(HSBC) HSBC Holdings - Ratings and Ratios
Banking, Financial, Insurance, Investment, Loans, Cards
HSBC EPS (Earnings per Share)
HSBC Revenue
Description: HSBC HSBC Holdings
HSBC Holdings PLC is a global banking and financial services organization with a diverse business model spanning three main segments: Wealth and Personal Banking, Commercial Banking, and Global Banking and Markets. The company provides a wide range of financial products and services to individuals, corporates, and institutions.
From a business perspective, HSBCs segments cater to different customer needs. Wealth and Personal Banking focuses on retail banking and wealth management for individuals, while Commercial Banking serves small to medium-sized enterprises and corporates with credit, treasury, and investment services. Global Banking and Markets provides financing, advisory, and transaction services to government, corporate, and institutional clients.
To evaluate HSBCs performance, key performance indicators (KPIs) such as revenue growth, net interest margin, and return on equity (RoE) are crucial. With a RoE of 11.02%, HSBC demonstrates a reasonable return on shareholders equity. Additionally, the dividend yield, which is not provided, is an essential metric for income investors. The companys price-to-earnings (P/E) ratio of 11.52 and forward P/E of 9.93 suggest a relatively attractive valuation compared to its earnings.
Further analysis of HSBCs financial health involves examining its capital adequacy ratio, non-performing loan ratio, and loan-to-deposit ratio. These metrics provide insights into the banks capital strength, asset quality, and liquidity. HSBCs global presence and diversified business model can help mitigate risks, but the company still faces challenges related to regulatory compliance, economic downturns, and competitive pressures.
From a valuation perspective, HSBCs market capitalization of $219 billion and its current price of $62.51 indicate a significant market presence. The stocks support and resistance levels, as well as its technical indicators, such as moving averages and average true range, can be used to inform trading decisions. However, a thorough analysis of the companys intrinsic value, growth prospects, and industry trends is necessary to make informed investment decisions.
HSBC Stock Overview
| Market Cap in USD | 228,498m |
| Sub-Industry | Diversified Banks |
| IPO / Inception | 1999-07-16 |
HSBC Stock Ratings
| Growth Rating | 98.0% |
| Fundamental | 62.8% |
| Dividend Rating | 75.6% |
| Return 12m vs S&P 500 | 32.8% |
| Analyst Rating | 4.50 of 5 |
HSBC Dividends
| Dividend Yield 12m | 5.62% |
| Yield on Cost 5y | 19.98% |
| Annual Growth 5y | 29.04% |
| Payout Consistency | 88.9% |
| Payout Ratio | 95.9% |
HSBC Growth Ratios
| Growth Correlation 3m | 89.7% |
| Growth Correlation 12m | 97.2% |
| Growth Correlation 5y | 96.1% |
| CAGR 5y | 31.62% |
| CAGR/Max DD 5y | 0.99 |
| Sharpe Ratio 12m | 2.93 |
| Alpha | 42.91 |
| Beta | 0.654 |
| Volatility | 23.08% |
| Current Volume | 819.7k |
| Average Volume 20d | 1184.1k |
| Stop Loss | 62.8 (-3.1%) |
| Signal | -0.44 |
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income (18.82b TTM) > 0 and > 6% of Revenue (6% = 8.55b TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 0.72pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -124.2% (prev -704.0%; Δ 579.7pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 65.31b > Net Income 18.82b (YES >=105%, WARN >=100%) |
| Net Debt (486.32b) to EBITDA (9.86b) ratio: 49.30 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.63 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (3.54b) change vs 12m ago -5.55% (target <= -2.0% for YES) |
| Gross Margin 62.43% (prev 79.97%; Δ -17.53pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 4.61% (prev 6.99%; Δ -2.38pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.26 (EBITDA TTM 9.86b / Interest Expense TTM 69.62b) >= 6 (WARN >= 3) |
Altman Z'' -0.12
| (A) -0.06 = (Total Current Assets 298.30b - Total Current Liabilities 475.39b) / Total Assets 3214.37b |
| (B) 0.05 = Retained Earnings (Balance) 149.74b / Total Assets 3214.37b |
| (C) 0.01 = EBIT TTM 18.32b / Avg Total Assets 3094.69b |
| (D) 0.05 = Book Value of Equity 156.92b / Total Liabilities 3035.22b |
| Total Rating: -0.12 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 62.80
| 1. Piotroski 2.0pt = -3.0 |
| 2. FCF Yield 5.01% = 2.50 |
| 3. FCF Margin 43.09% = 7.50 |
| 4. Debt/Equity 7.24 = -2.50 |
| 5. Debt/Ebitda 126.1 = -2.50 |
| 6. ROIC - WACC 2.10% = 2.62 |
| 7. RoE 10.17% = 0.85 |
| 8. Rev. Trend 45.79% = 2.29 |
| 9. Rev. CAGR 43.50% = 2.50 |
| 10. EPS Trend 1.51% = 0.04 |
| 11. EPS CAGR 31.29% = 2.50 |
What is the price of HSBC shares?
Over the past week, the price has changed by -0.67%, over one month by +1.30%, over three months by +11.27% and over the past year by +56.26%.
Is HSBC Holdings a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of HSBC is around 87.07 USD . This means that HSBC is currently undervalued and has a potential upside of +34.33% (Margin of Safety).
Is HSBC a buy, sell or hold?
- Strong Buy: 1
- Buy: 1
- Hold: 0
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the HSBC price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 67.8 | 4.5% |
| Analysts Target Price | 65.7 | 1.3% |
| ValueRay Target Price | 91.9 | 41.7% |
Last update: 2025-08-16 05:03
HSBC Fundamental Data Overview
CCE Cash And Equivalents = 246.36b USD (Cash only, last quarter)
P/E Trailing = 13.0238
P/E Forward = 9.7466
P/S = 4.0652
P/B = 1.1867
P/EG = 2.5641
Beta = 0.501
Revenue TTM = 142.54b USD
EBIT TTM = 18.32b USD
EBITDA TTM = 9.86b USD
Long Term Debt = 1006.07b USD (from nonCurrentLiabilitiesTotal, last fiscal year)
Short Term Debt = 238.12b USD (from shortTermDebt, last quarter)
Debt = 1244.19b USD (Calculated: Short Term 238.12b + Long Term 1006.07b)
Net Debt = 486.32b USD (from netDebt column, last quarter)
Enterprise Value = 1226.33b USD (228.50b + Debt 1244.19b - CCE 246.36b)
Interest Coverage Ratio = 0.26 (Ebit TTM 18.32b / Interest Expense TTM 69.62b)
FCF Yield = 5.01% (FCF TTM 61.42b / Enterprise Value 1226.33b)
FCF Margin = 43.09% (FCF TTM 61.42b / Revenue TTM 142.54b)
Net Margin = 13.21% (Net Income TTM 18.82b / Revenue TTM 142.54b)
Gross Margin = 62.43% ((Revenue TTM 142.54b - Cost of Revenue TTM 53.55b) / Revenue TTM)
Tobins Q-Ratio = 7.82 (Enterprise Value 1226.33b / Book Value Of Equity 156.92b)
Interest Expense / Debt = 1.29% (Interest Expense 16.08b / Debt 1244.19b)
Taxrate = 22.63% (from yearly Income Tax Expense: 7.31b / 32.31b)
NOPAT = 14.17b (EBIT 18.32b * (1 - 22.63%))
Current Ratio = 0.63 (Total Current Assets 298.30b / Total Current Liabilities 475.39b)
Debt / Equity = 7.24 (Debt 1244.19b / last Quarter total Stockholder Equity 171.84b)
Debt / EBITDA = 126.1 (Net Debt 486.32b / EBITDA 9.86b)
Debt / FCF = 20.26 (Debt 1244.19b / FCF TTM 61.42b)
Total Stockholder Equity = 185.09b (last 4 quarters mean)
RoA = 0.59% (Net Income 18.82b, Total Assets 3214.37b )
RoE = 10.17% (Net Income TTM 18.82b / Total Stockholder Equity 185.09b)
RoCE = 1.54% (Ebit 18.32b / (Equity 185.09b + L.T.Debt 1006.07b))
RoIC = 4.25% (NOPAT 14.17b / Invested Capital 333.54b)
WACC = 2.15% (E(228.50b)/V(1472.69b) * Re(8.42%)) + (D(1244.19b)/V(1472.69b) * Rd(1.29%) * (1-Tc(0.23)))
Shares Correlation 5-Years: -100.0 | Cagr: -3.30%
Discount Rate = 8.42% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 80.23% ; FCFE base≈51.02b ; Y1≈62.94b ; Y5≈107.38b
Fair Price DCF = 488.7 (DCF Value 1697.79b / Shares Outstanding 3.47b; 5y FCF grow 25.0% → 3.0% )
Revenue Correlation: 45.79 | Revenue CAGR: 43.50%
Rev Growth-of-Growth: -88.63
EPS Correlation: 1.51 | EPS CAGR: 31.29%
EPS Growth-of-Growth: 30.79
Additional Sources for HSBC Stock
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