(LEN) Lennar - Ratings and Ratios
Homes, Land, Mortgages, Title, Insurance, Rentals
LEN EPS (Earnings per Share)
LEN Revenue
Description: LEN Lennar
Lennar Corporation (NYSE:LEN) is the United States’ largest homebuilder, operating under the Lennar brand across seven segments: Homebuilding East, Central, Texas, West, Financial Services, Multifamily, and Lennar Other. Its core business constructs and sells single-family attached and detached homes, develops residential land, and builds and manages multifamily rental properties. The firm also provides end-to-end residential financing services-including mortgages, title, insurance, and closing-while originating and securitizing commercial mortgage loans and engaging in fund investment activities.
The company’s customer base spans first-time buyers, move-up families, active-adult communities, and the luxury market, reflecting a diversified demand profile that can buffer regional economic shocks. As of the most recent fiscal year, Lennar reported approximately $27 billion in revenue and delivered over 46,000 homes, maintaining a backlog of roughly $7 billion-a key indicator of future sales pipeline strength.
Key macro drivers for Lennar include U.S. housing-starts trends, mortgage-rate volatility, and labor-cost pressures. The U.S. home-building market has been expanding at an annualized rate of about 5% year-over-year, but rising 30-year Treasury yields have pushed mortgage rates above 6% in 2024, potentially dampening affordability for first-time buyers. Additionally, the construction labor shortage adds a cost-inflation vector that can compress margins unless offset by price increases or productivity gains.
From a financial-services perspective, Lennar’s in-house mortgage and title operations generate ancillary fee income that historically contributes roughly 3–4% of total earnings, providing a modest hedge against cyclical home-sale fluctuations. The multifamily segment, while smaller, offers exposure to the growing rental-housing demand driven by demographic shifts and tighter home-ownership affordability.
Given these dynamics, analysts should monitor LEN’s delivery volume trends, average selling price movements, and the spread between its mortgage-originating rates and prevailing market rates to gauge margin resilience. For a deeper quantitative view of LEN’s valuation metrics, the ValueRay platform offers a granular breakdown of its forward cash-flow assumptions.
LEN Stock Overview
| Market Cap in USD | 32,447m |
| Sub-Industry | Homebuilding |
| IPO / Inception | 1987-11-05 |
LEN Stock Ratings
| Growth Rating | 31.8% |
| Fundamental | 48.9% |
| Dividend Rating | 85.7% |
| Return 12m vs S&P 500 | -33.1% |
| Analyst Rating | 3.48 of 5 |
LEN Dividends
| Dividend Yield 12m | 5.60% |
| Yield on Cost 5y | 9.73% |
| Annual Growth 5y | 33.75% |
| Payout Consistency | 89.4% |
| Payout Ratio | 19.7% |
LEN Growth Ratios
| Growth Correlation 3m | 37.3% |
| Growth Correlation 12m | -38.9% |
| Growth Correlation 5y | 79.8% |
| CAGR 5y | 23.24% |
| CAGR/Max DD 3y (Calmar Ratio) | 0.58 |
| CAGR/Mean DD 3y (Pain Ratio) | 1.87 |
| Sharpe Ratio 12m | -0.96 |
| Alpha | -42.37 |
| Beta | 1.348 |
| Volatility | 33.87% |
| Current Volume | 4300.6k |
| Average Volume 20d | 3661.7k |
| Stop Loss | 118.2 (-3.3%) |
| Signal | 0.64 |
Piotroski VR‑10 (Strict, 0-10) 5.0
| Net Income (2.68b TTM) > 0 and > 6% of Revenue (6% = 2.09b TTM) |
| FCFTA 0.01 (>2.0%) and ΔFCFTA -9.19pp (YES ≥ +1.0pp, WARN ≥ +0.5pp) |
| NWC/Revenue 34.38% (prev 73.27%; Δ -38.89pp) (YES ≤20% & Δ≤-1pp; WARN ≤25% & Δ≤0 oder ≤40% & Δ≤-3pp) |
| CFO/TA 0.01 (>3.0%) and CFO 409.7m <= Net Income 2.68b (YES >=105%, WARN >=100%) |
| Net Debt (2.12b) to EBITDA (4.13b) ratio: 0.51 <= 3.0 (WARN <= 3.5) |
| Current Ratio 8.86 (target 1.5–3.0; WARN 1.2–<1.5 or >3.0–5.0; CFO/TA gate active) |
| Outstanding Shares last Quarter (255.6m) change vs 12m ago -5.39% (target <= -2.0% for YES) |
| Gross Margin 14.99% (prev 40.81%; Δ -25.82pp) >=18% & Δ>=+0.5pp (WARN >=15% & Δ>=0) |
| Asset Turnover 93.18% (prev 91.75%; Δ 1.43pp) >=50% & Δ>=+2pp (WARN >=35% & Δ>=0) |
| Interest Coverage Ratio 12.55 (EBITDA TTM 4.13b / Interest Expense TTM 162.1m) >= 6 (WARN >= 3) |
Altman Z'' 6.60
| (A) 0.34 = (Total Current Assets 13.47b - Total Current Liabilities 1.52b) / Total Assets 34.88b |
| (B) 0.63 = Retained Earnings (Balance) 22.11b / Total Assets 34.88b |
| (C) 0.05 = EBIT TTM 2.03b / Avg Total Assets 37.31b |
| (D) 1.83 = Book Value of Equity 22.14b / Total Liabilities 12.13b |
| Total Rating: 6.60 = (6.56 * A) + (3.26 * B) + (6.72 * C) + (1.05 * D) |
ValueRay F-Score (Strict, 0-100) 48.92
| 1. Piotroski 5.0pt = 0.0 |
| 2. FCF Yield 0.81% = 0.40 |
| 3. FCF Margin 0.80% = 0.20 |
| 4. Debt/Equity 0.16 = 2.49 |
| 5. Debt/Ebitda 0.51 = 2.30 |
| 6. ROIC - WACC (= -4.57)% = -5.72 |
| 7. RoE 11.21% = 0.93 |
| 8. Rev. Trend 6.11% = 0.46 |
| 9. EPS Trend -42.93% = -2.15 |
What is the price of LEN shares?
Over the past week, the price has changed by +0.50%, over one month by -8.24%, over three months by +8.73% and over the past year by -23.26%.
Is Lennar a good stock to buy?
Based on momentum, paid dividends and discounted-cash-flow analyses, the fair value of LEN is around 130.27 USD . This means that LEN is currently overvalued and has a potential downside of 6.58%.
Is LEN a buy, sell or hold?
- Strong Buy: 4
- Buy: 2
- Hold: 15
- Sell: 0
- Strong Sell: 0
What are the forecasts/targets for the LEN price?
| Issuer | Target | Up/Down from current |
|---|---|---|
| Wallstreet Target Price | 129.1 | 5.6% |
| Analysts Target Price | 129.1 | 5.6% |
| ValueRay Target Price | 147.2 | 20.4% |
Last update: 2025-10-02 02:24
LEN Fundamental Data Overview
P/E Trailing = 12.4669
P/E Forward = 13.6799
P/S = 0.9333
P/B = 1.4464
P/EG = 2.3195
Beta = 1.348
Revenue TTM = 34.77b USD
EBIT TTM = 2.03b USD
EBITDA TTM = 4.13b USD
Long Term Debt = 4.19b USD (from longTermDebt, last fiscal year)
Short Term Debt = 2.43b USD (from shortTermDebt, last fiscal year)
Debt = 3.52b USD (from shortLongTermDebtTotal, last quarter)
Net Debt = 2.12b USD (from netDebt column, last quarter)
Enterprise Value = 34.56b USD (32.45b + Debt 3.52b - CCE 1.41b)
Interest Coverage Ratio = 12.55 (Ebit TTM 2.03b / Interest Expense TTM 162.1m)
FCF Yield = 0.81% (FCF TTM 278.7m / Enterprise Value 34.56b)
FCF Margin = 0.80% (FCF TTM 278.7m / Revenue TTM 34.77b)
Net Margin = 7.72% (Net Income TTM 2.68b / Revenue TTM 34.77b)
Gross Margin = 14.99% ((Revenue TTM 34.77b - Cost of Revenue TTM 29.55b) / Revenue TTM)
Gross Margin QoQ = 22.58% (prev 9.60%)
Tobins Q-Ratio = 0.99 (Enterprise Value 34.56b / Total Assets 34.88b)
Interest Expense / Debt = 1.40% (Interest Expense 49.3m / Debt 3.52b)
Taxrate = 24.14% (190.9m / 790.7m)
NOPAT = 1.54b (EBIT 2.03b * (1 - 24.14%))
Current Ratio = 8.86 (Total Current Assets 13.47b / Total Current Liabilities 1.52b)
Debt / Equity = 0.16 (Debt 3.52b / totalStockholderEquity, last quarter 22.57b)
Debt / EBITDA = 0.51 (Net Debt 2.12b / EBITDA 4.13b)
Debt / FCF = 7.60 (Net Debt 2.12b / FCF TTM 278.7m)
Total Stockholder Equity = 23.94b (last 4 quarters mean from totalStockholderEquity)
RoA = 7.70% (Net Income 2.68b / Total Assets 34.88b)
RoE = 11.21% (Net Income TTM 2.68b / Total Stockholder Equity 23.94b)
RoCE = 7.23% (EBIT 2.03b / Capital Employed (Equity 23.94b + L.T.Debt 4.19b))
RoIC = 5.44% (NOPAT 1.54b / Invested Capital 28.39b)
WACC = 10.01% (E(32.45b)/V(35.97b) * Re(10.98%) + D(3.52b)/V(35.97b) * Rd(1.40%) * (1-Tc(0.24)))
Discount Rate = 10.98% (= CAPM, Blume Beta Adj.)
Shares Correlation 3-Years: -100.0 | Cagr: -4.36%
[DCF Debug] Terminal Value 67.24% ; FCFE base≈1.76b ; Y1≈1.66b ; Y5≈1.59b
Fair Price DCF = 79.52 (DCF Value 18.10b / Shares Outstanding 227.6m; 5y FCF grow -6.74% → 3.0% )
EPS Correlation: -42.93 | EPS CAGR: -25.84% | SUE: -0.36 | # QB: 0
Revenue Correlation: 6.11 | Revenue CAGR: -5.10% | SUE: -0.87 | # QB: 0
Additional Sources for LEN Stock
Tweets: X | Stocktwits
Fund Manager Positions: Dataroma | Stockcircle