HVT Stock Analysis: Haverty Furniture Companies | NYSE
Home Improvement Retail | NYSE, USA | Market Cap: 392m USD | 12M Return: 23.3% | US4195961010 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 3.24M
EPS Trend: -79.2%
Qual. Beats: -1
Rev. Trend: -35.2%
Qual. Beats: 0
Warnings
Tailwinds
Seasonality 11.9 years of data, until 10/2026
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, ≥40 worth a closer look and ≥60 is strong.
Haverty Furniture Companies, Inc. (NYSE: HVT) is a U.S.-based specialty retailer of residential furniture and accessories, operating under the Havertys brand name since its founding in 1885. Headquartered in Atlanta, Georgia, the company sells home furnishings through its retail store network and website, offering custom upholstery products alongside mattress lines from major brands such as Tempur-Pedic, Serta, Sealy, Beautyrest, and Stearns and Foster. As a small-cap stock in the Consumer Discretionary sector, Havertys operates within the specialty home furnishings retail segment, which depends heavily on consumer spending on big-ticket durable goods and is influenced by housing market trends and household formation rates.
- Mortgage rates rise, housing turnover pressures furniture demand
- Comparable store sales decline as consumers curb discretionary spending
- Freight and delivery costs continue compressing gross margins
| Net Income: 24.4m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.05 > 0.02 and ΔFCF/TA -1.11 > 1.0 |
| NWC/Revenue: 12.37% < 20% (prev 14.49%; Δ -2.12% < -1%) |
| CFO/TA 0.09 > 3% & CFO 59.7m > Net Income 24.4m |
| Net Debt (113.3m) to EBITDA (56.1m): 2.02 < 3 |
| Current Ratio: 1.69 > 1.5 & < 3 |
| Outstanding Shares: last quarter (16.4m) vs 12m ago 0.0% < -2% |
| Gross Margin: 61.41% > 18% (prev 61.05%; Δ 0.37% > 0.5%) |
| Asset Turnover: 120.1% > 50% (prev 113.8%; Δ 6.38% > 0%) |
| Interest Coverage Ratio: error (cannot be calculated; needs correct EBIT TTM and Interest Expense TTM) |
| A: 0.15 (Total Current Assets 238.4m - Total Current Liabilities 140.7m) / Total Assets 661.8m |
| B: 0.63 (Retained Earnings 418.0m / Total Assets 661.8m) |
| C: 0.05 (EBIT TTM 31.7m / Avg Total Assets 656.8m) |
| D: 0.82 (Book Value of Equity 298.6m / Total Liabilities 363.2m) |
| Altman-Z'' = 4.21 = AA |
As of November 11, 2026, the stock is trading at USD 26.16 with a total of 186,284 shares traded. Over the past week, the price has changed by -11.11%, over one month by -4.60%, over three months by -8.54% and over the past year by +23.31%.
Current recommended Stop Loss: 23.20 (which is 11.3% or 2.5 ATR below the current price).
Haverty Furniture Companies has received a consensus analysts rating of 3.00. Therefore, it is recommended to hold HVT.
- StrongBuy: 0
- Buy: 0
- Hold: 1
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 33 | 26.1% |
P/E Trailing = 16.9865
P/E Forward = 8.3822
P/S = 0.4968
P/B = 1.3127
P/EG = 0.6983
Revenue TTM = 789.1m USD
EBIT TTM = 31.7m USD
EBITDA TTM = 56.1m USD
Long Term Debt = 197.3m USD (estimated: total debt 233.6m - short term 36.3m)
Short Term Debt = 36.3m USD (from shortTermDebt, last quarter)
Debt = 233.6m USD (from shortLongTermDebtTotal, last quarter) (leases 233.6m already included)
Net Debt = 113.3m USD (calculated: Debt 233.6m - CCE 120.3m)
Enterprise Value = 505.3m USD (392.0m + Debt 233.6m - CCE 120.3m)
Interest Coverage Ratio = unknown (Ebit TTM 31.7m / Interest Expense TTM 0.0)
EV/FCF = 15.61x (Enterprise Value 505.3m / FCF TTM 32.4m)
FCF Yield = 6.41% (FCF TTM 32.4m / Enterprise Value 505.3m)
FCF Margin = 4.10% (FCF TTM 32.4m / Revenue TTM 789.1m)
Net Margin = 3.10% (Net Income TTM 24.4m / Revenue TTM 789.1m)
Gross Margin = 61.41% ((Revenue TTM 789.1m - Cost of Revenue TTM 304.5m) / Revenue TTM)
Gross Margin QoQ = 62.31% (prev 61.42%)
Tobins Q-Ratio = 0.76 (Enterprise Value 505.3m / Total Assets 661.8m)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 233.6m)
Taxrate = 25.32% (8.29m / 32.7m)
NOPAT = 23.7m (EBIT 31.7m * (1 - 25.32%))
Current Ratio = 1.69 (Total Current Assets 238.4m / Total Current Liabilities 140.7m)
Debt / Equity = 0.78 (Debt 233.6m / totalStockholderEquity, last quarter 298.6m)
Debt / EBITDA = 2.02 (Net Debt 113.3m / EBITDA 56.1m)
Debt / FCF = 3.50 (Net Debt 113.3m / FCF TTM 32.4m)
Total Stockholder Equity = 301.8m (last 4 quarters mean from totalStockholderEquity)
RoA = 3.72% (Net Income 24.4m / Total Assets 661.8m)
RoE = 8.10% (Net Income TTM 24.4m / Total Stockholder Equity 301.8m)
RoCE = 6.36% (EBIT 31.7m / Capital Employed (Equity 301.8m + L.T.Debt 197.3m))
RoIC = 4.57% (NOPAT 23.7m / Invested Capital 518.0m)
WACC = 5.19% (E(392.0m)/V(625.7m) * Re(8.28%) + D(233.6m)/V(625.7m) * Rd(0.0%) * (1-Tc(0.25)))
Discount Rate = 8.28% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -78.49 | Cagr: -0.74%
[DCF] Terminal Value 73.10% ; FCFF base≈35.1m ; Y1≈30.8m ; Y5≈24.8m
[DCF] Fair Price = 19.85 (EV 398.9m - Net Debt 113.3m = Equity 285.5m / Shares 14.4m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: -79.18 | EPS CAGR: -28.13% | SUE: -1.19 | # QB: -1
Revenue Correlation: -35.16 | Revenue CAGR: -2.13% | SUE: -0.41 | # QB: 0
EPS current Quarter (2027-03-31): EPS=0.45 | Chg30d=-2.17% | Revisions=-25% | Analysts=2
EPS current Year (2026-12-31): EPS=1.68 | Chg30d=-0.89% | Revisions=+0% | GrowthEPS=+40.8% | GrowthRev=+6.2%
EPS next Year (2027-12-31): EPS=2.62 | Chg30d=-0.38% | Revisions=-25% | GrowthEPS=+56.7% | GrowthRev=+7.9%
[Analyst] Revisions Ratio: -29% (up=1, down=3)