GATX Stock Analysis: GATX | NYSE
Rental & Leasing Services | NYSE, USA | Market Cap: 6.138m USD | 12M Return: 13.4% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 43.2M
EPS Trend: 93.7%
Qual. Beats: 0
Rev. Trend: 99.2%
Qual. Beats: -1
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
GATX Corporation is a Chicago-based railcar leasing company founded in 1898 that operates across the United States, Canada, Mexico, Europe, and India through three reportable segments: Rail North America, Rail International, and Engine Leasing. The company leases tank and freight railcars and locomotives to customers in the petroleum, chemical, food/agriculture, and transportation industries, and provides a broad range of railcar maintenance services including cleaning, regulatory compliance work, wheelset replacements, and repainting. Beyond rail, GATX manufactures and leases commercial aircraft jet engines and spare engines, and owns and manages a tank container fleet leased to chemical, industrial gas, energy, food, cryogenic, and pharmaceutical customers along with related leasing, remarketing, and inspection services.
Within the Industrials sector, GATX sits in the Trading Companies & Distributors sub-industry and has been publicly traded on the NYSE since its 1987 IPO. Its business model is asset-heavy and asset-based: GATX owns the railcars, locomotives, engines, and tank containers it leases, generating recurring revenue through long-term operating leases rather than asset sales, which is typical for rail equipment leasing peers. Diversification across rail geographies, aviation engines, and tank containers is designed to smooth cyclical exposure tied to industrial production and freight demand, while the in-house maintenance and remarketing capabilities support residual-value management on its owned fleet.
- Rail North America lease rates and utilization drive revenue growth
- Interest rate cuts pressure leasing spreads and investment returns
- Engine Leasing affiliate income grows on aviation spare engine demand
| Net Income: 340.2m TTM > 0 and > 6% of Revenue |
| FCF/TA: -0.27 > 0.02 and ΔFCF/TA -21.72 > 1.0 |
| NWC/Revenue: 4.60% < 20% (prev 39.20%; Δ -34.59% < -1%) |
| CFO/TA 0.04 > 3% & CFO 723.0m > Net Income 340.2m |
| Net Debt (12.0b) to EBITDA (1.01b): 11.93 < 3 |
| Current Ratio: 1.09 > 1.5 & < 3 |
| Outstanding Shares: last quarter (35.7m) vs 12m ago -0.83% < -2% |
| Gross Margin: 47.57% > 18% (prev 48.61%; Δ -1.04% > 0.5%) |
| Asset Turnover: 12.31% > 50% (prev 12.55%; Δ -0.24% > 0%) |
| Interest Coverage Ratio: 0.59 > 6 (EBIT TTM 490.9m / Interest Expense TTM 829.6m) |
| A: 0.00 (Total Current Assets 1.09b - Total Current Liabilities 1.00b) / Total Assets 17.9b |
| B: 0.20 (Retained Earnings 3.51b / Total Assets 17.9b) |
| C: 0.03 (EBIT TTM 490.9m / Avg Total Assets 15.5b) |
| D: 0.19 (Book Value of Equity 2.78b / Total Liabilities 14.3b) |
| Altman-Z'' = 1.09 = BB |
| DSRI: 1.37 (Receivables 348.8m/217.3m, Revenue 1.90b/1.63b) |
| GMI: 1.02 (GM 48.61% / 47.57%) |
| AQI: 0.82 (AQ_t 0.07 / AQ_t-1 0.09) |
| SGI: 1.17 (Revenue 1.90b / 1.63b) |
| TATA: -0.02 (NI 340.2m - CFO 723.0m) / TA 17.9b) |
| Beneish M = -2.69 (Cap -4..+1) = A |
As of July 15, 2026, the stock is trading at USD 177.74 with a total of 274,336 shares traded. Over the past week, the price has changed by +2.05%, over one month by +1.07%, over three months by -9.01% and over the past year by +13.43%.
Current recommended Stop Loss: 165.20 (which is 7.1% or 2.8 ATR below the current price).
GATX has received a consensus analysts rating of 3.33. Therefore, it is recommended to hold GATX.
- StrongBuy: 0
- Buy: 1
- Hold: 2
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 218 | 22.7% |
P/E Trailing = 18.5504
P/E Forward = 19.1939
P/S = 3.2263
P/B = 2.2194
P/EG = 0.6428
Revenue TTM = 1.90b USD
EBIT TTM = 490.9m USD
EBITDA TTM = 1.01b USD
Long Term Debt = 12.4b USD (from longTermDebt, last quarter)
Short Term Debt = 723.5m USD (from shortTermDebt, last quarter)
Debt = 12.8b USD (from shortLongTermDebtTotal, last quarter) + Leases 150.9m
Net Debt = 12.0b USD (calculated: Debt 12.8b - CCE 741.0m)
Enterprise Value = 18.2b USD (6.14b + Debt 12.8b - CCE 741.0m)
Interest Coverage Ratio = 0.59 (Ebit TTM 490.9m / Interest Expense TTM 829.6m)
EV/FCF = -3.77x (Enterprise Value 18.2b / FCF TTM -4.82b)
FCF Yield = -26.53% (FCF TTM -4.82b / Enterprise Value 18.2b)
FCF Margin = -253.4% (FCF TTM -4.82b / Revenue TTM 1.90b)
Net Margin = 17.88% (Net Income TTM 340.2m / Revenue TTM 1.90b)
Gross Margin = 47.57% ((Revenue TTM 1.90b - Cost of Revenue TTM 997.5m) / Revenue TTM)
Gross Margin QoQ = 45.64% (prev 48.20%)
Tobins Q-Ratio = 1.01 (Enterprise Value 18.2b / Total Assets 17.9b)
Interest Expense / Debt = 6.49% (Interest Expense 829.6m / Debt 12.8b)
Taxrate = 16.86% (67.7m / 401.5m)
NOPAT = 408.1m (EBIT 490.9m * (1 - 16.86%))
Current Ratio = 1.09 (Total Current Assets 1.09b / Total Current Liabilities 1.00b)
Debt / Equity = 4.60 (Debt 12.8b / totalStockholderEquity, last quarter 2.78b)
Debt / EBITDA = 11.93 (Net Debt 12.0b / EBITDA 1.01b)
Debt / FCF = -2.50 (negative FCF - burning cash) (Net Debt 12.0b / FCF TTM -4.82b)
Total Stockholder Equity = 2.73b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.20% (Net Income 340.2m / Total Assets 17.9b)
RoE = 12.46% (Net Income TTM 340.2m / Total Stockholder Equity 2.73b)
RoCE = 3.24% (EBIT 490.9m / Capital Employed (Equity 2.73b + L.T.Debt 12.4b))
RoIC = 2.32% (NOPAT 408.1m / Invested Capital 17.6b)
WACC = 6.51% (E(6.14b)/V(18.9b) * Re(8.83%) + D(12.8b)/V(18.9b) * Rd(6.49%) * (1-Tc(0.17)))
Discount Rate = 8.83% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -30.46 | Cagr: -0.12%
[DCF] Fair Price = unknown (Cash Flow -4.82b)
EPS Correlation: 93.71 | EPS CAGR: 12.20% | SUE: 0.25 | # QB: 0
Revenue Correlation: 99.17 | Revenue CAGR: 12.58% | SUE: -4.0 | # QB: -1
EPS current Quarter (2026-06-30): EPS=2.51 | Chg30d=+3.90% | Revisions=+0% | Analysts=4
EPS next Quarter (2026-09-30): EPS=2.54 | Chg30d=-0.70% | Revisions=-29% | Analysts=4
EPS current Year (2026-12-31): EPS=10.04 | Chg30d=+0.22% | Revisions=+17% | GrowthEPS=+14.8% | GrowthRev=+37.2%
EPS next Year (2027-12-31): EPS=11.17 | Chg30d=-0.48% | Revisions=-17% | GrowthEPS=+11.2% | GrowthRev=+3.8%
[Analyst] Revisions Ratio: -12% (up=6, down=8)