(JXN) Jackson Financial - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US46817M1071

Annuities, Life Insurance, Investment Contracts

Stock: Diversified Financial Services
Age 4.4y

MCap 8,087m
Avg Vol 428K (49.5M USD)

Beta 1.346
Volatility 39.09%

EPS (Earnings per Share)

EPS CAGR: -46.31%
EPS Trend: -16.7%

Last SUE: -4.00
Qual. Beats: 0

Revenue

Rev. CAGR: -5.79%
Rev. Trend: -9.7%

Last SUE: -0.30
Qual. Beats: 0

Dividends

Dividend Yield	3.61%
Yield on Cost 5y	12.60%
Yield CAGR 5y	13.30%
Payout Consistency	100.0%
Payout Ratio	15.6%

Risk via 5d forecast
Volatility	39.1%
Value at Risk 5%th	59.4%
Relative Tail Risk	-7.67%

Reward TTM
Sharpe Ratio	0.64
Alpha	4.72
CAGR/Max DD	1.07

Character TTM
Hurst Exponent	0.450
Beta	1.346
Beta Downside	1.693

Drawdowns 3y
Max DD	41.52%
Mean DD	14.05%
Median DD	12.91%

Description: JXN Jackson Financial January 08, 2026

Jackson Financial Inc. (NYSE:JXN) operates a diversified annuity platform for U.S. retail investors, organized into three segments: Retail Annuities, Institutional Products, and Closed Life & Annuity Blocks. The Retail Annuities line sells variable, fixed-index, fixed, and payout annuities plus registered index-linked and lifetime income solutions. Institutional Products deliver guaranteed investment contracts, funding agreements tied to the Federal Home Loan Bank program, and medium-term funding-agreement-backed notes. The Closed Life segment offers whole life, universal life, variable universal life, term life policies, and group payout annuities, complemented by investment-management services. Distribution is broad, encompassing independent broker-dealers, wirehouses, regional brokers, banks, RIAs, third-party platforms, and insurance agents.

Recent filings show FY 2023 revenue of roughly $1.2 billion with a net income margin of ~5%, reflecting the low-margin nature of annuity underwriting. The business is highly interest-rate sensitive: rising yields improve the spread on fixed-index products but can suppress demand for fixed annuities as investors seek higher-yield alternatives. Demographic trends-particularly the aging of the Baby-Boom cohort-remain a tailwind for retirement-income solutions, while the broader diversified-financial-services sector is pressured by tightening capital requirements and heightened competition from fintech-enabled wealth platforms.

For a deeper, data-driven view of JXN’s valuation dynamics and scenario analysis, you might explore the company’s profile on ValueRay.

Piotroski VR‑10 (Strict, 0-10) 4.5

Net Income: 576.0m TTM > 0 and > 6% of Revenue
FCF/TA: 0.02 > 0.02 and ΔFCF/TA -0.11 > 1.0
NWC/Revenue: 740.5% < 20% (prev 1312 %; Δ -571.2% < -1%)
CFO/TA 0.02 > 3% & CFO 5.66b > Net Income 576.0m
Net Debt (86.0m) to EBITDA (724.0m): 0.12 < 3
Current Ratio: 3.27 > 1.5 & < 3
Outstanding Shares: last quarter (70.3m) vs 12m ago -6.76% < -2%
Gross Margin: 40.93% > 18% (prev 0.04%; Δ 4089 % > 0.5%)
Asset Turnover: 1.36% > 50% (prev 1.11%; Δ 0.25% > 0%)
Interest Coverage Ratio: 0.08 > 6 (EBITDA TTM 724.0m / Interest Expense TTM 100.0m)

Altman Z'' 0.74

A: 0.10 (Total Current Assets 50.65b - Total Current Liabilities 15.50b) / Total Assets 353.56b
B: 0.02 (Retained Earnings 7.74b / Total Assets 353.56b)
C: 0.00 (EBIT TTM 8.00m / Avg Total Assets 349.61b)
D: 0.01 (Book Value of Equity 5.13b / Total Liabilities 343.06b)
Altman-Z'' Score: 0.74 = B

Beneish M -3.89

DSRI: 0.71 (Receivables 20.17b/23.11b, Revenue 4.75b/3.84b)
GMI: 0.10 (GM 40.93% / 4.17%)
AQI: 1.07 (AQ_t 0.86 / AQ_t-1 0.80)
SGI: 1.24 (Revenue 4.75b / 3.84b)
TATA: -0.01 (NI 576.0m - CFO 5.66b) / TA 353.56b)
Beneish M-Score: -3.89 (Cap -4..+1) = AAA

ValueRay F-Score (Strict, 0-100) 49.50

1. Piotroski: 4.50pt
2. FCF Yield: 69.28%
3. FCF Margin: data missing
4. Debt/Equity: 0.45
5. Debt/Ebitda: 0.12
6. ROIC - WACC: -7.04%
7. RoE: 5.67%
8. Revenue Trend: -9.66%
9. EPS Trend: -16.72%

What is the price of JXN shares?

As of January 26, 2026, the stock is trading at USD 113.35 with a total of 406,278 shares traded.
Over the past week, the price has changed by +2.66%, over one month by +4.75%, over three months by +14.42% and over the past year by +25.55%.

Is JXN a buy, sell or hold?

Jackson Financial has received a consensus analysts rating of 2.80. Therefor, it is recommend to hold JXN.

Strong Buy: 0
Buy: 1
Hold: 3
Sell: 0
Strong Sell: 1

What are the forecasts/targets for the JXN price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	118.3	4.4%
Analysts Target Price	118.3	4.4%
ValueRay Target Price	153	35%

JXN Fundamental Data Overview January 24, 2026

P/E Trailing = 16.2378
P/S = 1.6183
P/B = 0.8009
Revenue TTM = 4.75b USD
EBIT TTM = 8.00m USD
EBITDA TTM = 724.0m USD
Long Term Debt = 4.65b USD (from longTermDebt, last quarter)
Short Term Debt = 8.00m USD (from shortTermDebt, last fiscal year)
Debt = 4.65b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 86.0m USD (from netDebt column, last quarter)
Enterprise Value = 8.17b USD (8.09b + Debt 4.65b - CCE 4.56b)
Interest Coverage Ratio = 0.08 (Ebit TTM 8.00m / Interest Expense TTM 100.0m)
EV/FCF = 1.44x (Enterprise Value 8.17b / FCF TTM 5.66b)
FCF Yield = 69.28% (FCF TTM 5.66b / Enterprise Value 8.17b)
FCF Margin = 119.3% (FCF TTM 5.66b / Revenue TTM 4.75b)
Net Margin = 12.13% (Net Income TTM 576.0m / Revenue TTM 4.75b)
Gross Margin = 40.93% ((Revenue TTM 4.75b - Cost of Revenue TTM 2.80b) / Revenue TTM)
Gross Margin QoQ = 27.58% (prev none%)
Tobins Q-Ratio = 0.02 (Enterprise Value 8.17b / Total Assets 353.56b)
Interest Expense / Debt = 0.54% (Interest Expense 25.0m / Debt 4.65b)
Taxrate = 4.50% (46.0m / 1.02b)
NOPAT = 7.64m (EBIT 8.00m * (1 - 4.50%))
Current Ratio = 3.27 (Total Current Assets 50.65b / Total Current Liabilities 15.50b)
Debt / Equity = 0.45 (Debt 4.65b / totalStockholderEquity, last quarter 10.23b)
Debt / EBITDA = 0.12 (Net Debt 86.0m / EBITDA 724.0m)
Debt / FCF = 0.02 (Net Debt 86.0m / FCF TTM 5.66b)
Total Stockholder Equity = 10.16b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.16% (Net Income 576.0m / Total Assets 353.56b)
RoE = 5.67% (Net Income TTM 576.0m / Total Stockholder Equity 10.16b)
RoCE = 0.05% (EBIT 8.00m / Capital Employed (Equity 10.16b + L.T.Debt 4.65b))
RoIC = 0.05% (NOPAT 7.64m / Invested Capital 14.14b)
WACC = 7.09% (E(8.09b)/V(12.73b) * Re(10.87%) + D(4.65b)/V(12.73b) * Rd(0.54%) * (1-Tc(0.05)))
Discount Rate = 10.87% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -6.23%
[DCF Debug] Terminal Value 81.69% ; FCFF base≈5.76b ; Y1≈5.82b ; Y5≈6.30b
Fair Price DCF = 1978 (EV 134.52b - Net Debt 86.0m = Equity 134.43b / Shares 68.0m; r=7.09% [WACC]; 5y FCF grow 0.76% → 2.90% )
EPS Correlation: -16.72 | EPS CAGR: -46.31% | SUE: -4.0 | # QB: 0
Revenue Correlation: -9.66 | Revenue CAGR: -5.79% | SUE: -0.30 | # QB: 0
EPS next Quarter (2026-03-31): EPS=5.84 | Chg30d=-0.136 | Revisions Net=+3 | Analysts=2
EPS next Year (2026-12-31): EPS=24.24 | Chg30d=-0.591 | Revisions Net=+5 | Growth EPS=+10.4% | Growth Revenue=+5.1%

Additional Sources for JXN Stock

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