GM Stock Analysis: General Motors | NYSE
Auto Manufacturers | NYSE, USA | Market Cap: 71.732m USD | 12M Return: 49.2% | US37045V1008 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 599M
EPS Trend: 90.4%
Qual. Beats: 4
Rev. Trend: 80.3%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
General Motors Company (NYSE: GM), founded in 1908 and headquartered in Detroit, Michigan, is a global producer of trucks, crossovers, cars, and automobile parts operating under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brands. The business is organized across three segments: GM North America, GM International, and GM Financial, with vehicles distributed through retail and dealer channels as well as to commercial fleet, leasing, rental, and government customers. Beyond vehicle sales, GM generates recurring revenue from after-sale services-including maintenance, repairs, accessories, and extended warranties-delivered through its dealer network, alongside automotive financing and an increasingly strategic portfolio of software-enabled services and subscriptions.
The company sits within the Consumer Discretionary sector under the Automobile Manufacturers sub-industry, where scale, brand portfolio depth, and a captive finance subsidiary are typical structural advantages for incumbent OEMs. The dual presence of both mass-market (Chevrolet, Wuling, Baojun) and premium (Cadillac, GMC) brands, combined with operations spanning mature and growth regions, reflects a diversified revenue base characteristic of large-cap global automakers navigating the industrys transition toward electrification and software-defined vehicles.
- Truck and SUV pricing drives North America margins
- China JV weakness drags International segment revenue
- Cruise losses and EV capex pressure free cash flow
| Net Income: 1.92b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 6.47 > 1.0 |
| NWC/Revenue: 7.10% < 20% (prev 10.91%; Δ -3.81% < -1%) |
| CFO/TA 0.08 > 3% & CFO 23.2b > Net Income 1.92b |
| Net Debt (104b) to EBITDA (13.2b): 7.88 < 3 |
| Current Ratio: 1.14 > 1.5 & < 3 |
| Outstanding Shares: last quarter (919.4m) vs 12m ago -5.79% < -2% |
| Gross Margin: 5.74% > 18% (prev 11.11%; Δ -5.38% > 0.5%) |
| Asset Turnover: 64.86% > 50% (prev 64.83%; Δ 0.03% > 0%) |
| Interest Coverage Ratio: 2.79 > 6 (EBIT TTM 1.93b / Interest Expense TTM 692.0m) |
| A: 0.05 (Total Current Assets 110b - Total Current Liabilities 96.8b) / Total Assets 283b |
| B: 0.19 (Retained Earnings 53.0b / Total Assets 283b) |
| C: 0.01 (EBIT TTM 1.93b / Avg Total Assets 286b) |
| D: 0.28 (Book Value of Equity 62.0b / Total Liabilities 219b) |
| Altman-Z'' = 1.26 = BB |
| DSRI: 0.28 (Receivables 16.8b/61.2b, Revenue 186b/188b) |
| GMI: 1.94 (GM 11.11% / 5.74%) |
| AQI: 0.99 (AQ_t 0.31 / AQ_t-1 0.31) |
| SGI: 0.99 (Revenue 186b / 188b) |
| TATA: -0.08 (NI 1.92b - CFO 23.2b) / TA 283b) |
| Beneish M = -2.80 (Cap -4..+1) = A |
As of October 11, 2026, the stock is trading at USD 82.73 with a total of 6,592,990 shares traded. Over the past week, the price has changed by +5.70%, over one month by -1.23%, over three months by +8.16% and over the past year by +49.22%.
Current recommended Stop Loss: 76.70 (which is 7.3% or 2.5 ATR below the current price).
General Motors has received a consensus analysts rating of 4.38. Therefore, it is recommended to buy GM.
- StrongBuy: 13
- Buy: 7
- Hold: 4
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 104.2 | 26% |
P/E Trailing = 34.3333
P/E Forward = 5.5897
P/S = 0.3866
P/B = 1.1856
P/EG = 0.2941
Revenue TTM = 186b USD
EBIT TTM = 1.93b USD
EBITDA TTM = 13.2b USD
Long Term Debt = 90.7b USD (from longTermDebt, last quarter)
Short Term Debt = 37.0b USD (from shortTermDebt, last quarter)
Debt = 129b USD (from shortLongTermDebtTotal, last quarter) + Leases 1.03b
Net Debt = 104b USD (calculated: Debt 129b - CCE 24.7b)
Enterprise Value = 176b USD (71.7b + Debt 129b - CCE 24.7b)
Interest Coverage Ratio = 2.79 (Ebit TTM 1.93b / Interest Expense TTM 692.0m)
EV/FCF = 10.65x (Enterprise Value 176b / FCF TTM 16.5b)
FCF Yield = 9.39% (FCF TTM 16.5b / Enterprise Value 176b)
FCF Margin = 8.89% (FCF TTM 16.5b / Revenue TTM 186b)
Net Margin = 1.03% (Net Income TTM 1.92b / Revenue TTM 186b)
Gross Margin = 5.74% ((Revenue TTM 186b - Cost of Revenue TTM 175b) / Revenue TTM)
Gross Margin QoQ = 7.61% (prev 11.45%)
Tobins Q-Ratio = 0.62 (Enterprise Value 176b / Total Assets 283b)
Interest Expense / Debt = 0.54% (Interest Expense 692.0m / Debt 129b)
Taxrate = 13.65% (214.0m / 1.57b)
NOPAT = 1.67b (EBIT 1.93b * (1 - 13.65%))
Current Ratio = 1.14 (Total Current Assets 110b / Total Current Liabilities 96.8b)
Debt / Equity = 2.08 (Debt 129b / totalStockholderEquity, last quarter 62.0b)
Debt / EBITDA = 7.88 (Net Debt 104b / EBITDA 13.2b)
Debt / FCF = 6.30 (Net Debt 104b / FCF TTM 16.5b)
Total Stockholder Equity = 63.0b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.67% (Net Income 1.92b / Total Assets 283b)
RoE = 3.04% (Net Income TTM 1.92b / Total Stockholder Equity 63.0b)
RoCE = 1.26% (EBIT 1.93b / Capital Employed (Equity 63.0b + L.T.Debt 90.7b))
RoIC = 0.78% (NOPAT 1.67b / Invested Capital 214b)
WACC = 3.41% (E(71.7b)/V(200b) * Re(8.69%) + D(129b)/V(200b) * Rd(0.54%) * (1-Tc(0.14)))
Discount Rate = 8.69% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -95.26 | Cagr: -9.88%
[DCF] Terminal Value 75.44% ; FCFF base≈16.5b ; Y1≈16.6b ; Y5≈17.5b
[DCF] Fair Price = 186.8 (EV 273b - Net Debt 104b = Equity 169b / Shares 904.5m; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: 90.36 | EPS CAGR: 15.78% | SUE: 1.30 | # QB: 4
Revenue Correlation: 80.31 | Revenue CAGR: 3.15% | SUE: 0.44 | # QB: 0
EPS current Quarter (2026-09-30): EPS=3.60 | Chg30d=+1.51% | Revisions=+63% | Analysts=15
EPS current Year (2026-12-31): EPS=13.51 | Chg30d=+0.91% | Revisions=+78% | GrowthEPS=+27.5% | GrowthRev=+0.4%
EPS next Year (2027-12-31): EPS=15.05 | Chg30d=+1.36% | Revisions=+71% | GrowthEPS=+11.4% | GrowthRev=+2.4%
[Analyst] Revisions Ratio: +78% (up=52, down=5)