Overview Dividends

(GM) General Motors - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US37045V1008

Vehicles, Parts, Services, Financing, Subscriptions

GM EPS (Earnings per Share)

EPS Growth (3Y CAGR): 10.65%
EPS Trend (3Y Correlation): 43.9%

GM Revenue

Revenue Growth (3Y CAGR): 1.61%
Revenue Trend (3Y Correlation): 59.5%

Description: GM General Motors September 26, 2025

General Motors Company (NYSE: GM) designs, manufactures, and sells a full range of trucks, crossovers, cars, and automotive parts worldwide, operating through four primary segments: GM North America, GM International, Cruise (its autonomous-vehicle unit), and GM Financial. Its core brands include Buick, Cadillac, Chevrolet, GMC, as well as the China-focused Baojun and Wuling marques.

The company reaches customers via an extensive dealer network, retail distributors, and direct contracts with fleet operators such as rental agencies, commercial fleets, leasing firms, and government entities. In addition to vehicle sales, GM provides after-sale services-including maintenance, collision repair, accessories, and extended warranties-through its dealer ecosystem.

Beyond hardware, GM generates revenue from software-enabled services and subscription models (e.g., OnStar, Super Cruise) and from its financing arm, GM Financial, which offers retail and wholesale auto loans, leases, and related credit products.

Key recent metrics: GM reported FY 2023 revenue of roughly $156 billion and a net income of $9.9 billion, while EV sales rose 57% year-over-year, putting electric models at about 13% of total deliveries-a figure the company aims to lift to 30% by 2025. Macro drivers shaping the business include tightening U.S. and EU emissions regulations, a global semiconductor shortage that continues to constrain production capacity, and rising interest rates that pressure auto-loan demand and margins.

For a deeper quantitative view of GM’s valuation metrics and scenario analysis, the ValueRay platform offers a concise dashboard worth exploring.

GM Stock Overview

Market Cap in USD	64,060m
Sub-Industry	Automobile Manufacturers
IPO / Inception	2010-11-18

GM Stock Ratings

Growth Rating	55.1%
Fundamental	53.8%
Dividend Rating	48.3%
Return 12m vs S&P 500	13.2%
Analyst Rating	3.66 of 5

GM Dividends

Dividend Yield 12m	0.76%
Yield on Cost 5y	1.43%
Annual Growth 5y	6.01%
Payout Consistency	76.3%
Payout Ratio	5.4%

GM Growth Ratios

Growth Correlation 3m	63.2%
Growth Correlation 12m	45.3%
Growth Correlation 5y	1.4%
CAGR 5y	21.31%
CAGR/Max DD 3y (Calmar Ratio)	0.56
CAGR/Mean DD 3y (Pain Ratio)	1.69
Sharpe Ratio 12m	0.95
Alpha	10.83
Beta	1.336
Volatility	30.07%
Current Volume	6332.6k
Average Volume 20d	8478.2k
Stop Loss	68.6 (-3%)
Signal	-0.08

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (3.04b TTM) > 0 and > 6% of Revenue (6% = 11.03b TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA 2.96pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 11.61% (prev 10.92%; Δ 0.68pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.08 (>3.0%) and CFO 24.21b > Net Income 3.04b (YES >=105%, WARN >=100%)

Net Debt (109.59b) to EBITDA (18.62b) ratio: 5.89 <= 3.0 (WARN <= 3.5)

Current Ratio 1.23 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (976.0m) change vs 12m ago -13.70% (target <= -2.0% for YES)

Gross Margin 9.55% (prev 11.96%; Δ -2.41pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 63.69% (prev 63.16%; Δ 0.53pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 6.84 (EBITDA TTM 18.62b / Interest Expense TTM 774.0m) >= 6 (WARN >= 3)

Altman Z'' 1.47

(A) 0.07 = (Total Current Assets 114.64b - Total Current Liabilities 93.30b) / Total Assets 288.17b

(B) 0.20 = Retained Earnings (Balance) 56.86b / Total Assets 288.17b

(D) 0.21 = Book Value of Equity 46.08b / Total Liabilities 219.77b

Total Rating: 1.47 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 53.79

1. Piotroski 4.0pt = -1.0

2. FCF Yield 1.36% = 0.68

3. FCF Margin 1.23% = 0.31

4. Debt/Equity 2.00 = 0.78

5. Debt/Ebitda 5.89 = -2.50

6. ROIC - WACC (= -1.22)% = -1.52

7. RoE 4.68% = 0.39

8. Rev. Trend 59.48% = 4.46

9. EPS Trend 43.94% = 2.20

What is the price of GM shares?

As of November 09, 2025, the stock is trading at USD 70.75 with a total of 6,332,616 shares traded.
Over the past week, the price has changed by +2.40%, over one month by +23.56%, over three months by +33.96% and over the past year by +29.09%.

Is General Motors a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, General Motors is currently (November 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 53.79 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of GM is around 68.78 USD . This means that GM is currently overvalued and has a potential downside of -2.78%.

Is GM a buy, sell or hold?

General Motors has received a consensus analysts rating of 3.66. Therefor, it is recommend to hold GM.

Strong Buy: 9
Buy: 5
Hold: 12
Sell: 2
Strong Sell: 1

What are the forecasts/targets for the GM price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	73.2	3.4%
Analysts Target Price	73.2	3.4%
ValueRay Target Price	73.4	3.7%

GM Fundamental Data Overview November 01, 2025

Market Cap USD = 64.06b (64.06b USD * 1.0 USD.USD)
P/E Trailing = 13.105
P/E Forward = 6.068
P/S = 0.3418
P/B = 0.8516
P/EG = 1.4804
Beta = 1.336
Revenue TTM = 183.89b USD
EBIT TTM = 5.30b USD
EBITDA TTM = 18.62b USD
Long Term Debt = 90.30b USD (from longTermDebt, last fiscal year)
Short Term Debt = 36.48b USD (from shortTermDebt, last quarter)
Debt = 132.50b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 109.59b USD (from netDebt column, last quarter)
Enterprise Value = 166.86b USD (64.06b + Debt 132.50b - CCE 29.70b)
Interest Coverage Ratio = 6.84 (Ebit TTM 5.30b / Interest Expense TTM 774.0m)
FCF Yield = 1.36% (FCF TTM 2.27b / Enterprise Value 166.86b)
FCF Margin = 1.23% (FCF TTM 2.27b / Revenue TTM 183.89b)
Net Margin = 1.66% (Net Income TTM 3.04b / Revenue TTM 183.89b)
Gross Margin = 9.55% ((Revenue TTM 183.89b - Cost of Revenue TTM 166.32b) / Revenue TTM)
Gross Margin QoQ = 6.91% (prev 9.05%)
Tobins Q-Ratio = 0.58 (Enterprise Value 166.86b / Total Assets 288.17b)
Interest Expense / Debt = 0.16% (Interest Expense 209.0m / Debt 132.50b)
Taxrate = 8.95% (127.0m / 1.42b)
NOPAT = 4.82b (EBIT 5.30b * (1 - 8.95%))
Current Ratio = 1.23 (Total Current Assets 114.64b / Total Current Liabilities 93.30b)
Debt / Equity = 2.00 (Debt 132.50b / totalStockholderEquity, last quarter 66.37b)
Debt / EBITDA = 5.89 (Net Debt 109.59b / EBITDA 18.62b)
Debt / FCF = 48.30 (Net Debt 109.59b / FCF TTM 2.27b)
Total Stockholder Equity = 65.05b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.06% (Net Income 3.04b / Total Assets 288.17b)
RoE = 4.68% (Net Income TTM 3.04b / Total Stockholder Equity 65.05b)
RoCE = 3.41% (EBIT 5.30b / Capital Employed (Equity 65.05b + L.T.Debt 90.30b))
RoIC = 2.44% (NOPAT 4.82b / Invested Capital 197.32b)
WACC = 3.66% (E(64.06b)/V(196.56b) * Re(10.94%) + D(132.50b)/V(196.56b) * Rd(0.16%) * (1-Tc(0.09)))
Discount Rate = 10.94% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -13.59%
[DCF Debug] Terminal Value 62.82% ; FCFE base≈2.27b ; Y1≈1.75b ; Y5≈1.11b
Fair Price DCF = 14.61 (DCF Value 13.63b / Shares Outstanding 932.9m; 5y FCF grow -27.08% → 3.0% )
EPS Correlation: 43.94 | EPS CAGR: 10.65% | SUE: 2.27 | # QB: 1
Revenue Correlation: 59.48 | Revenue CAGR: 1.61% | SUE: -0.05 | # QB: 0

Additional Sources for GM Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
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Fund Manager Positions: Dataroma | Stockcircle