GPI Stock Analysis: Group 1 Automotive | NYSE
Auto & Truck Dealerships | NYSE, USA | Market Cap: 2.821m USD | 12M Return: -44.5% | US3989051095 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 68.3M
EPS Trend: -71.6%
Qual. Beats: -1
Rev. Trend: 95.7%
Qual. Beats: -1
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Group 1 Automotive, Inc. (NYSE: GPI) is a U.S.-based automotive retailer that operates dealerships across the United States and the United Kingdom. Founded in 1995 and headquartered in Houston, Texas, the company sells new and used cars and light trucks through both its physical dealership network and a digital platform. Beyond vehicle sales, Group 1 generates revenue from service and insurance contracts, collision repair, maintenance, parts sales (both wholesale and retail), used vehicle wholesaling at third-party auctions, and arranged vehicle financing.
As an automotive retailer classified under the Consumer Discretionary sector, GPIs business model relies heavily on dealership-based operations, where aftersales services-particularly parts, service, collision repair, and finance and insurance (F&I) products-typically contribute a disproportionate share of profitability relative to new vehicle sales. The companys dual-market footprint in the U.S. and U.K. also exposes it to multiple currency and regulatory environments within the global auto retail industry.
- New vehicle gross profit margins compress amid rising inventory levels
- U.K. dealership performance weighs on consolidated revenue growth
- Used car and parts/service segment drives recurring high-margin revenue
| Net Income: 289.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA -5.22 > 1.0 |
| NWC/Revenue: 0.32% < 20% (prev 0.70%; Δ -0.38% < -1%) |
| CFO/TA 0.04 > 3% & CFO 411.0m > Net Income 289.6m |
| Net Debt (6.05b) to EBITDA (824.7m): 7.34 < 3 |
| Current Ratio: 1.02 > 1.5 & < 3 |
| Outstanding Shares: last quarter (11.8m) vs 12m ago -8.12% < -2% |
| Gross Margin: 15.66% > 18% (prev 15.93%; Δ -0.27% > 0.5%) |
| Asset Turnover: 216.0% > 50% (prev 214.8%; Δ 1.15% > 0%) |
| Interest Coverage Ratio: 2.80 > 6 (EBIT TTM 699.6m / Interest Expense TTM 249.5m) |
| A: 0.01 (Total Current Assets 3.67b - Total Current Liabilities 3.60b) / Total Assets 10.3b |
| B: 0.45 (Retained Earnings 4.64b / Total Assets 10.3b) |
| C: 0.07 (EBIT TTM 699.6m / Avg Total Assets 10.3b) |
| D: 0.40 (Book Value of Equity 2.95b / Total Liabilities 7.33b) |
| Altman-Z'' = 2.40 = BBB |
| DSRI: 1.04 (Receivables 679.0m/646.9m, Revenue 22.2b/22.0b) |
| GMI: 1.02 (GM 15.93% / 15.66%) |
| AQI: 0.95 (AQ_t 0.32 / AQ_t-1 0.33) |
| SGI: 1.01 (Revenue 22.2b / 22.0b) |
| TATA: -0.01 (NI 289.6m - CFO 411.0m) / TA 10.3b) |
| Beneish M = -3.00 (Cap -4..+1) = AA |
As of October 16, 2026, the stock is trading at USD 239.80 with a total of 204,344 shares traded. Over the past week, the price has changed by +1.35%, over one month by -12.94%, over three months by -24.77% and over the past year by -44.51%.
Current recommended Stop Loss: 228.00 (which is 4.9% or 1.2 ATR below the current price).
Group 1 Automotive has received a consensus analysts rating of 4.25. Therefore, it is recommended to buy GPI.
- StrongBuy: 7
- Buy: 1
- Hold: 4
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 353 | 47.2% |
P/E Trailing = 9.8876
P/E Forward = 5.6689
P/S = 0.1273
P/B = 1.0248
P/EG = 0.2864
Revenue TTM = 22.2b USD
EBIT TTM = 699.6m USD
EBITDA TTM = 824.7m USD
Long Term Debt = 3.05b USD (from longTermDebt, last quarter)
Short Term Debt = 2.52b USD (from shortTermDebt, last quarter)
Debt = 6.22b USD (from shortLongTermDebtTotal, last quarter) + Leases 232.3m
Net Debt = 6.05b USD (calculated: Debt 6.22b - CCE 164.5m)
Enterprise Value = 8.87b USD (2.82b + Debt 6.22b - CCE 164.5m)
Interest Coverage Ratio = 2.80 (Ebit TTM 699.6m / Interest Expense TTM 249.5m)
EV/FCF = 64.24x (Enterprise Value 8.87b / FCF TTM 138.1m)
FCF Yield = 1.56% (FCF TTM 138.1m / Enterprise Value 8.87b)
FCF Margin = 0.62% (FCF TTM 138.1m / Revenue TTM 22.2b)
Net Margin = 1.31% (Net Income TTM 289.6m / Revenue TTM 22.2b)
Gross Margin = 15.66% ((Revenue TTM 22.2b - Cost of Revenue TTM 18.7b) / Revenue TTM)
Gross Margin QoQ = 15.98% (prev 16.24%)
Tobins Q-Ratio = 0.86 (Enterprise Value 8.87b / Total Assets 10.3b)
Interest Expense / Debt = 4.01% (Interest Expense 249.5m / Debt 6.22b)
Taxrate = 28.26% (114.0m / 403.4m)
NOPAT = 501.9m (EBIT 699.6m * (1 - 28.26%))
Current Ratio = 1.02 (Total Current Assets 3.67b / Total Current Liabilities 3.60b)
Debt / Equity = 2.11 (Debt 6.22b / totalStockholderEquity, last quarter 2.95b)
Debt / EBITDA = 7.34 (Net Debt 6.05b / EBITDA 824.7m)
Debt / FCF = 43.82 (Net Debt 6.05b / FCF TTM 138.1m)
Total Stockholder Equity = 2.91b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.82% (Net Income 289.6m / Total Assets 10.3b)
RoE = 9.96% (Net Income TTM 289.6m / Total Stockholder Equity 2.91b)
RoCE = 11.74% (EBIT 699.6m / Capital Employed (Equity 2.91b + L.T.Debt 3.05b))
RoIC = 5.55% (NOPAT 501.9m / Invested Capital 9.04b)
WACC = 3.74% (E(2.82b)/V(9.04b) * Re(5.62%) + D(6.22b)/V(9.04b) * Rd(4.01%) * (1-Tc(0.28)))
Discount Rate = 5.62% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -93.90 | Cagr: -5.46%
[DCF] Terminal Value 73.10% ; FCFF base≈351.5m ; Y1≈308.3m ; Y5≈249.1m
[DCF] Fair Price = N/A (negative equity: EV 4.00b - Net Debt 6.05b = -2.05b; debt exceeds intrinsic value)
EPS Correlation: -71.55 | EPS CAGR: -4.52% | SUE: -1.95 | # QB: -1
Revenue Correlation: 95.70 | Revenue CAGR: 11.39% | SUE: -2.03 | # QB: -1
EPS current Quarter (2026-09-30): EPS=10.03 | Chg30d=-8.13% | Revisions=-46% | Analysts=9
EPS current Year (2026-12-31): EPS=37.98 | Chg30d=-2.77% | Revisions=-80% | GrowthEPS=-6.7% | GrowthRev=-1.7%
EPS next Year (2027-12-31): EPS=42.10 | Chg30d=-4.84% | Revisions=-67% | GrowthEPS=+10.8% | GrowthRev=+6.2%
[Analyst] Revisions Ratio: -76% (up=3, down=31)