(LMND) Lemonade - Ratings and Ratios

Exchange: NYSE • Country: United States • Currency: USD • Type: Common Stock • ISIN: US52567D1072

LMND: Renters, Homeowners, Car, Pet, Life

Lemonade, Inc. (NYSE: LMND) is a technology-driven insurance company that offers a range of personal insurance products, including renters, homeowners, auto, pet, life, and landlord insurance. The company operates in the United States, Europe, and the United Kingdom, leveraging its AI-powered platform to streamline underwriting, claims processing, and customer interactions. Lemonade also provides coverage for stolen or damaged property and personal liability protection. Beyond its direct insurance offerings, the company acts as an agent for other insurance providers, diversifying its revenue streams. Formerly known as Lemonade Group, Inc., the company was founded in 2015 and is headquartered in New York, New York. Lemonade is known for its innovative, peer-to-peer insurance model and its commitment to donating unused policy premiums to charitable causes. Web URL: https://www.lemonade.com

As of the latest data, Lemonade, Inc. trades on the NYSE under the ticker symbol LMND. The company is classified under the Property & Casualty Insurance sub-industry. With a market capitalization of $2.16 billion, Lemonade operates in a highly competitive insurance landscape, focusing on digital-first customer experiences. The companys stock has shown volatility, with a 20-day average volume of 1,148,800 shares and an ATR (Average True Range) of 2.51, indicating moderate price movement. Lemonades price-to-book ratio stands at 3.65, reflecting investor confidence in its growth potential despite current losses, as evidenced by its negative return on equity (-34.07%).

3-Month Forecast: Based on and , Lemonade, Inc. (LMND) is expected to experience continued volatility. The stocks short-term trend may remain bearish, as the last price of $29.52 is below the SMA 50 ($32.15) but above the SMA 200 ($28.55). The SMA 20 ($28.19) suggests near-term support. With an ATR of 2.51, price fluctuations are likely to remain moderate. Fundamentally, Lemonades high P/S ratio (4.11) indicates investor confidence in its growth prospects, but the lack of profitability (P/E: None) and negative RoE (-34.07%) may weigh on sentiment. The companys ability to expand its product offerings and improve operational efficiency will be key drivers in the coming months.

Additional Sources for LMND Stock

LMND Stock Overview

Market Cap in USD 2,164m
Sector Financial Services
Industry Insurance - Property & Casualty
GiC Sub-Industry Property & Casualty Insurance
IPO / Inception 2020-07-02

LMND Stock Ratings

Growth Rating -34.1
Fundamental -8.16
Dividend Rating 0.0
Rel. Strength 36.1
Analysts 2.67/5
Fair Price Momentum 26.26 USD
Fair Price DCF -

LMND Dividends

No Dividends Paid

LMND Growth Ratios

Growth Correlation 3m -69.3%
Growth Correlation 12m 73.6%
Growth Correlation 5y -63.1%
CAGR 5y -16.39%
CAGR/Max DD 5y -0.17
Sharpe Ratio 12m -0.19
Alpha 56.08
Beta 1.213
Volatility 87.95%
Current Volume 966.4k
Average Volume 20d 1106.9k
What is the price of LMND stocks?
As of May 01, 2025, the stock is trading at USD 29.22 with a total of 966,377 shares traded.
Over the past week, the price has changed by +8.13%, over one month by -6.08%, over three months by -11.32% and over the past year by +65.01%.
Is Lemonade a good stock to buy?
Neither. Based on ValueRay Fundamental Analyses, Lemonade is currently (May 2025) neither a good nor a bad stock to buy. It has a ValueRay Fundamental Rating of -8.16 and therefor a neutral outlook according to the companies health.
Based on ValueRays Analyses, Dividends and Discounted-Cash-Flow, the Fair Value of LMND as of May 2025 is 26.26. This means that LMND is currently overvalued and has a potential downside of -10.13%.
Is LMND a buy, sell or hold?
Lemonade has received a consensus analysts rating of 2.67. Therefor, it is recommend to hold LMND.
  • Strong Buy: 0
  • Buy: 1
  • Hold: 5
  • Sell: 2
  • Strong Sell: 1
What are the forecast for LMND stock price target?
According to ValueRays Forecast Model, LMND Lemonade will be worth about 30 in May 2026. The stock is currently trading at 29.22. This means that the stock has a potential upside of +2.74%.
Issuer Forecast Upside
Wallstreet Target Price 30.6 4.6%
Analysts Target Price 31.9 9%
ValueRay Target Price 30 2.7%