(HOMB) Home BancShares - Ratings and Ratios

Home Bancshares, Inc. (NYSE:HOMB), headquartered in Conway, Arkansas, operates as a bank holding company for Centennial Bank, offering a diverse range of commercial and retail banking services. The company serves businesses, real estate developers, municipalities, and individual clients across Arkansas, Florida, South Alabama, Texas, and New York City. Its product suite includes checking, savings, and money market accounts, as well as certificates of deposit. The bank also specializes in various loan categories, such as non-farm/non-residential real estate, construction/land development, residential mortgages, consumer loans, agricultural loans, and commercial and industrial loans. Additionally, Home Bancshares provides digital banking solutions, cash management services, overdraft protection, and safe deposit boxes. The company further extends its offerings into insurance, providing commercial and personal lines coverage, including property, casualty, life, health, and employee benefits insurance. Founded in 1903, Home Bancshares has established a strong presence in its markets, focusing on community banking and customer-centric financial solutions.

As of the latest data, Home Bancshares operates with a market capitalization of $5.22 billion, reflecting its scale in the regional banking sector. The stock currently trades at $27.69, with a trailing P/E ratio of 12.59 and a forward P/E of 12.03, indicating moderate valuation relative to earnings. The price-to-book ratio of 1.30 suggests a slight premium to book value, while the price-to-sales ratio of 5.28 highlights its revenue multiple. The companys return on equity stands at 10.15%, demonstrating its ability to generate profits from shareholder equity. Technically, the stock has averaged 1.17 million shares traded over the past 20 days, with a 20-day SMA of $26.61, 50-day SMA of $28.02, and 200-day SMA of $27.96. The average true range (ATR) of 0.95 reflects moderate price volatility.