(L) Loews - Ratings and Ratios
Insurance, Hotels, Energy, Plastics Containers, Resins
L EPS (Earnings per Share)
L Revenue
Description: L Loews
Loews Corporation is a diversified conglomerate with a presence in various industries, including insurance, energy, hospitality, and plastics manufacturing. Through its subsidiaries, the company provides a range of insurance products, including commercial property and casualty insurance, specialty insurance, and surety bonds, to various clients, including professionals, businesses, and organizations.
The companys insurance segment is its largest contributor, offering a diverse range of products, including management and professional liability, workers compensation, and cyber coverages. Loews Corporations insurance products are marketed through independent agents, brokers, and managing general underwriters, allowing it to maintain a strong distribution network.
In addition to insurance, Loews Corporation has a significant presence in the energy sector, engaging in the transportation and storage of natural gas and natural gas liquids, as well as providing ethane supply and transportation services to industrial customers. The company also operates a chain of 25 hotels, providing a steady stream of revenue.
From a financial perspective, Loews Corporation has a market capitalization of approximately $18.8 billion and a price-to-earnings ratio of 14.72, indicating a relatively stable valuation. The companys return on equity (RoE) is 7.81%, suggesting a decent level of profitability. Key performance indicators (KPIs) to monitor include the companys combined ratio, which measures the profitability of its insurance underwriting business, and its revenue growth from its non-insurance segments, such as energy and hospitality.
To further evaluate Loews Corporations performance, it is essential to analyze its financial leverage, interest coverage ratio, and dividend yield. The companys debt-to-equity ratio and interest coverage ratio can provide insights into its capital structure and ability to meet its debt obligations. Additionally, the dividend yield can indicate the companys commitment to returning value to shareholders.
L Stock Overview
| Market Cap in USD | 19,959m |
| Sub-Industry | Multi-line Insurance |
| IPO / Inception | 1987-07-10 |
L Stock Ratings
| Growth Rating | 90.6% |
| Fundamental | 64.6% |
| Dividend Rating | 28.6% |
| Return 12m vs S&P 500 | 0.47% |
| Analyst Rating | - |
L Dividends
| Dividend Yield 12m | 0.28% |
| Yield on Cost 5y | 0.72% |
| Annual Growth 5y | 0.00% |
| Payout Consistency | 90.9% |
| Payout Ratio | 4.0% |
L Growth Ratios
| Growth Correlation 3m | 90% |
| Growth Correlation 12m | 91.3% |
| Growth Correlation 5y | 92.7% |
| CAGR 5y | 22.69% |
| CAGR/Max DD 5y | 0.87 |
| Sharpe Ratio 12m | 2.09 |
| Alpha | 3.12 |
| Beta | 0.741 |
| Volatility | 14.57% |
| Current Volume | 770.5k |
| Average Volume 20d | 673.2k |
| Stop Loss | 93.7 (-3%) |
| Signal | 0.07 |
Piotroski VR‑10 (Strict, 0-10) 4.5
| Net Income (1.35b TTM) > 0 and > 6% of Revenue (6% = 1.08b TTM) |
| FCFTA 0.04 (>2.0%) and ΔFCFTA 0.91pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 60.19% (prev 97.31%; Δ -37.12pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.04 (>3.0%) and CFO 3.62b > Net Income 1.35b (YES >=105%, WARN >=100%) |
| Net Debt (8.50b) to EBITDA (1.06b) ratio: 7.99 <= 3.0 (WARN <= 3.5) |
| Current Ratio 3.00 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (209.4m) change vs 12m ago -5.52% (target <= -2.0% for YES) |
| Gross Margin 44.31% (prev 66.44%; Δ -22.12pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 21.72% (prev 20.31%; Δ 1.41pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 2.20 (EBITDA TTM 1.06b / Interest Expense TTM 436.0m) >= 6 (WARN >= 3) |
Altman Z'' 1.83
| (A) 0.13 = (Total Current Assets 16.26b - Total Current Liabilities 5.43b) / Total Assets 84.67b |
| (B) 0.20 = Retained Earnings (Balance) 17.20b / Total Assets 84.67b |
| (C) 0.01 = EBIT TTM 957.1m / Avg Total Assets 82.86b |
| (D) 0.24 = Book Value of Equity 15.70b / Total Liabilities 66.28b |
| Total Rating: 1.83 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 64.58
| 1. Piotroski 4.50pt = -0.50 |
| 2. FCF Yield 12.79% = 5.0 |
| 3. FCF Margin 17.07% = 4.27 |
| 4. Debt/Equity 0.51 = 2.37 |
| 5. Debt/Ebitda 8.41 = -2.50 |
| 6. ROIC - WACC -3.44% = -4.30 |
| 7. RoE 7.81% = 0.65 |
| 8. Rev. Trend 96.51% = 4.83 |
| 9. Rev. CAGR 10.50% = 1.31 |
| 10. EPS Trend 38.10% = 0.95 |
| 11. EPS CAGR 51.68% = 2.50 |
What is the price of L shares?
Over the past week, the price has changed by -0.17%, over one month by +3.65%, over three months by +9.13% and over the past year by +19.80%.
Is Loews a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of L is around 106.62 USD . This means that L is currently undervalued and has a potential upside of +10.33% (Margin of Safety).
Is L a buy, sell or hold?
What are the forecasts/targets for the L price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 60 | -37.9% |
| Analysts Target Price | 60 | -37.9% |
| ValueRay Target Price | 116.6 | 20.6% |
Last update: 2025-09-04 04:41
L Fundamental Data Overview
CCE Cash And Equivalents = 4.90b USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 15.273
P/S = 1.1051
P/B = 1.1396
P/EG = 2.69
Beta = 0.694
Revenue TTM = 17.99b USD
EBIT TTM = 957.1m USD
EBITDA TTM = 1.06b USD
Long Term Debt = 7.94b USD (from longTermDebt, last quarter)
Short Term Debt = 1.00b USD (from shortTermDebt, last quarter)
Debt = 8.95b USD (Calculated: Short Term 1.00b + Long Term 7.94b)
Net Debt = 8.50b USD (from netDebt column, last quarter)
Enterprise Value = 24.01b USD (19.96b + Debt 8.95b - CCE 4.90b)
Interest Coverage Ratio = 2.20 (Ebit TTM 957.1m / Interest Expense TTM 436.0m)
FCF Yield = 12.79% (FCF TTM 3.07b / Enterprise Value 24.01b)
FCF Margin = 17.07% (FCF TTM 3.07b / Revenue TTM 17.99b)
Net Margin = 7.50% (Net Income TTM 1.35b / Revenue TTM 17.99b)
Gross Margin = 44.31% ((Revenue TTM 17.99b - Cost of Revenue TTM 10.02b) / Revenue TTM)
Tobins Q-Ratio = 1.53 (Enterprise Value 24.01b / Book Value Of Equity 15.70b)
Interest Expense / Debt = 1.20% (Interest Expense 107.0m / Debt 8.95b)
Taxrate = 20.28% (380.0m / 1.87b)
NOPAT = 763.0m (EBIT 957.1m * (1 - 20.28%))
Current Ratio = 3.00 (Total Current Assets 16.26b / Total Current Liabilities 5.43b)
Debt / Equity = 0.51 (Debt 8.95b / last Quarter total Stockholder Equity 17.51b)
Debt / EBITDA = 8.41 (Net Debt 8.50b / EBITDA 1.06b)
Debt / FCF = 2.91 (Debt 8.95b / FCF TTM 3.07b)
Total Stockholder Equity = 17.28b (last 4 quarters mean)
RoA = 1.59% (Net Income 1.35b, Total Assets 84.67b )
RoE = 7.81% (Net Income TTM 1.35b / Total Stockholder Equity 17.28b)
RoCE = 3.79% (Ebit 957.1m / (Equity 17.28b + L.T.Debt 7.94b))
RoIC = 2.89% (NOPAT 763.0m / Invested Capital 26.37b)
WACC = 6.34% (E(19.96b)/V(28.91b) * Re(8.75%)) + (D(8.95b)/V(28.91b) * Rd(1.20%) * (1-Tc(0.20)))
Shares Correlation 5-Years: -100.0 | Cagr: -4.58%
Discount Rate = 8.75% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 77.39% ; FCFE base≈2.72b ; Y1≈3.04b ; Y5≈4.00b
Fair Price DCF = 293.7 (DCF Value 60.92b / Shares Outstanding 207.4m; 5y FCF grow 13.28% → 3.0% )
Revenue Correlation: 96.51 | Revenue CAGR: 10.50%
Rev Growth-of-Growth: -1.81
EPS Correlation: 38.10 | EPS CAGR: 51.68%
EPS Growth-of-Growth: -39.45
Additional Sources for L Stock
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Fund Manager Positions: Dataroma | Stockcircle