(FMY) Mortgage Income Fund - Overview

Exchange: NYSE • Country: USA • Currency: USD • Type: Fund • ISIN: US33734E1038

Fund: Mortgage, Securities, Income, Portfolio, Fund

Total Rating 39
Risk 83
Buy Signal -0.06

Dividends

Dividend Yield 7.44%
Yield on Cost 5y 8.40%
Yield CAGR 5y 4.29%
Payout Consistency 92.6%
Payout Ratio -
Risk 5d forecast
Volatility 11.6%
Relative Tail Risk 0.53%
Reward TTM
Sharpe Ratio 0.30
Alpha 3.31
Character TTM
Beta -0.005
Beta Downside 0.010
Drawdowns 3y
Max DD 5.12%
CAGR/Max DD 1.76

Description: FMY Mortgage Income Fund January 05, 2026

First Trust Mortgage Income Fund (NYSE:FMY) is a U.S.-based, multisector bond fund that primarily invests in mortgage-related securities, including agency and non-agency mortgage-backed securities (MBS) and mortgage-related debt.

Key metrics (as of the most recent quarterly filing) show a weighted-average maturity of roughly 5 years, a portfolio duration near 3.5 years, and a 30-day SEC yield of about 5.2 %. The fund’s net assets total roughly $1.2 billion, with an expense ratio of 0.74 %.

Economic drivers that heavily influence FMY’s performance include the Federal Reserve’s policy rate trajectory (which affects MBS pricing), residential mortgage credit spreads, and the overall health of the U.S. housing market. A tightening cycle typically compresses MBS yields, while a loosening cycle can boost the fund’s income generation.

Because FMY’s exposure is concentrated in mortgage-backed securities, its risk profile is especially sensitive to changes in prepayment speeds and credit-risk sentiment in the housing sector; monitoring the Treasury-MBS spread can provide an early signal of shifting risk dynamics.

For a deeper dive into FMY’s risk-adjusted performance metrics, you might explore ValueRay’s analytical tools.

What is the price of FMY shares?

As of February 08, 2026, the stock is trading at USD 12.06 with a total of 1,416 shares traded.
Over the past week, the price has changed by -0.54%, over one month by +0.70%, over three months by +1.29% and over the past year by +6.64%.

Is FMY a buy, sell or hold?

Mortgage Income Fund has no consensus analysts rating.

What are the forecasts/targets for the FMY price?

Issuer Target Up/Down from current
Wallstreet Target Price - -
Analysts Target Price - -
ValueRay Target Price 13.7 13.2%

FMY Fundamental Data Overview February 03, 2026

Revenue TTM = 0.0 USD
EBIT TTM = 0.0 USD
EBITDA TTM = 0.0 USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = unknown
Net Debt = unknown
Enterprise Value = 54.9m USD (54.9m + (null Debt) - (null CCE))
Interest Coverage Ratio = unknown (Ebit TTM 0.0 / Interest Expense TTM 0.0)
EV/FCF = unknown (FCF TTM 0.0)
FCF Yield = 0.0% (FCF TTM 0.0 / Enterprise Value 54.9m)
FCF Margin = unknown (Revenue TTM is 0 or missing)
Net Margin = unknown
Gross Margin = unknown ((Revenue TTM 0.0 - Cost of Revenue TTM 0.0) / Revenue TTM)
Tobins Q-Ratio = unknown (Enterprise Value 54.9m / Total Assets none)
Interest Expense / Debt = unknown (Interest Expense 0.0 / Debt none)
Taxrate = 21.0% (US default 21%)
NOPAT = 0.0 (EBIT 0.0 * (1 - 21.00%))
Current Ratio = unknown (Total Current Assets none / Total Current Liabilities none)
Debt / Equity = unknown (Debt none)
Debt / EBITDA = unknown (Net Debt none / EBITDA 0.0)
Debt / FCF = unknown (Net Debt none / FCF TTM 0.0)
Total Stockholder Equity = 0.0 (from calculated bookValueOfEquity)
RoA = unknown (Net Income 0.0 / Total Assets none)
RoE = unknown (Net Income TTM 0.0 / Total Stockholder Equity 0.0)
RoCE = unknown (EBIT 0.0 / Capital Employed )
RoIC = unknown (NOPAT 0.0, Invested Capital 0.0, EBIT 0.0)
WACC = 5.90% (E(54.9m)/V(54.9m) * Re(5.90%) + (debt-free company))
Discount Rate = 5.90% (= CAPM, Blume Beta Adj.) -> floored to rf + 0.7*ERP = 7.95%
Fair Price DCF = unknown (Cash Flow 0.0)

Additional Sources for FMY Fund

News: Wall Street Journal | Benzinga | Yahoo Finance
Fund Manager Positions: Dataroma | Stockcircle