(JPM) JPMorgan Chase - Ratings and Ratios
Banking, Investment, Lending, Credit, AssetManagement
JPM EPS (Earnings per Share)
JPM Revenue
Description: JPM JPMorgan Chase
JPMorgan Chase & Co is a global financial services company with a diverse range of business segments, including Consumer & Community Banking, Commercial & Investment Bank, and Asset & Wealth Management. The company provides a wide array of financial products and services to individuals, small businesses, and institutional clients, including deposit and lending products, investment banking, asset management, and wealth management.
From a business perspective, JPMorgan Chase has a strong presence in the US market, with a large network of bank branches and ATMs, as well as a significant digital banking platform. The companys diversified business model and robust financial performance are reflected in key metrics such as Return on Equity (RoE) of 17.27%, indicating a strong ability to generate profits from shareholder equity. Additionally, the companys Price-to-Earnings (P/E) ratio of 14.15 and Forward P/E of 15.58 suggest a relatively attractive valuation compared to its earnings growth prospects.
In terms of key performance indicators (KPIs), JPMorgan Chase has demonstrated a strong track record of delivering shareholder value, with a history of paying consistent dividends and returning capital to shareholders through share buybacks. The companys efficiency ratio, which measures operating expenses as a percentage of revenue, is also a key metric to watch, as it indicates the companys ability to manage costs and maintain profitability. Furthermore, metrics such as Net Interest Margin (NIM) and non-performing loan ratios provide insight into the companys asset quality and ability to generate revenue from its lending activities.
Overall, JPMorgan Chases diversified business model, strong financial performance, and commitment to returning value to shareholders make it a significant player in the global financial services industry. As a Trading Analyst, its essential to continue monitoring the companys KPIs, such as revenue growth, profitability, and asset quality, to identify potential trading opportunities and make informed investment decisions.
JPM Stock Overview
| Market Cap in USD | 801,470m |
| Sub-Industry | Diversified Banks |
| IPO / Inception | 1978-10-06 |
JPM Stock Ratings
| Growth Rating | 86.3% |
| Fundamental | 47.5% |
| Dividend Rating | 63.4% |
| Return 12m vs S&P 500 | 18.6% |
| Analyst Rating | 3.88 of 5 |
JPM Dividends
| Dividend Yield 12m | 1.94% |
| Yield on Cost 5y | 6.05% |
| Annual Growth 5y | 5.02% |
| Payout Consistency | 93.6% |
| Payout Ratio | 27.6% |
JPM Growth Ratios
| Growth Correlation 3m | 82.9% |
| Growth Correlation 12m | 84.1% |
| Growth Correlation 5y | 77.2% |
| CAGR 5y | 28.16% |
| CAGR/Max DD 5y | 0.73 |
| Sharpe Ratio 12m | 1.31 |
| Alpha | 19.07 |
| Beta | 1.252 |
| Volatility | 18.68% |
| Current Volume | 4581.9k |
| Average Volume 20d | 6634.1k |
| Stop Loss | 292.3 (-3%) |
| Signal | -0.21 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (56.53b TTM) > 0 and > 6% of Revenue (6% = 16.53b TTM) |
| FCFTA -0.01 (>2.0%) and ΔFCFTA -1.24pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -1002 % (prev -839.2%; Δ -162.7pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.03 (>3.0%) and CFO -148.62b <= Net Income 56.53b (YES >=105%, WARN >=100%) |
| Net Debt (64.77b) to EBITDA (79.04b) ratio: 0.82 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.27 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (2.79b) change vs 12m ago -3.50% (target <= -2.0% for YES) |
| Gross Margin 59.43% (prev 59.52%; Δ -0.09pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 6.34% (prev 6.22%; Δ 0.12pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.71 (EBITDA TTM 79.04b / Interest Expense TTM 99.84b) >= 6 (WARN >= 3) |
Altman Z'' -3.48
| (A) -0.61 = (Total Current Assets 1015.38b - Total Current Liabilities 3775.76b) / Total Assets 4552.48b |
| (B) 0.09 = Retained Earnings (Balance) 397.42b / Total Assets 4552.48b |
| (C) 0.02 = EBIT TTM 71.05b / Avg Total Assets 4347.74b |
| (D) 0.09 = Book Value of Equity 394.29b / Total Liabilities 4195.56b |
| Total Rating: -3.48 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 47.50
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield -10.62% = -5.0 |
| 3. FCF Margin -15.25% = -5.72 |
| 4. Debt/Equity 1.36 = 1.64 |
| 5. Debt/Ebitda 6.14 = -2.50 |
| 6. ROIC - WACC -1.20% = -1.50 |
| 7. RoE 16.16% = 1.35 |
| 8. Rev. Trend 82.55% = 4.13 |
| 9. Rev. CAGR 21.66% = 2.50 |
| 10. EPS Trend 65.84% = 1.65 |
| 11. EPS CAGR 19.54% = 1.95 |
What is the price of JPM shares?
Over the past week, the price has changed by +1.75%, over one month by +1.47%, over three months by +14.56% and over the past year by +38.69%.
Is JPMorgan Chase a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of JPM is around 340.88 USD . This means that JPM is currently undervalued and has a potential upside of +13.09% (Margin of Safety).
Is JPM a buy, sell or hold?
- Strong Buy: 8
- Buy: 7
- Hold: 9
- Sell: 1
- Strong Sell: 0
What are the forecasts/targets for the JPM price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 305.3 | 1.3% |
| Analysts Target Price | 269.3 | -10.6% |
| ValueRay Target Price | 378.9 | 25.7% |
Last update: 2025-08-23 05:03
JPM Fundamental Data Overview
CCE Cash And Equivalents = 890.92b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 14.9548
P/E Forward = 15.6006
P/S = 4.8945
P/B = 2.3854
P/EG = 3.8995
Beta = 1.107
Revenue TTM = 275.52b USD
EBIT TTM = 71.05b USD
EBITDA TTM = 79.04b USD
Long Term Debt = 419.80b USD (from longTermDebt, last quarter)
Short Term Debt = 65.29b USD (from shortTermDebt, last quarter)
Debt = 485.10b USD (Calculated: Short Term 65.29b + Long Term 419.80b)
Net Debt = 64.77b USD (from netDebt column, last quarter)
Enterprise Value = 395.65b USD (801.47b + Debt 485.10b - CCE 890.92b)
Interest Coverage Ratio = 0.71 (Ebit TTM 71.05b / Interest Expense TTM 99.84b)
FCF Yield = -10.62% (FCF TTM -42.01b / Enterprise Value 395.65b)
FCF Margin = -15.25% (FCF TTM -42.01b / Revenue TTM 275.52b)
Net Margin = 20.52% (Net Income TTM 56.53b / Revenue TTM 275.52b)
Gross Margin = 59.43% ((Revenue TTM 275.52b - Cost of Revenue TTM 111.78b) / Revenue TTM)
Tobins Q-Ratio = 1.00 (Enterprise Value 395.65b / Book Value Of Equity 394.29b)
Interest Expense / Debt = 5.16% (Interest Expense 25.03b / Debt 485.10b)
Taxrate = 22.12% (from yearly Income Tax Expense: 16.61b / 75.08b)
NOPAT = 55.33b (EBIT 71.05b * (1 - 22.12%))
Current Ratio = 0.27 (Total Current Assets 1015.38b / Total Current Liabilities 3775.76b)
Debt / Equity = 1.36 (Debt 485.10b / last Quarter total Stockholder Equity 356.92b)
Debt / EBITDA = 6.14 (Net Debt 64.77b / EBITDA 79.04b)
Debt / FCF = -11.55 (Debt 485.10b / FCF TTM -42.01b)
Total Stockholder Equity = 349.73b (last 4 quarters mean)
RoA = 1.24% (Net Income 56.53b, Total Assets 4552.48b )
RoE = 16.16% (Net Income TTM 56.53b / Total Stockholder Equity 349.73b)
RoCE = 9.23% (Ebit 71.05b / (Equity 349.73b + L.T.Debt 419.80b))
RoIC = 6.94% (NOPAT 55.33b / Invested Capital 797.39b)
WACC = 8.14% (E(801.47b)/V(1286.56b) * Re(10.63%)) + (D(485.10b)/V(1286.56b) * Rd(5.16%) * (1-Tc(0.22)))
Shares Correlation 5-Years: -100.0 | Cagr: -1.62%
Discount Rate = 10.63% (= CAPM, Blume Beta Adj.)
Fair Price DCF = unknown (Cash Flow -42.01b)
Revenue Correlation: 82.55 | Revenue CAGR: 21.66%
Rev Growth-of-Growth: -26.85
EPS Correlation: 65.84 | EPS CAGR: 19.54%
EPS Growth-of-Growth: -5.27
Additional Sources for JPM Stock
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