HDB - HDFC Bank Limited ADR - Stock & Dividends

HDFC Bank Limited, a leading Indian private sector bank, offers a wide range of banking and financial services to individuals, businesses, and corporates in India and select international markets, including Bahrain, Hong Kong, and Dubai.

The bank operates through four key business segments: Treasury, Retail Banking, Wholesale Banking, and Other Banking Services. Its Retail Banking segment provides a variety of deposit products, including savings, salary, current, rural, public provident fund, pension, and demat accounts, as well as fixed and recurring deposits, and safe deposit lockers. Additionally, it offers offshore accounts and deposits, and overdrafts against fixed deposits.

The bank's loan portfolio is diverse, with offerings such as personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans. It also provides loans against properties, securities, mutual funds, rental receivables, and assets, as well as loans for professionals, government-sponsored programs, and loans on credit cards. Furthermore, it offers working capital and commercial/construction equipment finance, healthcare/medical equipment and commercial vehicle finance, dealer finance, and term loans.

HDFC Bank's payment and transaction services include credit, debit, prepaid, and forex cards, as well as payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services. The bank also offers insurance and investment products to its customers.

In addition to its core banking services, the bank provides a range of specialized services, including short-term finance, bill discounting, structured finance, export credit, loan repayment, and documents collection services. Its digital banking channels include online banking, mobile banking, phone banking, unified payment interface, immediate payment, national electronic funds transfer, and real-time gross settlement services.

The bank has an extensive network of branches and automated teller machines (ATMs) across various cities and towns in India. With a strong online presence, HDFC Bank is committed to providing convenient and innovative banking solutions to its customers. Incorporated in 1994, the bank is headquartered in Mumbai, India, and has established itself as a leading player in the Indian banking industry.