IDT Stock Analysis: IDT | NYSE

Payment Processing, Money Remittance, Cloud Communications, Wholesale Telecom

Total Rating 82

Safety 87

Buy Signal 0.71

Telecom Services
Industry Rotation: -2.4

Market Cap: 1.99B
Avg Turnover: 25.5M

Risk 3d forecast

Volatility27.1%

VaR 5^th Pctl4.51%

VaR vs Median0.83%

Reward TTM

Sharpe Ratio2.02

Rel. Str. IBD94.9

Rel. Str. Peer Group98.1

Character TTM

Beta0.330

Beta Downside0.078

Hurst Exponent0.503

Drawdowns 3y

Max DD33.19%

CAGR/Max DD1.37

CAGR/Mean DD4.13

EPS (Earnings per Share)

EPS CAGR: 42.49%
EPS Trend: 86.8%

Last SUE: -0.26
Qual. Beats: 0

Revenue

Rev. CAGR: 2.54%
Rev. Trend: 90.6%

Last SUE: 3.48
Qual. Beats: 1

Warnings

Fakeout

Tailwinds

Rs Leader

Idiosyncratic Leader

Seasonality 11.7 years of data

Jan +1.4% 16

Feb +1.9% 20

Mar +1.8% 8

Apr -3.4% 23

May +8.1% 37

Jun +5.4% 16

Jul +0.0% 7

Aug -1.1% 16

Sep -1.8% 17

Oct +4.8% 14

Nov +8.4% 28

Dec -7.0% 12

How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.

Description: IDT IDT

IDT Corporation (NYSE: IDT) is a U.S.-headquartered, small-cap communications and payment services company operating in the United States, the United Kingdom, and internationally. Founded in 1978 and based in Newark, New Jersey, IDT is organized into four segments: National Retail Solutions, Fintech, Net2phone, and Traditional Communications, reflecting a diversified business model that spans merchant services, money remittance, cloud communications, and wholesale telecom.

The company serves independent retailers through a terminal-based point-of-sale platform offering store management software, electronic payment processing, and digital out-of-home advertising. It also operates BOSS Money for international remittance and BOSS Revolution for international long-distance calling, the latter targeting immigrant communities-a key customer demographic in the cross-border payments and communications space.

Through its Net2phone subsidiary, IDT delivers unified communications as a service (UCaaS), contact center as a service (CCaaS) under the uContact brand, AI-powered customer engagement tools, and a workforce coaching platform. This positions the company within the competitive cloud-based communications market, competing against larger UCaaS providers.

IDTs Fintech offerings include the Zendit platform, which enables businesses and developers to distribute prepaid digital products such as mobile airtime, data bundles, digital gift cards, and eSIMs-services tied to the growing global market for digital top-ups and mobile connectivity. Additionally, IDT Global provides wholesale international voice and SMS termination services to telecom carriers, a legacy wholesale carrier business that has historically been a core revenue driver for the company.

Headlines to Watch Out For

NRS payment terminals expand among independent retailers
BOSS Money remittance growth drives Fintech segment revenue
Special dividends and buybacks return excess capital to shareholders

Piotroski VR-10 (Strict) 5.5

Net Income: 86.6m TTM > 0 and > 6% of Revenue
FCF/TA: 0.09 > 0.02 and ΔFCF/TA -8.08 > 1.0
NWC/Revenue: 23.38% < 20% (prev 18.46%; Δ 4.92% < -1%)
CFO/TA 0.12 > 3% & CFO 91.1m > Net Income 86.6m
Net Debt (-409.2m) to EBITDA (142.9m): -2.86 < 3
Current Ratio: 1.86 > 1.5 & < 3
Outstanding Shares: last quarter (24.9m) vs 12m ago -1.47% < -2%
Gross Margin: 38.27% > 18% (prev 36.23%; Δ 2.04% > 0.5%)
Asset Turnover: 186.7% > 50% (prev 196.7%; Δ -9.97% > 0%)
Interest Coverage Ratio: error (cannot be calculated; needs correct EBIT TTM and Interest Expense TTM)

Altman Z'' 5.90

A: 0.40 (Total Current Assets 655.4m - Total Current Liabilities 351.9m) / Total Assets 764.3m
B: 0.31 (Retained Earnings 237.3m / Total Assets 764.3m)
C: 0.17 (EBIT TTM 121.5m / Avg Total Assets 695.2m)
D: 1.06 (Book Value of Equity 377.3m / Total Liabilities 356.3m)
Altman-Z'' = 5.90 = AAA

Beneish M -2.86

DSRI: 1.34 (Receivables 60.8m/42.9m, Revenue 1.30b/1.23b)
GMI: 0.95 (GM 36.23% / 38.27%)
AQI: 0.82 (AQ_t 0.09 / AQ_t-1 0.10)
SGI: 1.05 (Revenue 1.30b / 1.23b)
TATA: -0.01 (NI 86.6m - CFO 91.1m) / TA 764.3m)
Beneish M = -2.86 (Cap -4..+1) = A

What is the price of IDT shares?

As of October 09, 2026, the stock is trading at USD 80.65 with a total of 196,444 shares traded. Over the past week, the price has changed by +0.93%, over one month by +18.08%, over three months by +34.65% and over the past year by +71.07%.

Current recommended Stop Loss: 77.10 (which is 4.4% or 1.3 ATR below the current price).

Is IDT a buy, sell or hold?

IDT has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy IDT.

StrongBuy: 1
Buy: 0
Hold: 0
Sell: 0
StrongSell: 0

What are the forecasts/targets for the IDT price?

Analysts Target Price	85	5.4%

IDT (IDT) - Fundamental Data Overview as of 08 October 2026

Market Cap USD = 1.99b (1.99b USD * 1.0 USD.USD)
P/E Trailing = 23.211
P/E Forward = 12.0482
P/S = 1.5369
P/B = 4.7161
P/EG = 1.415
Revenue TTM = 1.30b USD
EBIT TTM = 121.5m USD
EBITDA TTM = 142.9m USD
Long Term Debt = unknown (none)
Short Term Debt = 757k USD (from shortTermDebt, two quarters ago)
Debt = 1.44m USD (from shortLongTermDebtTotal, last quarter) + Leases 621k
Net Debt = -409.2m USD (calculated: Debt 1.44m - CCE 410.6m)
Enterprise Value = 1.59b USD (1.99b + Debt 1.44m - CCE 410.6m)
Interest Coverage Ratio = unknown (Ebit TTM 121.5m / Interest Expense TTM 0.0)
EV/FCF = 23.33x (Enterprise Value 1.59b / FCF TTM 68.0m)
FCF Yield = 4.29% (FCF TTM 68.0m / Enterprise Value 1.59b)
FCF Margin = 5.24% (FCF TTM 68.0m / Revenue TTM 1.30b)
Net Margin = 6.67% (Net Income TTM 86.6m / Revenue TTM 1.30b)
Gross Margin = 38.27% ((Revenue TTM 1.30b - Cost of Revenue TTM 801.2m) / Revenue TTM)
Gross Margin QoQ = 39.78% (prev 38.80%)
Tobins Q-Ratio = 2.07 (Enterprise Value 1.59b / Total Assets 764.3m)
Interest Expense / Debt = 0.0% (Interest Expense 0.0 / Debt 1.44m)
Taxrate = 26.84% (34.9m / 130.0m)
NOPAT = 88.9m (EBIT 121.5m * (1 - 26.84%))
Current Ratio = 1.86 (Total Current Assets 655.4m / Total Current Liabilities 351.9m)
Debt / Equity = 0.00 (Debt 1.44m / totalStockholderEquity, last quarter 377.3m)
Debt / EBITDA = -2.86 (Net Debt -409.2m / EBITDA 142.9m)
Debt / FCF = -6.02 (Net Debt -409.2m / FCF TTM 68.0m)
Total Stockholder Equity = 348.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 12.46% (Net Income 86.6m / Total Assets 764.3m)
RoE = 24.83% (Net Income TTM 86.6m / Total Stockholder Equity 348.9m)
RoCE = 29.47% (EBIT 121.5m / Capital Employed (Total Assets 764.3m - Current Liab 351.9m))
RoIC = 25.58% (NOPAT 88.9m / Invested Capital 347.5m)
WACC = 7.13% (E(1.99b)/V(2.00b) * Re(7.14%) + D(1.44m)/V(2.00b) * Rd(0.0%) * (1-Tc(0.27)))
Discount Rate = 7.14% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -96.99 | Cagr: -1.08%
[DCF] Terminal Value 73.10% ; FCFF base≈83.3m ; Y1≈73.0m ; Y5≈59.0m
[DCF] Fair Price = 58.30 (EV 947.3m - Net Debt -409.2m = Equity 1.36b / Shares 23.3m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 86.80 | EPS CAGR: 42.49% | SUE: -0.26 | # QB: 0
Revenue Correlation: 90.59 | Revenue CAGR: 2.54% | SUE: 3.48 | # QB: 1
EPS current Quarter (2026-10-31): EPS=1.03 | Chg30d=+5.10% | Revisions=-25% | Analysts=1
EPS next Quarter (2027-01-31): EPS=1.00 | Chg30d=+6.38% | Revisions=+0% | Analysts=1
EPS current Year (2027-07-31): EPS=4.22 | Chg30d=+6.84% | Revisions=-25% | GrowthEPS=+10.5% | GrowthRev=+2.4%
EPS next Year (2028-07-31): EPS=4.46 | Chg30d=+4.94% | Revisions=-25% | GrowthEPS=+5.7% | GrowthRev=+0.8%