (1 - 23.20%))
Current Ratio = 0.53 (Total Current Assets 3.97b / Total Current Liabilities 7.47b)
Debt / Equity = 0.30 (Debt 4.10b / totalStockholderEquity, last quarter 13.86b)
Debt / EBITDA = 1.02 (Net Debt 3.53b / EBITDA 3.45b)
Debt / FCF = 2.09 (Net Debt 3.53b / FCF TTM 1.69b)
Total Stockholder Equity = 14.70b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.46% (Net Income 152.0m / Total Assets 33.04b)
RoE = 1.03% (Net Income TTM 152.0m / Total Stockholder Equity 14.70b)
RoCE = 6.52% (EBIT 1.59b / Capital Employed (Equity 14.70b + L.T.Debt 9.69b))
RoIC = 4.51% (NOPAT 1.22b / Invested Capital 27.05b)
WACC = 7.53% (E(33.55b)/V(37.65b) * Re(8.24%) + D(4.10b)/V(37.65b) * Rd(2.19%) * (1-Tc(0.23)))
Discount Rate = 8.24% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -5.75%
[DCF Debug] Terminal Value 73.01% ; FCFE base≈5.83b ; Y1≈4.48b ; Y5≈2.81b
Fair Price DCF = 98.40 (DCF Value 50.96b / Shares Outstanding 517.9m; 5y FCF grow -27.45% → 3.0% )
EPS Correlation: -15.42 | EPS CAGR: -4.42% | SUE: 0.48 | # QB: 0
Revenue Correlation: 73.53 | Revenue CAGR: 5.61% | SUE: 0.67 | # QB: 0
Additional Sources for FIS Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle