Overview Dividends

(LEN) Lennar - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US5260571048

Homes, Land, Mortgage Financing, Multifamily Properties, Investment Funds

LEN EPS (Earnings per Share)

EPS Growth (3Y CAGR): -30.61%
EPS Trend (3Y Correlation): -43.6%

LEN Revenue

Revenue Growth (3Y CAGR): -2.31%
Revenue Trend (3Y Correlation): 0.7%

Description: LEN Lennar

Lennar Corporation is a leading US homebuilder operating primarily under the Lennar brand, with a diversified business model that includes homebuilding, financial services, and multifamily segments. The companys homebuilding operations involve constructing and selling single-family homes, as well as developing and selling residential land. Additionally, Lennar offers mortgage financing, title insurance, and closing services, catering to a range of homebuyers, from first-time buyers to luxury homebuyers.

From a strategic perspective, Lennars diversified business model and geographic presence across the US provide a competitive edge. The companys multifamily segment, which involves developing and managing rental properties, adds a recurring revenue stream. Lennars financial services segment also contributes to its profitability, with the company generating revenue from mortgage financing and other services. Key performance indicators (KPIs) to monitor include the companys homebuilding margins, order backlog, and multifamily occupancy rates. A strong track record of land acquisitions and entitlement processes also supports Lennars growth prospects.

To further analyze Lennars performance, we can examine metrics such as its gross margin on home sales, which typically ranges between 20-25% for major US homebuilders. Lennars return on equity (RoE) of 15.56% is also a relevant metric, indicating the companys ability to generate returns on shareholder equity. Other relevant KPIs include the companys debt-to-equity ratio, interest coverage ratio, and sales per share growth. By closely monitoring these metrics, we can gain insights into Lennars operational efficiency, financial health, and growth prospects.

LEN Stock Overview

Market Cap in USD	34,338m
Sub-Industry	Homebuilding
IPO / Inception	1987-11-05

LEN Stock Ratings

Growth Rating	15.8%
Fundamental	54.1%
Dividend Rating	67.7%
Return 12m vs S&P 500	-28.2%
Analyst Rating	3.48 of 5

LEN Dividends

Dividend Yield 12m	1.94%
Yield on Cost 5y	3.97%
Annual Growth 5y	26.19%
Payout Consistency	88.7%
Payout Ratio	98.8%

LEN Growth Ratios

Growth Correlation 3m	86%
Growth Correlation 12m	-74.2%
Growth Correlation 5y	80.6%
CAGR 5y	16.52%
CAGR/Max DD 5y	0.37
Sharpe Ratio 12m	-0.91
Alpha	-26.08
Beta	0.430
Volatility	32.67%
Current Volume	1847.1k
Average Volume 20d	2850.9k
Stop Loss	128.4 (-3.6%)
Signal	0.01

Piotroski VR‑10 (Strict, 0-10) 5.0

Net Income (3.26b TTM) > 0 and > 6% of Revenue (6% = 2.12b TTM)

FCFTA 0.01 (>2.0%) and ΔFCFTA -9.46pp (YES ≥ +1.0pp, WARN ≥ +0.5pp)

NWC/Revenue 48.96% (prev 72.88%; Δ -23.91pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp)

CFO/TA 0.01 (>3.0%) and CFO 409.7m <= Net Income 3.26b (YES >=105%, WARN >=100%)

Net Debt (2.80b) to EBITDA (3.44b) ratio: 0.82 <= 3.0 (WARN <= 3.5)

Current Ratio 9.15 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active)

Outstanding Shares last Quarter (261.5m) change vs 12m ago -4.45% (target <= -2.0% for YES)

Gross Margin 13.27% (prev 41.96%; Δ -28.69pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0)

Asset Turnover 96.85% (prev 92.52%; Δ 4.33pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0)

Interest Coverage Ratio 21.34 (EBITDA TTM 3.44b / Interest Expense TTM 156.6m) >= 6 (WARN >= 3)

Altman Z'' 7.93

(A) 0.50 = (Total Current Assets 19.45b - Total Current Liabilities 2.13b) / Total Assets 34.37b

(B) 0.63 = Retained Earnings (Balance) 21.65b / Total Assets 34.37b

(D) 1.86 = Book Value of Equity 21.68b / Total Liabilities 11.64b

Total Rating: 7.93 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D)

ValueRay F-Score (Strict, 0-100) 54.06

1. Piotroski 5.0pt = 0.0

2. FCF Yield 0.75% = 0.38

3. FCF Margin 0.79% = 0.20

4. Debt/Equity 0.19 = 2.48

5. Debt/Ebitda 1.22 = 1.43

6. ROIC - WACC 1.94% = 2.43

7. RoE 12.95% = 1.08

8. Rev. Trend 0.73% = 0.04

9. Rev. CAGR -2.31% = -0.39

10. EPS Trend -43.59% = -1.09

11. EPS CAGR -30.61% = -2.50

What is the price of LEN shares?

As of August 31, 2025, the stock is trading at USD 133.14 with a total of 1,847,100 shares traded.
Over the past week, the price has changed by -1.92%, over one month by +14.91%, over three months by +26.07% and over the past year by -16.04%.

Is Lennar a good stock to buy?

Neither. Based on ValueRay´s Fundamental Analyses, Lennar is currently (August 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of 54.06 and therefor a neutral outlook according to the companies health.
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LEN is around 134.03 USD . This means that LEN is currently overvalued and has a potential downside of 0.67%.

Is LEN a buy, sell or hold?

Lennar has received a consensus analysts rating of 3.48. Therefor, it is recommend to hold LEN.

Strong Buy: 4
Buy: 2
Hold: 15
Sell: 0
Strong Sell: 0

What are the forecasts/targets for the LEN price?

Issuer	Target	Up/Down from current
Wallstreet Target Price	122.2	-8.2%
Analysts Target Price	122.2	-8.2%
ValueRay Target Price	147.2	10.6%

Last update: 2025-08-28 04:44

LEN Fundamental Data Overview

Market Cap USD = 34.34b (34.34b USD * 1.0 USD.USD)
CCE Cash And Equivalents = 1.41b USD (last quarter)
P/E Trailing = 11.0506
P/E Forward = 13.3333
P/S = 0.9708
P/B = 1.5288
P/EG = 2.0971
Beta = 1.312
Revenue TTM = 35.37b USD
EBIT TTM = 3.34b USD
EBITDA TTM = 3.44b USD
Long Term Debt = 4.21b USD (from longTermDebt, last quarter)
Short Term Debt = unknown (0.0)
Debt = 4.21b USD (Calculated: Short Term 0.0 + Long Term 4.21b)
Net Debt = 2.80b USD (from netDebt column, last quarter)
Enterprise Value = 37.14b USD (34.34b + Debt 4.21b - CCE 1.41b)
Interest Coverage Ratio = 21.34 (Ebit TTM 3.34b / Interest Expense TTM 156.6m)
FCF Yield = 0.75% (FCF TTM 278.7m / Enterprise Value 37.14b)
FCF Margin = 0.79% (FCF TTM 278.7m / Revenue TTM 35.37b)
Net Margin = 9.20% (Net Income TTM 3.26b / Revenue TTM 35.37b)
Gross Margin = 13.27% ((Revenue TTM 35.37b - Cost of Revenue TTM 30.68b) / Revenue TTM)
Tobins Q-Ratio = 1.71 (Enterprise Value 37.14b / Book Value Of Equity 21.68b)
Interest Expense / Debt = 0.88% (Interest Expense 37.2m / Debt 4.21b)
Taxrate = 23.48% (from yearly Income Tax Expense: 1.22b / 5.18b)
NOPAT = 2.56b (EBIT 3.34b * (1 - 23.48%))
Current Ratio = 9.15 (Total Current Assets 19.45b / Total Current Liabilities 2.13b)
Debt / Equity = 0.19 (Debt 4.21b / last Quarter total Stockholder Equity 22.58b)
Debt / EBITDA = 1.22 (Net Debt 2.80b / EBITDA 3.44b)
Debt / FCF = 15.10 (Debt 4.21b / FCF TTM 278.7m)
Total Stockholder Equity = 25.15b (last 4 quarters mean)
RoA = 9.47% (Net Income 3.26b, Total Assets 34.37b )
RoE = 12.95% (Net Income TTM 3.26b / Total Stockholder Equity 25.15b)
RoCE = 11.39% (Ebit 3.34b / (Equity 25.15b + L.T.Debt 4.21b))
RoIC = 8.79% (NOPAT 2.56b / Invested Capital 29.10b)
WACC = 6.84% (E(34.34b)/V(38.55b) * Re(7.60%)) + (D(4.21b)/V(38.55b) * Rd(0.88%) * (1-Tc(0.23)))
Shares Correlation 5-Years: -100.0 | Cagr: -3.47%
Discount Rate = 7.60% (= CAPM, Blume Beta Adj.) -> floored to rf + ERP 8.05%
[DCF Debug] Terminal Value 77.48% ; FCFE base≈1.76b ; Y1≈1.66b ; Y5≈1.59b
Fair Price DCF = 124.7 (DCF Value 28.37b / Shares Outstanding 227.6m; 5y FCF grow -6.74% → 3.0% )
Revenue Correlation: 0.73 | Revenue CAGR: -2.31%
Rev Growth-of-Growth: -4.65
EPS Correlation: -43.59 | EPS CAGR: -30.61%
EPS Growth-of-Growth: -20.39

Additional Sources for LEN Stock

News: Wall Street Journal | Benzinga | Yahoo Finance
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle