GM Stock Analysis: General Motors | NYSE
Auto Manufacturers | NYSE, USA | Market Cap: 66.783m USD | 12M Return: 14.6% | US37045V1008 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 598M
EPS Trend: 92.7%
Qual. Beats: 0
Rev. Trend: 73.3%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
General Motors Company (NYSE: GM), founded in 1908 and headquartered in Detroit, Michigan, is a global producer of trucks, crossovers, cars, and automobile parts operating under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brands. The business is organized across three segments: GM North America, GM International, and GM Financial, with vehicles distributed through retail and dealer channels as well as to commercial fleet, leasing, rental, and government customers. Beyond vehicle sales, GM generates recurring revenue from after-sale services-including maintenance, repairs, accessories, and extended warranties-delivered through its dealer network, alongside automotive financing and an increasingly strategic portfolio of software-enabled services and subscriptions.
The company sits within the Consumer Discretionary sector under the Automobile Manufacturers sub-industry, where scale, brand portfolio depth, and a captive finance subsidiary are typical structural advantages for incumbent OEMs. The dual presence of both mass-market (Chevrolet, Wuling, Baojun) and premium (Cadillac, GMC) brands, combined with operations spanning mature and growth regions, reflects a diversified revenue base characteristic of large-cap global automakers navigating the industrys transition toward electrification and software-defined vehicles.
- Truck and SUV pricing drives North America margins
- China JV weakness drags International segment revenue
- Cruise losses and EV capex pressure free cash flow
| Net Income: 3.93b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 4.92 > 1.0 |
| NWC/Revenue: 5.10% < 20% (prev 11.39%; Δ -6.28% < -1%) |
| CFO/TA 0.08 > 3% & CFO 23.4b > Net Income 3.93b |
| Net Debt (102b) to EBITDA (18.9b): 5.39 < 3 |
| Current Ratio: 1.09 > 1.5 & < 3 |
| Outstanding Shares: last quarter (887.0m) vs 12m ago -9.12% < -2% |
| Gross Margin: 8.99% > 18% (prev 9.37%; Δ -0.38% > 0.5%) |
| Asset Turnover: 64.76% > 50% (prev 65.04%; Δ -0.28% > 0%) |
| Interest Coverage Ratio: 6.72 > 6 (EBIT TTM 4.34b / Interest Expense TTM 645.0m) |
| A: 0.03 (Total Current Assets 116b - Total Current Liabilities 106b) / Total Assets 289b |
| B: 0.19 (Retained Earnings 54.2b / Total Assets 289b) |
| C: 0.02 (EBIT TTM 4.34b / Avg Total Assets 289b) |
| D: 0.28 (Book Value of Equity 62.8b / Total Liabilities 225b) |
| Altman-Z'' = 1.22 = BB |
| DSRI: 1.00 (Receivables 17.1b/17.1b, Revenue 187b/187b) |
| GMI: 1.04 (GM 9.37% / 8.99%) |
| AQI: 0.98 (AQ_t 0.30 / AQ_t-1 0.31) |
| SGI: 1.00 (Revenue 187b / 187b) |
| TATA: -0.07 (NI 3.93b - CFO 23.4b) / TA 289b) |
| Beneish M = -3.01 (Cap -4..+1) = AA |
As of October 25, 2026, the stock is trading at USD 75.92 with a total of 6,713,001 shares traded. Over the past week, the price has changed by -9.58%, over one month by -9.37%, over three months by -5.69% and over the past year by +14.55%.
Current recommended Stop Loss: 72.80 (which is 4.1% or 1.2 ATR below the current price).
General Motors has received a consensus analysts rating of 4.38. Therefore, it is recommended to buy GM.
- StrongBuy: 13
- Buy: 7
- Hold: 4
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 101.2 | 33.3% |
P/E Trailing = 16.6543
P/E Forward = 5.5897
P/S = 0.36
P/B = 1.1856
P/EG = 0.2941
Revenue TTM = 187b USD
EBIT TTM = 4.34b USD
EBITDA TTM = 18.9b USD
Long Term Debt = 94.6b USD (from longTermDebt, last fiscal year)
Short Term Debt = 43.5b USD (from shortTermDebt, last quarter)
Debt = 130b USD (from shortLongTermDebtTotal, last quarter) + Leases 1.03b
Net Debt = 102b USD (calculated: Debt 130b - CCE 27.8b)
Enterprise Value = 169b USD (66.8b + Debt 130b - CCE 27.8b)
Interest Coverage Ratio = 6.72 (Ebit TTM 4.34b / Interest Expense TTM 645.0m)
EV/FCF = 10.23x (Enterprise Value 169b / FCF TTM 16.5b)
FCF Yield = 9.78% (FCF TTM 16.5b / Enterprise Value 169b)
FCF Margin = 8.82% (FCF TTM 16.5b / Revenue TTM 187b)
Net Margin = 2.10% (Net Income TTM 3.93b / Revenue TTM 187b)
Gross Margin = 8.99% ((Revenue TTM 187b - Cost of Revenue TTM 170b) / Revenue TTM)
Gross Margin QoQ = 18.55% (prev 7.61%)
Tobins Q-Ratio = 0.58 (Enterprise Value 169b / Total Assets 289b)
Interest Expense / Debt = 0.50% (Interest Expense 645.0m / Debt 130b)
Taxrate = 9.39% (433.0m / 4.61b)
NOPAT = 3.93b (EBIT 4.34b * (1 - 9.39%))
Current Ratio = 1.09 (Total Current Assets 116b / Total Current Liabilities 106b)
Debt / Equity = 2.07 (Debt 130b / totalStockholderEquity, last quarter 62.8b)
Debt / EBITDA = 5.39 (Net Debt 102b / EBITDA 18.9b)
Debt / FCF = 6.18 (Net Debt 102b / FCF TTM 16.5b)
Total Stockholder Equity = 62.1b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.36% (Net Income 3.93b / Total Assets 289b)
RoE = 6.32% (Net Income TTM 3.93b / Total Stockholder Equity 62.1b)
RoCE = 2.77% (EBIT 4.34b / Capital Employed (Equity 62.1b + L.T.Debt 94.6b))
RoIC = 1.81% (NOPAT 3.93b / Invested Capital 217b)
WACC = 3.10% (E(66.8b)/V(197b) * Re(8.25%) + D(130b)/V(197b) * Rd(0.50%) * (1-Tc(0.09)))
Discount Rate = 8.25% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -94.47 | Cagr: -10.80%
[DCF] Terminal Value 77.97% ; FCFF base≈10.8b ; Y1≈12.4b ; Y5≈18.2b
[DCF] Fair Price = 196.5 (EV 274b - Net Debt 102b = Equity 172b / Shares 877.5m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: 92.67 | EPS CAGR: 18.28% | SUE: 0.44 | # QB: 0
Revenue Correlation: 73.26 | Revenue CAGR: 2.51% | SUE: 0.58 | # QB: 0
EPS current Quarter (2027-03-31): EPS=3.20 | Chg30d=-5.55% | Revisions=+40% | Analysts=8
EPS current Year (2026-12-31): EPS=13.36 | Chg30d=-0.83% | Revisions=+10% | GrowthEPS=+26.0% | GrowthRev=+0.7%
EPS next Year (2027-12-31): EPS=14.81 | Chg30d=-1.30% | Revisions=+0% | GrowthEPS=+10.9% | GrowthRev=+1.7%
[Analyst] Revisions Ratio: +15% (up=10, down=7)