(LADR) Ladder Capital - Ratings and Ratios
Loans, Securities, Property
LADR EPS (Earnings per Share)
LADR Revenue
Description: LADR Ladder Capital
Ladder Capital Corp is a Mortgage REIT operating in the United States, with a market capitalization of approximately $1.4 billion. As a Mortgage REIT, the companys primary business involves originating, investing in, and managing commercial and residential mortgage loans, as well as other real estate-related assets.
The companys financial performance is influenced by key economic drivers such as interest rates, credit spreads, and the overall health of the real estate market. Ladder Capitals revenue is primarily generated from net interest income, which is the difference between the interest earned on its mortgage assets and the interest paid on its borrowings.
To evaluate Ladder Capitals financial health and performance, key performance indicators (KPIs) such as Return on Equity (RoE), which is currently at 4.68%, and the Price-to-Earnings (P/E) ratio, which stands at 15.77, can be used. The forward P/E ratio of 9.83 suggests that the market expects the companys earnings to grow in the future.
Ladder Capitals business model is sensitive to changes in interest rates, as rising rates can increase the companys borrowing costs and potentially reduce the value of its existing mortgage assets. Conversely, a decline in interest rates can lead to increased prepayment activity, which can also impact the companys financial performance. Therefore, it is essential to closely monitor interest rate movements and their impact on the companys financials.
The Mortgage REIT sector, in which Ladder Capital operates, is highly competitive, and the companys ability to generate strong returns depends on its ability to effectively manage its assets, liabilities, and capital. The companys financial leverage, asset quality, and risk management practices are critical factors that influence its overall performance and ability to deliver returns to shareholders.
LADR Stock Overview
| Market Cap in USD | 1,477m |
| Sub-Industry | Mortgage REITs |
| IPO / Inception | 2014-02-06 |
LADR Stock Ratings
| Growth Rating | 43.3% |
| Fundamental | 56.4% |
| Dividend Rating | 79.1% |
| Return 12m vs S&P 500 | -11.8% |
| Analyst Rating | 4.33 of 5 |
LADR Dividends
| Dividend Yield 12m | 8.16% |
| Yield on Cost 5y | 17.76% |
| Annual Growth 5y | -0.43% |
| Payout Consistency | 91.8% |
| Payout Ratio | 92.0% |
LADR Growth Ratios
| Growth Correlation 3m | 88% |
| Growth Correlation 12m | 12.7% |
| Growth Correlation 5y | 86.3% |
| CAGR 5y | 10.83% |
| CAGR/Max DD 3y | 0.47 |
| CAGR/Mean DD 3y | 2.06 |
| Sharpe Ratio 12m | 0.88 |
| Alpha | -14.28 |
| Beta | 0.888 |
| Volatility | 17.31% |
| Current Volume | 458k |
| Average Volume 20d | 472.4k |
| Stop Loss | 11.2 (-3.6%) |
| Signal | -0.60 |
Piotroski VR‑10 (Strict, 0-10) 2.0
| Net Income (88.4m TTM) > 0 and > 6% of Revenue (6% = 22.7m TTM) |
| FCFTA 0.03 (>2.0%) and ΔFCFTA -0.30pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 330.4% (prev 1318 %; Δ -987.7pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.03 (>3.0%) and CFO 124.2m > Net Income 88.4m (YES >=105%, WARN >=100%) |
| Net Debt (2.63b) to EBITDA (315.3m) ratio: 8.36 <= 3.0 (WARN <= 3.5) |
| Current Ratio 15.49 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (126.2m) change vs 12m ago 0.29% (target <= -2.0% for YES) |
| Gross Margin 80.82% (prev 75.46%; Δ 5.36pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 7.96% (prev 5.36%; Δ 2.60pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 1.46 (EBITDA TTM 315.3m / Interest Expense TTM 193.8m) >= 6 (WARN >= 3) |
Altman Z'' 1.98
| (A) 0.28 = (Total Current Assets 1.34b - Total Current Liabilities 86.3m) / Total Assets 4.46b |
| (B) -0.05 = Retained Earnings (Balance) -236.6m / Total Assets 4.46b |
| (C) 0.06 = EBIT TTM 283.1m / Avg Total Assets 4.75b |
| (D) -0.08 = Book Value of Equity -242.1m / Total Liabilities 2.96b |
| Total Rating: 1.98 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 56.40
| 1. Piotroski 2.0pt = -3.0 |
| 2. FCF Yield 3.67% = 1.83 |
| 3. FCF Margin 33.31% = 7.50 |
| 4. Debt/Equity 1.61 = 1.32 |
| 5. Debt/Ebitda 7.69 = -2.50 |
| 6. ROIC - WACC 1.68% = 2.10 |
| 7. RoE 5.81% = 0.48 |
| 8. Rev. Trend 9.37% = 0.47 |
| 9. Rev. CAGR 13.34% = 1.67 |
| 10. EPS Trend -54.56% = -1.36 |
| 11. EPS CAGR -16.89% = -2.11 |
What is the price of LADR shares?
Over the past week, the price has changed by -1.19%, over one month by +3.47%, over three months by +11.89% and over the past year by +4.31%.
Is Ladder Capital a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LADR is around 12.47 USD . This means that LADR is currently overvalued and has a potential downside of 7.31%.
Is LADR a buy, sell or hold?
- Strong Buy: 3
- Buy: 2
- Hold: 1
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the LADR price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 12.8 | 10.4% |
| Analysts Target Price | 12.8 | 10.4% |
| ValueRay Target Price | 13.4 | 15.4% |
Last update: 2025-09-05 04:50
LADR Fundamental Data Overview
CCE Cash And Equivalents = 467.6m USD (Cash And Short Term Investments, last quarter)
P/E Trailing = 16.5571
P/E Forward = 9.8328
P/S = 6.0595
P/B = 0.9831
P/EG = 1.89
Beta = 1.075
Revenue TTM = 378.3m USD
EBIT TTM = 283.1m USD
EBITDA TTM = 315.3m USD
Long Term Debt = 2.43b USD (from longTermDebt, last quarter)
Short Term Debt = unknown (0.0)
Debt = 2.43b USD (Calculated: Short Term 0.0 + Long Term 2.43b)
Net Debt = 2.63b USD (from netDebt column, last quarter)
Enterprise Value = 3.44b USD (1.48b + Debt 2.43b - CCE 467.6m)
Interest Coverage Ratio = 1.46 (Ebit TTM 283.1m / Interest Expense TTM 193.8m)
FCF Yield = 3.67% (FCF TTM 126.0m / Enterprise Value 3.44b)
FCF Margin = 33.31% (FCF TTM 126.0m / Revenue TTM 378.3m)
Net Margin = 23.36% (Net Income TTM 88.4m / Revenue TTM 378.3m)
Gross Margin = 80.82% ((Revenue TTM 378.3m - Cost of Revenue TTM 72.6m) / Revenue TTM)
Tobins Q-Ratio = -14.19 (set to none) (Enterprise Value 3.44b / Book Value Of Equity -242.1m)
Interest Expense / Debt = 1.70% (Interest Expense 41.2m / Debt 2.43b)
Taxrate = 3.11% (3.45m / 110.9m)
NOPAT = 274.3m (EBIT 283.1m * (1 - 3.11%))
Current Ratio = 15.49 (Total Current Assets 1.34b / Total Current Liabilities 86.3m)
Debt / Equity = 1.61 (Debt 2.43b / last Quarter total Stockholder Equity 1.50b)
Debt / EBITDA = 7.69 (Net Debt 2.63b / EBITDA 315.3m)
Debt / FCF = 19.25 (Debt 2.43b / FCF TTM 126.0m)
Total Stockholder Equity = 1.52b (last 4 quarters mean)
RoA = 1.98% (Net Income 88.4m, Total Assets 4.46b )
RoE = 5.81% (Net Income TTM 88.4m / Total Stockholder Equity 1.52b)
RoCE = 7.17% (Ebit 283.1m / (Equity 1.52b + L.T.Debt 2.43b))
RoIC = 6.22% (NOPAT 274.3m / Invested Capital 4.41b)
WACC = 4.54% (E(1.48b)/V(3.90b) * Re(9.29%)) + (D(2.43b)/V(3.90b) * Rd(1.70%) * (1-Tc(0.03)))
Shares Correlation 3-Years: 69.70 | Cagr: 0.07%
Discount Rate = 9.29% (= CAPM, Blume Beta Adj.)
[DCF Debug] Terminal Value 77.50% ; FCFE base≈138.8m ; Y1≈171.2m ; Y5≈292.2m
Fair Price DCF = 31.06 (DCF Value 3.96b / Shares Outstanding 127.5m; 5y FCF grow 25.0% → 3.0% )
Revenue Correlation: 9.37 | Revenue CAGR: 13.34%
Rev Growth-of-Growth: 48.47
EPS Correlation: -54.56 | EPS CAGR: -16.89%
EPS Growth-of-Growth: 2.67
Additional Sources for LADR Stock
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Fund Manager Positions: Dataroma | Stockcircle