(KMX) CarMax - Ratings and Ratios
Used Cars, Financing, Protection Plans, Maintenance
KMX EPS (Earnings per Share)
KMX Revenue
Description: KMX CarMax
CarMax Inc (NYSE:KMX) is a leading retailer of used vehicles in the United States, operating through two main segments: CarMax Sales Operations and CarMax Auto Finance. The company offers a diverse range of used vehicles, including domestic, imported, and luxury models, as well as hybrid and electric vehicles. Additionally, they provide extended protection plans, reconditioning, and vehicle repair services.
From a business perspective, CarMax has established a strong presence in the automotive retail market, leveraging its vast inventory and financing options to cater to a broad customer base. The companys Auto Finance segment plays a crucial role in facilitating sales by offering financing alternatives to customers across various credit spectrums. Key performance indicators (KPIs) to monitor CarMaxs performance include same-store sales growth, inventory turnover, and the percentage of customers using their financing options.
To further analyze CarMaxs financial health, we can examine metrics such as revenue growth, gross margin, and operating margin. The companys ability to maintain a competitive edge in the market can be assessed by tracking its market share, customer satisfaction ratings, and the effectiveness of its online platforms. Furthermore, monitoring industry trends, such as the shift towards electric and hybrid vehicles, can help identify opportunities and challenges for CarMax.
From a valuation perspective, we can consider metrics like the price-to-sales ratio, enterprise value-to-EBITDA, and dividend yield (if applicable). Comparing these metrics to industry peers and the broader market can provide insights into CarMaxs relative valuation and potential investment appeal. By combining these fundamental and operational KPIs, we can gain a more comprehensive understanding of CarMaxs business performance and growth prospects.
KMX Stock Overview
| Market Cap in USD | 6,874m |
| Sub-Industry | Automotive Retail |
| IPO / Inception | 1997-02-04 |
KMX Stock Ratings
| Growth Rating | -66.5% |
| Fundamental | 53.5% |
| Dividend Rating | - |
| Return 12m vs S&P 500 | -50.6% |
| Analyst Rating | 3.89 of 5 |
KMX Dividends
Currently no dividends paidKMX Growth Ratios
| Growth Correlation 3m | -53.5% |
| Growth Correlation 12m | -86% |
| Growth Correlation 5y | -73% |
| CAGR 5y | -8.40% |
| CAGR/Max DD 3y (Calmar Ratio) | -0.16 |
| CAGR/Mean DD 3y (Pain Ratio) | -0.55 |
| Sharpe Ratio 12m | -1.60 |
| Alpha | -60.89 |
| Beta | 1.266 |
| Volatility | 39.30% |
| Current Volume | 2933.9k |
| Average Volume 20d | 4079.9k |
| Stop Loss | 41.2 (-4%) |
| Signal | -0.70 |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (521.1m TTM) > 0 and > 6% of Revenue (6% = 1.58b TTM) |
| FCFTA 0.03 (>2.0%) and ΔFCFTA 0.50pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 12.48% (prev 10.44%; Δ 2.04pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.04 (>3.0%) and CFO 1.21b > Net Income 521.1m (YES >=105%, WARN >=100%) |
| Net Debt (17.23b) to EBITDA (1.28b) ratio: 13.47 <= 3.0 (WARN <= 3.5) |
| Current Ratio 2.46 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (151.1m) change vs 12m ago -3.45% (target <= -2.0% for YES) |
| Gross Margin 11.21% (prev 10.11%; Δ 1.10pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 96.98% (prev 94.89%; Δ 2.09pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 3.37 (EBITDA TTM 1.28b / Interest Expense TTM 294.8m) >= 6 (WARN >= 3) |
Altman Z'' 1.77
| (A) 0.12 = (Total Current Assets 5.54b - Total Current Liabilities 2.25b) / Total Assets 27.08b |
| (B) 0.16 = Retained Earnings (Balance) 4.27b / Total Assets 27.08b |
| (C) 0.04 = EBIT TTM 993.4m / Avg Total Assets 27.19b |
| (D) 0.21 = Book Value of Equity 4.33b / Total Liabilities 20.88b |
| Total Rating: 1.77 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 53.53
| 1. Piotroski 5.0pt = 0.0 |
| 2. FCF Yield 2.84% = 1.42 |
| 3. FCF Margin 2.60% = 0.65 |
| 4. Debt/Equity 2.87 = -0.57 |
| 5. Debt/Ebitda 13.47 = -2.50 |
| 6. ROIC - WACC (= 0.53)% = 0.66 |
| 7. RoE 8.36% = 0.70 |
| 8. Rev. Trend 10.89% = 0.82 |
| 9. EPS Trend 47.02% = 2.35 |
What is the price of KMX shares?
Over the past week, the price has changed by -0.63%, over one month by -27.45%, over three months by -31.12% and over the past year by -42.89%.
Is CarMax a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of KMX is around 35.68 USD . This means that KMX is currently overvalued and has a potential downside of -16.83%.
Is KMX a buy, sell or hold?
- Strong Buy: 8
- Buy: 4
- Hold: 4
- Sell: 3
- Strong Sell: 0
What are the forecasts/targets for the KMX price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 57.8 | 34.7% |
| Analysts Target Price | 57.8 | 34.7% |
| ValueRay Target Price | 37.6 | -12.3% |
Last update: 2025-10-09 02:25
KMX Fundamental Data Overview
P/E Trailing = 13.1554
P/E Forward = 13.2802
P/S = 0.2431
P/B = 1.0911
P/EG = 0.6436
Beta = 1.266
Revenue TTM = 26.37b USD
EBIT TTM = 993.4m USD
EBITDA TTM = 1.28b USD
Long Term Debt = 17.82b USD (from longTermDebt, last quarter)
Short Term Debt = 855.8m USD (from shortTermDebt, last quarter)
Debt = 17.77b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 17.23b USD (from netDebt column, last quarter)
Enterprise Value = 24.10b USD (6.87b + Debt 17.77b - CCE 540.4m)
Interest Coverage Ratio = 3.37 (Ebit TTM 993.4m / Interest Expense TTM 294.8m)
FCF Yield = 2.84% (FCF TTM 685.0m / Enterprise Value 24.10b)
FCF Margin = 2.60% (FCF TTM 685.0m / Revenue TTM 26.37b)
Net Margin = 1.98% (Net Income TTM 521.1m / Revenue TTM 26.37b)
Gross Margin = 11.21% ((Revenue TTM 26.37b - Cost of Revenue TTM 23.41b) / Revenue TTM)
Gross Margin QoQ = 10.88% (prev 11.84%)
Tobins Q-Ratio = 0.89 (Enterprise Value 24.10b / Total Assets 27.08b)
Interest Expense / Debt = -0.95% (Interest Expense -169.0m / Debt 17.77b)
Taxrate = 24.96% (31.7m / 127.1m)
NOPAT = 745.5m (EBIT 993.4m * (1 - 24.96%))
Current Ratio = 2.46 (Total Current Assets 5.54b / Total Current Liabilities 2.25b)
Debt / Equity = 2.87 (Debt 17.77b / totalStockholderEquity, last quarter 6.20b)
Debt / EBITDA = 13.47 (Net Debt 17.23b / EBITDA 1.28b)
Debt / FCF = 25.15 (Net Debt 17.23b / FCF TTM 685.0m)
Total Stockholder Equity = 6.24b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.92% (Net Income 521.1m / Total Assets 27.08b)
RoE = 8.36% (Net Income TTM 521.1m / Total Stockholder Equity 6.24b)
RoCE = 4.13% (EBIT 993.4m / Capital Employed (Equity 6.24b + L.T.Debt 17.82b))
RoIC = 2.99% (NOPAT 745.5m / Invested Capital 24.92b)
WACC = 2.46% (E(6.87b)/V(24.64b) * Re(10.68%) + D(17.77b)/V(24.64b) * Rd(-0.95%) * (1-Tc(0.25)))
Discount Rate = 10.68% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -2.45%
[DCF Debug] Terminal Value 59.58% ; FCFE base≈632.2m ; Y1≈415.1m ; Y5≈189.8m
Fair Price DCF = 17.52 (DCF Value 2.57b / Shares Outstanding 146.8m; 5y FCF grow -40.0% → 3.0% )
EPS Correlation: 47.02 | EPS CAGR: 42.86% | SUE: -2.99 | # QB: 0
Revenue Correlation: 10.89 | Revenue CAGR: 0.49% | SUE: -2.76 | # QB: 0
Additional Sources for KMX Stock
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Fund Manager Positions: Dataroma | Stockcircle