(GSBD) Goldman Sachs BDC - Overview
Sector: Financial Services | Industry: Asset Management | Exchange: NYSE (USA) | Market Cap: 985m USD | Total Return: -4.3% in 12m
Industry Rotation: -2.1
Avg Turnover: 12.7M
EPS Trend: -87.0%
Qual. Beats: -1
Rev. Trend: 22.3%
Qual. Beats: 0
Warnings
Below Avwap Earnings
Tailwinds
No distinct edge detected
Goldman Sachs BDC, Inc. (GSBD) is a specialty finance company focused on lending to middle-market firms within the United States. The company primarily generates income through direct originations of various debt instruments, including first-lien, unitranche, and second-lien secured debt, as well as mezzanine financing and selective equity investments.
As a Business Development Company (BDC), the entity is structured to provide capital to private companies that may lack access to traditional public markets. BDCs are legally required to distribute at least 90% of their taxable income to shareholders annually, a structural feature designed to avoid corporate-level taxation while providing investors with exposure to private credit markets.
The fund targets investments ranging from $10 million to $75 million in enterprises maintaining annual EBITDA between $5 million and $75 million. For a deeper look into these financial metrics and historical performance, consider reviewing the comprehensive data available on ValueRay.
- Net interest margin sensitivity to Federal Reserve benchmark rate fluctuations
- Credit quality performance within middle market first lien debt portfolio
- Dividend coverage stability relative to net investment income per share
- Regulatory leverage compliance under 2:1 debt-to-equity asset coverage requirements
- Access to low-cost capital through Goldman Sachs institutional deal flow pipeline
| Net Income: 74.1m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 2.27 > 1.0 |
| NWC/Revenue: -2.31% < 20% (prev 20.66%; Δ -22.97% < -1%) |
| CFO/TA 0.06 > 3% & CFO 199.4m > Net Income 74.1m |
| Net Debt (1.86b) to EBITDA (181.5m): 10.24 < 3 |
| Current Ratio: 0.91 > 1.5 & < 3 |
| Outstanding Shares: last quarter (112.6m) vs 12m ago -4.03% < -2% |
| Gross Margin: 69.55% > 18% (prev 0.47%; Δ 6.91k% > 0.5%) |
| Asset Turnover: 8.37% > 50% (prev 6.16%; Δ 2.21% > 0%) |
| Interest Coverage Ratio: 1.19 > 6 (EBITDA TTM 181.5m / Interest Expense TTM 113.3m) |
| A: -0.00 (Total Current Assets 67.0m - Total Current Liabilities 73.6m) / Total Assets 3.34b |
| B: -0.15 (Retained Earnings -509.7m / Total Assets 3.34b) |
| C: 0.04 (EBIT TTM 135.2m / Avg Total Assets 3.42b) |
| D: -0.26 (Book Value of Equity -509.6m / Total Liabilities 1.97b) |
| Altman-Z'' = -0.52 = B |
Over the past week, the price has changed by -0.78%, over one month by -7.90%, over three months by +1.60% and over the past year by -4.26%.
- StrongBuy: 0
- Buy: 0
- Hold: 3
- Sell: 0
- StrongSell: 1
| Analysts Target Price | 9.1 | 2.4% |
P/E Forward = 10.7759
P/S = 2.8351
P/B = 0.719
P/EG = 2.15
Revenue TTM = 286.4m USD
EBIT TTM = 135.2m USD
EBITDA TTM = 181.5m USD
Long Term Debt = unknown (none)
Short Term Debt = unknown (none)
Debt = 1.90b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 1.86b USD (calculated: Debt 1.90b - CCE 41.9m)
Enterprise Value = 2.84b USD (985.0m + Debt 1.90b - CCE 41.9m)
Interest Coverage Ratio = 1.19 (Ebit TTM 135.2m / Interest Expense TTM 113.3m)
EV/FCF = 14.27x (Enterprise Value 2.84b / FCF TTM 199.4m)
FCF Yield = 7.01% (FCF TTM 199.4m / Enterprise Value 2.84b)
FCF Margin = 69.61% (FCF TTM 199.4m / Revenue TTM 286.4m)
Net Margin = 25.87% (Net Income TTM 74.1m / Revenue TTM 286.4m)
Gross Margin = 69.55% ((Revenue TTM 286.4m - Cost of Revenue TTM 87.2m) / Revenue TTM)
Gross Margin QoQ = 73.63% (prev 85.55%)
Tobins Q-Ratio = 0.85 (Enterprise Value 2.84b / Total Assets 3.34b)
Interest Expense / Debt = 1.58% (Interest Expense 30.0m / Debt 1.90b)
Taxrate = 3.33% (4.11m / 123.4m)
NOPAT = 130.7m (EBIT 135.2m * (1 - 3.33%))
Current Ratio = 0.91 (Total Current Assets 67.0m / Total Current Liabilities 73.6m)
Debt / Equity = 1.39 (Debt 1.90b / totalStockholderEquity, last quarter 1.37b)
Debt / EBITDA = 10.24 (Net Debt 1.86b / EBITDA 181.5m)
Debt / FCF = 9.33 (Net Debt 1.86b / FCF TTM 199.4m)
Total Stockholder Equity = 1.44b (last 4 quarters mean from totalStockholderEquity)
RoA = 2.16% (Net Income 74.1m / Total Assets 3.34b)
RoE = 3.80% (Net Income TTM 74.1m / Total Stockholder Equity 1.95b)
RoCE = 4.14% (EBIT 135.2m / Capital Employed (Total Assets 3.34b - Current Liab 73.6m))
RoIC = 4.05% (NOPAT 130.7m / Invested Capital 3.23b)
WACC = 3.83% (E(985.0m)/V(2.89b) * Re(8.27%) + D(1.90b)/V(2.89b) * Rd(1.58%) * (1-Tc(0.03)))
Discount Rate = 8.27% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: 28.89 | Cagr: 1.21%
[DCF] Terminal Value 88.26% ; FCFF base≈171.3m ; Y1≈207.2m ; Y5≈337.9m
[DCF] Fair Price = 70.74 (EV 9.82b - Net Debt 1.86b = Equity 7.96b / Shares 112.6m; r=6.0% [WACC]; 5y FCF grow 22.39% → 3.0% )
EPS Correlation: -86.95 | EPS CAGR: -16.76% | SUE: -2.64 | # QB: -1
Revenue Correlation: 22.29 | Revenue CAGR: 5.16% | SUE: -0.07 | # QB: 0
EPS current Quarter (2026-06-30): EPS=0.33 | Chg30d=+0.00% | Revisions=-14% | Analysts=5
EPS next Quarter (2026-09-30): EPS=0.32 | Chg30d=+1.27% | Revisions=+0% | Analysts=5
EPS current Year (2026-12-31): EPS=1.14 | Chg30d=-7.88% | Revisions=-43% | GrowthEPS=-27.6% | GrowthRev=-14.5%
EPS next Year (2027-12-31): EPS=1.17 | Chg30d=-1.35% | Revisions=-43% | GrowthEPS=+3.1% | GrowthRev=-0.8%
[Analyst] Revisions Ratio: -43%