(JOE) St Joe - Overview

Sector: Real Estate | Industry: Real Estate - Diversified | Exchange: NYSE (USA) | Market Cap: 3.547m USD | Total Return: 39.8% in 12m

Stock Real Estate, Hospitality, Timber
Total Rating 65
Risk 79
Buy Signal 0.02
Real Estate - Diversified -17.5
Multi-Family Residential REITs -1.9
Market Cap: 3,547m
Avg Trading Vol: 15.3M USD
ATR: 3.79%
Peers RS (IBD): 96.7
Risk 5d forecast
Volatility28.6%
Rel. Tail Risk-7.04%
Reward TTM
Sharpe Ratio0.98
Alpha23.43
Character TTM
Beta0.666
Beta Downside1.030
Drawdowns 3y
Max DD35.71%
CAGR/Max DD0.47
EPS (Earnings per Share) EPS (Earnings per Share) of JOE over the last years for every Quarter: "2021-03": 0.05, "2021-06": 0.41, "2021-09": 0.26, "2021-12": 0.54, "2022-03": 0.23, "2022-06": 0.29, "2022-09": 0.21, "2022-12": 0.48, "2023-03": 0.18, "2023-06": 0.6, "2023-09": 0.33, "2023-12": 0.226, "2024-03": 0.2385, "2024-06": 0.4202, "2024-09": 0.2885, "2024-12": 0.3244, "2025-03": 0.2997, "2025-06": 0.5085, "2025-09": 0.669, "2025-12": 0.519, "2026-03": 0,
EPS CAGR: -46.30%
EPS Trend: 10.7%
Last SUE: 0.00
Qual. Beats: 0
Revenue Revenue of JOE over the last years for every Quarter: 2021-03: 41.305, 2021-06: 72.239, 2021-09: 53.996, 2021-12: 99.456, 2022-03: 64.871, 2022-06: 68.25, 2022-09: 57.576, 2022-12: 61.624, 2023-03: 72.991, 2023-06: 128.167, 2023-09: 101.39, 2023-12: 86.738, 2024-03: 87.787, 2024-06: 111.606, 2024-09: 99.011, 2024-12: 104.334, 2025-03: 94.197, 2025-06: 129.082, 2025-09: 161.076, 2025-12: 128.9, 2026-03: null,
Rev. CAGR: 20.09%
Rev. Trend: 83.0%
Qual. Beats: 0
Description: JOE St Joe

The St. Joe Company (JOE) is a real estate development, asset management, and operating company in the United States, incorporated in 1936 and based in Panama City Beach, Florida.

JOE operates through three segments. The Residential segment develops communities and sells homesites primarily to homebuilders. This segment is part of the broader housing market, which is sensitive to interest rates and economic growth.

The Hospitality segment owns and operates a private membership club, golf courses, beach clubs, and marinas, and also manages hotels and vacation rentals. The hospitality sector is cyclical, often performing well during periods of high consumer discretionary spending.

The Commercial segment leases commercial properties, multi-family units, and senior living communities. This segment also develops and sells commercial and rural land for various uses, including retail, office, and industrial. Additionally, it grows and sells timber. Commercial real estate markets are influenced by local economic conditions and demographic trends.

Further research on ValueRay can provide detailed financials and comparative analysis for JOE.

Headlines to Watch Out For
  • Florida residential development drives land sales revenue
  • Hospitality segment performance impacts recurring income
  • Commercial property leasing provides stable cash flow
  • Interest rate fluctuations affect development costs and demand
  • Regulatory changes in Florida real estate pose development risks
Piotroski VR‑10 (Strict) 7.0
Net Income: 115.6m TTM > 0 and > 6% of Revenue
FCF/TA: 0.12 > 0.02 and ΔFCF/TA 7.41 > 1.0
NWC/Revenue: 13.81% < 20% (prev 7.32%; Δ 6.49% < -1%)
CFO/TA 0.13 > 3% & CFO 190.7m > Net Income 115.6m
Net Debt (264.3m) to EBITDA (209.2m): 1.26 < 3
Current Ratio: 2.21 > 1.5 & < 3
Outstanding Shares: last quarter (57.6m) vs 12m ago -1.21% < -2%
Gross Margin: 93.02% > 18% (prev 0.39%; Δ 9.26k% > 0.5%)
Asset Turnover: 33.58% > 50% (prev 26.18%; Δ 7.40% > 0%)
Interest Coverage Ratio: 5.30 > 6 (EBITDA TTM 209.2m / Interest Expense TTM 30.5m)
Altman Z'' 3.25
A: 0.05 (Total Current Assets 129.6m - Total Current Liabilities 58.7m) / Total Assets 1.52b
B: 0.35 (Retained Earnings 536.2m / Total Assets 1.52b)
C: 0.11 (EBIT TTM 161.7m / Avg Total Assets 1.53b)
D: 1.03 (Book Value of Equity 766.3m / Total Liabilities 742.8m)
Altman-Z'' Score: 3.25 = A
Beneish M -3.61
DSRI: 0.76 (Receivables 42.0m/43.3m, Revenue 513.3m/402.7m)
GMI: 0.42 (GM 93.02% / 39.41%)
AQI: 0.98 (AQ_t 0.89 / AQ_t-1 0.90)
SGI: 1.27 (Revenue 513.3m / 402.7m)
TATA: -0.05 (NI 115.6m - CFO 190.7m) / TA 1.52b)
Beneish M-Score: -3.61 (Cap -4..+1) = AAA
What is the price of JOE shares? As of April 02, 2026, the stock is trading at USD 62.80 with a total of 145,719 shares traded.
Over the past week, the price has changed by +4.45%, over one month by -11.27%, over three months by +7.84% and over the past year by +39.75%.
Is JOE a buy, sell or hold? St Joe has no consensus analysts rating.
What are the forecasts/targets for the JOE price?
Wallstreet Target Price 19 -69.7%
Analysts Target Price 19 -69.7%
JOE Fundamental Data Overview as of 31 March 2026
P/E Trailing = 30.8643
P/E Forward = 50.2513
P/S = 6.9103
P/B = 4.6123
P/EG = -2.72
Revenue TTM = 513.3m USD
EBIT TTM = 161.7m USD
EBITDA TTM = 209.2m USD
Long Term Debt = 570.0m USD (from longTermDebt, last quarter)
Short Term Debt = 12.2m USD (from shortTermDebt, last quarter)
Debt = 393.9m USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 264.3m USD (from netDebt column, last quarter)
Enterprise Value = 3.81b USD (3.55b + Debt 393.9m - CCE 129.6m)
Interest Coverage Ratio = 5.30 (Ebit TTM 161.7m / Interest Expense TTM 30.5m)
EV/FCF = 20.91x (Enterprise Value 3.81b / FCF TTM 182.2m)
FCF Yield = 4.78% (FCF TTM 182.2m / Enterprise Value 3.81b)
FCF Margin = 35.51% (FCF TTM 182.2m / Revenue TTM 513.3m)
Net Margin = 22.53% (Net Income TTM 115.6m / Revenue TTM 513.3m)
Gross Margin = 93.02% ((Revenue TTM 513.3m - Cost of Revenue TTM 35.8m) / Revenue TTM)
Gross Margin QoQ = none% (prev 73.61%)
Tobins Q-Ratio = 2.51 (Enterprise Value 3.81b / Total Assets 1.52b)
Interest Expense / Debt = 1.83% (Interest Expense 7.20m / Debt 393.9m)
Taxrate = 24.99% (9.74m / 39.0m)
NOPAT = 121.3m (EBIT 161.7m * (1 - 24.99%))
Current Ratio = 2.21 (Total Current Assets 129.6m / Total Current Liabilities 58.7m)
Debt / Equity = 0.51 (Debt 393.9m / totalStockholderEquity, last quarter 766.3m)
Debt / EBITDA = 1.26 (Net Debt 264.3m / EBITDA 209.2m)
Debt / FCF = 1.45 (Net Debt 264.3m / FCF TTM 182.2m)
Total Stockholder Equity = 748.4m (last 4 quarters mean from totalStockholderEquity)
RoA = 7.56% (Net Income 115.6m / Total Assets 1.52b)
RoE = 15.45% (Net Income TTM 115.6m / Total Stockholder Equity 748.4m)
RoCE = 12.26% (EBIT 161.7m / Capital Employed (Equity 748.4m + L.T.Debt 570.0m))
RoIC = 9.05% (NOPAT 121.3m / Invested Capital 1.34b)
WACC = 7.63% (E(3.55b)/V(3.94b) * Re(8.33%) + D(393.9m)/V(3.94b) * Rd(1.83%) * (1-Tc(0.25)))
Discount Rate = 8.33% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -33.33 | Cagr: -0.60%
[DCF] Terminal Value 82.41% ; FCFF base≈137.6m ; Y1≈164.7m ; Y5≈262.2m
[DCF] Fair Price = 80.48 (EV 4.90b - Net Debt 264.3m = Equity 4.63b / Shares 57.5m; r=7.63% [WACC]; 5y FCF grow 21.03% → 3.0% )
EPS Correlation: 10.71 | EPS CAGR: -46.30% | SUE: 0.0 | # QB: 0
Revenue Correlation: 82.99 | Revenue CAGR: 20.09% | SUE: N/A | # QB: 0
External Resources
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