(GBCI) Glacier Bancorp - Ratings and Ratios
Checking, Savings, Loans, Mortgages, CDs
GBCI EPS (Earnings per Share)
GBCI Revenue
Description: GBCI Glacier Bancorp
Glacier Bancorp Inc (NYSE:GBCI) is a bank holding company that provides a comprehensive range of commercial banking services to individuals, small to medium-sized businesses, and community organizations in the United States. The companys diverse product offerings include retail banking, business banking, mortgage origination, and loan servicing, as well as a variety of deposit products and lending services.
From a financial perspective, Glacier Bancorp Inc has a market capitalization of $5.357 billion, indicating a moderate size within the regional banking sector. The companys price-to-earnings ratio is 24.17, suggesting a relatively stable valuation compared to its earnings. Additionally, the forward P/E ratio of 21.37 implies a slight decrease in expected earnings growth. The return on equity (RoE) of 6.58% is a key performance indicator that highlights the companys ability to generate profits from shareholder equity.
To further analyze Glacier Bancorp Incs performance, other key metrics to consider include the net interest margin (NIM), which measures the difference between interest income and expense, and the efficiency ratio, which assesses the companys ability to manage operating expenses. The companys loan-to-deposit ratio is also an important metric, as it indicates the proportion of deposits used to fund loans. A ratio between 80-100% is generally considered optimal. Furthermore, the Texas ratio, which measures the proportion of non-performing assets to tangible equity and loan loss reserves, can provide insight into the companys asset quality.
In terms of growth prospects, Glacier Bancorp Incs ability to expand its loan portfolio and increase its deposit base will be crucial in driving future earnings growth. The companys presence in the US regional banking market, particularly in Montana and surrounding regions, provides a stable foundation for its operations. By examining key performance indicators such as revenue growth, return on assets (ROA), and dividend yield, investors can gain a more comprehensive understanding of Glacier Bancorp Incs financial health and growth potential.
Additional Sources for GBCI Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
GBCI Stock Overview
Market Cap in USD | 5,507m |
Sector | Financial Services |
Industry | Banks - Regional |
GiC Sub-Industry | Regional Banks |
IPO / Inception | 1992-01-27 |
GBCI Stock Ratings
Growth Rating | 3.05 |
Fundamental | 39.6 |
Dividend Rating | 48.6 |
Rel. Strength | -14.1 |
Analysts | 3.83 of 5 |
Fair Price Momentum | 37.94 USD |
Fair Price DCF | 32.91 USD |
GBCI Dividends
Dividend Yield 12m | 2.25% |
Yield on Cost 5y | 3.28% |
Annual Growth 5y | -0.89% |
Payout Consistency | 94.3% |
Payout Ratio | 53.6% |
GBCI Growth Ratios
Growth Correlation 3m | 64.7% |
Growth Correlation 12m | -24.3% |
Growth Correlation 5y | -13% |
CAGR 5y | 7.23% |
CAGR/Max DD 5y | 0.13 |
Sharpe Ratio 12m | 0.32 |
Alpha | -13.15 |
Beta | 1.095 |
Volatility | 34.75% |
Current Volume | 789.4k |
Average Volume 20d | 755.1k |
Stop Loss | 41.2 (-3.9%) |
As of August 02, 2025, the stock is trading at USD 42.86 with a total of 789,424 shares traded.
Over the past week, the price has changed by -5.41%, over one month by -4.99%, over three months by +5.14% and over the past year by +3.88%.
Partly, yes. Based on ValueRay´s Fundamental Analyses, Glacier Bancorp (NYSE:GBCI) is currently (August 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 39.57 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of GBCI is around 37.94 USD . This means that GBCI is currently overvalued and has a potential downside of -11.48%.
Glacier Bancorp has received a consensus analysts rating of 3.83. Therefore, it is recommended to buy GBCI.
- Strong Buy: 2
- Buy: 1
- Hold: 3
- Sell: 0
- Strong Sell: 0
According to our own proprietary Forecast Model, GBCI Glacier Bancorp will be worth about 43.4 in August 2026. The stock is currently trading at 42.86. This means that the stock has a potential upside of +1.35%.
Issuer | Target | Up/Down from current |
---|---|---|
Wallstreet Target Price | 49.8 | 16.3% |
Analysts Target Price | 48.3 | 12.8% |
ValueRay Target Price | 43.4 | 1.4% |