(LC) LendingClub - Ratings and Ratios

LendingClub Corporation, a bank holding company founded in 2006 and headquartered in San Francisco, California, specializes in providing a diverse range of financial products and services across the United States. The company offers a variety of deposit products, including savings accounts, checking accounts, and certificates of deposit, catering to individual and commercial clients. Its loan portfolio includes consumer loans such as unsecured personal loans, secured auto refinance loans, patient finance loans, and education finance loans, as well as commercial loans like small business loans. A key component of its business is the operation of a lending marketplace platform, which connects borrowers with investors. LendingClub has established itself as a prominent player in the consumer finance sector, leveraging its digital platform to streamline financial transactions and expand access to credit.

Based on the provided data, LendingClub Corporation (NYSE:LC) is currently trading at $10.33, with a 20-day average volume of 1,256,541 shares. The stocks short-term trend, indicated by the SMA 20 at $9.76, suggests recent upward momentum, while the SMA 50 at $10.67 and SMA 200 at $12.79 reflect a broader consolidation phase. The ATR of 0.71 indicates moderate volatility. From a fundamental perspective, the companys market cap stands at $1.129 billion, with a trailing P/E of 22.48 and a forward P/E of 13.21, signaling expectations of improved earnings. The P/B ratio of 0.82 suggests the stock is trading below its book value, while the P/S ratio of 0.94 indicates reasonable valuation relative to sales. The return on equity (RoE) of 3.72% reflects modest profitability. Overall, the stock appears to be in a transitional phase, with potential upside driven by improving earnings prospects but tempered by broader market conditions.