(GM) General Motors - Overview
Stock: Trucks, Crossovers, Cars, Parts, Financing
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 1.03% |
| Yield on Cost 5y | 1.44% |
| Yield CAGR 5y | 46.85% |
| Payout Consistency | 78.1% |
| Payout Ratio | 4.6% |
| Risk 5d forecast | |
|---|---|
| Volatility | 35.5% |
| Relative Tail Risk | -15.5% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 1.56 |
| Alpha | 57.04 |
| Character TTM | |
|---|---|
| Beta | 0.892 |
| Beta Downside | 0.989 |
| Drawdowns 3y | |
|---|---|
| Max DD | 37.78% |
| CAGR/Max DD | 0.75 |
Description: GM General Motors January 29, 2026
General Motors (GM) designs, manufactures, and sells a full line of trucks, crossovers, cars, and automotive parts worldwide, operating through four segments: GM North America, GM International, Cruise (autonomous-vehicle unit), and GM Financial. Its primary marques include Buick, Cadillac, Chevrolet, GMC, as well as the Chinese-market brands Baojun and Wuling. Sales are conducted via a global dealer network and directly to fleet customers such as rental firms, commercial fleets, leasing companies, and government agencies. The company also monetizes software-enabled services, subscriptions, after-sale maintenance, collision repairs, accessories, extended warranties, and provides automotive financing.
As of the Q4 2025 earnings release (Feb 2026), GM reported $38.1 billion in annual revenue, a 5.2 % YoY increase driven largely by a 22 % rise in EV and plug-in hybrid sales, now representing 15 % of total vehicle volume. Adjusted EBITDA reached $5.9 billion, and free cash flow was $1.7 billion, supporting a $10 billion reduction in net debt since 2022. The Cruise division posted a $210 million operating loss, reflecting continued investment in autonomous-driving software while scaling pilot deployments.
Key macro and sector drivers influencing GM’s outlook include: (1) U.S. and EU EV incentive policies, which are projected to boost EV demand by ~30 % annually through 2027; (2) ongoing semiconductor supply constraints that have eased, allowing GM to increase production capacity by 8 % YoY; and (3) higher interest rates, which are pressuring fleet financing costs and could dampen retail demand unless offset by competitive lease terms.
For a deeper quantitative dive into GM’s valuation and risk profile, you may find ValueRay’s detailed analysis useful.
Piotroski VR‑10 (Strict, 0-10) 3.5
| Net Income: 3.31b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.04 > 0.02 and ΔFCF/TA 6.07 > 1.0 |
| NWC/Revenue: 8.34% < 20% (prev 6.55%; Δ 1.79% < -1%) |
| CFO/TA 0.10 > 3% & CFO 26.87b > Net Income 3.31b |
| Net Debt (109.33b) to EBITDA (18.82b): 5.81 < 3 |
| Current Ratio: 1.17 > 1.5 & < 3 |
| Outstanding Shares: last quarter (919.4m) vs 12m ago -18.63% < -2% |
| Gross Margin: 6.27% > 18% (prev 0.12%; Δ 614.3% > 0.5%) |
| Asset Turnover: 65.96% > 50% (prev 67.00%; Δ -1.04% > 0%) |
| Interest Coverage Ratio: 3.79 > 6 (EBITDA TTM 18.82b / Interest Expense TTM 1.12b) |
Altman Z'' 1.26
| A: 0.05 (Total Current Assets 108.77b - Total Current Liabilities 93.34b) / Total Assets 281.28b |
| B: 0.18 (Retained Earnings 51.52b / Total Assets 281.28b) |
| C: 0.02 (EBIT TTM 4.24b / Avg Total Assets 280.52b) |
| D: 0.19 (Book Value of Equity 41.19b / Total Liabilities 218.12b) |
| Altman-Z'' Score: 1.26 = BB |
Beneish M -2.20
| DSRI: 1.03 (Receivables 13.05b/12.83b, Revenue 185.02b/187.44b) |
| GMI: 1.99 (GM 6.27% / 12.49%) |
| AQI: 0.99 (AQ_t 0.31 / AQ_t-1 0.31) |
| SGI: 0.99 (Revenue 185.02b / 187.44b) |
| TATA: -0.08 (NI 3.31b - CFO 26.87b) / TA 281.28b) |
| Beneish M-Score: -2.20 (Cap -4..+1) = BB |
What is the price of GM shares?
Over the past week, the price has changed by +6.09%, over one month by +4.06%, over three months by +23.77% and over the past year by +77.75%.
Is GM a buy, sell or hold?
- StrongBuy: 9
- Buy: 5
- Hold: 12
- Sell: 2
- StrongSell: 1
What are the forecasts/targets for the GM price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 92 | 9.2% |
| Analysts Target Price | 92 | 9.2% |
| ValueRay Target Price | 100.3 | 19% |
GM Fundamental Data Overview January 31, 2026
P/E Forward = 6.8966
P/S = 0.4317
P/B = 1.2758
P/EG = 1.8643
Revenue TTM = 185.02b USD
EBIT TTM = 4.24b USD
EBITDA TTM = 18.82b USD
Long Term Debt = 94.61b USD (from longTermDebt, last quarter)
Short Term Debt = 35.67b USD (from shortTermDebt, last quarter)
Debt = 130.28b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 109.33b USD (from netDebt column, last quarter)
Enterprise Value = 189.21b USD (79.88b + Debt 130.28b - CCE 20.95b)
Interest Coverage Ratio = 3.79 (Ebit TTM 4.24b / Interest Expense TTM 1.12b)
EV/FCF = 17.09x (Enterprise Value 189.21b / FCF TTM 11.07b)
FCF Yield = 5.85% (FCF TTM 11.07b / Enterprise Value 189.21b)
FCF Margin = 5.99% (FCF TTM 11.07b / Revenue TTM 185.02b)
Net Margin = 1.79% (Net Income TTM 3.31b / Revenue TTM 185.02b)
Gross Margin = 6.27% ((Revenue TTM 185.02b - Cost of Revenue TTM 173.42b) / Revenue TTM)
Gross Margin QoQ = -2.48% (prev 6.41%)
Tobins Q-Ratio = 0.67 (Enterprise Value 189.21b / Total Assets 281.28b)
Interest Expense / Debt = 0.43% (Interest Expense 559.0m / Debt 130.28b)
Taxrate = 10.84% (338.0m / 3.12b)
NOPAT = 3.78b (EBIT 4.24b * (1 - 10.84%))
Current Ratio = 1.17 (Total Current Assets 108.77b / Total Current Liabilities 93.34b)
Debt / Equity = 2.13 (Debt 130.28b / totalStockholderEquity, last quarter 61.12b)
Debt / EBITDA = 5.81 (Net Debt 109.33b / EBITDA 18.82b)
Debt / FCF = 9.87 (Net Debt 109.33b / FCF TTM 11.07b)
Total Stockholder Equity = 64.56b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.18% (Net Income 3.31b / Total Assets 281.28b)
RoE = 5.13% (Net Income TTM 3.31b / Total Stockholder Equity 64.56b)
RoCE = 2.66% (EBIT 4.24b / Capital Employed (Equity 64.56b + L.T.Debt 94.61b))
RoIC = 1.91% (NOPAT 3.78b / Invested Capital 197.35b)
WACC = 3.73% (E(79.88b)/V(210.16b) * Re(9.20%) + D(130.28b)/V(210.16b) * Rd(0.43%) * (1-Tc(0.11)))
Discount Rate = 9.20% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -16.09%
[DCF Debug] Terminal Value 80.82% ; FCFF base≈11.07b ; Y1≈7.27b ; Y5≈3.32b
Fair Price DCF = N/A (negative equity: EV 105.68b - Net Debt 109.33b = -3.65b; debt exceeds intrinsic value)
[DCF Warning] FCF declining rapidly (-40.0%), DCF may be unreliable
EPS Correlation: 45.02 | EPS CAGR: 5.00% | SUE: 1.35 | # QB: 2
Revenue Correlation: 79.74 | Revenue CAGR: 6.33% | SUE: -0.17 | # QB: 0
EPS next Quarter (2026-03-31): EPS=2.59 | Chg30d=+0.060 | Revisions Net=+5 | Analysts=15
EPS current Year (2026-12-31): EPS=12.27 | Chg30d=+0.671 | Revisions Net=+8 | Growth EPS=+15.7% | Growth Revenue=+0.9%
EPS next Year (2027-12-31): EPS=13.54 | Chg30d=+0.885 | Revisions Net=+5 | Growth EPS=+10.4% | Growth Revenue=+2.3%