(GS) Goldman Sachs - Ratings and Ratios
Exchange: NYSE •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US38141G1040
Banking, Trading, Asset Management, Wealth Management, Cards
Dividends
| Dividend Yield | 1.73% |
| Yield on Cost 5y | 6.66% |
| Yield CAGR 5y | 23.15% |
| Payout Consistency | 98.8% |
| Payout Ratio | 28.4% |
| Risk via 10d forecast | |
|---|---|
| Volatility | 26.4% |
| Value at Risk 5%th | 40.5% |
| Relative Tail Risk | -6.76% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 1.03 |
| Alpha | 18.60 |
| CAGR/Max DD | 1.07 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.382 |
| Beta | 1.327 |
| Beta Downside | 1.378 |
| Drawdowns 3y | |
|---|---|
| Max DD | 30.90% |
| Mean DD | 5.97% |
| Median DD | 3.72% |
Description: GS Goldman Sachs December 02, 2025
The Goldman Sachs Group, Inc. (GS) operates a diversified financial-services platform across three segments: Global Banking & Markets, which delivers advisory, underwriting, lending, and trading solutions; Asset & Wealth Management, which oversees a multi-class investment portfolio and provides private-banking and advisory services; and Platform Solutions, which supplies credit-card, deposit-taking, payment, and cash-management products to corporate and institutional clients. Its global footprint spans the Americas, Europe, the Middle East, Africa and Asia.
Key recent metrics highlight the firm’s scale and market positioning: FY 2023 net revenue reached $59 billion, with trading revenue contributing roughly $13 billion, while assets under management in the wealth-management arm topped $2.5 trillion. The platform-solutions segment’s consumer-card loan book grew to about $120 billion, reflecting strong demand for credit in a rising-rate environment. Goldman Sachs’ performance is closely tied to macro drivers such as global M&A volume, which surged 15 % YoY in 2023, and interest-rate differentials that boost net-interest margins in its banking franchise.
For a deeper, data-driven look at GS’s valuation and risk profile, you might explore ValueRay’s analytical tools.
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (16.67b TTM) > 0 and > 6% of Revenue (6% = 7.94b TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA 6.10pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -520.6% (prev -81.97%; Δ -438.6pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 17.89b > Net Income 16.67b (YES >=105%, WARN >=100%) |
| Net Debt (496.00b) to EBITDA (23.41b) ratio: 21.19 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.50 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (315.0m) change vs 12m ago -4.78% (target <= -2.0% for YES) |
| Gross Margin 43.32% (prev 40.13%; Δ 3.19pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 7.49% (prev 7.12%; Δ 0.36pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.31 (EBITDA TTM 23.41b / Interest Expense TTM 68.51b) >= 6 (WARN >= 3) |
Altman Z'' -2.03
| (A) -0.38 = (Total Current Assets 693.00b - Total Current Liabilities 1382.00b) / Total Assets 1808.00b |
| (B) 0.09 = Retained Earnings (Balance) 159.53b / Total Assets 1808.00b |
| (C) 0.01 = EBIT TTM 21.25b / Avg Total Assets 1768.04b |
| (D) 0.09 = Book Value of Equity 157.56b / Total Liabilities 1675.61b |
| Total Rating: -2.03 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 57.50
| 1. Piotroski 4.0pt |
| 2. FCF Yield 3.95% |
| 3. FCF Margin 11.91% |
| 4. Debt/Equity 5.36 |
| 5. Debt/Ebitda 21.19 |
| 6. ROIC - WACC (= -0.95)% |
| 7. RoE 13.49% |
| 8. Rev. Trend 91.69% |
| 9. EPS Trend 34.70% |
What is the price of GS shares?
As of December 02, 2025, the stock is trading at USD 810.86 with a total of 2,131,987 shares traded.
Over the past week, the price has changed by +2.55%, over one month by +3.23%, over three months by +10.95% and over the past year by +36.83%.
Over the past week, the price has changed by +2.55%, over one month by +3.23%, over three months by +10.95% and over the past year by +36.83%.
Is GS a buy, sell or hold?
Goldman Sachs has received a consensus analysts rating of 3.52.
Therefor, it is recommend to hold GS.
- Strong Buy: 5
- Buy: 3
- Hold: 14
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the GS price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 802.5 | -1% |
| Analysts Target Price | 802.5 | -1% |
| ValueRay Target Price | 1041.6 | 28.5% |
GS Fundamental Data Overview November 29, 2025
Market Cap USD = 250.06b (250.06b USD * 1.0 USD.USD)
P/E Trailing = 16.786
P/E Forward = 14.7275
P/S = 4.3612
P/B = 2.2402
P/EG = 1.1603
Beta = 1.35
Revenue TTM = 132.35b USD
EBIT TTM = 21.25b USD
EBITDA TTM = 23.41b USD
Long Term Debt = 285.63b USD (from longTermDebt, last quarter)
Short Term Debt = 373.00b USD (from shortTermDebt, last quarter)
Debt = 665.00b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 496.00b USD (from netDebt column, last quarter)
Enterprise Value = 399.06b USD (250.06b + Debt 665.00b - CCE 516.00b)
Interest Coverage Ratio = 0.31 (Ebit TTM 21.25b / Interest Expense TTM 68.51b)
FCF Yield = 3.95% (FCF TTM 15.77b / Enterprise Value 399.06b)
FCF Margin = 11.91% (FCF TTM 15.77b / Revenue TTM 132.35b)
Net Margin = 12.60% (Net Income TTM 16.67b / Revenue TTM 132.35b)
Gross Margin = 43.32% ((Revenue TTM 132.35b - Cost of Revenue TTM 75.02b) / Revenue TTM)
Gross Margin QoQ = 39.80% (prev 45.41%)
Tobins Q-Ratio = 0.22 (Enterprise Value 399.06b / Total Assets 1808.00b)
Interest Expense / Debt = 2.55% (Interest Expense 16.97b / Debt 665.00b)
Taxrate = 24.00% (1.29b / 5.39b)
NOPAT = 16.15b (EBIT 21.25b * (1 - 24.00%))
Current Ratio = 0.50 (Total Current Assets 693.00b / Total Current Liabilities 1382.00b)
Debt / Equity = 5.36 (Debt 665.00b / totalStockholderEquity, last quarter 124.00b)
Debt / EBITDA = 21.19 (Net Debt 496.00b / EBITDA 23.41b)
Debt / FCF = 31.45 (Net Debt 496.00b / FCF TTM 15.77b)
Total Stockholder Equity = 123.60b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.92% (Net Income 16.67b / Total Assets 1808.00b)
RoE = 13.49% (Net Income TTM 16.67b / Total Stockholder Equity 123.60b)
RoCE = 5.19% (EBIT 21.25b / Capital Employed (Equity 123.60b + L.T.Debt 285.63b))
RoIC = 3.44% (NOPAT 16.15b / Invested Capital 470.04b)
WACC = 4.39% (E(250.06b)/V(915.06b) * Re(10.91%) + D(665.00b)/V(915.06b) * Rd(2.55%) * (1-Tc(0.24)))
Discount Rate = 10.91% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -3.87%
[DCF Debug] Terminal Value 58.73% ; FCFE base≈15.77b ; Y1≈10.35b ; Y5≈4.73b
Fair Price DCF = 208.5 (DCF Value 62.55b / Shares Outstanding 299.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 34.70 | EPS CAGR: 3.39% | SUE: 0.93 | # QB: 1
Revenue Correlation: 91.69 | Revenue CAGR: 30.22% | SUE: 0.98 | # QB: 1
EPS next Quarter (2026-03-31): EPS=14.96 | Chg30d=+0.188 | Revisions Net=-1 | Analysts=11
EPS next Year (2026-12-31): EPS=55.18 | Chg30d=+0.104 | Revisions Net=+3 | Growth EPS=+13.5% | Growth Revenue=+5.4%
P/E Trailing = 16.786
P/E Forward = 14.7275
P/S = 4.3612
P/B = 2.2402
P/EG = 1.1603
Beta = 1.35
Revenue TTM = 132.35b USD
EBIT TTM = 21.25b USD
EBITDA TTM = 23.41b USD
Long Term Debt = 285.63b USD (from longTermDebt, last quarter)
Short Term Debt = 373.00b USD (from shortTermDebt, last quarter)
Debt = 665.00b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 496.00b USD (from netDebt column, last quarter)
Enterprise Value = 399.06b USD (250.06b + Debt 665.00b - CCE 516.00b)
Interest Coverage Ratio = 0.31 (Ebit TTM 21.25b / Interest Expense TTM 68.51b)
FCF Yield = 3.95% (FCF TTM 15.77b / Enterprise Value 399.06b)
FCF Margin = 11.91% (FCF TTM 15.77b / Revenue TTM 132.35b)
Net Margin = 12.60% (Net Income TTM 16.67b / Revenue TTM 132.35b)
Gross Margin = 43.32% ((Revenue TTM 132.35b - Cost of Revenue TTM 75.02b) / Revenue TTM)
Gross Margin QoQ = 39.80% (prev 45.41%)
Tobins Q-Ratio = 0.22 (Enterprise Value 399.06b / Total Assets 1808.00b)
Interest Expense / Debt = 2.55% (Interest Expense 16.97b / Debt 665.00b)
Taxrate = 24.00% (1.29b / 5.39b)
NOPAT = 16.15b (EBIT 21.25b * (1 - 24.00%))
Current Ratio = 0.50 (Total Current Assets 693.00b / Total Current Liabilities 1382.00b)
Debt / Equity = 5.36 (Debt 665.00b / totalStockholderEquity, last quarter 124.00b)
Debt / EBITDA = 21.19 (Net Debt 496.00b / EBITDA 23.41b)
Debt / FCF = 31.45 (Net Debt 496.00b / FCF TTM 15.77b)
Total Stockholder Equity = 123.60b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.92% (Net Income 16.67b / Total Assets 1808.00b)
RoE = 13.49% (Net Income TTM 16.67b / Total Stockholder Equity 123.60b)
RoCE = 5.19% (EBIT 21.25b / Capital Employed (Equity 123.60b + L.T.Debt 285.63b))
RoIC = 3.44% (NOPAT 16.15b / Invested Capital 470.04b)
WACC = 4.39% (E(250.06b)/V(915.06b) * Re(10.91%) + D(665.00b)/V(915.06b) * Rd(2.55%) * (1-Tc(0.24)))
Discount Rate = 10.91% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -3.87%
[DCF Debug] Terminal Value 58.73% ; FCFE base≈15.77b ; Y1≈10.35b ; Y5≈4.73b
Fair Price DCF = 208.5 (DCF Value 62.55b / Shares Outstanding 299.9m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 34.70 | EPS CAGR: 3.39% | SUE: 0.93 | # QB: 1
Revenue Correlation: 91.69 | Revenue CAGR: 30.22% | SUE: 0.98 | # QB: 1
EPS next Quarter (2026-03-31): EPS=14.96 | Chg30d=+0.188 | Revisions Net=-1 | Analysts=11
EPS next Year (2026-12-31): EPS=55.18 | Chg30d=+0.104 | Revisions Net=+3 | Growth EPS=+13.5% | Growth Revenue=+5.4%
Additional Sources for GS Stock
News:
Wall Street Journal |
Benzinga |
Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle