(KEY) KeyCorp - Overview
Exchange: NYSE •
Country: United States •
Currency: USD •
Type: Common Stock •
ISIN: US4932671088
Stock:
Total Rating 35
Risk 23
Buy Signal -0.41
| Risk 5d forecast | |
|---|---|
| Volatility | 35.4% |
| Relative Tail Risk | -7.90% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.81 |
| Alpha | 5.61 |
| Character TTM | |
|---|---|
| Beta | 1.313 |
| Beta Downside | 1.854 |
| Drawdowns 3y | |
|---|---|
| Max DD | 49.12% |
| CAGR/Max DD | 0.23 |
EPS (Earnings per Share)
Revenue
Description: KEY KeyCorp
KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits and investment products; personal finance and financial wellness, lending, student loan refinancing, mortgage and home equity, credit card, treasury, and business advisory; commercial leasing, investment management, consumer finance; and wealth management and investment services for institutional, non-profit, and high-net-worth clients. It also provides lending, cash management, equipment financing, and commercial mortgage loans; and capital market products and services, such as syndicated finance, debt and equity underwriting, fixed income and equity sales and trading, derivatives, foreign exchange, mergers and acquisition, other advisory services, and public finance to large corporate and institutional clients. In addition, the company offers personal and institutional trust custody services, personal financial and planning services, access to mutual funds, treasury services, and international banking services. Further, it provides community development financing, securities underwriting, brokerage, and investment banking services, as well as merchant services. The company was founded in 1849 and is headquartered in Cleveland, Ohio.
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income: 1.83b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.01 > 0.02 and ΔFCF/TA 0.87 > 1.0 |
| NWC/Revenue: -316.2% < 20% (prev -1399 %; Δ 1083 % < -1%) |
| CFO/TA 0.02 > 3% & CFO 3.84b > Net Income 1.83b |
| Net Debt (9.71b) to EBITDA (2.32b): 4.18 < 3 |
| Current Ratio: 0.77 > 1.5 & < 3 |
| Outstanding Shares: last quarter (1.10b) vs 12m ago 10.98% < -2% |
| Gross Margin: 62.27% > 18% (prev 0.45%; Δ 6182 % > 0.5%) |
| Asset Turnover: 6.02% > 50% (prev 4.84%; Δ 1.18% > 0%) |
| Interest Coverage Ratio: 0.44 > 6 (EBITDA TTM 2.32b / Interest Expense TTM 3.75b) |
Altman Z'' -0.83
| A: -0.19 (Total Current Assets 118.70b - Total Current Liabilities 154.08b) / Total Assets 184.38b |
| B: 0.08 (Retained Earnings 15.36b / Total Assets 184.38b) |
| C: 0.01 (EBIT TTM 1.66b / Avg Total Assets 185.77b) |
| D: 0.09 (Book Value of Equity 14.66b / Total Liabilities 164.00b) |
| Altman-Z'' Score: -0.83 = CCC |
Beneish M 1.00
| DSRI: 31.40 (Receivables 105.11b/2.71b, Revenue 11.19b/9.05b) |
| GMI: 0.72 (GM 62.27% / 44.82%) |
| AQI: 0.41 (AQ_t 0.35 / AQ_t-1 0.86) |
| SGI: 1.24 (Revenue 11.19b / 9.05b) |
| TATA: -0.01 (NI 1.83b - CFO 3.84b) / TA 184.38b) |
| Beneish M-Score: 21.55 (Cap -4..+1) = D |
What is the price of KEY shares?
As of March 04, 2026, the stock is trading at USD 20.47 with a total of 15,336,362 shares traded.
Over the past week, the price has changed by -1.56%, over one month by -7.46%, over three months by +10.25% and over the past year by +27.63%.
Over the past week, the price has changed by -1.56%, over one month by -7.46%, over three months by +10.25% and over the past year by +27.63%.
Is KEY a buy, sell or hold?
KeyCorp has received a consensus analysts rating of 3.88.
Therefore, it is recommended to buy KEY.
- StrongBuy: 8
- Buy: 5
- Hold: 11
- Sell: 0
- StrongSell: 0
What are the forecasts/targets for the KEY price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 24.5 | 19.4% |
| Analysts Target Price | 24.5 | 19.4% |
KEY Fundamental Data Overview February 28, 2026
P/E Trailing = 14.3816
P/E Forward = 12.1803
P/S = 3.4392
P/B = 1.3237
P/EG = 2.0653
Revenue TTM = 11.19b USD
EBIT TTM = 1.66b USD
EBITDA TTM = 2.32b USD
Long Term Debt = 9.92b USD (from longTermDebt, last quarter)
Short Term Debt = 1.08b USD (from shortTermDebt, last quarter)
Debt = 11.00b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 9.71b USD (from netDebt column, last quarter)
Enterprise Value = 23.65b USD (24.10b + Debt 11.00b - CCE 11.45b)
Interest Coverage Ratio = 0.44 (Ebit TTM 1.66b / Interest Expense TTM 3.75b)
EV/FCF = 10.80x (Enterprise Value 23.65b / FCF TTM 2.19b)
FCF Yield = 9.26% (FCF TTM 2.19b / Enterprise Value 23.65b)
FCF Margin = 19.57% (FCF TTM 2.19b / Revenue TTM 11.19b)
Net Margin = 16.35% (Net Income TTM 1.83b / Revenue TTM 11.19b)
Gross Margin = 62.27% ((Revenue TTM 11.19b - Cost of Revenue TTM 4.22b) / Revenue TTM)
Gross Margin QoQ = 66.05% (prev 62.80%)
Tobins Q-Ratio = 0.13 (Enterprise Value 23.65b / Total Assets 184.38b)
Interest Expense / Debt = 7.84% (Interest Expense 863.0m / Debt 11.00b)
Taxrate = 21.30% (138.0m / 648.0m)
NOPAT = 1.30b (EBIT 1.66b * (1 - 21.30%))
Current Ratio = 0.77 (Total Current Assets 118.70b / Total Current Liabilities 154.08b)
Debt / Equity = 0.54 (Debt 11.00b / totalStockholderEquity, last quarter 20.38b)
Debt / EBITDA = 4.18 (Net Debt 9.71b / EBITDA 2.32b)
Debt / FCF = 4.44 (Net Debt 9.71b / FCF TTM 2.19b)
Total Stockholder Equity = 19.74b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.98% (Net Income 1.83b / Total Assets 184.38b)
RoE = 9.26% (Net Income TTM 1.83b / Total Stockholder Equity 19.74b)
RoCE = 5.58% (EBIT 1.66b / Capital Employed (Equity 19.74b + L.T.Debt 9.92b))
RoIC = 4.21% (NOPAT 1.30b / Invested Capital 30.96b)
WACC = 9.32% (E(24.10b)/V(35.10b) * Re(10.75%) + D(11.00b)/V(35.10b) * Rd(7.84%) * (1-Tc(0.21)))
Discount Rate = 10.75% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 8.28%
[DCF] Terminal Value 64.66% ; FCFF base≈1.55b ; Y1≈1.03b ; Y5≈474.1m
[DCF] Fair Price = N/A (negative equity: EV 7.53b - Net Debt 9.71b = -2.18b; debt exceeds intrinsic value)
EPS Correlation: -24.50 | EPS CAGR: -2.45% | SUE: 0.12 | # QB: 0
Revenue Correlation: 68.69 | Revenue CAGR: 15.06% | SUE: 3.24 | # QB: 1
EPS next Quarter (2026-06-30): EPS=0.44 | Chg7d=+0.000 | Chg30d=-0.001 | Revisions Net=+1 | Analysts=15
EPS current Year (2026-12-31): EPS=1.80 | Chg7d=+0.000 | Chg30d=-0.006 | Revisions Net=+0 | Growth EPS=+20.3% | Growth Revenue=+7.1%
EPS next Year (2027-12-31): EPS=2.12 | Chg7d=+0.000 | Chg30d=+0.004 | Revisions Net=+5 | Growth EPS=+17.7% | Growth Revenue=+6.1%
[Analyst] Revisions Ratio: +0.14 (4 Up / 3 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 3.8% (Discount Rate 10.8% - Earnings Yield 7.0%)
[Growth] Growth Spread = +4.1% (Analyst 7.9% - Implied 3.8%)
P/E Forward = 12.1803
P/S = 3.4392
P/B = 1.3237
P/EG = 2.0653
Revenue TTM = 11.19b USD
EBIT TTM = 1.66b USD
EBITDA TTM = 2.32b USD
Long Term Debt = 9.92b USD (from longTermDebt, last quarter)
Short Term Debt = 1.08b USD (from shortTermDebt, last quarter)
Debt = 11.00b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 9.71b USD (from netDebt column, last quarter)
Enterprise Value = 23.65b USD (24.10b + Debt 11.00b - CCE 11.45b)
Interest Coverage Ratio = 0.44 (Ebit TTM 1.66b / Interest Expense TTM 3.75b)
EV/FCF = 10.80x (Enterprise Value 23.65b / FCF TTM 2.19b)
FCF Yield = 9.26% (FCF TTM 2.19b / Enterprise Value 23.65b)
FCF Margin = 19.57% (FCF TTM 2.19b / Revenue TTM 11.19b)
Net Margin = 16.35% (Net Income TTM 1.83b / Revenue TTM 11.19b)
Gross Margin = 62.27% ((Revenue TTM 11.19b - Cost of Revenue TTM 4.22b) / Revenue TTM)
Gross Margin QoQ = 66.05% (prev 62.80%)
Tobins Q-Ratio = 0.13 (Enterprise Value 23.65b / Total Assets 184.38b)
Interest Expense / Debt = 7.84% (Interest Expense 863.0m / Debt 11.00b)
Taxrate = 21.30% (138.0m / 648.0m)
NOPAT = 1.30b (EBIT 1.66b * (1 - 21.30%))
Current Ratio = 0.77 (Total Current Assets 118.70b / Total Current Liabilities 154.08b)
Debt / Equity = 0.54 (Debt 11.00b / totalStockholderEquity, last quarter 20.38b)
Debt / EBITDA = 4.18 (Net Debt 9.71b / EBITDA 2.32b)
Debt / FCF = 4.44 (Net Debt 9.71b / FCF TTM 2.19b)
Total Stockholder Equity = 19.74b (last 4 quarters mean from totalStockholderEquity)
RoA = 0.98% (Net Income 1.83b / Total Assets 184.38b)
RoE = 9.26% (Net Income TTM 1.83b / Total Stockholder Equity 19.74b)
RoCE = 5.58% (EBIT 1.66b / Capital Employed (Equity 19.74b + L.T.Debt 9.92b))
RoIC = 4.21% (NOPAT 1.30b / Invested Capital 30.96b)
WACC = 9.32% (E(24.10b)/V(35.10b) * Re(10.75%) + D(11.00b)/V(35.10b) * Rd(7.84%) * (1-Tc(0.21)))
Discount Rate = 10.75% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 8.28%
[DCF] Terminal Value 64.66% ; FCFF base≈1.55b ; Y1≈1.03b ; Y5≈474.1m
[DCF] Fair Price = N/A (negative equity: EV 7.53b - Net Debt 9.71b = -2.18b; debt exceeds intrinsic value)
EPS Correlation: -24.50 | EPS CAGR: -2.45% | SUE: 0.12 | # QB: 0
Revenue Correlation: 68.69 | Revenue CAGR: 15.06% | SUE: 3.24 | # QB: 1
EPS next Quarter (2026-06-30): EPS=0.44 | Chg7d=+0.000 | Chg30d=-0.001 | Revisions Net=+1 | Analysts=15
EPS current Year (2026-12-31): EPS=1.80 | Chg7d=+0.000 | Chg30d=-0.006 | Revisions Net=+0 | Growth EPS=+20.3% | Growth Revenue=+7.1%
EPS next Year (2027-12-31): EPS=2.12 | Chg7d=+0.000 | Chg30d=+0.004 | Revisions Net=+5 | Growth EPS=+17.7% | Growth Revenue=+6.1%
[Analyst] Revisions Ratio: +0.14 (4 Up / 3 Down within 30d for Next Quarter)
[Growth] Implied Growth Rate = 3.8% (Discount Rate 10.8% - Earnings Yield 7.0%)
[Growth] Growth Spread = +4.1% (Analyst 7.9% - Implied 3.8%)