IDT Stock Analysis: IDT | NYSE
Telecom Services | NYSE, USA | Market Cap: 1.463m USD | 12M Return: -6.8% | Charts, Fundamentals & Technical Analysis
Avg Turnover: 13.0M
EPS Trend: 88.0%
Qual. Beats: 0
Rev. Trend: 70.3%
Warnings
No concerns identified
Tailwinds
No distinct edge detected
Seasonality 10.5 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
IDT Corporation is a diversified communications and payment services provider operating across the United States, the United Kingdom, and international markets. Founded in 1978 and headquartered in Newark, New Jersey, the company has evolved from its roots as an international long-distance carrier into a multi-segment technology business. It is classified under the GICS Communication Services sector within the Integrated Telecommunication Services sub-industry, and trades as a small-cap stock on the NYSE.
The company operates through four segments: National Retail Solutions (a terminal-based POS platform serving independent retailers with store management software, payment processing, and digital out-of-home advertising), Fintech (encompassing the BOSS Money remittance service, IDT Digital Payments/Zendit platform for prepaid digital products, and BOSS Revolution international calling), Net2Phone (unified communications, contact center, AI, and workforce coaching solutions offered as services), and Traditional Communications (wholesale international voice, SMS termination, and traffic management services via IDT Global and IDT Express).
IDTs business model centers on serving two interconnected customer bases: immigrant and diaspora communities needing affordable international communication and money transfer, and independent retailers and small businesses requiring payment processing and merchant services. This dual focus allows the company to cross-sell services across its segments, leveraging shared infrastructure and distribution channels built over decades in the telecom industry.
- NRS POS terminal network expansion drives merchant services revenue growth
- BOSS Money remittance and Zendit platform scale fintech segment internationally
- Net2Phone UCaaS faces competition from RingCentral and 8x8 in cloud communications
| Net Income: 81.8m TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.08 > 0.02 and ΔFCF/TA -9.40 > 1.0 |
| NWC/Revenue: 22.32% < 20% (prev 17.25%; Δ 5.07% < -1%) |
| CFO/TA 0.11 > 3% & CFO 77.7m > Net Income 81.8m |
| Net Debt (-250.8m) to EBITDA (135.7m): -1.85 < 3 |
| Current Ratio: 1.92 > 1.5 & < 3 |
| Outstanding Shares: last quarter (24.9m) vs 12m ago -1.32% < -2% |
| Gross Margin: 37.35% > 18% (prev 35.46%; Δ 1.90% > 0.5%) |
| Asset Turnover: 196.4% > 50% (prev 203.6%; Δ -7.24% > 0%) |
| Interest Coverage Ratio: 255.3 > 6 (EBIT TTM 114.4m / Interest Expense TTM 448k) |
| A: 0.41 (Total Current Assets 592.7m - Total Current Liabilities 308.0m) / Total Assets 698.0m |
| B: 0.31 (Retained Earnings 217.3m / Total Assets 698.0m) |
| C: 0.18 (EBIT TTM 114.4m / Avg Total Assets 649.5m) |
| D: 1.16 (Book Value of Equity 357.9m / Total Liabilities 309.6m) |
| Altman-Z'' = 6.09 = AAA |
| DSRI: 0.93 (Receivables 41.8m/43.1m, Revenue 1.28b/1.22b) |
| GMI: 0.95 (GM 35.46% / 37.35%) |
| AQI: 0.88 (AQ_t 0.09 / AQ_t-1 0.10) |
| SGI: 1.04 (Revenue 1.28b / 1.22b) |
| TATA: 0.01 (NI 81.8m - CFO 77.7m) / TA 698.0m) |
| Beneish M = -3.17 (Cap -4..+1) = AA |
As of July 10, 2026, the stock is trading at USD 59.97 with a total of 108,434 shares traded. Over the past week, the price has changed by +3.49%, over one month by +6.84%, over three months by +20.07% and over the past year by -6.83%.
Current recommended Stop Loss: 57.60 (which is 4% or 1.3 ATR below the current price).
IDT has received a consensus analysts rating of 5.00. Therefore, it is recommended to buy IDT.
- StrongBuy: 1
- Buy: 0
- Hold: 0
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 75 | 25.1% |
P/E Trailing = 18.0429
P/E Forward = 12.0482
P/S = 1.1468
P/B = 4.0268
P/EG = 1.415
Revenue TTM = 1.28b USD
EBIT TTM = 114.4m USD
EBITDA TTM = 135.7m USD
Long Term Debt = unknown (0.0)
Short Term Debt = 757k USD (from shortTermDebt, last quarter)
Debt = 621k USD (from shortLongTermDebtTotal, last quarter) (leases 621k already included)
Net Debt = -250.8m USD (calculated: Debt 621k - CCE 251.4m)
Enterprise Value = 1.21b USD (1.46b + Debt 621k - CCE 251.4m)
Interest Coverage Ratio = 255.3 (Ebit TTM 114.4m / Interest Expense TTM 448k)
EV/FCF = 21.90x (Enterprise Value 1.21b / FCF TTM 55.3m)
FCF Yield = 4.57% (FCF TTM 55.3m / Enterprise Value 1.21b)
FCF Margin = 4.34% (FCF TTM 55.3m / Revenue TTM 1.28b)
Net Margin = 6.41% (Net Income TTM 81.8m / Revenue TTM 1.28b)
Gross Margin = 37.35% ((Revenue TTM 1.28b - Cost of Revenue TTM 799.1m) / Revenue TTM)
Gross Margin QoQ = 38.80% (prev 37.84%)
Tobins Q-Ratio = 1.74 (Enterprise Value 1.21b / Total Assets 698.0m)
Interest Expense / Debt = 72.14% (Interest Expense 448k / Debt 621k)
Taxrate = 22.61% (25.8m / 113.9m)
NOPAT = 88.5m (EBIT 114.4m * (1 - 22.61%))
Current Ratio = 1.92 (Total Current Assets 592.7m / Total Current Liabilities 308.0m)
Debt / Equity = 0.00 (Debt 621k / totalStockholderEquity, last quarter 357.9m)
Debt / EBITDA = -1.85 (Net Debt -250.8m / EBITDA 135.7m)
Debt / FCF = -4.53 (Net Debt -250.8m / FCF TTM 55.3m)
Total Stockholder Equity = 330.9m (last 4 quarters mean from totalStockholderEquity)
RoA = 12.60% (Net Income 81.8m / Total Assets 698.0m)
RoE = 24.73% (Net Income TTM 81.8m / Total Stockholder Equity 330.9m)
RoCE = 34.56% (EBIT 114.4m / Capital Employed (Equity 330.9m + L.T.Debt 0.0))
RoIC = 27.07% (NOPAT 88.5m / Invested Capital 327.0m)
WACC = 8.35% (E(1.46b)/V(1.46b) * Re(8.35%) + (debt cost/tax rate unavailable))
Discount Rate = 8.35% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -77.78 | Cagr: -0.71%
[DCF] Terminal Value 73.10% ; FCFF base≈74.9m ; Y1≈65.6m ; Y5≈53.0m
[DCF] Fair Price = 47.31 (EV 851.3m - Net Debt -250.8m = Equity 1.10b / Shares 23.3m; r=8.35% [WACC [floored]]; 5y FCF grow -15.0% → 2.50% )
EPS Correlation: 88.02 | EPS CAGR: 44.29% | SUE: 0.30 | # QB: 0
Revenue Correlation: 70.27 | Revenue CAGR: 1.50% | SUE: N/A | # QB: 0
EPS current Quarter (2026-10-31): EPS=0.98 | Chg30d=+1.03% | Revisions=-25% | Analysts=1
EPS current Year (2026-07-31): EPS=3.85 | Chg30d=+1.58% | Revisions=+25% | GrowthEPS=+23.3% | GrowthRev=+3.8%
EPS next Year (2027-07-31): EPS=3.95 | Chg30d=+1.02% | Revisions=-25% | GrowthEPS=+2.6% | GrowthRev=-2.0%