HVT Stock Analysis: Haverty Furniture Companies | NYSE
Home Improvement Retail | NYSE, USA | Market Cap: 445m USD | 12M Return: 28.1% | US4195961010 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 3.49M
EPS Trend: -86.9%
Qual. Beats: 0
Rev. Trend: -64.5%
Qual. Beats: 0
Warnings
No concerns identified
Tailwinds
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Haverty Furniture Companies, Inc. (NYSE: HVT) is a U.S.-based specialty retailer of residential furniture and accessories, operating under the Havertys brand name since its founding in 1885. Headquartered in Atlanta, Georgia, the company sells home furnishings through its retail store network and website, offering custom upholstery products alongside mattress lines from major brands such as Tempur-Pedic, Serta, Sealy, Beautyrest, and Stearns and Foster. As a small-cap stock in the Consumer Discretionary sector, Havertys operates within the specialty home furnishings retail segment, which depends heavily on consumer spending on big-ticket durable goods and is influenced by housing market trends and household formation rates.
- Mortgage rates rise, housing turnover pressures furniture demand
- Comparable store sales decline as consumers curb discretionary spending
- Freight and delivery costs continue compressing gross margins
| Net Income: 11.6m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.06 > 0.02 and ΔFCF/TA 1.84 > 1.0 |
| NWC/Revenue: 12.42% < 20% (prev 14.61%; Δ -2.19% < -1%) |
| CFO/TA 0.09 > 3% & CFO 60.6m > Net Income 11.6m |
| Net Debt (126.4m) to EBITDA (50.3m): 2.51 < 3 |
| Current Ratio: 1.69 > 1.5 & < 3 |
| Outstanding Shares: last quarter (16.4m) vs 12m ago 0.0% < -2% |
| Gross Margin: 60.90% > 18% (prev 61.04%; Δ -0.14% > 0.5%) |
| Asset Turnover: 120.2% > 50% (prev 112.5%; Δ 7.70% > 0%) |
| Interest Coverage Ratio: error (cannot be calculated; needs correct EBIT TTM and Interest Expense TTM) |
| A: 0.15 (Total Current Assets 237.3m - Total Current Liabilities 140.4m) / Total Assets 656.1m |
| B: 0.64 (Retained Earnings 416.8m / Total Assets 656.1m) |
| C: 0.04 (EBIT TTM 26.0m / Avg Total Assets 649.4m) |
| D: 0.81 (Book Value of Equity 294.1m / Total Liabilities 362.0m) |
| Altman-Z'' = 4.16 = AA |
As of September 07, 2026, the stock is trading at USD 28.56 with a total of 106,829 shares traded. Over the past week, the price has changed by +4.39%, over one month by +2.21%, over three months by +26.72% and over the past year by +28.11%.
Current recommended Stop Loss: 26.30 (which is 7.9% or 2.6 ATR below the current price).
Haverty Furniture Companies has no consensus analysts rating.
| Analysts Target Price | 33 | 15.5% |
P/E Trailing = 20.1606
P/E Forward = 9.0009
P/S = 0.5519
P/B = 1.4418
P/EG = 0.7503
Revenue TTM = 780.4m USD
EBIT TTM = 26.0m USD
EBITDA TTM = 50.3m USD
Long Term Debt = 195.5m USD (estimated: total debt 230.7m - short term 35.2m)
Short Term Debt = 35.2m USD (from shortTermDebt, last quarter)
Debt = 230.7m USD (from shortLongTermDebtTotal, last quarter) (leases 230.7m already included)
Net Debt = 126.4m USD (calculated: Debt 230.7m - CCE 104.3m)
Enterprise Value = 571.0m USD (444.6m + Debt 230.7m - CCE 104.3m)
Interest Coverage Ratio = unknown (Ebit TTM 26.0m / Interest Expense TTM 0.0)
EV/FCF = 14.45x (Enterprise Value 571.0m / FCF TTM 39.5m)
FCF Yield = 6.92% (FCF TTM 39.5m / Enterprise Value 571.0m)
FCF Margin = 5.06% (FCF TTM 39.5m / Revenue TTM 780.4m)
Net Margin = 1.49% (Net Income TTM 11.6m / Revenue TTM 780.4m)
Gross Margin = 60.90% ((Revenue TTM 780.4m - Cost of Revenue TTM 305.1m) / Revenue TTM)
Gross Margin QoQ = 61.42% (prev 61.47%)
Tobins Q-Ratio = 0.87 (Enterprise Value 571.0m / Total Assets 656.1m)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 230.7m)
Taxrate = 25.37% (7.76m / 30.6m)
NOPAT = 19.4m (EBIT 26.0m * (1 - 25.37%))
Current Ratio = 1.69 (Total Current Assets 237.3m / Total Current Liabilities 140.4m)
Debt / Equity = 0.78 (Debt 230.7m / totalStockholderEquity, last quarter 294.1m)
Debt / EBITDA = 2.51 (Net Debt 126.4m / EBITDA 50.3m)
Debt / FCF = 3.20 (Net Debt 126.4m / FCF TTM 39.5m)
Total Stockholder Equity = 303.7m (last 4 quarters mean from totalStockholderEquity)
RoA = 1.79% (Net Income 11.6m / Total Assets 656.1m)
RoE = 3.83% (Net Income TTM 11.6m / Total Stockholder Equity 303.7m)
RoCE = 5.20% (EBIT 26.0m / Capital Employed (Equity 303.7m + L.T.Debt 195.5m))
RoIC = 3.78% (NOPAT 19.4m / Invested Capital 511.9m)
WACC = 5.62% (E(444.6m)/V(675.3m) * Re(8.54%) + D(230.7m)/V(675.3m) * Rd(0.0%) * (1-Tc(0.25)))
Discount Rate = 8.54% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -83.70 | Cagr: -0.79%
[DCF] Terminal Value 77.97% ; FCFF base≈34.5m ; Y1≈39.5m ; Y5≈58.2m
[DCF] Fair Price = 50.29 (EV 875.1m - Net Debt 126.4m = Equity 748.7m / Shares 14.9m; r=8.35% [WACC [floored]]; 5y FCF grow 15.0% → 2.50% )
EPS Correlation: -86.87 | EPS CAGR: -35.47% | SUE: 0.14 | # QB: 0
Revenue Correlation: -64.50 | Revenue CAGR: -5.46% | SUE: 0.62 | # QB: 0
EPS current Quarter (2026-09-30): EPS=0.42 | Chg30d=-6.67% | Revisions=-40% | Analysts=2
EPS current Year (2026-12-31): EPS=1.69 | Chg30d=+4.64% | Revisions=+40% | GrowthEPS=+42.0% | GrowthRev=+6.0%
EPS next Year (2027-12-31): EPS=2.63 | Chg30d=+1.93% | Revisions=+40% | GrowthEPS=+55.9% | GrowthRev=+7.9%
[Analyst] Revisions Ratio: +22% (up=4, down=2)