(JXN) Jackson Financial - Ratings and Ratios
Annuities, Funding, Investments, Insurance
JXN EPS (Earnings per Share)
JXN Revenue
Description: JXN Jackson Financial
Jackson Financial Inc. (NYSE:JXN) is a financial services company that offers a range of annuity products to retail investors in the United States. The company operates through three business segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks, providing various retirement income and savings products, traditional guaranteed investment contracts, and protection products.
The companys product offerings cater to diverse customer needs, including variable, fixed index, and payout annuities, as well as registered index-linked annuities and lifetime income solutions. With a distribution network comprising independent broker-dealers, wirehouses, and insurance agents, Jackson Financial Inc. has a broad reach in the US market. Key performance indicators (KPIs) to watch include the companys annuity sales growth, asset under management (AUM), and return on equity (RoE), which currently stands at 1.24%. Other relevant metrics include the companys debt-to-equity ratio and interest coverage ratio.
From a financial perspective, Jackson Financial Inc. has a market capitalization of $6.25 billion and a price-to-earnings (P/E) ratio of 66.29, indicating a relatively high valuation. To assess the companys financial health, it is essential to analyze its revenue growth, net income margin, and return on assets (RoA). Additionally, the companys ability to manage its capital structure and maintain a stable credit rating is crucial.
To further evaluate Jackson Financial Inc.s performance, it is essential to monitor its sales and distribution efficiency, product mix, and competitiveness in the annuity market. The companys investment management services and asset management capabilities also warrant examination. By analyzing these factors, investors can gain a deeper understanding of the companys strengths, weaknesses, and growth prospects.
JXN Stock Overview
| Market Cap in USD | 7,230m |
| Sub-Industry | Diversified Financial Services |
| IPO / Inception | 2021-09-01 |
JXN Stock Ratings
| Growth Rating | 58.3% |
| Fundamental | 35.0% |
| Dividend Rating | 85.1% |
| Return 12m vs S&P 500 | -11.8% |
| Analyst Rating | 2.80 of 5 |
JXN Dividends
| Dividend Yield 12m | 3.12% |
| Yield on Cost 5y | 12.11% |
| Annual Growth 5y | 77.58% |
| Payout Consistency | 100.0% |
| Payout Ratio | 16.3% |
JXN Growth Ratios
| Growth Correlation 3m | 83.4% |
| Growth Correlation 12m | 1.8% |
| Growth Correlation 5y | 87.3% |
| CAGR 5y | 52.72% |
| CAGR/Max DD 3y (Calmar Ratio) | 1.27 |
| CAGR/Mean DD 3y (Pain Ratio) | 3.82 |
| Sharpe Ratio 12m | 1.51 |
| Alpha | -19.48 |
| Beta | 1.474 |
| Volatility | 42.66% |
| Current Volume | 395.1k |
| Average Volume 20d | 482.2k |
| Stop Loss | 94.5 (-3.5%) |
| Signal | 0.16 |
Piotroski VR‑10 (Strict, 0-10) 2.5
| Net Income (31.0m TTM) > 0 and > 6% of Revenue (6% = 253.1m TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA -0.03pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 755.3% (prev 1073 %; Δ -317.4pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.02 (>3.0%) and CFO 5.66b > Net Income 31.0m (YES >=105%, WARN >=100%) |
| Net Debt (-1.75b) to EBITDA (298.0m) ratio: -5.89 <= 3.0 (WARN <= 3.5) |
| Current Ratio 3.02 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (71.9m) change vs 12m ago -6.67% (target <= -2.0% for YES) |
| Gross Margin 45.64% (prev 70.25%; Δ -24.61pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 1.24% (prev 1.31%; Δ -0.07pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 0.08 (EBITDA TTM 298.0m / Interest Expense TTM 100.0m) >= 6 (WARN >= 3) |
Altman Z'' 0.70
| (A) 0.09 = (Total Current Assets 47.60b - Total Current Liabilities 15.74b) / Total Assets 343.72b |
| (B) 0.02 = Retained Earnings (Balance) 7.73b / Total Assets 343.72b |
| (C) 0.00 = EBIT TTM 8.00m / Avg Total Assets 340.75b |
| (D) 0.02 = Book Value of Equity 5.11b / Total Liabilities 333.12b |
| Total Rating: 0.70 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 35.04
| 1. Piotroski 2.50pt = -2.50 |
| 2. FCF Yield -14.75% = -5.0 |
| 3. FCF Margin data missing |
| 4. Debt/Equity 0.20 = 2.48 |
| 5. Debt/Ebitda -5.89 = 2.50 |
| 6. ROIC - WACC (= -9.15)% = -11.44 |
| 7. RoE 0.30% = 0.03 |
| 8. Rev. Trend 8.50% = 0.64 |
| 9. EPS Trend -33.35% = -1.67 |
What is the price of JXN shares?
Over the past week, the price has changed by -2.98%, over one month by +1.14%, over three months by +16.31% and over the past year by +2.41%.
Is Jackson Financial a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of JXN is around 120.27 USD . This means that JXN is currently undervalued and has a potential upside of +22.87% (Margin of Safety).
Is JXN a buy, sell or hold?
- Strong Buy: 0
- Buy: 1
- Hold: 3
- Sell: 0
- Strong Sell: 1
What are the forecasts/targets for the JXN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 103 | 5.2% |
| Analysts Target Price | 103 | 5.2% |
| ValueRay Target Price | 135 | 37.9% |
Last update: 2025-10-03 02:28
JXN Fundamental Data Overview
P/E Trailing = 778.7692
P/S = 1.2675
P/B = 0.7362
Beta = 1.474
Revenue TTM = 4.22b USD
EBIT TTM = 8.00m USD
EBITDA TTM = 298.0m USD
Long Term Debt = 4.67b USD (from longTermDebt, last quarter)
Short Term Debt = unknown (none)
Debt = 2.03b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = -1.75b USD (from netDebt column, last quarter)
Enterprise Value = -38.34b USD (7.23b + Debt 2.03b - CCE 47.60b)
Interest Coverage Ratio = 0.08 (Ebit TTM 8.00m / Interest Expense TTM 100.0m)
FCF Yield = -14.75% (FCF TTM 5.66b / Enterprise Value -38.34b)
FCF Margin = 134.1% (FCF TTM 5.66b / Revenue TTM 4.22b)
Net Margin = 0.73% (Net Income TTM 31.0m / Revenue TTM 4.22b)
Gross Margin = 45.64% ((Revenue TTM 4.22b - Cost of Revenue TTM 2.29b) / Revenue TTM)
Gross Margin QoQ = none% (prev 66.27%)
Tobins Q-Ratio = -0.11 (set to none) (Enterprise Value -38.34b / Total Assets 343.72b)
Interest Expense / Debt = 1.23% (Interest Expense 25.0m / Debt 2.03b)
Taxrate = 2.12% (4.00m / 189.0m)
NOPAT = 7.83m (EBIT 8.00m * (1 - 2.12%))
Current Ratio = 3.02 (Total Current Assets 47.60b / Total Current Liabilities 15.74b)
Debt / Equity = 0.20 (Debt 2.03b / totalStockholderEquity, last quarter 10.35b)
Debt / EBITDA = -5.89 (Net Debt -1.75b / EBITDA 298.0m)
Debt / FCF = -0.31 (Net Debt -1.75b / FCF TTM 5.66b)
Total Stockholder Equity = 10.28b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.01% (Net Income 31.0m / Total Assets 343.72b)
RoE = 0.30% (Net Income TTM 31.0m / Total Stockholder Equity 10.28b)
RoCE = 0.05% (EBIT 8.00m / Capital Employed (Equity 10.28b + L.T.Debt 4.67b))
RoIC = 0.06% (NOPAT 7.83m / Invested Capital 14.19b)
WACC = 9.20% (E(7.23b)/V(9.26b) * Re(11.45%) + D(2.03b)/V(9.26b) * Rd(1.23%) * (1-Tc(0.02)))
Discount Rate = 11.45% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -5.13%
[DCF Debug] Terminal Value 67.24% ; FCFE base≈5.66b ; Y1≈5.78b ; Y5≈6.38b
Fair Price DCF = 965.8 (DCF Value 67.27b / Shares Outstanding 69.7m; 5y FCF grow 1.85% → 3.0% )
EPS Correlation: -33.35 | EPS CAGR: -61.74% | SUE: -4.0 | # QB: 0
Revenue Correlation: 8.50 | Revenue CAGR: -61.95% | SUE: -1.30 | # QB: 0
Additional Sources for JXN Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle