(KMX) CarMax - Ratings and Ratios
Used Cars, Financing, Protection Plans, Maintenance
KMX EPS (Earnings per Share)
KMX Revenue
Description: KMX CarMax
CarMax Inc (NYSE:KMX) is a leading retailer of used vehicles in the United States, operating through two main segments: CarMax Sales Operations and CarMax Auto Finance. The company offers a diverse range of used vehicles, including domestic, imported, and luxury models, as well as hybrid and electric vehicles. Additionally, they provide extended protection plans, reconditioning, and vehicle repair services.
From a business perspective, CarMax has established a strong presence in the automotive retail market, leveraging its vast inventory and financing options to cater to a broad customer base. The companys Auto Finance segment plays a crucial role in facilitating sales by offering financing alternatives to customers across various credit spectrums. Key performance indicators (KPIs) to monitor CarMaxs performance include same-store sales growth, inventory turnover, and the percentage of customers using their financing options.
To further analyze CarMaxs financial health, we can examine metrics such as revenue growth, gross margin, and operating margin. The companys ability to maintain a competitive edge in the market can be assessed by tracking its market share, customer satisfaction ratings, and the effectiveness of its online platforms. Furthermore, monitoring industry trends, such as the shift towards electric and hybrid vehicles, can help identify opportunities and challenges for CarMax.
From a valuation perspective, we can consider metrics like the price-to-sales ratio, enterprise value-to-EBITDA, and dividend yield (if applicable). Comparing these metrics to industry peers and the broader market can provide insights into CarMaxs relative valuation and potential investment appeal. By combining these fundamental and operational KPIs, we can gain a more comprehensive understanding of CarMaxs business performance and growth prospects.
KMX Stock Overview
| Market Cap in USD | 8,970m |
| Sub-Industry | Automotive Retail |
| IPO / Inception | 1997-02-04 |
KMX Stock Ratings
| Growth Rating | -66.6% |
| Fundamental | 49.0% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -35.7% |
| Analyst Rating | 3.89 of 5 |
KMX Dividends
Currently no dividends paidKMX Growth Ratios
| Growth Correlation 3m | -64.9% |
| Growth Correlation 12m | -74.7% |
| Growth Correlation 5y | -71.7% |
| CAGR 5y | -11.26% |
| CAGR/Max DD 3y | -0.29 |
| CAGR/Mean DD 3y | -0.65 |
| Sharpe Ratio 12m | -1.29 |
| Alpha | -28.49 |
| Beta | 0.281 |
| Volatility | 39.60% |
| Current Volume | 2657.1k |
| Average Volume 20d | 2396k |
| Stop Loss | 58 (-4%) |
| Signal | 0.21 |
Piotroski VR‑10 (Strict, 0-10) 4.0
| Net Income (558.5m TTM) > 0 and > 6% of Revenue (6% = 1.61b TTM) |
| FCFTA 0.02 (>2.0%) and ΔFCFTA 1.63pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 11.85% (prev 11.50%; Δ 0.36pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.04 (>3.0%) and CFO 1.04b > Net Income 558.5m (YES >=105%, WARN >=100%) |
| Net Debt (17.66b) to EBITDA (1.74b) ratio: 10.15 <= 3.0 (WARN <= 3.5) |
| Current Ratio 2.39 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (152.6m) change vs 12m ago -3.23% (target <= -2.0% for YES) |
| Gross Margin 11.20% (prev 9.85%; Δ 1.35pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 98.07% (prev 95.30%; Δ 2.77pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.59 (EBITDA TTM 1.74b / Interest Expense TTM 901.3m) >= 6 (WARN >= 3) |
Altman Z'' 1.85
| (A) 0.12 = (Total Current Assets 5.45b - Total Current Liabilities 2.28b) / Total Assets 27.39b |
| (B) 0.16 = Retained Earnings (Balance) 4.32b / Total Assets 27.39b |
| (C) 0.05 = EBIT TTM 1.43b / Avg Total Assets 27.31b |
| (D) 0.21 = Book Value of Equity 4.39b / Total Liabilities 21.10b |
| Total Rating: 1.85 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 49.00
| 1. Piotroski 4.0pt = -1.0 |
| 2. FCF Yield 1.97% = 0.98 |
| 3. FCF Margin 2.02% = 0.50 |
| 4. Debt/Equity 2.99 = -0.76 |
| 5. Debt/Ebitda 10.82 = -2.50 |
| 6. ROIC - WACC 1.42% = 1.78 |
| 7. RoE 8.96% = 0.75 |
| 8. Rev. Trend -15.70% = -1.18 |
| 9. EPS Trend 8.54% = 0.43 |
What is the price of KMX shares?
Over the past week, the price has changed by -1.56%, over one month by +4.61%, over three months by -8.25% and over the past year by -23.56%.
Is CarMax a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of KMX is around 51.39 USD . This means that KMX is currently overvalued and has a potential downside of -14.95%.
Is KMX a buy, sell or hold?
- Strong Buy: 8
- Buy: 4
- Hold: 4
- Sell: 3
- Strong Sell: 0
What are the forecasts/targets for the KMX price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 81.4 | 34.8% |
| Analysts Target Price | 81.4 | 34.8% |
| ValueRay Target Price | 54.4 | -9.9% |
Last update: 2025-09-15 04:39
KMX Fundamental Data Overview
CCE Cash And Equivalents = 262.8m USD (last quarter)
P/E Trailing = 16.5111
P/E Forward = 15.5521
P/S = 0.3128
P/B = 1.4267
P/EG = 0.5588
Beta = 1.351
Revenue TTM = 26.79b USD
EBIT TTM = 1.43b USD
EBITDA TTM = 1.74b USD
Long Term Debt = 18.01b USD (from longTermDebt, last quarter)
Short Term Debt = 808.4m USD (from shortTermDebt, last quarter)
Debt = 18.81b USD (Calculated: Short Term 808.4m + Long Term 18.01b)
Net Debt = 17.66b USD (from netDebt column, last quarter)
Enterprise Value = 27.52b USD (8.97b + Debt 18.81b - CCE 262.8m)
Interest Coverage Ratio = 1.59 (Ebit TTM 1.43b / Interest Expense TTM 901.3m)
FCF Yield = 1.97% (FCF TTM 540.9m / Enterprise Value 27.52b)
FCF Margin = 2.02% (FCF TTM 540.9m / Revenue TTM 26.79b)
Net Margin = 2.08% (Net Income TTM 558.5m / Revenue TTM 26.79b)
Gross Margin = 11.20% ((Revenue TTM 26.79b - Cost of Revenue TTM 23.79b) / Revenue TTM)
Tobins Q-Ratio = 6.27 (Enterprise Value 27.52b / Book Value Of Equity 4.39b)
Interest Expense / Debt = 1.19% (Interest Expense 224.6m / Debt 18.81b)
Taxrate = 25.22% (168.8m / 669.4m)
NOPAT = 1.07b (EBIT 1.43b * (1 - 25.22%))
Current Ratio = 2.39 (Total Current Assets 5.45b / Total Current Liabilities 2.28b)
Debt / Equity = 2.99 (Debt 18.81b / last Quarter total Stockholder Equity 6.29b)
Debt / EBITDA = 10.82 (Net Debt 17.66b / EBITDA 1.74b)
Debt / FCF = 34.78 (Debt 18.81b / FCF TTM 540.9m)
Total Stockholder Equity = 6.23b (last 4 quarters mean)
RoA = 2.04% (Net Income 558.5m, Total Assets 27.39b )
RoE = 8.96% (Net Income TTM 558.5m / Total Stockholder Equity 6.23b)
RoCE = 5.92% (Ebit 1.43b / (Equity 6.23b + L.T.Debt 18.01b))
RoIC = 4.30% (NOPAT 1.07b / Invested Capital 24.93b)
WACC = 2.88% (E(8.97b)/V(27.78b) * Re(7.05%)) + (D(18.81b)/V(27.78b) * Rd(1.19%) * (1-Tc(0.25)))
Shares Correlation 3-Years: -72.73 | Cagr: -0.44%
Discount Rate = 7.05% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 70.46% ; FCFE base≈362.0m ; Y1≈237.7m ; Y5≈108.7m
Fair Price DCF = 14.24 (DCF Value 2.14b / Shares Outstanding 150.1m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 8.54 | EPS CAGR: -99.91% | SUE: -7.78 | # QB: False
Revenue Correlation: -15.70 | Revenue CAGR: -2.74%
Additional Sources for KMX Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle