GM Stock Analysis: General Motors | NYSE
Auto Manufacturers | NYSE, USA | Market Cap: 68.527m USD | 12M Return: 45% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 700M
EPS Trend: -32.8%
Qual. Beats: 0
Rev. Trend: 87.3%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
General Motors Company (NYSE: GM) is a US-based global automobile manufacturer headquartered in Detroit, Michigan, founded in 1908. It operates through three reportable segments: GM North America, GM International, and GM Financial, designing, building, and selling trucks, crossovers, cars, and auto parts.
Vehicles are marketed under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brands through retail dealers, distributors, and fleet channels. Beyond new vehicle sales, GM earns recurring revenue from after-sale services (maintenance, collision repair, accessories, extended warranties) and through GM Financial, its captive auto lending arm, which is a standard profit center for volume automakers. The company is also pursuing software-enabled services and subscriptions as part of an evolving revenue mix.
GM is a large-cap Consumer Discretionary stock and one of the historic Big Three US automakers alongside Ford and Stellantis. The auto manufacturing sector is cyclical and capital-intensive, and is currently undergoing a structural transition toward electric and software-defined vehicles, with rising competition from EV-native and Chinese manufacturers.
- North America truck and SUV pricing drives core margins
- China sales decline pressures GM International margins
- Cruise losses and EV investment weigh on near-term earnings
| Net Income: 2.54b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA 5.46 > 1.0 |
| NWC/Revenue: 7.80% < 20% (prev 10.22%; Δ -2.42% < -1%) |
| CFO/TA 0.08 > 3% & CFO 23.8b > Net Income 2.54b |
| Net Debt (104b) to EBITDA (15.5b): 6.76 < 3 |
| Current Ratio: 1.15 > 1.5 & < 3 |
| Outstanding Shares: last quarter (919.4m) vs 12m ago -8.24% < -2% |
| Gross Margin: 6.10% > 18% (prev 12.11%; Δ -6.02% > 0.5%) |
| Asset Turnover: 65.58% > 50% (prev 66.80%; Δ -1.22% > 0%) |
| Interest Coverage Ratio: 3.37 > 6 (EBIT TTM 2.47b / Interest Expense TTM 732.0m) |
| A: 0.05 (Total Current Assets 109b - Total Current Liabilities 94.7b) / Total Assets 281b |
| B: 0.19 (Retained Earnings 53.4b / Total Assets 281b) |
| C: 0.01 (EBIT TTM 2.47b / Avg Total Assets 282b) |
| D: 0.29 (Book Value of Equity 62.7b / Total Liabilities 216b) |
| Altman-Z'' = 1.32 = BB |
| DSRI: 0.28 (Receivables 16.4b/59.5b, Revenue 185b/188b) |
| GMI: 1.99 (GM 12.11% / 6.10%) |
| AQI: 0.99 (AQ_t 0.31 / AQ_t-1 0.31) |
| SGI: 0.98 (Revenue 185b / 188b) |
| TATA: -0.08 (NI 2.54b - CFO 23.8b) / TA 281b) |
| Beneish M = -2.75 (Cap -4..+1) = A |
As of July 05, 2026, the stock is trading at USD 76.00 with a total of 6,019,400 shares traded. Over the past week, the price has changed by -3.22%, over one month by -6.78%, over three months by +3.72% and over the past year by +45.01%.
Current recommended Stop Loss: 69.80 (which is 8.2% or 2.5 ATR below the current price).
General Motors has received a consensus analysts rating of 3.66. Therefore, it is recommended to hold GM.
- StrongBuy: 9
- Buy: 5
- Hold: 12
- Sell: 2
- StrongSell: 1
| Analysts Target Price | 95.4 | 25.6% |
P/E Trailing = 27.7372
P/E Forward = 6.0277
P/S = 0.3712
P/B = 1.0867
P/EG = 0.333
Revenue TTM = 185b USD
EBIT TTM = 2.47b USD
EBITDA TTM = 15.5b USD
Long Term Debt = 91.5b USD (from longTermDebt, last quarter)
Short Term Debt = 36.3b USD (from shortTermDebt, last quarter)
Debt = 129b USD (from shortLongTermDebtTotal, last quarter) + Leases 1.03b
Net Debt = 104b USD (calculated: Debt 129b - CCE 24.4b)
Enterprise Value = 173b USD (68.5b + Debt 129b - CCE 24.4b)
Interest Coverage Ratio = 3.37 (Ebit TTM 2.47b / Interest Expense TTM 732.0m)
EV/FCF = 13.86x (Enterprise Value 173b / FCF TTM 12.5b)
FCF Yield = 7.22% (FCF TTM 12.5b / Enterprise Value 173b)
FCF Margin = 6.76% (FCF TTM 12.5b / Revenue TTM 185b)
Net Margin = 1.38% (Net Income TTM 2.54b / Revenue TTM 185b)
Gross Margin = 6.10% ((Revenue TTM 185b - Cost of Revenue TTM 173b) / Revenue TTM)
Gross Margin QoQ = 11.45% (prev -2.48%)
Tobins Q-Ratio = 0.62 (Enterprise Value 173b / Total Assets 281b)
Interest Expense / Debt = 0.57% (Interest Expense 732.0m / Debt 129b)
Taxrate = 9.06% (262.0m / 2.89b)
NOPAT = 2.24b (EBIT 2.47b * (1 - 9.06%))
Current Ratio = 1.15 (Total Current Assets 109b / Total Current Liabilities 94.7b)
Debt / Equity = 2.06 (Debt 129b / totalStockholderEquity, last quarter 62.7b)
Debt / EBITDA = 6.76 (Net Debt 104b / EBITDA 15.5b)
Debt / FCF = 8.36 (Net Debt 104b / FCF TTM 12.5b)
Total Stockholder Equity = 64.1b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.90% (Net Income 2.54b / Total Assets 281b)
RoE = 3.96% (Net Income TTM 2.54b / Total Stockholder Equity 64.1b)
RoCE = 1.58% (EBIT 2.47b / Capital Employed (Equity 64.1b + L.T.Debt 91.5b))
RoIC = 1.05% (NOPAT 2.24b / Invested Capital 213b)
WACC = 3.68% (E(68.5b)/V(197b) * Re(9.62%) + D(129b)/V(197b) * Rd(0.57%) * (1-Tc(0.09)))
Discount Rate = 9.62% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -97.75 | Cagr: -14.44%
[DCF] Terminal Value 75.44% ; FCFF base≈12.5b ; Y1≈12.5b ; Y5≈13.3b
[DCF] Fair Price = 113.2 (EV 206b - Net Debt 104b = Equity 102b / Shares 901.7m; r=8.35% [WACC [floored]]; 5y FCF grow 0.0% → 2.50% )
EPS Correlation: -32.81 | EPS CAGR: -9.37% | SUE: 0.53 | # QB: 0
Revenue Correlation: 87.34 | Revenue CAGR: 3.90% | SUE: 0.04 | # QB: 0
EPS current Quarter (2026-06-30): EPS=3.17 | Chg30d=-0.88% | Revisions=-25% | Analysts=19
EPS next Quarter (2026-09-30): EPS=3.22 | Chg30d=-1.44% | Revisions=-75% | Analysts=19
EPS current Year (2026-12-31): EPS=12.76 | Chg30d=-0.99% | Revisions=+50% | GrowthEPS=+20.3% | GrowthRev=+0.4%
EPS next Year (2027-12-31): EPS=14.08 | Chg30d=+0.12% | Revisions=+29% | GrowthEPS=+10.4% | GrowthRev=+2.8%
[Analyst] Revisions Ratio: -34% (up=13, down=28)