LEN Stock Analysis: Lennar | NYSE
Residential Construction | NYSE, USA | Market Cap: 19.626m USD | 12M Return: -36.6% | US5260571048 | Charts, Fundamentals & Technical Analysis
Avg Turnover: 400M
EPS Trend: -92.8%
Qual. Beats: 1
Rev. Trend: -72.2%
Qual. Beats: -1
Warnings
Tailwinds
No distinct edge detected
Seasonality 11.7 years of data
How good or bad each month usually is (without trend). The score below shows how much you can trust it: 0 = pure chance, >40 gets interesting and >55 is strong.
Lennar Corporation is a U.S. homebuilder that operates primarily under the Lennar brand through seven reportable segments: Homebuilding East, Homebuilding Central, Homebuilding South Central, Homebuilding West, Financial Services, Multifamily, and Lennar Other. The company constructs and sells single-family attached and detached homes, purchases and develops residential land, and develops, constructs, and manages multifamily rental properties.
In addition to homebuilding, Lennar offers residential mortgage financing, title insurance, and closing services for home buyers and other customers, originates and sells securitized commercial mortgage loans, and participates in fund investment activities. Mortgage origination and title services are common vertical-integration strategies among large U.S. homebuilders, allowing them to capture additional fee-based revenue from each home sale.
The company serves first-time, move-up, active adult, and luxury homebuyers across the United States. Lennar was founded in 1954 and is headquartered in Miami, Florida, and is classified within the GICS Consumer Discretionary sector under the Homebuilding sub-industry.
- Mortgage rates climb pressures home affordability and orders
- Cancellation rates rise signals weakening buyer demand
- Share buybacks accelerate capital returns to shareholders
| Net Income: 1.31b TTM > 0 and > 6% of Revenue |
| FCF/TA: 0.00 > 0.02 and ΔFCF/TA 2.13 > 1.0 |
| NWC/Revenue: 41.46% < 20% (prev 38.06%; Δ 3.40% < -1%) |
| CFO/TA 0.01 > 3% & CFO 216.8m > Net Income 1.31b |
| Net Debt (7.15b) to EBITDA (1.84b): 3.88 < 3 |
| Current Ratio: 8.38 > 1.5 & < 3 |
| Outstanding Shares: last quarter (237.8m) vs 12m ago -6.98% < -2% |
| Gross Margin: 9.52% > 18% (prev 11.83%; Δ -2.32% > 0.5%) |
| Asset Turnover: 93.68% > 50% (prev 99.68%; Δ -5.99% > 0%) |
| Interest Coverage Ratio: 6.83 > 6 (EBIT TTM 1.71b / Interest Expense TTM 250.2m) |
| A: 0.40 (Total Current Assets 15.1b - Total Current Liabilities 1.80b) / Total Assets 33.4b |
| B: 0.69 (Retained Earnings 22.9b / Total Assets 33.4b) |
| C: 0.05 (EBIT TTM 1.71b / Avg Total Assets 34.1b) |
| D: 1.85 (Book Value of Equity 21.6b / Total Liabilities 11.7b) |
| Altman-Z'' = 7.12 = AAA |
| DSRI: 0.65 (Receivables 924.9m/1.55b, Revenue 32.0b/34.8b) |
| GMI: 1.24 (GM 11.83% / 9.52%) |
| AQI: 1.03 (AQ_t 0.52 / AQ_t-1 0.50) |
| SGI: 0.92 (Revenue 32.0b / 34.8b) |
| TATA: 0.03 (NI 1.31b - CFO 216.8m) / TA 33.4b) |
| Beneish M = -3.13 (Cap -4..+1) = AA |
As of October 05, 2026, the stock is trading at USD 79.81 with a total of 9,011,080 shares traded. Over the past week, the price has changed by -2.85%, over one month by -4.51%, over three months by -8.98% and over the past year by -36.56%.
Current recommended Stop Loss: 76.00 (which is 4.8% or 1.4 ATR below the current price).
Lennar has received a consensus analysts rating of 3.48. Therefore, it is recommended to hold LEN.
- StrongBuy: 4
- Buy: 2
- Hold: 15
- Sell: 0
- StrongSell: 0
| Analysts Target Price | 80.1 | 0.3% |
P/E Trailing = 14.5223
P/E Forward = 15.674
P/S = 0.6138
P/B = 0.9109
P/EG = 11.3018
Revenue TTM = 32.0b USD
EBIT TTM = 1.71b USD
EBITDA TTM = 1.84b USD
Long Term Debt = 6.10b USD (from longTermDebt, last fiscal year)
Short Term Debt = 2.21b USD (from shortTermDebt, last fiscal year)
Debt = 8.30b USD (corrected: LT Debt 6.10b + ST Debt 2.21b)
Net Debt = 7.15b USD (calculated: Debt 8.30b - CCE 1.15b)
Enterprise Value = 26.8b USD (19.6b + Debt 8.30b - CCE 1.15b)
Interest Coverage Ratio = 6.83 (Ebit TTM 1.71b / Interest Expense TTM 250.2m)
EV/FCF = 950.1x (Enterprise Value 26.8b / FCF TTM 28.2m)
FCF Yield = 0.11% (FCF TTM 28.2m / Enterprise Value 26.8b)
FCF Margin = 0.09% (FCF TTM 28.2m / Revenue TTM 32.0b)
Net Margin = 4.10% (Net Income TTM 1.31b / Revenue TTM 32.0b)
Gross Margin = 9.52% ((Revenue TTM 32.0b - Cost of Revenue TTM 28.9b) / Revenue TTM)
Gross Margin QoQ = 16.56% (prev 6.18%)
Tobins Q-Ratio = 0.80 (Enterprise Value 26.8b / Total Assets 33.4b)
Interest Expense / Debt = 3.01% (Interest Expense 250.2m / Debt 8.30b)
Taxrate = 25.81% (460.8m / 1.79b)
NOPAT = 1.27b (EBIT 1.71b * (1 - 25.81%))
Current Ratio = 8.38 (Total Current Assets 15.1b / Total Current Liabilities 1.80b)
Debt / Equity = 0.39 (Debt 8.30b / totalStockholderEquity, last quarter 21.6b)
Debt / EBITDA = 3.88 (Net Debt 7.15b / EBITDA 1.84b)
Debt / FCF = 253.8 (Net Debt 7.15b / FCF TTM 28.2m)
Total Stockholder Equity = 21.8b (last 4 quarters mean from totalStockholderEquity)
RoA = 3.84% (Net Income 1.31b / Total Assets 33.4b)
RoE = 6.03% (Net Income TTM 1.31b / Total Stockholder Equity 21.8b)
RoCE = 6.13% (EBIT 1.71b / Capital Employed (Equity 21.8b + L.T.Debt 6.10b))
RoIC = 3.88% (NOPAT 1.27b / Invested Capital 32.6b)
WACC = 6.91% (E(19.6b)/V(27.9b) * Re(8.89%) + D(8.30b)/V(27.9b) * Rd(3.01%) * (1-Tc(0.26)))
Discount Rate = 8.89% (= CAPM, Blume Beta Adj.)
Shares (quarterly) Correlation: -99.31 | Cagr: -6.07%
[DCF] Terminal Value 75.44% ; FCFF base≈28.2m ; Y1≈28.3m ; Y5≈30.0m
[DCF] Fair Price = N/A (negative equity: EV 466.3m - Net Debt 7.15b = -6.69b; debt exceeds intrinsic value)
EPS Correlation: -92.81 | EPS CAGR: -30.90% | SUE: 3.05 | # QB: 1
Revenue Correlation: -72.24 | Revenue CAGR: -3.15% | SUE: -1.41 | # QB: -1
EPS current Quarter (2027-02-28): EPS=0.65 | Chg30d=-23.70% | Revisions=-25% | Analysts=7
EPS current Year (2026-11-30): EPS=4.95 | Chg30d=-10.73% | Revisions=+0% | GrowthEPS=-38.6% | GrowthRev=-7.7%
EPS next Year (2027-11-30): EPS=5.27 | Chg30d=-18.67% | Revisions=-25% | GrowthEPS=+6.5% | GrowthRev=+3.6%
[Analyst] Revisions Ratio: -29% (up=1, down=3)