(LADR) Ladder Capital - Ratings and Ratios
Loans, Securities, Real Estate
EPS (Earnings per Share)
Revenue
Dividends
| Dividend Yield | 8.08% |
| Yield on Cost 5y | 14.53% |
| Yield CAGR 5y | -0.54% |
| Payout Consistency | 88.3% |
| Payout Ratio | 96.8% |
| Risk via 5d forecast | |
|---|---|
| Volatility | 17.8% |
| Value at Risk 5%th | 29.5% |
| Relative Tail Risk | 0.75% |
| Reward TTM | |
|---|---|
| Sharpe Ratio | 0.35 |
| Alpha | -4.26 |
| CAGR/Max DD | 0.54 |
| Character TTM | |
|---|---|
| Hurst Exponent | 0.544 |
| Beta | 0.583 |
| Beta Downside | 0.637 |
| Drawdowns 3y | |
|---|---|
| Max DD | 23.22% |
| Mean DD | 6.27% |
| Median DD | 5.17% |
Description: LADR Ladder Capital November 13, 2025
Ladder Capital Corp (NYSE:LADR) is an internally-managed REIT that generates earnings from three core segments: (1) Loans – originating conduit first-mortgage loans secured by cash-flowing commercial real-estate (CRE) and holding balance-sheet loans tied to properties in transition (lease-up, renovation, or repositioning); (2) Securities – investing in commercial mortgage-backed securities (CMBS), U.S. Treasuries, agency bonds, corporate debt, and equity; and (3) Real Estate – owning and leasing commercial properties. As a REIT, LADR avoids federal corporate income tax provided it distributes ≥90 % of taxable income.
Key performance indicators as of the most recent filing show a loan portfolio of roughly $6.4 billion with a weighted-average loan-to-value (LTV) of 68 % and a net interest margin of 3.2 %. The company paid a quarterly dividend of $0.11 per share, yielding about 7.5 % on the current price, and maintained a dividend coverage ratio of 1.2×, indicating modest buffer against earnings volatility.
The REIT’s outlook is tightly linked to macro-economic drivers: (i) the Federal Reserve’s policy rate influences both loan pricing and the value of CMBS holdings; (ii) CRE vacancy trends, especially in office and retail, affect loan performance and asset-level cash flows; and (iii) credit-cycle dynamics in the commercial-mortgage market set the supply of conduit financing, which can compress spreads in a low-rate environment.
If you want a deeper, data-driven view of LADR’s valuation and scenario modeling, consider exploring the analytical tools available on ValueRay.
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income (79.7m TTM) > 0 and > 6% of Revenue (6% = 21.6m TTM) |
| FCFTA -0.00 (>2.0%) and ΔFCFTA -5.08pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue -111.1% (prev 761.2%; Δ -872.3pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA -0.00 (>3.0%) and CFO -18.5m <= Net Income 79.7m (YES >=105%, WARN >=100%) |
| Net Debt (2.59b) to EBITDA (293.3m) ratio: 8.82 <= 3.0 (WARN <= 3.5) |
| Current Ratio 0.14 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (126.1m) change vs 12m ago 0.17% (target <= -2.0% for YES) |
| Gross Margin 79.81% (prev 80.15%; Δ -0.34pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 7.15% (prev 8.13%; Δ -0.98pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.45 (EBITDA TTM 293.3m / Interest Expense TTM 180.1m) >= 6 (WARN >= 3) |
Altman Z'' -0.46
| (A) -0.09 = (Total Current Assets 63.9m - Total Current Liabilities 463.7m) / Total Assets 4.69b |
| (B) -0.05 = Retained Earnings (Balance) -246.7m / Total Assets 4.69b |
| (C) 0.05 = EBIT TTM 261.4m / Avg Total Assets 5.03b |
| (D) -0.08 = Book Value of Equity -249.9m / Total Liabilities 3.19b |
| Total Rating: -0.46 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 47.65
| 1. Piotroski 2.0pt |
| 2. FCF Yield -0.46% |
| 3. FCF Margin -4.71% |
| 4. Debt/Equity 1.76 |
| 5. Debt/Ebitda 8.82 |
| 6. ROIC - WACC (= 1.97)% |
| 7. RoE 5.27% |
| 8. Rev. Trend 29.17% |
| 9. EPS Trend -21.20% |
What is the price of LADR shares?
Over the past week, the price has changed by +0.44%, over one month by +6.55%, over three months by +3.08% and over the past year by +9.51%.
Is LADR a buy, sell or hold?
- Strong Buy: 3
- Buy: 2
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the LADR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 12.6 | 10.7% |
| Analysts Target Price | 12.6 | 10.7% |
| ValueRay Target Price | 13.4 | 17.3% |
LADR Fundamental Data Overview December 16, 2025
P/E Trailing = 18.0476
P/E Forward = 9.8328
P/S = 6.2068
P/B = 0.9677
P/EG = 1.89
Beta = 1.049
Revenue TTM = 359.8m USD
EBIT TTM = 261.4m USD
EBITDA TTM = 293.3m USD
Long Term Debt = 2.62b USD (from longTermDebt, last quarter)
Short Term Debt = 20.0m USD (from shortTermDebt, last quarter)
Debt = 2.64b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.59b USD (from netDebt column, last quarter)
Enterprise Value = 3.67b USD (1.45b + Debt 2.64b - CCE 418.3m)
Interest Coverage Ratio = 1.45 (Ebit TTM 261.4m / Interest Expense TTM 180.1m)
FCF Yield = -0.46% (FCF TTM -17.0m / Enterprise Value 3.67b)
FCF Margin = -4.71% (FCF TTM -17.0m / Revenue TTM 359.8m)
Net Margin = 22.14% (Net Income TTM 79.7m / Revenue TTM 359.8m)
Gross Margin = 79.81% ((Revenue TTM 359.8m - Cost of Revenue TTM 72.6m) / Revenue TTM)
Gross Margin QoQ = 79.56% (prev 80.05%)
Tobins Q-Ratio = 0.78 (Enterprise Value 3.67b / Total Assets 4.69b)
Interest Expense / Debt = 1.67% (Interest Expense 44.0m / Debt 2.64b)
Taxrate = 4.77% (960.0k / 20.1m)
NOPAT = 248.9m (EBIT 261.4m * (1 - 4.77%))
Current Ratio = 0.14 (Total Current Assets 63.9m / Total Current Liabilities 463.7m)
Debt / Equity = 1.76 (Debt 2.64b / totalStockholderEquity, last quarter 1.50b)
Debt / EBITDA = 8.82 (Net Debt 2.59b / EBITDA 293.3m)
Debt / FCF = -152.5 (out of range, set to none) (Net Debt 2.59b / FCF TTM -17.0m)
Total Stockholder Equity = 1.51b (last 4 quarters mean from totalStockholderEquity)
RoA = 1.70% (Net Income 79.7m / Total Assets 4.69b)
RoE = 5.27% (Net Income TTM 79.7m / Total Stockholder Equity 1.51b)
RoCE = 6.33% (EBIT 261.4m / Capital Employed (Equity 1.51b + L.T.Debt 2.62b))
RoIC = 5.89% (NOPAT 248.9m / Invested Capital 4.22b)
WACC = 3.92% (E(1.45b)/V(4.08b) * Re(8.16%) + D(2.64b)/V(4.08b) * Rd(1.67%) * (1-Tc(0.05)))
Discount Rate = 8.16% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: 100.0 | Cagr: 0.41%
Fair Price DCF = unknown (Cash Flow -17.0m)
EPS Correlation: -21.20 | EPS CAGR: 4.76% | SUE: 0.49 | # QB: 0
Revenue Correlation: 29.17 | Revenue CAGR: 15.70% | SUE: 0.49 | # QB: 0
EPS next Quarter (2026-03-31): EPS=0.27 | Chg30d=-0.024 | Revisions Net=-2 | Analysts=5
EPS next Year (2026-12-31): EPS=1.11 | Chg30d=-0.073 | Revisions Net=-3 | Growth EPS=+18.7% | Growth Revenue=+15.6%
Additional Sources for LADR Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle