GPI Stock Analysis: Group 1 Automotive | NYSE
Auto & Truck Dealerships | NYSE, USA | Market Cap: 3.568m USD | 12M Return: -28.9% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 57.4M
EPS Trend: -70.9%
Qual. Beats: 0
Rev. Trend: 97.9%
Qual. Beats: 0
Warnings
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Group 1 Automotive, Inc. (NYSE: GPI) is a franchised automotive retailer that sells new and used cars and light trucks through dealerships in the United States and the United Kingdom, supplemented by a digital sales platform. Beyond vehicle sales, the company earns revenue from finance and insurance products, parts and accessories (both wholesale and retail), vehicle financing arrangements, and maintenance and collision repair services. It also wholesales used vehicles through third-party auctions. The company was incorporated in 1995 and is headquartered in Houston, Texas.
The company operates within the automotive retail segment of the Consumer Discretionary sector, which is closely tied to consumer confidence, interest rates, and new vehicle supply. The franchised dealership model typically relies on a diversified revenue mix, with parts and service operations and finance and insurance income historically providing more stable, recurring cash flow than new vehicle sales alone.
- Used vehicle gross profit margins face continued pressure
- UK Inchcape acquisition expands international revenue exposure
- Parts and service revenue grows on aging vehicle fleet
| Net Income: 326.1m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.03 > 0.02 and ΔFCF/TA 0.67 > 1.0 |
| NWC/Revenue: -0.86% < 20% (prev 0.02%; Δ -0.89% < -1%) |
| CFO/TA 0.06 > 3% & CFO 619.0m > Net Income 326.1m |
| Net Debt (5.80b) to EBITDA (879.1m): 6.60 < 3 |
| Current Ratio: 0.95 > 1.5 & < 3 |
| Outstanding Shares: last quarter (11.9m) vs 12m ago -9.04% < -2% |
| Gross Margin: 15.64% > 18% (prev 16.03%; Δ -0.38% > 0.5%) |
| Asset Turnover: 225.3% > 50% (prev 212.1%; Δ 13.21% > 0%) |
| Interest Coverage Ratio: 2.49 > 6 (EBIT TTM 756.2m / Interest Expense TTM 303.3m) |
| A: -0.02 (Total Current Assets 3.51b - Total Current Liabilities 3.70b) / Total Assets 10.1b |
| B: 0.45 (Retained Earnings 4.55b / Total Assets 10.1b) |
| C: 0.08 (EBIT TTM 756.2m / Avg Total Assets 9.97b) |
| D: 0.39 (Book Value of Equity 2.84b / Total Liabilities 7.22b) |
| Altman-Z'' = 2.27 = BBB |
| DSRI: 0.84 (Receivables 679.0m/750.4m, Revenue 22.5b/21.0b) |
| GMI: 1.02 (GM 16.03% / 15.64%) |
| AQI: 0.99 (AQ_t 0.32 / AQ_t-1 0.32) |
| SGI: 1.07 (Revenue 22.5b / 21.0b) |
| TATA: -0.03 (NI 326.1m - CFO 619.0m) / TA 10.1b) |
| Beneish M = -3.09 (Cap -4..+1) = AA |
As of July 16, 2026, the stock is trading at USD 319.40 with a total of 228,784 shares traded. Over the past week, the price has changed by +8.40%, over one month by -1.95%, over three months by -3.84% and over the past year by -28.86%.
Current recommended Stop Loss: 305.40 (which is 4.4% or 1.2 ATR below the current price).
Group 1 Automotive has received a consensus analysts rating of 4.11. Therefore, it is recommended to buy GPI.
- StrongBuy: 4
- Buy: 2
- Hold: 3
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 420.2 | 31.5% |
P/E Trailing = 11.4023
P/E Forward = 7.1942
P/S = 0.1588
P/B = 1.2566
P/EG = 0.3616
Revenue TTM = 22.5b USD
EBIT TTM = 756.2m USD
EBITDA TTM = 879.1m USD
Long Term Debt = 2.85b USD (from longTermDebt, last quarter)
Short Term Debt = 2.58b USD (from shortTermDebt, last quarter)
Debt = 5.84b USD (from shortLongTermDebtTotal, last quarter) + Leases 231.9m
Net Debt = 5.80b USD (calculated: Debt 5.84b - CCE 41.7m)
Enterprise Value = 9.37b USD (3.57b + Debt 5.84b - CCE 41.7m)
Interest Coverage Ratio = 2.49 (Ebit TTM 756.2m / Interest Expense TTM 303.3m)
EV/FCF = 29.54x (Enterprise Value 9.37b / FCF TTM 317.2m)
FCF Yield = 3.39% (FCF TTM 317.2m / Enterprise Value 9.37b)
FCF Margin = 1.41% (FCF TTM 317.2m / Revenue TTM 22.5b)
Net Margin = 1.45% (Net Income TTM 326.1m / Revenue TTM 22.5b)
Gross Margin = 15.64% ((Revenue TTM 22.5b - Cost of Revenue TTM 19.0b) / Revenue TTM)
Gross Margin QoQ = 16.24% (prev 15.11%)
Tobins Q-Ratio = 0.93 (Enterprise Value 9.37b / Total Assets 10.1b)
Interest Expense / Debt = 5.19% (Interest Expense 303.3m / Debt 5.84b)
Taxrate = 28.02% (126.9m / 452.9m)
NOPAT = 544.3m (EBIT 756.2m * (1 - 28.02%))
Current Ratio = 0.95 (Total Current Assets 3.51b / Total Current Liabilities 3.70b)
Debt / Equity = 2.06 (Debt 5.84b / totalStockholderEquity, last quarter 2.84b)
Debt / EBITDA = 6.60 (Net Debt 5.80b / EBITDA 879.1m)
Debt / FCF = 18.29 (Net Debt 5.80b / FCF TTM 317.2m)
Total Stockholder Equity = 2.95b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.27% (Net Income 326.1m / Total Assets 10.1b)
RoE = 11.04% (Net Income TTM 326.1m / Total Stockholder Equity 2.95b)
RoCE = 13.02% (EBIT 756.2m / Capital Employed (Equity 2.95b + L.T.Debt 2.85b))
RoIC = 6.12% (NOPAT 544.3m / Invested Capital 8.90b)
WACC = 5.28% (E(3.57b)/V(9.41b) * Re(7.82%) + D(5.84b)/V(9.41b) * Rd(5.19%) * (1-Tc(0.28)))
Discount Rate = 7.82% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -93.10 | Cagr: -6.07%
[DCF] Terminal Value 77.97% ; FCFF base≈288.6m ; Y1≈330.9m ; Y5≈487.0m
[DCF] Fair Price = 128.2 (EV 7.33b - Net Debt 5.80b = Equity 1.53b / Shares 11.9m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: -70.91 | EPS CAGR: -4.37% | SUE: -0.27 | # QB: 0
Revenue Correlation: 97.94 | Revenue CAGR: 12.54% | SUE: -0.11 | # QB: 0
EPS current Quarter (2026-06-30): EPS=10.81 | Chg30d=-2.86% | Revisions=+0% | Analysts=11
EPS next Quarter (2026-09-30): EPS=11.55 | Chg30d=-2.44% | Revisions=+40% | Analysts=10
EPS current Year (2026-12-31): EPS=41.68 | Chg30d=-1.47% | Revisions=+0% | GrowthEPS=+2.4% | GrowthRev=+0.9%
EPS next Year (2027-12-31): EPS=46.94 | Chg30d=-1.16% | Revisions=-40% | GrowthEPS=+12.6% | GrowthRev=+3.1%
[Analyst] Revisions Ratio: +0% (up=4, down=4)