Overview Dividends

(HOV) Hovnanian Enterprises - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US4424874018

Single-Family, Townhouses, Condominiums, Active Lifestyle, Mortgage

HOV EPS (Earnings per Share)

EPS Growth (3Y CAGR): -37.48%
EPS Trend (3Y Correlation): -23.4%

HOV Revenue

Revenue Growth (3Y CAGR): -3.65%
Revenue Trend (3Y Correlation): 19.3%

Description: HOV Hovnanian Enterprises

Hovnanian Enterprises Inc (NYSE:HOV) is a US-based homebuilding company that designs, constructs, and markets residential homes across the country, catering to diverse customer segments, including first-time buyers, move-up buyers, and luxury buyers. The company offers a range of home types, from single-family detached homes to attached townhomes and condominiums, often with amenities like clubhouses and recreational facilities.

With a history dating back to 1959, Hovnanian Enterprises has established itself as a significant player in the US homebuilding industry, providing not only homes but also mortgage loans and title services to its customers. The companys business model is geared towards meeting the needs of various buyer demographics, including active lifestyle buyers and empty nesters.

Analyzing the companys , we observe that the stock is currently trading at $103.14, above its 20-day and 50-day simple moving averages (SMA20 and SMA50) but below its 200-day simple moving average (SMA200). The Average True Range (ATR) indicates a relatively high level of volatility, with a 6.19 price movement representing 6.00% of the current price. The 52-week high and low prices are $238.30 and $87.89, respectively, suggesting a significant price correction.

From a fundamental perspective, Hovnanian Enterprises has a market capitalization of $575.43M USD, with a price-to-earnings (P/E) ratio of 3.46 and a forward P/E ratio of 4.57. The companys return on equity (RoE) stands at 27.45%, indicating a relatively strong profitability. Considering these metrics, we can infer that the company is undervalued, with a low P/E ratio suggesting potential for growth.

Forecasting the stocks performance using both and , we can anticipate a potential rebound in the stock price, driven by the companys strong profitability and the overall demand for housing in the US. However, the high volatility indicated by the ATR and the stocks position below its SMA200 suggest that the road to recovery may be challenging. A potential target price could be around $120-$130, representing a 15-20% increase from current levels, assuming the company continues to demonstrate strong financial performance and the overall market sentiment improves.

HOV Stock Overview

Market Cap in USD	699m
Sub-Industry	Homebuilding
IPO / Inception	1992-03-17

HOV Stock Ratings

Growth Rating	25.4%
Fundamental	65.4%
Dividend Rating	-
Return 12m vs S&P 500	-41.0%
Analyst Rating	3.0 of 5

HOV Dividends

Currently no dividends paid

HOV Growth Ratios

Growth Correlation 3m	90.6%
Growth Correlation 12m	-56.1%
Growth Correlation 5y	60.2%
CAGR 5y	53.55%
CAGR/Max DD 3y	0.85
CAGR/Mean DD 3y	3.34
Sharpe Ratio 12m	-0.95
Alpha	0.01
Beta	0.972
Volatility	65.16%
Current Volume	95.6k
Average Volume 20d	94.7k
Stop Loss	144.3 (-4.1%)
Signal	-0.16

Piotroski VR‑10 (Strict, 0-10) 7.0

Net Income (158.9m TTM) > 0 and > 6% of Revenue (6% = 188.4m TTM)

FCFTA 0.04 (>2.0%) and ΔFCFTA 3.04pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 38.52% (prev 45.64%; Δ -7.11pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.05 (>3.0%) and CFO 135.0m <= Net Income 158.9m (YES >=105%, WARN >=100%)

Net Debt (756.7m) to EBITDA (240.9m) ratio: 3.14 <= 3.0 (WARN <= 3.5)

Current Ratio 2.88 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (6.40m) change vs 12m ago -9.21% (target <= -2.0% for YES)

Gross Margin 38.05% (prev 20.82%; Δ 17.23pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 121.5% (prev 114.6%; Δ 6.88pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 10.36 (EBITDA TTM 240.9m / Interest Expense TTM 22.2m) >= 6 (WARN >= 3)

Altman Z'' 3.86

(A) 0.46 = (Total Current Assets 1.85b - Total Current Liabilities 641.9m) / Total Assets 2.63b

(B) 0.05 = Retained Earnings (Balance) 130.7m / Total Assets 2.63b

(D) 0.07 = Book Value of Equity 130.7m / Total Liabilities 1.79b

Total Rating: 3.86 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 65.37

1. Piotroski 7.0pt = 2.0

2. FCF Yield 5.42% = 2.71

3. FCF Margin 3.62% = 0.90

4. Debt/Equity 1.86 = 0.97

5. Debt/Ebitda 6.47 = -2.50

6. ROIC - WACC 7.51% = 9.39

7. RoE 19.45% = 1.62

8. Rev. Trend 19.26% = 1.44

9. EPS Trend -23.43% = -1.17

What is the price of HOV shares?

As of September 17, 2025, the stock is trading at USD 150.41 with a total of 95,600 shares traded.
Over the past week, the price has changed by +2.15%, over one month by -1.89%, over three months by +53.98% and over the past year by -29.90%.

Is Hovnanian Enterprises a good stock to buy?

Partly, yes. Based on ValueRay´s Fundamental Analyses, Hovnanian Enterprises (NYSE:HOV) is currently (September 2025) ok to buy, but has to be watched. It has a ValueRay Fundamental Rating of 65.37 and therefor a somewhat positive outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of HOV is around 172.68 USD . This means that HOV is currently undervalued and has a potential upside of +14.81% (Margin of Safety).

Is HOV a buy, sell or hold?

Hovnanian Enterprises has received a consensus analysts rating of 3.00. Therefor, it is recommend to hold HOV.

Strong Buy: 0
Buy: 0
Hold: 1
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the HOV price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	120	-20.2%
Analysts Target Price	120	-20.2%
ValueRay Target Price	184	22.3%

Last update: 2025-09-04 02:50

HOV Fundamental Data Overview

Market Cap USD = 699.1m (699.1m USD * 1.0 USD.USD)
CCE Cash And Equivalents = 158.7m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 6.6195
P/E Forward = 7.6511
P/S = 0.2226
P/B = 1.1466
P/EG = 1.22
Beta = 2.19
Revenue TTM = 3.14b USD
EBIT TTM = 230.3m USD
EBITDA TTM = 240.9m USD
Long Term Debt = 915.4m USD (from longTermDebt, last quarter)
Short Term Debt = 641.9m USD (from totalCurrentLiabilities, last quarter)
Debt = 1.56b USD (Calculated: Short Term 641.9m + Long Term 915.4m)
Net Debt = 756.7m USD (from netDebt column, last quarter)
Enterprise Value = 2.10b USD (699.1m + Debt 1.56b - CCE 158.7m)
Interest Coverage Ratio = 10.36 (Ebit TTM 230.3m / Interest Expense TTM 22.2m)
FCF Yield = 5.42% (FCF TTM 113.6m / Enterprise Value 2.10b)
FCF Margin = 3.62% (FCF TTM 113.6m / Revenue TTM 3.14b)
Net Margin = 5.06% (Net Income TTM 158.9m / Revenue TTM 3.14b)
Gross Margin = 38.05% ((Revenue TTM 3.14b - Cost of Revenue TTM 1.95b) / Revenue TTM)
Tobins Q-Ratio = 16.05 (Enterprise Value 2.10b / Book Value Of Equity 130.7m)
Interest Expense / Debt = 0.46% (Interest Expense 7.15m / Debt 1.56b)
Taxrate = 23.68% (75.1m / 317.1m)
NOPAT = 175.8m (EBIT 230.3m * (1 - 23.68%))
Current Ratio = 2.88 (Total Current Assets 1.85b / Total Current Liabilities 641.9m)
Debt / Equity = 1.86 (Debt 1.56b / last Quarter total Stockholder Equity 835.4m)
Debt / EBITDA = 6.47 (Net Debt 756.7m / EBITDA 240.9m)
Debt / FCF = 13.71 (Debt 1.56b / FCF TTM 113.6m)
Total Stockholder Equity = 816.9m (last 4 quarters mean)
RoA = 6.04% (Net Income 158.9m, Total Assets 2.63b )
RoE = 19.45% (Net Income TTM 158.9m / Total Stockholder Equity 816.9m)
RoCE = 13.29% (Ebit 230.3m / (Equity 816.9m + L.T.Debt 915.4m))
RoIC = 10.73% (NOPAT 175.8m / Invested Capital 1.64b)
WACC = 3.22% (E(699.1m)/V(2.26b) * Re(9.60%)) + (D(1.56b)/V(2.26b) * Rd(0.46%) * (1-Tc(0.24)))
Shares Correlation 3-Years: 39.39 | Cagr: -0.48%
Discount Rate = 9.60% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 76.55% ; FCFE base≈81.1m ; Y1≈100.1m ; Y5≈170.8m
Fair Price DCF = 429.0 (DCF Value 2.20b / Shares Outstanding 5.13m; 5y FCF grow 25.0% → 3.0% )
EPS Correlation: -23.43 | EPS CAGR: -37.48% | SUE: -1.12 | # QB: False
Revenue Correlation: 19.26 | Revenue CAGR: -3.65%

Additional Sources for HOV Stock

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