Overview Dividends

(JILL) J.Jill - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US46620W2017

Apparel, Footwear, Accessories

Apparel Retail
Market Cap in USD: 210m

IPO / Inception: 2017-03-09
Return 12m vs S&P 500: -54.1%

EPS (Earnings per Share)

EPS CAGR: 54.14%
EPS Trend: 21.7%

Last SUE: -0.62
Qual. Beats: 0

Revenue

Rev. CAGR: 0.97%
Rev. Trend: -4.1%

Last SUE: 0.78
Qual. Beats: 0

Dividends

Dividend Yield	2.10%
Yield on Cost 5y	8.96%
Yield CAGR 5y	52.38%
Payout Consistency	36.3%
Payout Ratio	11.6%

Risk via 5d forecast
Volatility	46.6%
Value at Risk 5%th	72.6%
Relative Tail Risk	-5.18%

Reward TTM
Sharpe Ratio	-1.01
Alpha	-66.30
CAGR/Max DD	-0.23

Character TTM
Hurst Exponent	0.368
Beta	1.193
Beta Downside	0.923

Drawdowns 3y
Max DD	65.49%
Mean DD	30.42%
Median DD	26.16%

Description: JILL J.Jill January 02, 2026

J.Jill, Inc. (NYSE:JILL) is an omnichannel retailer focused on women’s apparel, footwear, and accessories in the United States, selling under its primary brand and three sub-brands-Pure Jill, Wearever, and Fit-through brick-and-mortar stores, e-commerce, and catalog channels. Founded in 1959 and headquartered in Quincy, Massachusetts, the company operates within the Apparel Retail sub-industry.

Key performance indicators from FY 2023 show revenue of approximately $1.1 billion, with e-commerce accounting for roughly 45 % of total sales and comparable-store sales growing 3 % year-over-year. Inventory turnover improved to 4.2×, reflecting tighter supply-chain management, while the gross margin held steady near 38 %, a figure that tracks closely with broader consumer-discretionary trends such as inflation-adjusted spending and shifting consumer preferences toward casual and comfort-focused apparel.

For a deeper quantitative assessment, you might explore ValueRay’s detailed valuation models for J.Jill.

Piotroski VR‑10 (Strict, 0-10) 4.0

Net Income (33.7m TTM) > 0 and > 6% of Revenue (6% = 36.1m TTM)

FCFTA 0.09 (>2.0%) and ΔFCFTA -2.28pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 3.26% (prev -0.66%; Δ 3.92pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.11 (>3.0%) and CFO 51.8m > Net Income 33.7m (YES >=105%, WARN >=100%)

Net Debt (95.8m) to EBITDA (73.8m) ratio: 1.30 <= 3.0 (WARN <= 3.5)

Current Ratio 1.15 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (15.4m) change vs 12m ago -0.85% (target <= -2.0% for YES)

Gross Margin 69.42% (prev 68.64%; Δ 0.78pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 137.2% (prev 147.6%; Δ -10.46pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 3.88 (EBITDA TTM 73.8m / Interest Expense TTM 10.9m) >= 6 (WARN >= 3)

Altman Z'' -0.15

(A) 0.04 = (Total Current Assets 150.3m - Total Current Liabilities 130.7m) / Total Assets 458.0m

(B) -0.23 = Retained Earnings (Balance) -105.2m / Total Assets 458.0m

(D) -0.32 = Book Value of Equity -105.1m / Total Liabilities 328.9m

Total Rating: -0.15 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 74.23

1. Piotroski 4.0pt

2. FCF Yield 13.54%

3. FCF Margin 6.89%

4. Debt/Equity 1.19

5. Debt/Ebitda 1.30

6. ROIC - WACC (= 9.75)%

7. RoE 28.75%

8. Rev. Trend -4.08%

9. EPS Trend 21.71%

What is the price of JILL shares?

As of January 10, 2026, the stock is trading at USD 14.96 with a total of 78,363 shares traded.
Over the past week, the price has changed by +8.48%, over one month by -8.76%, over three months by -1.15% and over the past year by -44.44%.

Is JILL a buy, sell or hold?

J.Jill has received a consensus analysts rating of 4.33. Therefore, it is recommended to buy JILL.

Strong Buy: 4
Buy: 0
Hold: 2
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the JILL price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	18	20.3%
Analysts Target Price	18	20.3%
ValueRay Target Price	14.3	-4.3%

JILL Fundamental Data Overview January 05, 2026

P/E Trailing = 6.3257
P/E Forward = 7.2098
P/S = 0.3494
P/B = 1.6152
P/EG = 0.63
Beta = 0.887
Revenue TTM = 601.0m USD
EBIT TTM = 42.3m USD
EBITDA TTM = 73.8m USD
Long Term Debt = 70.3m USD (from longTermDebt, last quarter)
Short Term Debt = 38.9m USD (from shortTermDebt, last quarter)
Debt = 153.8m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 95.8m USD (from netDebt column, last quarter)
Enterprise Value = 305.8m USD (210.0m + Debt 153.8m - CCE 58.0m)
Interest Coverage Ratio = 3.88 (Ebit TTM 42.3m / Interest Expense TTM 10.9m)
FCF Yield = 13.54% (FCF TTM 41.4m / Enterprise Value 305.8m)
FCF Margin = 6.89% (FCF TTM 41.4m / Revenue TTM 601.0m)
Net Margin = 5.60% (Net Income TTM 33.7m / Revenue TTM 601.0m)
Gross Margin = 69.42% ((Revenue TTM 601.0m - Cost of Revenue TTM 183.8m) / Revenue TTM)
Gross Margin QoQ = 70.90% (prev 68.42%)
Tobins Q-Ratio = 0.67 (Enterprise Value 305.8m / Total Assets 458.0m)
Interest Expense / Debt = 1.76% (Interest Expense 2.70m / Debt 153.8m)
Taxrate = 28.01% (3.58m / 12.8m)
NOPAT = 30.5m (EBIT 42.3m * (1 - 28.01%))
Current Ratio = 1.15 (Total Current Assets 150.3m / Total Current Liabilities 130.7m)
Debt / Equity = 1.19 (Debt 153.8m / totalStockholderEquity, last quarter 129.0m)
Debt / EBITDA = 1.30 (Net Debt 95.8m / EBITDA 73.8m)
Debt / FCF = 2.31 (Net Debt 95.8m / FCF TTM 41.4m)
Total Stockholder Equity = 117.1m (last 4 quarters mean from totalStockholderEquity)
RoA = 7.68% (Net Income 33.7m / Total Assets 458.0m)
RoE = 28.75% (Net Income TTM 33.7m / Total Stockholder Equity 117.1m)
RoCE = 22.59% (EBIT 42.3m / Capital Employed (Equity 117.1m + L.T.Debt 70.3m))
RoIC = 16.31% (NOPAT 30.5m / Invested Capital 186.9m)
WACC = 6.55% (E(210.0m)/V(363.8m) * Re(10.43%) + D(153.8m)/V(363.8m) * Rd(1.76%) * (1-Tc(0.28)))
Discount Rate = 10.43% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 33.33 | Cagr: 3.10%
[DCF Debug] Terminal Value 82.01% ; FCFF base≈43.8m ; Y1≈37.2m ; Y5≈28.5m
Fair Price DCF = 42.14 (EV 732.8m - Net Debt 95.8m = Equity 637.0m / Shares 15.1m; r=6.55% [WACC]; 5y FCF grow -18.24% → 3.0% )
EPS Correlation: 21.71 | EPS CAGR: 54.14% | SUE: -0.62 | # QB: 0
Revenue Correlation: -4.08 | Revenue CAGR: 0.97% | SUE: 0.78 | # QB: 0
EPS next Quarter (2026-04-30): EPS=0.91 | Chg30d=-0.103 | Revisions Net=-2 | Analysts=3
EPS next Year (2027-01-31): EPS=2.63 | Chg30d=-0.248 | Revisions Net=-4 | Growth EPS=+15.3% | Growth Revenue=+2.7%

Additional Sources for JILL Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle